Patrick D Walsh, CFP®
Senior Vice President, Financial Advisor, Alternative Investments Director, Family Wealth Director, Workplace Advisor - Equity Compensation
Phone:
(312) 419-3600(312) 419-3600
Industry Award WinnerOur Mission Statement
Innovative strategies to meet the expectations of today’s prominent business leaders. Saving families time, building trust, and implementing tax-efficient solutions.
Our Story and Services
The Walsh Nickow Group is a young, highly experienced team focusing on innovative wealth management for high-net-worth executives and their families. While our clients have relentless focus on the growth of their company, we share an equal passion to work beside them for their personal wealth management.
The Walsh Nickow Group currently serves executives from more than 50 publicly traded companies focusing on the management of equity compensation. We have a comprehensive wealth management process incorporating strategies such as 10B5-1 executive trading plans, tax management, stock concentration strategies, and customized estate plan designs.
With dedication, consistency, and superior operational execution, our team along with Morgan Stanley’s industry leading technology and resources, is positioned to meet the expectations of today’s most prominent business leaders.
The Walsh Nickow Group currently serves executives from more than 50 publicly traded companies focusing on the management of equity compensation. We have a comprehensive wealth management process incorporating strategies such as 10B5-1 executive trading plans, tax management, stock concentration strategies, and customized estate plan designs.
With dedication, consistency, and superior operational execution, our team along with Morgan Stanley’s industry leading technology and resources, is positioned to meet the expectations of today’s most prominent business leaders.
Services Include
- Stock Plan ServicesFootnote1
- Executive Benefit ServicesFootnote2
- Executive Financial ServicesFootnote3
- Financial PlanningFootnote4
- Retirement PlanningFootnote5
- Asset Management
- Estate Planning StrategiesFootnote6
- Philanthropic ManagementFootnote7
- Cash Management and Lending ProductsFootnote8
- Planning for Education FundingFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
What We Offer
Morgan Stanley Dedicated Equity Plan Specialists are financial advisors who receive unique training and education on company specific plans to service their clients’ needs. These designated advisors can help you determine how your equity compensation fits into your overall goals and financial strategy. Our team focuses on:
Equity Compensation 101
Equity compensation packages vary, and it is helpful to understand the component parts. Reviewing the types programs, equity’s lifecycle, key terms and tax impacts can ground you in the basics.
Click Here to Learn More
Restricted Stock Units (RSUs)
Restricted Stock Units (RSUs) are a promise to deliver shares of company stock to the holders upon vesting.
Click Here to Learn More
Stock Options
Stock Options give employees the right, but not the obligation, to purchase shares at a fixed price. If the value of the stock increased over time, the holder can earn a profit.
Click Here to Learn More
Employee Stock Purchase Plans (ESPPs)
An Employee Stock Purchase Plan (ESPP) is a stock plan that companies offer their employees as a benefit. The purpose of the plan is to encourage employee ownership.
Click Here to Learn MoreAs your family grows and your wealth increases, you may face a broader and more complex set of wealth management challenges. We have the extensive experience, training and the resources necessary to help you and your family address these needs. We are here to help you create and implement a comprehensive wealth management plan based on your unique goals and aspirations.
Our integrated approach to planning includes family issues, wealth transfer, asset preservation and location, and business succession planning, with a focus on helping you:
• Maintain family unity across generations, focusing on family mission, governance, conflict management and family endowments
• Help ease administration burdens by managing some of the most complex aspects of your life*
• Help manage wealth with a long-term view and a unwavering focus on your family’s interests
• Help preserve your assets and transfer them efficiently to the next generation and the causes and institutions you support
• Develop strategies that pass down family values as well as family assets
• Access ultra-high net worth resources and strategies tailored specifically to your needs and goals
Our integrated approach to planning includes family issues, wealth transfer, asset preservation and location, and business succession planning, with a focus on helping you:
• Maintain family unity across generations, focusing on family mission, governance, conflict management and family endowments
• Help ease administration burdens by managing some of the most complex aspects of your life*
• Help manage wealth with a long-term view and a unwavering focus on your family’s interests
• Help preserve your assets and transfer them efficiently to the next generation and the causes and institutions you support
• Develop strategies that pass down family values as well as family assets
• Access ultra-high net worth resources and strategies tailored specifically to your needs and goals
Charitable Giving
- Morgan Stanley Global Impact Funding Trust, Inc. (Morgan Stanley GIFT) is pleased to take this opportunity to provide you with an overview of some of the common methods that individuals use to make charitable gifts, along with some important tips that you should keep in mind.
In The Press
By putting clients first, our team's Financial Advisors are leading the way.
Forbes Best-In-State Wealth Management Teams
2024 - 2025 The Walsh Nickow Group
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
Forbes Press ReleaseForbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
Forbes Best-In-State Wealth Advisors
2022 - 2025 Patrick Walsh
Source: Forbes (Awarded April 2025) Data compiled by SHOOK Research LLC based on time period from 6/30/23-6/30/24.
Forbes Press ReleaseSource: Forbes (Awarded April 2025) Data compiled by SHOOK Research LLC based on time period from 6/30/23-6/30/24.
Forbes Top Next Gen Best-In-State Wealth Advisors
2025 - Bryan N. Nickow
2019, 2023, 2024 - Patrick D. Walsh
Source: Forbes (Awarded Aug 2025) Data compiled by SHOOK Research LLC based on time period from 3/24-3/25.
Forbes Top Next-Gen Best-In-State Wealth Advisors
Source: Forbes.com (Awarded June 2019, 2023, 2024) Data compiled by SHOOK Research LLC based on time period from 3/23-3/24.
Forbes Press Release2019, 2023, 2024 - Patrick D. Walsh
Source: Forbes (Awarded Aug 2025) Data compiled by SHOOK Research LLC based on time period from 3/24-3/25.
Forbes Top Next-Gen Best-In-State Wealth Advisors
Source: Forbes.com (Awarded June 2019, 2023, 2024) Data compiled by SHOOK Research LLC based on time period from 3/23-3/24.
Forbes Top Next Gen Wealth Advisors
2020 -2022 Patrick D. Walsh
2020-2022 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2020-2022 AWARD WAS GIVEN). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Forbes Press Release2020-2022 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2020-2022 AWARD WAS GIVEN). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Alternative Investments Director Designation
The Alternative Investments Director Designation is a credential for senior professionals who structure, manage, and oversee alternative investment portfolios, demonstrating expertise in private equity, hedge funds, real assets, and structured products at a leadership level.
2020 - Patrick D. Walsh
2020 - Patrick D. Walsh
CERTIFIED FINANCIAL PLANNER™
The CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Patrick D. Walsh
Bryan N. Nickow
Patrick D. Walsh
Bryan N. Nickow
Chartered Retirement Planning Counselor (CRPC®)
The Chartered Retirement Planning Counselor (CRPC®) designation trains financial professionals to help clients plan for retirement. It covers retirement income, asset management, estate planning, and navigating Social Security and Medicare.
Bryan N. Nickow
Bryan N. Nickow
Qualified Plan Financial Consultant (CPFC)
The Qualified Plan Financial Consultant (CPFC) designation recognizes expertise in employer-sponsored retirement plans. It focuses in plan design, fiduciary responsibility, investment selection, and helping employers and employees maximize retirement outcomes.
Bryan N. Nickow
Bryan N. Nickow
Morgan Stanley’s Pacesetters Club
Morgan Stanley's Pacesetters Club is a global recognition program for Financial Advisors who demonstrate the highest professional standards and first-class client service, recognizing outstanding performance.
2019 - 2025 Bryan Nickow
2011 - 2016 Patrick D. Walsh
2019 - 2025 Bryan Nickow
2011 - 2016 Patrick D. Walsh
Morgan Stanley's Masters Club
The Morgan Stanley Master's Club is an elite group composed of the firm's top Financial Advisors, recognizing their consistent creativity and excellence in providing investment products and wealth management services.
2025 - Patrick D. Walsh
2025 - Patrick D. Walsh
Morgan Stanley’s Century Club Award
Morgan's Stanley Century Club is an internal recognition program that honors top-advisors in the top 100 or top percentile based on production, client assets, or growth metrics.
2017 - 2024 Patrick D. Walsh
2017 - 2024 Patrick D. Walsh
Financial Planning Questionnaire
The Walsh Nickow Group delivers a personalized wealth management experience that begins with a meticulously crafted financial plan. While assisting families fortify and strengthen their respective balance sheets, our planning process affords both a quantitative and qualitative backdrop to make well informed financial decisions. Engaging all areas of each client’s financial life – investments, insurance, lending needs, and more – our team works toward your financial freedom now and in retirement.
To Begin your complementary Financial Planning Analysis, please click the link below to complete our Financial Planning Questionnaire.
Financial Planning QuestionnaireTo Begin your complementary Financial Planning Analysis, please click the link below to complete our Financial Planning Questionnaire.
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(312) 419-3600(312) 419-3600
3801 PGA Boulevard
Suite 700
Palm Beach Gardens, FL 33410
US
Meet The Walsh Nickow Group
Bryan N Nickow, CFP®, CRPC®, QPFC
Senior Vice President, Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(561) 776-6461(561) 776-6461
Michael Wirtz
Business Development Associate
Phone:
(312) 419-3498(312) 419-3498
Sofia Diaz
Registered Associate
Phone:
(312) 419-3438(312) 419-3438
Ethan Graff
Registered Client Service Associate
Phone:
(312) 419-3597(312) 419-3597
About Patrick D Walsh
Patrick D. Walsh is a founding partner of the Walsh Nickow Group, a highly experienced team focusing on innovative wealth management for high-net-worth executives and their families. He is also a Morgan Stanley Workplace Advisor for Equity Compensation with extensive training in workplace benefits.
Patrick works with executives using his extensive knowledge in concentrated stock positions and strategies, while managing the necessary target ownership requirements. In addition, Patrick and his team also have experience with estate and retirement planning, lending, insurance, and estate transfer strategies. Through Morgan Stanley, he has some of the world's most experienced and respected investment professionals, along with a premier trading and execution platform that includes an array of investment solutions.
Patrick and his team explore and develop customized and sophisticated investment solutions, as they utilize an objective based approach to wealth management. Coupled with Morgan Stanley’s technology, Patrick analyzes specific client goals to help create a tailored implementation strategy that encompasses wealth preservation, transfer strategies, risk management, charitable giving, and more, with the ultimate goal of achieving true financial freedom in retirement.
Patrick joined Morgan Stanley in 2007 and is a Senior Vice President in the Chicago Tower complex. Forbes Magazine recognized Patrick as a Best In State Wealth Advisor from 2022 - 2025 as well as a Top Next-Generation Best-In-State Wealth Advisor from 2020 - 2022. He became a Family Wealth Director in 2021 and received the Alternative Investment Director designation in 2020.
Patrick was also named to the Firm's prestigious Master's Club, a group comprised of some of the top Financial Advisors at Morgan Stanley. These appointments recognize Patrick's excellence in providing independent and prudent wealth management services to his clients.
Patrick is a graduate of Carthage College in Kenosha, Wisconsin with a Bachelor of Arts degree in International Political Economy and French & was captain of the men's soccer team. He currently lives in Glen Ellyn, Illinois with his wife, daughter, and twin sons. In his free time, he enjoys playing bagpipes.
Patrick works with executives using his extensive knowledge in concentrated stock positions and strategies, while managing the necessary target ownership requirements. In addition, Patrick and his team also have experience with estate and retirement planning, lending, insurance, and estate transfer strategies. Through Morgan Stanley, he has some of the world's most experienced and respected investment professionals, along with a premier trading and execution platform that includes an array of investment solutions.
Patrick and his team explore and develop customized and sophisticated investment solutions, as they utilize an objective based approach to wealth management. Coupled with Morgan Stanley’s technology, Patrick analyzes specific client goals to help create a tailored implementation strategy that encompasses wealth preservation, transfer strategies, risk management, charitable giving, and more, with the ultimate goal of achieving true financial freedom in retirement.
Patrick joined Morgan Stanley in 2007 and is a Senior Vice President in the Chicago Tower complex. Forbes Magazine recognized Patrick as a Best In State Wealth Advisor from 2022 - 2025 as well as a Top Next-Generation Best-In-State Wealth Advisor from 2020 - 2022. He became a Family Wealth Director in 2021 and received the Alternative Investment Director designation in 2020.
Patrick was also named to the Firm's prestigious Master's Club, a group comprised of some of the top Financial Advisors at Morgan Stanley. These appointments recognize Patrick's excellence in providing independent and prudent wealth management services to his clients.
Patrick is a graduate of Carthage College in Kenosha, Wisconsin with a Bachelor of Arts degree in International Political Economy and French & was captain of the men's soccer team. He currently lives in Glen Ellyn, Illinois with his wife, daughter, and twin sons. In his free time, he enjoys playing bagpipes.
Securities Agent: AL, DC, SD, NM, MO, LA, CT, WA, RI, IN, WY, NE, KY, AK, TX, PA, MN, MA, ID, IA, GA, CO, CA, AZ, AR, UT, IL, FL, DE, MT, ME, NH, OR, OK, NJ, MI, WI, VA, OH, NV, NC, MS, MD, KS, WV, TN, SC, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285177
CA Insurance License #: 0H48055
AR Insurance License #: 14898041
NMLS#: 1285177
CA Insurance License #: 0H48055
AR Insurance License #: 14898041
About Bryan N Nickow
Bryan Nickow is a Morgan Stanley Senior Vice President and partner of The Walsh Nickow Group, a highly experienced team focusing on innovative wealth management for high-net-worth executives and their families. He is also a Morgan Stanley Workplace Advisor for Equity Compensation with extensive training in workplace benefits.
Bryan supports executives with developing solutions for their equity compensation and concentrated stock positions. These fully personalized strategies focus on tax efficiency and aligning the equity compensation to the family’s unique circumstances. Bryan and the team have experience with financial and retirement planning, investment management, lending, insurance, and estate transfer strategies. At Morgan Stanley, Bryan and the team have access to some of the world's most experienced and respected investment professionals, along with a premier trading and execution platform that includes an array of investment solutions.
He joined Morgan Stanley in 2015 and is a Senior Vice President in the Palm Beach Gardens, FL office. As a member of The Walsh Nickow Group, Bryan devotes his time to helping families connect their most important values to their wealth. This allows for meaning and purpose to be behind every decision that is made. The families that Bryan supports accept and embrace the guidance that is provided to help grow, preserve, gift, and transfer each family’s wealth tax-efficiently. Saving families time, building trust, and implementing tax-efficient solutions are the foundation of the help Bryan and The Walsh Nickow Group provide.
Forbes Magazine recognized Bryan as a Top Next-Generation Best In State Wealth Advisor in 2025.
Bryan maintains the Certified Financial Planner CFP®, Chartered Retirement Planning Counselor CRPC®, and Qualified Plan Financial Consultant QPFC designations.
Bryan is a graduate from Indiana University in Bloomington, IN. He lives in Palm Beach Gardens, FL with his wife and two sons. In his free time, Bryan loves spending time with his family, traveling, playing tennis, and cheering for the Chicago Cubs.
Top Next-Gen Wealth Advisors Best-in-State 2025
Source: Forbes (Awarded Aug 2025) Data compiled by SHOOK Research LLC based on time period from 3/24-3/25
Bryan supports executives with developing solutions for their equity compensation and concentrated stock positions. These fully personalized strategies focus on tax efficiency and aligning the equity compensation to the family’s unique circumstances. Bryan and the team have experience with financial and retirement planning, investment management, lending, insurance, and estate transfer strategies. At Morgan Stanley, Bryan and the team have access to some of the world's most experienced and respected investment professionals, along with a premier trading and execution platform that includes an array of investment solutions.
He joined Morgan Stanley in 2015 and is a Senior Vice President in the Palm Beach Gardens, FL office. As a member of The Walsh Nickow Group, Bryan devotes his time to helping families connect their most important values to their wealth. This allows for meaning and purpose to be behind every decision that is made. The families that Bryan supports accept and embrace the guidance that is provided to help grow, preserve, gift, and transfer each family’s wealth tax-efficiently. Saving families time, building trust, and implementing tax-efficient solutions are the foundation of the help Bryan and The Walsh Nickow Group provide.
Forbes Magazine recognized Bryan as a Top Next-Generation Best In State Wealth Advisor in 2025.
Bryan maintains the Certified Financial Planner CFP®, Chartered Retirement Planning Counselor CRPC®, and Qualified Plan Financial Consultant QPFC designations.
Bryan is a graduate from Indiana University in Bloomington, IN. He lives in Palm Beach Gardens, FL with his wife and two sons. In his free time, Bryan loves spending time with his family, traveling, playing tennis, and cheering for the Chicago Cubs.
Top Next-Gen Wealth Advisors Best-in-State 2025
Source: Forbes (Awarded Aug 2025) Data compiled by SHOOK Research LLC based on time period from 3/24-3/25
Securities Agent: NC, PR, TN, WV, OH, WY, VI, WI, WA, VT, VA, UT, TX, SD, SC, RI, PA, OR, OK, NY, NV, NM, NJ, NH, NE, ND, MN, MA, MT, MS, MO, MI, ME, MD, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1735613
CA Insurance License #: 4064008
AR Insurance License #: 18337310
NMLS#: 1735613
CA Insurance License #: 4064008
AR Insurance License #: 18337310
About Michael Wirtz
Michael Wirtz is a Business Development Associate and member of the Walsh Nickow Group, a highly experienced team focusing on innovative wealth management for high-net-worth executives and their families.
Michael joined the Walsh Nickow Group at Morgan Stanley in 2017. He oversees the team's operational and client service initiatives and interfaces with select clients to assist with on-boarding, account maintenance, and financial reporting. Michael values the uniqueness of each client relationship, going above and beyond to ensure that day to day operations are seamless and efficiently executed.
Michael attended The Ohio State University earning a B.A. in Economics and Political Science.
Outside of the office, Michael enjoys photography, traveling to new places, and spending time with friends and family. He and his wife just celebrated getting married in September 2022.
Michael joined the Walsh Nickow Group at Morgan Stanley in 2017. He oversees the team's operational and client service initiatives and interfaces with select clients to assist with on-boarding, account maintenance, and financial reporting. Michael values the uniqueness of each client relationship, going above and beyond to ensure that day to day operations are seamless and efficiently executed.
Michael attended The Ohio State University earning a B.A. in Economics and Political Science.
Outside of the office, Michael enjoys photography, traveling to new places, and spending time with friends and family. He and his wife just celebrated getting married in September 2022.
About Sofia Diaz
Sofia Diaz is a Registered Associate and member of the Walsh Nickow Group, a highly experienced team focusing on innovative wealth management for high-net-worth executives and their families.
Sofia joined Morgan Stanley in 2023. Sofia is responsible for assisting with operational initiatives, dedicated account maintenance needs, and facilitating client relationships. Sofia is driven to make each client’s experience with Morgan Stanley unique and personal.
Sofia holds her Series 7 and Series 66 financial securities licenses and received her Bachelor of Arts degree in Communication from the University of Illinois Chicago. Sofia moved from Caracas, Venezuela to Chicago in 2020.
In her spare time, Sofia enjoys baking, painting and spending time with her friends and family.
Sofia joined Morgan Stanley in 2023. Sofia is responsible for assisting with operational initiatives, dedicated account maintenance needs, and facilitating client relationships. Sofia is driven to make each client’s experience with Morgan Stanley unique and personal.
Sofia holds her Series 7 and Series 66 financial securities licenses and received her Bachelor of Arts degree in Communication from the University of Illinois Chicago. Sofia moved from Caracas, Venezuela to Chicago in 2020.
In her spare time, Sofia enjoys baking, painting and spending time with her friends and family.
About Ethan Graff
Ethan Graff is a Registered Client Services Associate and member of the Walsh Nickow Group, a highly experienced team focusing on wealth management and financial planning solutions for high-net-worth individuals and their families.
Since joining Morgan Stanley in 2024, Ethan is responsible for enhancing client relationships and assisting with account requests, as well as supporting the needs of both our clients and advisors. Ethan ensures that each client’s experience with Morgan Stanley is unique and tailored to their story.
Ethan holds his Series 63 and Series 65 financial securities licenses, and graduated from the University of Arizona with a Bachelor of Arts degree in Economics.
In his free time, Ethan enjoys golfing, spending time with family and friends, and cheering on the Bears.
Since joining Morgan Stanley in 2024, Ethan is responsible for enhancing client relationships and assisting with account requests, as well as supporting the needs of both our clients and advisors. Ethan ensures that each client’s experience with Morgan Stanley is unique and tailored to their story.
Ethan holds his Series 63 and Series 65 financial securities licenses, and graduated from the University of Arizona with a Bachelor of Arts degree in Economics.
In his free time, Ethan enjoys golfing, spending time with family and friends, and cheering on the Bears.
Contact Patrick D Walsh
Contact Bryan N Nickow
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
2
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Michael Gallagher
Managing Director, Wealth Management, Financial Advisor, Corporate Client Group Director
Managing Director, Private Wealth Management, Private Wealth Advisor, Stock Plan Director
Mark T Curtis
Managing Director, Stock Plan Director, Financial Planning Specialist, Family Wealth Director, International Client Advisor, Investing with Impact Director
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
From Our Team
6 Financially Smart Ways to Start 2025
Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Walsh Nickow Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
