Howard Waltuch, CDFA®
Executive Director, Wealth Management, Financial Advisor, Senior Investment Management Consultant
Phone:
(516) 336-0825(516) 336-0825
The Waltuch Group at Morgan Stanley
Direct:
(516) 336-0825(516) 336-0825
Toll-Free:
(866) 734-7312(866) 734-7312
Our Mission Statement
Working with you to help preserve and grow wealth for your long-term goals
Welcome
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that helps meet your lifestyle and legacy goals.
2019-2024 Forbes Best In State Wealth Advisor
Source: Forbes.com (Awarded Apr 2024) Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23.
2019-2024 Forbes Best In State Wealth Advisor
Source: Forbes.com (Awarded Apr 2024) Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Forbes Best-in-State Wealth Advisors
Forbes 2019
Forbes 2020
Forbes 2021
Forbes 2022
Forbes 2023
Forbes 2024
Location
3801 PGA Blvd
Suite 700
Palm Beach Gardens, FL 33410
US
Direct:
(516) 336-0825(516) 336-0825
Toll-Free:
(866) 734-7312(866) 734-7312
1200 Franklin Avenue
2nd Floor
Garden City, NY 11530
US
Direct:
(516) 336-0825(516) 336-0825
Meet The Waltuch Group
Redina Mingla, CFP®
Vice President, Wealth Management, Financial Advisor, Workplace Advisor – Equity Compensation, Financial Planning Specialist
Phone:
(516) 227-2853(516) 227-2853
Danielle N. Jackson
Portfolio Associate
Phone:
(516) 336-0828(516) 336-0828
About Howard Waltuch
Howard C. Waltuch is an Executive Director, Financial Advisor and founding partner of the Waltuch Group at Morgan Stanley. A wealth management professional for more than 25 years, Howard has dedicated his entire career to helping his clients achieve their financial goals. His approach focuses on a comprehensive wealth management plan and a commitment to providing outstanding service and advice.
Prior to becoming a member of the Morgan Stanley family in 2008, Howard worked as a Financial Advisor at Prudential Securities and Smith Barney for 17 years. A 1989 graduate of the University of Hartford’s Barney School of Business with a B.S. degree in Business Administration, Howard received his Certified Divorce Financial Analyst™ designation in 2009 from the Institute for Divorce Financial Analysts.
A native to Long Island, Howard has extensive experience serving the needs of his local community. He is the Co-Founder of the Tender Loving Care Foundation, which helps raise money for the Neonatal Intensive Care Unit within the North Shore Long Island Jewish Health System. He is also a former Co-Chairman and Board Member of the New Leadership Division at North Shore Hospital, which focuses on raising funds for pediatrics and has been an active member for the Leukemia and Lymphoma Societies Long Island Chapter.
In recognition for his dedication to his community and his clients, Howard has received numerous distinctions and professional accolades throughout his career. He was awarded the 2013 Community Leadership Award from Morgan Stanley for the work he has done with the Leukemia and Lymphoma Society. He earned the prestigious Leader Recognition Award from the National Multiple Sclerosis Society. In 2018 Howard was named to the Firm’s prestigious President’s Club, an elite group composed of the firm’s top Financial Advisors. Most recently in 2019, 2020, 2021, 2022 & 2023 Howard was recognized as Forbes Best-In-State Wealth Advisors.
When he is not working directly with his clients or guiding the many organizations he supports, you can find Howard spending quality time with his family. In his spare time, he enjoys playing golf and exercising.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
2019, 2020, 2021, 2022 & 2023 Forbes Best In State Wealth Advisor Source: Forbes.com (Awarded 2019-2023) Data complied by SHOOK Research LLC based 12 month time period concluding in June of year prior to the issuance of the award.
Prior to becoming a member of the Morgan Stanley family in 2008, Howard worked as a Financial Advisor at Prudential Securities and Smith Barney for 17 years. A 1989 graduate of the University of Hartford’s Barney School of Business with a B.S. degree in Business Administration, Howard received his Certified Divorce Financial Analyst™ designation in 2009 from the Institute for Divorce Financial Analysts.
A native to Long Island, Howard has extensive experience serving the needs of his local community. He is the Co-Founder of the Tender Loving Care Foundation, which helps raise money for the Neonatal Intensive Care Unit within the North Shore Long Island Jewish Health System. He is also a former Co-Chairman and Board Member of the New Leadership Division at North Shore Hospital, which focuses on raising funds for pediatrics and has been an active member for the Leukemia and Lymphoma Societies Long Island Chapter.
In recognition for his dedication to his community and his clients, Howard has received numerous distinctions and professional accolades throughout his career. He was awarded the 2013 Community Leadership Award from Morgan Stanley for the work he has done with the Leukemia and Lymphoma Society. He earned the prestigious Leader Recognition Award from the National Multiple Sclerosis Society. In 2018 Howard was named to the Firm’s prestigious President’s Club, an elite group composed of the firm’s top Financial Advisors. Most recently in 2019, 2020, 2021, 2022 & 2023 Howard was recognized as Forbes Best-In-State Wealth Advisors.
When he is not working directly with his clients or guiding the many organizations he supports, you can find Howard spending quality time with his family. In his spare time, he enjoys playing golf and exercising.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
2019, 2020, 2021, 2022 & 2023 Forbes Best In State Wealth Advisor Source: Forbes.com (Awarded 2019-2023) Data complied by SHOOK Research LLC based 12 month time period concluding in June of year prior to the issuance of the award.
Securities Agent: DC, CT, CO, CA, AZ, AR, RI, SC, ME, SD, TN, TX, UT, VA, VT, WA, WV, PA, OR, OK, OH, NY, NJ, NH, NC, MN, MI, MD, MA, KY, IN, IL, IA, GA, FL, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1282717
NMLS#: 1282717
About Redina Mingla
Redina is a Vice President, Financial Advisor and CERTIFIED FINANCIAL PLANNER™ on the Waltuch Group at Morgan Stanley where she also acts as their Financial Planning Specialist. Having a strong background in the financial industry enables her to assist her clients in making decisions that best fit their financial needs. Her overall dedication to excellence derives from a strong work ethic, commitment to efficiency and a hands-on approach to provide tailored solutions.
Prior to joining the firm in 2016, Redina worked in banking and insurance for over 8 years. Her ability to operate in a wide range of platforms and environments allows her to be an effective communicator and professional. She has been named to the Firm’s prestigious Pacesetter’s Club, an elite group composed of the firm’s successful Financial Advisors. In addition to her extensive work experience, she holds a degree in Finance from The Zicklin School of Business at Baruch College.
Aside from her professional career and interests, Redina is passionate about giving back to her community. This passion is reflected in her ongoing engagement which includes working with children and immigrants to provide mentorship and guidance. She also volunteers at many homeless and animal shelters located in various regions across New York. Her enthusiasm is the driving force behind her efforts that allows her to strive for exceptional results. Redina also has a love for traveling and learning new languages.
Prior to joining the firm in 2016, Redina worked in banking and insurance for over 8 years. Her ability to operate in a wide range of platforms and environments allows her to be an effective communicator and professional. She has been named to the Firm’s prestigious Pacesetter’s Club, an elite group composed of the firm’s successful Financial Advisors. In addition to her extensive work experience, she holds a degree in Finance from The Zicklin School of Business at Baruch College.
Aside from her professional career and interests, Redina is passionate about giving back to her community. This passion is reflected in her ongoing engagement which includes working with children and immigrants to provide mentorship and guidance. She also volunteers at many homeless and animal shelters located in various regions across New York. Her enthusiasm is the driving force behind her efforts that allows her to strive for exceptional results. Redina also has a love for traveling and learning new languages.
Securities Agent: VA, WI, WY, WV, WA, VT, VI, UT, TX, TN, SD, SC, RI, PR, OR, OK, OH, NV, NM, NJ, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, NH, AZ, AR, AL, NY, AK, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1222259
NMLS#: 1222259
About Danielle N. Jackson
Danielle is a Portfolio Associate with the Waltuch Group at Morgan Stanley. Danielle has had extensive client service experience by providing customers with reliable and impeccable service.
Prior to joining Morgan Stanley in 2018 Danielle worked at MetLife for 11 years in project management, marketing and support roles. Her background focuses on developing strong relationships with clients.
Danielle earned a Bachelors in Business Administration from Hofstra University. Danielle has a passion for health and fitness, and loves to share her passion with others. Danielle loves spending time with family especially her husband Dave, their son Robbie and daughter Gabriella .
Prior to joining Morgan Stanley in 2018 Danielle worked at MetLife for 11 years in project management, marketing and support roles. Her background focuses on developing strong relationships with clients.
Danielle earned a Bachelors in Business Administration from Hofstra University. Danielle has a passion for health and fitness, and loves to share her passion with others. Danielle loves spending time with family especially her husband Dave, their son Robbie and daughter Gabriella .
Contact Howard Waltuch
Contact Redina Mingla
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
State of the Workplace Study 2023
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Ready to start a conversation? Contact The Waltuch Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
