Sean Kane
Senior Vice President, Financial Advisor
Phone:
(952) 475-4374(952) 475-4374
The Wayzata Bay Group at Morgan Stanley
Direct:
(612) 349-4866(612) 349-4866
Toll-Free:
(800) 786-6770(800) 786-6770
Our Mission Statement
Excellence in helping clients like you with your personalized investment and financial strategies
Our Story and Services
A vision for your financial future might be closer than you think. The uncertainty of how to proceed all while juggling a family and career adds extra unneeded pressure. The insight of professionals is an invaluable next step.
Your financial success is our first priority. In an ever and rapidly changing financial landscape, we remain dedicated to you with a commitment to clarity and cohesive collaboration. We are focused on our ongoing education, which in turn, seeks to provide exceptional investment opportunities. We employ sound strategies to help ensure your wellbeing. We understand the financial markets are not static but are dynamic at their core.
With a spirit of adaptability and collaboration, we are not only your wealth managers, we are committed to your financial success. We pride ourselves in building lifelong relationships. We are grateful to say we have many second and some third-generation clients!
Together, we will formulate a strategy to help achieve your life goals. At the heart of this important relationship is integrity and unwavering commitment. We strive for providing the confidence you deserve.
As Winston Churchill said, “We make a living by what we get, but we make a life by what we give”.
Your financial success is our first priority. In an ever and rapidly changing financial landscape, we remain dedicated to you with a commitment to clarity and cohesive collaboration. We are focused on our ongoing education, which in turn, seeks to provide exceptional investment opportunities. We employ sound strategies to help ensure your wellbeing. We understand the financial markets are not static but are dynamic at their core.
With a spirit of adaptability and collaboration, we are not only your wealth managers, we are committed to your financial success. We pride ourselves in building lifelong relationships. We are grateful to say we have many second and some third-generation clients!
Together, we will formulate a strategy to help achieve your life goals. At the heart of this important relationship is integrity and unwavering commitment. We strive for providing the confidence you deserve.
As Winston Churchill said, “We make a living by what we get, but we make a life by what we give”.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How we will work together
Communication is the backbone of our practice. We ask questions about your goals, your time horizon, and your risk tolerance. Then, we listen. This is an ongoing process that helps us get to know you and your situation to allow us to work towards all of your most important dreams, short and-long term.
Step 1 - Discovery
Our relationship begins with a thorough understanding of your immediate needs, priorities and goals. We’ll discuss details about your financial wealth and health to help you take precautions to maintain credit and preserve assets. This is when we work together to establish a set of objectives based on your financial goals, time horizon, liquidity needs, and risk tolerance.
Step 2 - Creation
We will develop a tailored road map to begin to help you rebuild your wealth and achieve the outcomes you seek. We’ll identify the strategies to help you plan for your goals such as retirement planning, healthcare protection for yourself and your family and finalizing your estate plan.
The strategies within your road map will be supported by a customized investment strategy intended to facilitate optimal portfolio performance to help potentially achieve the highest return possible that is consistent with your strategy’s level of risk.
The strategies within your road map will be supported by a customized investment strategy intended to facilitate optimal portfolio performance to help potentially achieve the highest return possible that is consistent with your strategy’s level of risk.
Step 3 - Act
We help you implement the strategies that we have formulated thus far, taking into account special circumstances such as divorce, inheritance, purchase or sale of a business or home, and the potential associated tax consequences.
Step 4 - Adjust
Achieving your goals requires vigilance and flexibility. We will monitor your portfolio to track its performance relative to your stated objectives and make adjustments as your life evolves, as the markets and tax laws shift, and as your priorities change. We will leverage a vast array of resources at Morgan Stanley depending on your needs and connect with your CPA, attorney, and other relevant contacts in your financial life.
Core Capabilities
Wealth, Estate, & Succession Planning Strategies
We will develop a tailored road map to begin to help you rebuild your wealth and achieve the outcomes you seek. We’ll identify the strategies to help you plan for your goals such as retirement planning, healthcare protection for yourself and your family and finalizing your estate plan.
Planning Questionnaire
Roth Conversions
IRA owners can choose to move pre-tax IRA assets into a ROTH IRA via a ROTH conversion. Our team can help clients with a ROTH conversion strategy to help maximize their legacy and take advantage of tax-free qualified distributions of earnings in the future.
Roth IRA: A Tax-Smart Retirement Strategy
Alternative Investments
Learn how a host of innovative alternative strategies could bolster investors’ portfolios as traditional assets face headwinds.
Learn More Here
Financial Planning
Your financial goals and priorities will likely shift with time. To help prepare for the road ahead, ask yourself what matters to you and your family long term.
Learn More
Coordination with Tax and Legal Advisors
We pride ourselves on making our clients lives easier. One of the ways we do that is coordination with an attorney, CPA, or other tax/legal advisor involved in your financial situation. We can get relevant documents straight to them, collaborate on tax smart strategies, and get your wealth organized according to the legacy you want to leave behind
Outsourced Chief Investment Office
OCIOs provide a full suite of investment management, fiduciary oversight and operational and administrative services, allowing institutions to focus on bigger- picture items.
Institutions, ultra high net worth individuals, and family offices are outsourcing to scale resources, leverage sophisticated risk management, enhance fiduciary oversight and implement portfolio changes more quickly.
Learn More HereInstitutions, ultra high net worth individuals, and family offices are outsourcing to scale resources, leverage sophisticated risk management, enhance fiduciary oversight and implement portfolio changes more quickly.
Tax Loss Harvesting
What is tax-loss harvesting exactly, and how do some investors use it to opportunistically reduce their tax bills?
Tax-loss harvesting. IRS rules stipulate that if a security is sold by an investor at a tax loss, the tax loss will not be currently usable if the investor has acquired (or has entered into a contract or option on) the same or substantially identical securities 30 days before or after the sale that generated the loss. This so-called “wash sale” rule is applied with respect to all of the investor’s transactions across all accounts.
Learn More HereTax-loss harvesting. IRS rules stipulate that if a security is sold by an investor at a tax loss, the tax loss will not be currently usable if the investor has acquired (or has entered into a contract or option on) the same or substantially identical securities 30 days before or after the sale that generated the loss. This so-called “wash sale” rule is applied with respect to all of the investor’s transactions across all accounts.
Cash Management & Lending Solutions
As a client, you will access a suite of cash management and lending solutions as a competitive alternative to a traditional bank. Through your Morgan Stanley Active Assets Account or CashPlus Brokerage Account, you can access a full suite of Cash Management and Lending Solutions to help you manage your everyday finances or business financing needs.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Cash Management BrochureMorgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Timely Topics & Tools
Preferred Savings Program
Our 4.00% Annual Percentage Yield offer from Morgan Stanley’s Preferred Savings Program for qualifying cash helps you make the most of your cash. Learn more and get in touch to take advantage of this great rate for eligible clients.
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Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Cybersecurity Terms: Helping to Keep You Safe
You’ve probably heard of cyber terms like clickjacking, firewalls, and zero-day attacks. But do you really know what they mean? Our guide breaks down these and other common cybersecurity jargon.
Cybersecurity Tips
Donor Advised Funds (DAF)
A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).
MS GIFT
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
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Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
Register Today
Family Office Resources
Family Office Resources (FOR) is a helpful resource that provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Learn MoreUpcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
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Location
445 Lake St E
Suite 320
Wayzata, MN 55319
US
Direct:
(612) 349-4866(612) 349-4866
Toll-Free:
(800) 786-6770(800) 786-6770
Meet The Wayzata Bay Group
Phone:
(952) 475-4375(952) 475-4375
Lauren Taney
Wealth Management Associate
Phone:
(612) 349-4810(612) 349-4810
About Sean Kane
Sean Kane is a Senior Vice President and Financial Advisor with The Wayzata Bay Group. Sean joined the financial services industry in 2011 and has spent the entirety of his career with Morgan Stanley.
Sean grew up under the tutelage of his father, an entrepreneur and small business owner. At a young age, Sean was shown that the combination of hard work and strong character would be the ingredients for his own success. Sean started his own company in high school, Kane’s Boat Services, where client-service and satisfaction were hallmarks of the business. Sean’s passion for business and client-service led him to the University of St Thomas where he participated in the international study abroad program, spending time in Europe, Egypt and East Africa. Sean graduated in three and a half years with a Bachelor’s Degree in Entrepreneurship and Economics
As a Financial Advisor, Sean consistently challenges himself by tapping into both his analytical and interpersonal side. Sean places an emphasis in being tax efficient in his investment approach. Sean believes wealth management is not only how much you make in the market, but it’s also how much wealth you and your family preserve. Sean recognizes no two clients are alike. Gaining a thorough understanding of each client’s goals, dreams and motivations is at the heart of his practice. The planning process Sean deploys results in customized strategies that address the individual needs and goals of his clients.
Sean currently lives in Wayzata with his wife Morgan and their two children. Outside of the office, Sean teaches community education, coaches soccer, serves as a best prep mentor and as a mentor for the student alumni counsel with the University of St. Thomas. In his spare time, Sean plays soccer, works out, and enjoys downhill skiing. In the summer he can be found boating on Lake Minnetonka.
Sean grew up under the tutelage of his father, an entrepreneur and small business owner. At a young age, Sean was shown that the combination of hard work and strong character would be the ingredients for his own success. Sean started his own company in high school, Kane’s Boat Services, where client-service and satisfaction were hallmarks of the business. Sean’s passion for business and client-service led him to the University of St Thomas where he participated in the international study abroad program, spending time in Europe, Egypt and East Africa. Sean graduated in three and a half years with a Bachelor’s Degree in Entrepreneurship and Economics
As a Financial Advisor, Sean consistently challenges himself by tapping into both his analytical and interpersonal side. Sean places an emphasis in being tax efficient in his investment approach. Sean believes wealth management is not only how much you make in the market, but it’s also how much wealth you and your family preserve. Sean recognizes no two clients are alike. Gaining a thorough understanding of each client’s goals, dreams and motivations is at the heart of his practice. The planning process Sean deploys results in customized strategies that address the individual needs and goals of his clients.
Sean currently lives in Wayzata with his wife Morgan and their two children. Outside of the office, Sean teaches community education, coaches soccer, serves as a best prep mentor and as a mentor for the student alumni counsel with the University of St. Thomas. In his spare time, Sean plays soccer, works out, and enjoys downhill skiing. In the summer he can be found boating on Lake Minnetonka.
Securities Agent: SD, ID, NJ, NC, IL, IA, WA, ND, CA, NY, NV, LA, HI, AR, TN, MD, CO, AZ, AL, WY, VA, SC, OR, MN, KY, CT, UT, RI, NM, MA, KS, DC, PA, AK, FL, WI, TX, NE, MT, GA, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1294076
CA Insurance License #: 0K28795
AR Insurance License #: 16339313
NMLS#: 1294076
CA Insurance License #: 0K28795
AR Insurance License #: 16339313
About Lesley Mairin
Lesley Mairin is a Financial Advisor Associate and CERTIFIED FINANCIAL PLANNER™ professional. She joined Morgan Stanley in 2019. She enjoys building relationships and connecting with people, and has a deep desire to assist others in identifying and meeting their financial goals. Lesley utilizes her experience in client service and her education in financial planning to bring comprehensive planning and detailed strategy to her clients.
Lesley graduated from the University of Northwestern, St. Paul with a degree in Graphic Design. She is a lifelong Minnesota native and lives in St. Paul with her husband and their four kids. In her spare time, Lesley volunteers on weeknights, teaching youth martial arts at a local judo club. She enjoys reading, cooking, painting, and spending time with her family.
Lesley graduated from the University of Northwestern, St. Paul with a degree in Graphic Design. She is a lifelong Minnesota native and lives in St. Paul with her husband and their four kids. In her spare time, Lesley volunteers on weeknights, teaching youth martial arts at a local judo club. She enjoys reading, cooking, painting, and spending time with her family.
Securities Agent: MT, IN, ID, UT, HI, AK, WA, NY, MN, MA, DC, CT, OK, MO, MI, GA, CO, CA, TX, NM, NC, MD, KY, KS, FL, VA, RI, ND, LA, SD, PA, IA, TN, AL, WI, IL, AR, WY, SC, OR, OH, NV, NJ, NE, AZ, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2516071
NMLS#: 2516071
About Lauren Taney
Lauren joined Morgan Stanley in September 2008 as a Registered Associate. As a performance-driven professional, Lauren maintains our client review process and overall service offering. Her responsibilities include preparation of client meeting materials, processing service requests, and extensive operational support. Lauren leverages her vast experience and knowledge, working closely with the team to provide high quality client service and integrated wealth management solutions that simplify and enhance the quality of our clients' lives. Lauren understands the critical important of providing clear communication and timely follow-up while delivering exceptional service.
Lauren graduated from the University of St Thomas with a B.A. degree in Communications and a minor in Business Management. She holds the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform State Law) licenses as well as an Insurance license.
Lauren lives in Eden Prairie and enjoys playing tennis and golf and spending time with family and friends.
Lauren graduated from the University of St Thomas with a B.A. degree in Communications and a minor in Business Management. She holds the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform State Law) licenses as well as an Insurance license.
Lauren lives in Eden Prairie and enjoys playing tennis and golf and spending time with family and friends.
Contact Sean Kane
Contact Lesley Mairin
Wealth Management
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Wayzata Bay Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
