Paul Sheeks III, CFP®
Senior Vice President, Financial Advisor, Branch Manager
Phone:
(234) 380-4816(234) 380-4816
The Western Reserve Group at Morgan Stanley
Direct:
(234) 380-4802(234) 380-4802
Toll-Free:
(877) 466-9708(877) 466-9708
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
About Us
The Western Reserve Group at Morgan Stanley is a multi-generational financial planning and investment team committed to providing you and those most important to you with our decades-long experience navigating the financial markets, combined with the vast resources of Morgan Stanley. Our processed-based approach is designed to assist families, business owners and professionals strive towards their life-long financial goals and aspirations. We will work in tandem with the other professionals in your life – CPA’s, attorneys, etc. – to help design and implement a financial plan that is unique to you. Each of our 4 advisors brings their own areas of expertise and skill sets to the table. Ranging in ages from 30 to 60, we offer over 100 years of combined industry experience to our clients. From money management and financial planning strategies to insurance reviews, banking/lending and beyond, we would welcome the opportunity to be of service.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Valued Clients
We enjoy helping our clients meet their goals by guiding them through the financial planning process. Below are some of the types of clients we have dedicated our career to servicing. If this sounds like you, please reach out to us for a financial consultation. We would be glad to help!
• Business Owners and Entrepreneurs
• Young Professionals and Corporate Executives
• Non Profits and Foundations
• Young Families in need of retirement and education planning
• Pre-retirees striving to preserve and grow their wealth
• Individuals experiencing a significant life event such as a job change, divorce, loss of a spouse, or a large inheritance
• Young Professionals and Corporate Executives
• Non Profits and Foundations
• Young Families in need of retirement and education planning
• Pre-retirees striving to preserve and grow their wealth
• Individuals experiencing a significant life event such as a job change, divorce, loss of a spouse, or a large inheritance
A Disciplined Process Focused on You
At the Western Reserve Group, we believe that charting a clear course to financial success begins with understanding your values, priorities, and aspirations. Together, we will define what is most important to you and your family and then develop the strategies to help get you there. Through each step, we will provide objective advice and investment insights to construct a plan that is personalized to your needs and goals.
Step 1: Get to Know Each Other
• Listen carefully to understand what is important to you, your family, and your legacy
• Identify circumstances unique to your personal situation
• Discuss important investment concepts and provide details on our investment philosophy
• Identify circumstances unique to your personal situation
• Discuss important investment concepts and provide details on our investment philosophy
Step 2: Assess Your Finances
• Gather important data, documents, and financial statements
• Review the information collected to insure the data is accurate
• Analyze your current investment and cash management strategies
• Review the information collected to insure the data is accurate
• Analyze your current investment and cash management strategies
Step 3: Develop Your Plan
• Develop your personalized plan using proprietary tools and insights from Morgan Stanley
• Integrate any alternative investments into your overall strategy where appropriate
• Incorporate insurance and estate planning strategies
• Present our recommendations along with key action steps
• Coordinate strategies with your CPA and estate attorney if applicable
• Integrate any alternative investments into your overall strategy where appropriate
• Incorporate insurance and estate planning strategies
• Present our recommendations along with key action steps
• Coordinate strategies with your CPA and estate attorney if applicable
Step 4: Implement
• Prioritize activities and establish timelines
• Set up tools to provide convenient access to your accounts
• Prepare and complete necessary paperwork
• Provide ongoing updates to ensure your plan is implemented as expected
• Set up tools to provide convenient access to your accounts
• Prepare and complete necessary paperwork
• Provide ongoing updates to ensure your plan is implemented as expected
Step 5: Deliver Ongoing Service
• Schedule regular calls and meetings to monitor progress towards your goals
• Apply a strict due diligence process to evaluate investment performance
• Determine if any adjustments are needed, since personal goals and market conditions can change over time
• Apply a strict due diligence process to evaluate investment performance
• Determine if any adjustments are needed, since personal goals and market conditions can change over time
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36 East Streetsboro St
Hudson, OH 44236
US
Direct:
(234) 380-4802(234) 380-4802
Toll-Free:
(877) 466-9708(877) 466-9708
Meet The Western Reserve Group
Gregory Michael Christopher
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(216) 360-8636(216) 360-8636
Senior Vice President, Financial Advisor, Senior Investment Management Consultant, Financial Planning Specialist, Insurance Planning Director
Phone:
(234) 380-4829(234) 380-4829
Alyssa Pinney
Financial Advisor
Phone:
(234) 380-4810(234) 380-4810
Elena McMichael
Registered Client Service Associate
Phone:
(234) 380-4802(234) 380-4802
Karla Frascarelli
Portfolio Associate
Phone:
(216) 292-9055(216) 292-9055
About Paul Sheeks III
Paul is a Senior Vice President, Financial Advisor and Branch Manager of the Morgan Stanley Wealth Management office in Hudson, Ohio. An investment professional with over 38 years financial services experience, Paul works to bring clarity and understanding to the complexities involved with each of his client’s unique financial situation and needs. As a Certified Financial Planner™ (CFP®), Paul serves the best interest of his clients in the development, implementation, and monitoring of their financial plans.
Paul began his career in 1986 as a financial advisor with Prudential
Securities and has served in several financial management capacities over the years. His interest in financial planning and investments was formed while attaining a B.S. degree in Finance and Certificate in Economics from the University of Cincinnati in the early 1980’s.
A native of Akron, OH, Paul resides in Silver Lake, OH with his wife, Laura.
Beyond family, community service has been a lifelong priority for Paul whether coaching youth sports, or past charitable endeavors including his capacity as Chairman of the Holy Family Church Burse Advisory, Board Member/Finance Chairman of the National Kidney Foundation Cleveland, and two-term President of Silver Lake Country Club.
Currently, Paul serves on the finance committee of Grace House Akron.
When away from the office, Paul loves spending time with his three adorable grandchildren, photography, RVing, golf, and wine.
Paul began his career in 1986 as a financial advisor with Prudential
Securities and has served in several financial management capacities over the years. His interest in financial planning and investments was formed while attaining a B.S. degree in Finance and Certificate in Economics from the University of Cincinnati in the early 1980’s.
A native of Akron, OH, Paul resides in Silver Lake, OH with his wife, Laura.
Beyond family, community service has been a lifelong priority for Paul whether coaching youth sports, or past charitable endeavors including his capacity as Chairman of the Holy Family Church Burse Advisory, Board Member/Finance Chairman of the National Kidney Foundation Cleveland, and two-term President of Silver Lake Country Club.
Currently, Paul serves on the finance committee of Grace House Akron.
When away from the office, Paul loves spending time with his three adorable grandchildren, photography, RVing, golf, and wine.
Securities Agent: MD, NH, VI, NJ, WV, ID, KS, ME, OK, VT, IL, MA, RI, TX, OH, WI, MS, WY, WA, VA, UT, TN, SD, SC, PR, PA, OR, NY, NV, NM, NE, ND, NC, MT, MO, MN, MI, LA, KY, IN, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 2105006
NMLS#: 2105006
About Gregory Michael Christopher
Greg began his career at Merrill Lynch in 1995 after graduating from Miami University in Oxford, Ohio with a BS in Business Administration with a focus in Finance and Human Resource Management. As a Financial Advisor, he advises small companies and individuals on creating their goals and objectives in helping them accomplish the short and long-term goals. Also at Merrill Lynch, he was not only a Financial Advisor but also was a National Trainer, where he would frequently travel to Princeton, New Jersey to train newly hired Financial Advisors.
In addition to being a Financial Advisor, Greg has been a Varsity Baseball Coach at Gilmour Academy for the past 10 years where he graduated in 1991. He has been working with catchers on all levels since he has been there.
Greg and his wife Missy live in Twinsburg with their three grown boys Nick, Matt and Ben. Greg also enjoys traveling, running, playing golf, playing and taking walks with his Olde English Bulldog MacGregor.
In addition to being a Financial Advisor, Greg has been a Varsity Baseball Coach at Gilmour Academy for the past 10 years where he graduated in 1991. He has been working with catchers on all levels since he has been there.
Greg and his wife Missy live in Twinsburg with their three grown boys Nick, Matt and Ben. Greg also enjoys traveling, running, playing golf, playing and taking walks with his Olde English Bulldog MacGregor.
Securities Agent: TX, MA, AR, OH, AL, MO, ME, MD, DC, WI, MN, IN, IA, FL, DE, CA, TN, MI, KY, GA, UT, SC, NV, LA, WA, MT, WY, WV, OR, HI, AZ, CT, VA, PA, NY, NJ, NC, CO, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278942
NMLS#: 1278942
About Kyle Langerman
Since joining Smith Barney, now Morgan Stanley, in 2005, Kyle has focused on using his keen insight into building effective relationships to determine personalized financial plans and strategic asset allocation for clients based on their personal and professional investment goals. Kyle helps guide clients toward achieving those goals by the selection of investment strategies based on sound principles of risk and reward. These plans often include portfolio management with detailed retirement income solutions, saving for educational expenses, and legacy planning. Kyle continues to expand his knowledge and investment management capabilities through an ongoing series of courses in Asset Management, Analysis, and Performance Management.
Away from the office, Kyle enjoys spending time with his beautiful wife, Alyssa, and two active sons, Kaden and Carson. His passion for traveling has led to many amazing hiking trails, relaxing beach vacations and unique photography opportunities. A passionate sports fan, Kyle coaches his sons’ basketball teams through the CYO program at their school and closely follows college football.
Born and raised in Ohio, Kyle received a Bachelor of Arts degree from Miami University. When he wasn’t hitting the books, he sold educational products door-to-door for the Southwestern Company and provided sales training to his team, including many useful methods of easing into a new situation, and making a potential client feel comfortable and heard. Kyle remains a member of the Miami University’s Alumni Association and continues to be a Farm Bureau member after growing up on a farm in southeastern Ohio.
Away from the office, Kyle enjoys spending time with his beautiful wife, Alyssa, and two active sons, Kaden and Carson. His passion for traveling has led to many amazing hiking trails, relaxing beach vacations and unique photography opportunities. A passionate sports fan, Kyle coaches his sons’ basketball teams through the CYO program at their school and closely follows college football.
Born and raised in Ohio, Kyle received a Bachelor of Arts degree from Miami University. When he wasn’t hitting the books, he sold educational products door-to-door for the Southwestern Company and provided sales training to his team, including many useful methods of easing into a new situation, and making a potential client feel comfortable and heard. Kyle remains a member of the Miami University’s Alumni Association and continues to be a Farm Bureau member after growing up on a farm in southeastern Ohio.
Securities Agent: IA, SC, NY, MI, IN, AZ, GA, DE, WA, MT, LA, KY, IL, HI, CA, AL, WY, WV, FL, CT, WI, OR, MD, CO, TN, PA, NC, ME, OH, MO, MN, DC, TX, MA, AR, VA, UT, NV, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1715246
NMLS#: 1715246
About Alyssa Pinney
Alyssa began her career with Morgan Stanley in 2014 as a Financial Planner, where she assisted advisors throughout the Northeast Ohio Complex with preparing and presenting holistic financial plans for their clients. In 2016, she joined the Western Reserve Group as a Financial Advisor and continues to focus on comprehensive financial planning and
goals-based investing for their clients. Alyssa works closely with each individual to understand their unique financial needs, wants, and wishes, and creates a customized roadmap in which to help achieve them. She is fully licensed and holds her Series 7 and Series 66, as well as her Financial Planning Specialist certification.
Alyssa graduated from the University of Cincinnati with a B.A. in Communications and minor in Public Relations. She and her husband, Brian, who met in Cincinnati, reside back in her hometown of Akron, OH with their two children, Oliver and Lily, and their adorable Cavachon, Rosie. Alyssa is passionate about serving her community and enjoys being an active member of various local organizations. She served for
many years on the Cleveland National Kidney Foundation’s Junior Board, and has held positions as the President of Membership, Membership Advisor, and Executive Vice President for the Junior League of Akron. She is also an alumni member of the 2018 Akron Torchbearers class and enjoys working as a bridge between established leadership of the community and future leaders.
Outside of the office, she spends her time enjoying her beautiful family
and watching her kids grow, and loves exploring local parks and neighborhood spots. She also enjoys running and completed her first half marathon in the Akron FirstEnergy Marathon Series in 2022.
goals-based investing for their clients. Alyssa works closely with each individual to understand their unique financial needs, wants, and wishes, and creates a customized roadmap in which to help achieve them. She is fully licensed and holds her Series 7 and Series 66, as well as her Financial Planning Specialist certification.
Alyssa graduated from the University of Cincinnati with a B.A. in Communications and minor in Public Relations. She and her husband, Brian, who met in Cincinnati, reside back in her hometown of Akron, OH with their two children, Oliver and Lily, and their adorable Cavachon, Rosie. Alyssa is passionate about serving her community and enjoys being an active member of various local organizations. She served for
many years on the Cleveland National Kidney Foundation’s Junior Board, and has held positions as the President of Membership, Membership Advisor, and Executive Vice President for the Junior League of Akron. She is also an alumni member of the 2018 Akron Torchbearers class and enjoys working as a bridge between established leadership of the community and future leaders.
Outside of the office, she spends her time enjoying her beautiful family
and watching her kids grow, and loves exploring local parks and neighborhood spots. She also enjoys running and completed her first half marathon in the Akron FirstEnergy Marathon Series in 2022.
Securities Agent: AL, CA, WY, WA, TN, GA, FL, AZ, NJ, MD, MT, HI, CO, AR, WI, PA, MI, IL, SC, NY, MN, ME, NV, NC, IA, CT, OR, WV, VA, DE, TX, MO, MA, UT, OH, LA, KY, IN, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2102632
NMLS#: 2102632
About Elena McMichael
An experienced professional in the financial services industry since 1999, Elena strives to deliver the highest level of personalized service to clients in which she serves. She began her career with Merrill Lynch where she held positions as a client service associate, director’s assistant, and branch coach. In 2024, Elena joined the Western Reserve Group at Morgan Stanley where her areas of focus will include: client service and team management. She currently holds her Series 7, 66, 9 and 10 licenses.
A lifelong native of Ohio, Elena attended Akron University and grew up in Cleveland, OH. She currently resides in Walton Hills, OH and has 2 daughters and 2 cats. Elena is currently engaged to her Fiancé Jesse, whom she met while on a mission trip to Uganda. When away from the office, Elena enjoys gardening, volunteer mission work and spending time with her family.
A lifelong native of Ohio, Elena attended Akron University and grew up in Cleveland, OH. She currently resides in Walton Hills, OH and has 2 daughters and 2 cats. Elena is currently engaged to her Fiancé Jesse, whom she met while on a mission trip to Uganda. When away from the office, Elena enjoys gardening, volunteer mission work and spending time with her family.
Contact Paul Sheeks III
Contact Gregory Michael Christopher
Contact Kyle Langerman
Contact Alyssa Pinney
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Andrew Ghimpeteanu
Planning Associate
About Tyson Abert
Tyson R. Abert is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Wisconsin, Northern Ohio and Western Pennsylvania.
Senior Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tyson began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Development Manager and a Senior Relationship Manager at Wells Fargo’s Commercial Banking Services.
Tyson is a graduate of Illinois State University where he received a Bachelor of Science degree in Finance and Accounting, and Lake Forest Graduate School of Management where he received a Master of Business Administration. He and his family currently reside right outside Milwaukee, Wisconsin. Outside of the office, Tyson enjoys golfing, hunting, boating, fishing, and spending time with his family.
Senior Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tyson began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Development Manager and a Senior Relationship Manager at Wells Fargo’s Commercial Banking Services.
Tyson is a graduate of Illinois State University where he received a Bachelor of Science degree in Finance and Accounting, and Lake Forest Graduate School of Management where he received a Master of Business Administration. He and his family currently reside right outside Milwaukee, Wisconsin. Outside of the office, Tyson enjoys golfing, hunting, boating, fishing, and spending time with his family.
NMLS#: 362127
About Andrew Ghimpeteanu
Andrew Ghimpeteanu is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Andrew provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Bentley University and received the Financial Planning Specialist® designation from the College for Financial Planning. Andrew is originally from Atlanta, GA and currently resides in Alpharetta, GA.
He earned his undergraduate degree from Bentley University and received the Financial Planning Specialist® designation from the College for Financial Planning. Andrew is originally from Atlanta, GA and currently resides in Alpharetta, GA.
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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A Simple Six-Step Retirement Checkup
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
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Rational Investing in an Age of Uncertainty
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Creating customized financial strategies for the challenges that today’s families face.
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529 Plans: A Powerful Tool to Save for Education
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
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- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Western Reserve Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
