Phone:
(410) 295-5805(410) 295-5805
The Weaver Long McKee Group at Morgan Stanley
Direct:
(410) 295-5809(410) 295-5809
Our Mission Statement
Customized investment and financial strategies for clients like you
Versatility to Serve You and Your Organization's Needs
The Weaver Long McKee Group at Morgan Stanley draw upon their broad range of experience to serve many types of clients. Whether you’re looking for someone to help you manage your organization’s operational funds or reserves, or looking for someone to help manage your personal portfolio, we are confident we can help you develop a strategy to attain your goals.
Rick Weaver has been working with nonprofit organizations and individual clients since 1983. He began his career at Merrill Lynch and has been at Morgan Stanley since 2009. An avid waterman with a love of the Chesapeake Bay, Rick began specializing in ESG investing and in 2020 he was awarded Morgan Stanley’s Investing with Impact Director Designation. He is passionate about helping clients match their investments with their environmental and socially conscious goals or mission statements.
In 2010 Rick teamed up with financial advisor Jeff McKee to create The Weaver-McKee Group. Jeff’s previous experience in commercial insurance and lending brought additional expertise and perspective that helps us serve our corporate and individual clients. Jeff was a small business owner and enjoys helping clients manage their investments in a tax efficient manner, corporate retirement plans and with financial planning. He earned the QPFC® designation from the National Association of Plan Advisors, which is a professional credential for financial professionals who sell, advise, market or support qualified retirement plans.
In 2022 Kristin Gillis Long joined Morgan Stanley and her focus is working with individual clients. In pursuit of excellence, she earned her CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. as well as the Chartered Retirement Planning Counselor SM designation from the College for Financial Planning. Through financial planning, Kristin has a special focus on the after-tax results her clients enjoy, and she enjoys helping her clients quantify and achieve their financial goals.
Rounding out the team is Wealth Management Associate Caitlin Johnston, who has been with the Weaver-McKee Group since 2012 and provides our clients with superior service.
Whether you are a corporation looking for help with managing your short or long term reserve funds, looking at other options for your retirement plan, or an individual seeking help with financial planning and tax efficient investing, we are ready to help. Please contact us for a free consultation.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Rick Weaver has been working with nonprofit organizations and individual clients since 1983. He began his career at Merrill Lynch and has been at Morgan Stanley since 2009. An avid waterman with a love of the Chesapeake Bay, Rick began specializing in ESG investing and in 2020 he was awarded Morgan Stanley’s Investing with Impact Director Designation. He is passionate about helping clients match their investments with their environmental and socially conscious goals or mission statements.
In 2010 Rick teamed up with financial advisor Jeff McKee to create The Weaver-McKee Group. Jeff’s previous experience in commercial insurance and lending brought additional expertise and perspective that helps us serve our corporate and individual clients. Jeff was a small business owner and enjoys helping clients manage their investments in a tax efficient manner, corporate retirement plans and with financial planning. He earned the QPFC® designation from the National Association of Plan Advisors, which is a professional credential for financial professionals who sell, advise, market or support qualified retirement plans.
In 2022 Kristin Gillis Long joined Morgan Stanley and her focus is working with individual clients. In pursuit of excellence, she earned her CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. as well as the Chartered Retirement Planning Counselor SM designation from the College for Financial Planning. Through financial planning, Kristin has a special focus on the after-tax results her clients enjoy, and she enjoys helping her clients quantify and achieve their financial goals.
Rounding out the team is Wealth Management Associate Caitlin Johnston, who has been with the Weaver-McKee Group since 2012 and provides our clients with superior service.
Whether you are a corporation looking for help with managing your short or long term reserve funds, looking at other options for your retirement plan, or an individual seeking help with financial planning and tax efficient investing, we are ready to help. Please contact us for a free consultation.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Services Include
- Corporate Investment SolutionsFootnote1
- Corporate Retirement PlansFootnote2
- Cash Management and Lending ProductsFootnote3
- Endowments and FoundationsFootnote4
- Sustainable InvestingFootnote5
- Trust AccountsFootnote6
- Trust ServicesFootnote7
- Business PlanningFootnote8
- Wealth ManagementFootnote9
- Financial PlanningFootnote10
- Retirement PlanningFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
410 Severn Ave
Bldg B Ste 211
Annapolis, MD 21403
US
Direct:
(410) 295-5809(410) 295-5809
Meet The Weaver Long McKee Group
Phone:
(410) 295-5813(410) 295-5813
Jeffrey McKee, QPFC
Associate Vice President, Financial Advisor
Phone:
(410) 295-5809(410) 295-5809
Caitlin Johnston
Assistant Vice President, Wealth Management Associate
Phone:
(410) 295-5871(410) 295-5871
Molleda Koy
Registered Client Service Associate
Phone:
(410) 972-3214(410) 972-3214
About Richard Weaver
Rick is originally from Baltimore County and graduated with a BS in Finance from Lehigh University. He started working with non-profit organizations in 1983 at Merrill Lynch in the D.C. and Annapolis offices. Rick has long been an avid fisherman and involved and interested in the health of the Chesapeake Bay waterways. This interest led him to specializing in ESG investing and he is very proud of being awarded Morgan Stanley’s Investing with Impact Director designation. He is passionate about helping clients match their investments with their environmental and socially conscious goals or mission statements. He has been at Morgan Stanley since 2009, attaining the titles of Executive Director and Senior Investment Management Consultant as well as Investing with Impact Director.
Securities Agent: NY, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NJ, NV, AL, OH, AZ, CA, CO, CT, DC, WV, WI, WA, VA, UT, TX, TN, SC, PA, OR, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1275806
NMLS#: 1275806
About Me
Kristin Gillis Long brings energy and dedication to her clients every day. In pursuit of excellence, she earned her CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. as well as the Chartered Retirement Planning CounselorSM designation from the College for Financial Planning.
Through financial planning, Kristin has a special focus on the after-tax results her clients enjoy. Kristin’s professional satisfaction is measured as she see her clients achieve their financial goals. She chose Morgan Stanley as the future of her practice in 2021 in order to provide her clients with a more robust investment platform and greater services. Her investment philosophy emphasizes leveraging the intellectual capital of the firm to deliver world class investment solutions for her clients. She also empowers clients to align their investments with their values without comprising investment returns.
With her foundation in the business in client service, she believes exceptional service is at the root of every relationship. She gets to know her clients on a personal basis so she can provide them with the best advice for their families
Kristin began her career in the financial services industry in 1996 after attaining a degree in Business and Economics from Lehigh University. At Lehigh, she was also a member of the Women's Lacrosse Division I Team for four years. Through her many years of being in the financial services business and moving around with the Navy, she took on many roles in all aspects of the business that has made her more well rounded.
Kristin enjoys walking to Morgan Stanley’s Annapolis office from her home in Eastport, where she lives with her husband Matt “Spike” Long and their three boys, Nate, Sam, Graeme, and their adorable black Labrador Tubbs. Kristin’s family gives her balance in life – and when she’s not in the office you might find her running, watching her boys sailing, playing lacrosse or soccer, or taking her boys fishing or golfing.
Through financial planning, Kristin has a special focus on the after-tax results her clients enjoy. Kristin’s professional satisfaction is measured as she see her clients achieve their financial goals. She chose Morgan Stanley as the future of her practice in 2021 in order to provide her clients with a more robust investment platform and greater services. Her investment philosophy emphasizes leveraging the intellectual capital of the firm to deliver world class investment solutions for her clients. She also empowers clients to align their investments with their values without comprising investment returns.
With her foundation in the business in client service, she believes exceptional service is at the root of every relationship. She gets to know her clients on a personal basis so she can provide them with the best advice for their families
Kristin began her career in the financial services industry in 1996 after attaining a degree in Business and Economics from Lehigh University. At Lehigh, she was also a member of the Women's Lacrosse Division I Team for four years. Through her many years of being in the financial services business and moving around with the Navy, she took on many roles in all aspects of the business that has made her more well rounded.
Kristin enjoys walking to Morgan Stanley’s Annapolis office from her home in Eastport, where she lives with her husband Matt “Spike” Long and their three boys, Nate, Sam, Graeme, and their adorable black Labrador Tubbs. Kristin’s family gives her balance in life – and when she’s not in the office you might find her running, watching her boys sailing, playing lacrosse or soccer, or taking her boys fishing or golfing.
Securities Agent: WV, NJ, IN, TN, ME, DC, AZ, PA, OR, CO, AL, WA, MA, CT, MO, WI, MN, MD, GA, FL, VA, UT, DE, KY, NY, NM, KS, IL, CA, TX, SC, NC, MI, LA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 684940
NMLS#: 684940
About Jeffrey McKee
In 2010 Rick and Jeff teamed up to create The Weaver-McKee Group. Jeff grew up in western Pennsylvania and graduated with a Bachelor of Science degree in Economics from The Pennsylvania State University in 1991. Jeff’s previous experience in commercial insurance and lending, and as a small business owner, brought additional expertise and perspective that helps us serve our corporate and individual clients. He enjoys helping the team's corporate and individual clients manage their investments using a sophisticated institutional approach. Also, he has earned the QPFC® designation from the National Association of Plan Advisors, which is a professional credential for financial professionals who sell, advise, market or support qualified retirement plans.
Jeff lives nears Annapolis, MD with his wife and has three adult children. He and his family enjoy spending time together hiking, boating, and skiing. Jeff has also been volunteering with Scouting America's Troop 454 for over 10 years and although his two sons competed their Eagle Scout rank, he is still involved in activity planning for the Troop.
Jeff lives nears Annapolis, MD with his wife and has three adult children. He and his family enjoy spending time together hiking, boating, and skiing. Jeff has also been volunteering with Scouting America's Troop 454 for over 10 years and although his two sons competed their Eagle Scout rank, he is still involved in activity planning for the Troop.
Securities Agent: NV, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV; General Securities Representative; Investment Advisor Representative
NMLS#: 1512494
NMLS#: 1512494
About Caitlin Johnston
Caitlin has worked in customer service and support in the financial services industries since 2008 and has been with the Weaver-McKee Group since coming to Morgan Stanley in 2012. In addition to providing excellent client service, Caitlin also prepares performance reports, and assists with developing investment strategies, financial planning, and research.
About Molleda Koy
Molleda has over 20 years of experience in the financial industry, and joined Morgan Stanley in 2013. She holds a BS in Business Administration. Molleda has two adult children and enjoys spending time tending to her fruit trees and fishing.
Contact Richard Weaver
Contact Kristin Gillis Long
Contact Jeffrey McKee
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Weaver Long McKee Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)