The Washburn Pham Rueve Wealth Management Group at Morgan Stanley
Direct:
(513) 762-5255(513) 762-5255
Toll-Free:
(800) 543-2665(800) 543-2665
Our Mission Statement
We are a team of dedicated financial professionals who combine our talents to help you develop and implement comprehensive, multi-generational wealth plans. We are committed to the success of our clients and to delivering a truly superior service experience.
Our Story
For nearly 40 years, our team has focused on providing a generational response to family wealth planning for successful families, entrepreneurs and executives.
Our goal is to understand your vision, preferences and unique circumstances so we can implement a wealth management strategy that helps you and your family reach these goals.
We want you to know that there are sufficient solutions to potentially provide financial freedom for you and for your spouse or partner. Then we will come up with a plan that can help provide financial freedom for your family. After taking care of yourself and your family, we will help guide you towards a path that supports the causes and values that are most meaningful in your life.
Our goal is to understand your vision, preferences and unique circumstances so we can implement a wealth management strategy that helps you and your family reach these goals.
We want you to know that there are sufficient solutions to potentially provide financial freedom for you and for your spouse or partner. Then we will come up with a plan that can help provide financial freedom for your family. After taking care of yourself and your family, we will help guide you towards a path that supports the causes and values that are most meaningful in your life.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Client Resources
We believe that you deserve to receive exceptional service while getting our very best possible investment counsel. When we talk together, we aim to get to the heart of what’s truly important in your life. We focus on the well-being of your life – your family, your business concerns, your health and your passions – knowing that every decision we make together can impact many people. Keeping you all updated on upcoming firm events that are engaging and timely adds to the level of service that we provide. Please also refer to this page for any resources or material that we believe may be helpful for you.
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1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Click Here to Log in to Morgan Stanley Online >2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Location
7755 Montgomery Road 2nd
2nd Floor
Cincinnati, OH 45236
US
Direct:
(513) 762-5255(513) 762-5255
Toll-Free:
(800) 543-2665(800) 543-2665
Meet The Washburn Pham Rueve Wealth Management Group
Senior Vice President, Financial Advisor, Family Wealth Director, Portfolio Manager
Phone:
(513) 762-5210(513) 762-5210
Robin L. Rudolph
Wealth Management Associate
Grace D. Kappers
Registered Associate
Julia E. Gallenstein
Registered Associate
About William L. Washburn, CFP®
Will Washburn joined our team after graduating from Miami University's Farmer School of Business and is a CERTIFIED FINANCIAL PLANNER ™ (CFP®) professional, a designation awarded by the Certified Financial Planner Board of Standards, Inc.
As a CERTIFIED FINANCIAL PLANNER ™, Will understands what is important to each client, family, and relationship. By accepting that life is ever-changing, he is able to customize his approach to help individuals accomplish their goals - from marriage and the birth of a child to buying a home and retiring.
Will enjoys rooting for his Cincinnati sports teams, boating, and golfing. He lives in East Walnut Hills with his wife, Taylor.
As a CERTIFIED FINANCIAL PLANNER ™, Will understands what is important to each client, family, and relationship. By accepting that life is ever-changing, he is able to customize his approach to help individuals accomplish their goals - from marriage and the birth of a child to buying a home and retiring.
Will enjoys rooting for his Cincinnati sports teams, boating, and golfing. He lives in East Walnut Hills with his wife, Taylor.
Securities Agent: MN, ID, TN, AR, WI, WA, NM, NJ, DC, VT, UT, IA, GA, FL, CT, CO, AZ, VA, RI, OH, DE, SD, CA, PA, MO, MD, KS, IN, NC, MA, IL, WV, SC, OK, MI, KY, TX, OR, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1632030
NMLS#: 1632030
About Thanh T. Pham, CAP®
Thanh Pham is a graduate of Vanderbilt University and joined our team 15 years ago.
Thanh is well-versed in issues concerning family dynamics, wealth transfer, and philanthropy. She is passionate about helping clients achieve strategies that leave lasting impacts for themselves, their families, and the organizations they care about.
Thanh is a member of the ArtsWave Finance and Investment Committee and chairs the Planned Giving Committee at the Cincinnati Symphony Orchestra. She lives in Hyde Park, enjoys Cincinnati's vibrant art scene, and loves trying new restaurants.
Thanh is well-versed in issues concerning family dynamics, wealth transfer, and philanthropy. She is passionate about helping clients achieve strategies that leave lasting impacts for themselves, their families, and the organizations they care about.
Thanh is a member of the ArtsWave Finance and Investment Committee and chairs the Planned Giving Committee at the Cincinnati Symphony Orchestra. She lives in Hyde Park, enjoys Cincinnati's vibrant art scene, and loves trying new restaurants.
Securities Agent: CO, IN, AR, WA, OR, UT, PA, MD, FL, DC, VA, TX, SC, KS, IA, VT, KY, OK, IL, OH, ID, DE, CA, NM, MO, MI, MA, RI, NY, NJ, CT, AZ, WV, TN, NC, GA, SD, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 1339247
NMLS#: 1339247
About Christopher S. Rueve, CFP®
Christopher Rueve joined the Washburn Pham Wealth Management Group with over 11 years of experience helping families and high-net-worth individuals navigate their financial lives.
Christopher graduated from the University of Dayton with a bachelor's degree in Finance and is a CERTIFIED FINANCIAL PLANNER ™ (CFP®) professional, a designation that is awarded by the Certified Financial Planner Board of Standards, Inc. As a CFP® professional, he takes a holistic and customized approach to guide clients through various life stages and help them achieve their goals.
Christopher serves as a trustee on the Catholic Inner-city Schools Education Fund (CISE) and GoVibrant nonprofit boards. He was named to the 2017 class of the Cincinnati USA Regional Chambers Leadership Program (Cincy Next).
Christopher and his wife, Andrea, reside in Kenwood with their three children. Outside of work he enjoys golfing, cheering on his Dayton Flyers, and spending time with his family.
Christopher graduated from the University of Dayton with a bachelor's degree in Finance and is a CERTIFIED FINANCIAL PLANNER ™ (CFP®) professional, a designation that is awarded by the Certified Financial Planner Board of Standards, Inc. As a CFP® professional, he takes a holistic and customized approach to guide clients through various life stages and help them achieve their goals.
Christopher serves as a trustee on the Catholic Inner-city Schools Education Fund (CISE) and GoVibrant nonprofit boards. He was named to the 2017 class of the Cincinnati USA Regional Chambers Leadership Program (Cincy Next).
Christopher and his wife, Andrea, reside in Kenwood with their three children. Outside of work he enjoys golfing, cheering on his Dayton Flyers, and spending time with his family.
Securities Agent: MD, KY, CO, FL, AR, WA, MA, ID, TX, OR, OH, NM, KS, MN, DE, CA, AZ, VT, VA, MI, CT, TN, NY, IA, MO, SD, IL, GA, DC, NJ, UT, WV, PA, OK, IN, SC, RI, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1112041
NMLS#: 1112041
About Robin L. Rudolph
Originally from Lawrenceburg, Indiana, Robin has been an integral part of our team for the past 37 years. Robin manages the team’s operational and administrative tasks and is the voice many clients have come to know over the years. She works closely with Grace and Julia to ensure clients receive an exceptional level of service.
Robin lives in Anderson Township with her husband, David (Rudy), and their golden retriever Bode. In addition to spending time with her two sons, she spends her free time during the winter months on the ski slopes. Robin is a member of the PSIA-AASI Intermountain which is the world’s largest non-profit education organization dedicated to teaching people how to ski and snowboard. As a member of PSIA-AASI, Robin has earned her Alpine Discipline Level 1 certification.
Robin lives in Anderson Township with her husband, David (Rudy), and their golden retriever Bode. In addition to spending time with her two sons, she spends her free time during the winter months on the ski slopes. Robin is a member of the PSIA-AASI Intermountain which is the world’s largest non-profit education organization dedicated to teaching people how to ski and snowboard. As a member of PSIA-AASI, Robin has earned her Alpine Discipline Level 1 certification.
About Grace D. Kappers
A graduate of Rhodes College, Grace Kappers joined the Washburn Pham Rueve Wealth Management Group in September 2021. Prior to joining the team, Grace worked as a Document Specialist at MedPace. She is responsible for many operational and administrative tasks including online digital initiatives and cash management solutions.
Grace currently resides in East Walnut Hills and enjoys gardening, reading, live music, and spending time with her family.
Grace currently resides in East Walnut Hills and enjoys gardening, reading, live music, and spending time with her family.
About Julia E. Gallenstein
Julia is the most recent addition to the Washburn Pham Rueve Wealth Management Group having joined in October 2023. Julia graduated from The University of Dayton and worked at Deloitte prior to joining the team. She specializes in marketing and client engagement.
Julia lives in the heart of downtown Cincinnati, and enjoys the city’s walkability, local shops, and murals. She loves spending time with her Grandma and her mini golden doodle, Shelby.
Julia lives in the heart of downtown Cincinnati, and enjoys the city’s walkability, local shops, and murals. She loves spending time with her Grandma and her mini golden doodle, Shelby.
Contact William L. Washburn, CFP®
Contact Thanh T. Pham, CAP®
Contact Christopher S. Rueve, CFP®
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Washburn Pham Rueve Wealth Management Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
