The Waypoint Group at Morgan Stanley

Scott M. Zoldan is a Senior Vice President, Alternative Investments Director, Financial Advisor and Producing Branch Manager with The Waypoint Group, with over three decades of Financial Services experience. He has been with Morgan Stanley since 1999.
Scott graduated from Youngstown State University with a degree in Finance. As a result of the years spent in the financial industry, Scott developed a diverse knowledge of the markets and economic conditions. He has helped provide highly customized advice, investment strategies and other financial services to high net worth individuals, families and institutions. Scott thrives on providing clients with solutions based on product recommendations while placing great emphasis on developing an asset allocation strategy based on sound principles of risk and reward. He is Series 3, 7, 8, 63, and 65 registered all states and insurance licensed in AZ, FL, NC, OH and PA.

Scott is a member of the Investment Management Consultants Association (IMCA) and the Association of Individual Investors (AII) and a board member of the Mahoning Valley Historical Society. He is an avid fan of Youngstown State University football and a member of the Penguin Club. He resides in Canfield, Ohio with his wife, Bethann and son, Noah.

John J. Chahine is a Senior Vice President with the Waypoint Group and has been with Morgan Stanley since 2021. He began his career in financial industries in 2000, focusing on helping individuals and families determine and achieve their desired lifestyle.

John received a Bachelor of Science in Accounting and Economics from Youngstown State University. He holds CPA professional license (not practicing at Morgan Stanley). He focused on building appropriate portfolios based off risk tolerance and time horizons. John prides himself on connecting with his clients on a personal level, which allows him to implicitly understand their individual situation, allowing him to customize each plan to an individual client. He is passionate about helping his clients succeed and reach their goals.

Outside his professional work, John is a committed husband and father. John has a wonderful wife, Elizabeth, and has 3 children, Jon, Maria, and Elena. John is very supportive of his kids and is actively engaging in the schools where his three children attend. Along with this he is very active in his local church community. In his free time John enjoys being active and attending his children's sporting events with his wife.

David H. Bulkley is a Senior Vice President with the Waypoint Group and has been with Morgan Stanley since 2020. He began his career in the financial services industry in 1983, focusing on helping individuals and families live their best possible lives without financial sacrifice.

Within the Waypoint Group, David’s primary responsibility is to help clients navigate the complex and ever-changing financial environment, while providing personalized service to an extensive array of areas across financial solutions. He focuses on working with multi-gen families and has been working in this area for over 40 years. David prides himself on his dedication to navigating the financial markets and his long-term commitment to his clients. He is passionate about becoming a trusted advisor to his clients and continuously tailors financial needs to each of them.

David is a third-generation financial advisor who was mentored by his father in navigating the financial services industries and still upholds the same values today. This generational background ultimately translated to a career in wealth management with the Waypoint Group. David, through his past experiences, has developed a distinctive service which provides his clients with some of the highest level of personal service regarding their financial wellbeing.

Outside his professional work, David is a committed father, and grandfather. David has 3 children of his own, along with 4 grandchildren that he loves dearly. David is very supportive of his kids and grandkids and devotes his personal time to spending it with them. In his free time, David enjoys golfing and traveling. He has also served on several non-profit boards over his career. David received a Bachelor of Science from Mississippi State University and is a holder of the FINRA Series 3, 7, 8, 63, and 65 professional licenses along with multiple state licenses.

Jeffrey R. Barone is a Senior Vice President, Financial Advisor with the Waypoint Group with nearly two decades of Financial Services experience. He has been with Morgan Stanley since 2006.

Jeff received a Bachelor of Science in Business Administration from Youngstown State University. He maintains Series 7, 31 and 66 professional licenses as well as multiple state insurance licenses.

Outside of his professional work Jeff serves the Boardman Civic Association as Treasurer and is a former Boardman School Board member. He has been married to his wonderful wife Erin for 35 years. They have a daughter Lauren, son-in-law Kelby, grandson Jameson, and a son Nicholas. In his free time, Jeff enjoys walking and hiking in beautiful Mill Creek Park with their dog, Marley.

Lisa O’Bryant is a Financial Advisor and Financial Planning Specialist with the Waypoint Group. She started her career in the financial services industry in 2014 when she took a position at Merrill Lynch and has been with Morgan Stanley since 2021. Lisa graduated from the Ohio State University with a Bachelor of Science in Industrial and Systems Engineering. She has been a Chartered Retirement Planning Counselor designee since 2018 and received the Qualified Plan Financial Consultant designation in 2023. Lisa takes a comprehensive, goals-oriented approach in working both with individuals and families as well as with small business and corporate retirement benefit plans.

Lisa enjoys spending time outdoors, camping and hiking with her husband Rob, their three children, and two rescue dogs. She and Rob are avid ballroom dancers and football fans. Lisa also enjoys cooking, running, yoga, and travel.

Kristen Miller is a Registered Associate and has been with the Waypoint Group for nine years. She has 13 years of experience in the Financial Services industry and has been with Morgan Stanley since 2012.

Kristen began her career at Morgan Stanley as a Wealth Advisory Associate, where she focused on working with financial advisors across the firm to provide comprehensive financial planning services to their clients. In 2018, she earned the Certified Financial Planner™ designation. Armed with vast financial planning knowledge, Kristen now works closely with the Waypoint Group’s clientele to help them better understand firm resources and planning tools.

Before joining Morgan Stanley, Kristen spent two years working in the trading department for an independent broker/dealer where she earned her Series7 & 66 FINRA professional licenses. It was during her time in this role where she found her passion for the Financial Services industry. For Kristen, being able to assist clients is the most rewarding experience.

Kristen graduated from the Miami University of Ohio with a B.S. in Accounting in 2001. She now lives in Boardman, Ohio and in her off time enjoys baking, attending concerts, and spending time with her family.

Karen has over 40 years of financial services experience and is committed to providing efficient and dedicated client service by making every process as simple for the client as possible. She provides each client with the highest level of personalized, timely and efficient service they deserve when answering statement/account questions, handling transactions, and preparing portfolio reports.

Karen joined The Waypoint Group at Morgan Stanley in August 2020. She previously served as a Senior Registered Client Associate with Wells Fargo Advisors. She also was a Financial Advisor and Registered Sales Assistant during her time with PaineWebber Inc. Karen started her career in 1982 as a Wire Operator and Operations Manager with A.G. Edwards & Sons. Karen holds Series 7 and 63 securities registrations.

Karen lives in Boardman, Ohio and enjoys spending time with her family especially her two children, David Jr. and Mia. She enjoys traveling and being outdoors maintaining her flower gardens.

Diane Spagnola is a Registered Client Service Associate for The Waypoint Group at Morgan Stanley and has 37 years of experience in the Financial Services industry. Diane’s career began in 1987 with Dollar Bank/National City Bank and then with Mahoning Bank/Sky Bank within the Installment and Commercial Loan departments. Prior to joining Morgan Stanley, Diane worked at Merrill Lynch for 21 years.

Diane’s primary responsibility on the team is centered on delivering a superior client service experience in order to expand and deepen relationships with clientele. Her role also involves handling client transactions, servicing accounts, as well as managing administrative needs with the level of attention and commitment they’ve come to expect. Diane’s passion for the role stems from the enjoyment she feels when building relationships with clients and helping them with their unique needs.