Our Story and Services

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
When people ask us what we do for a living, we tell them we have the best job in the world. Every day we go to work and get to help affluent families put together all the pieces of their wealth management puzzles. Working closely with you and your other trusted advisors, we can provide integrated strategies regarding all aspects of your financial life.

As our team fits together the pieces of your financial puzzle, we find that many of our affluent clients lack continuity. They cannot see their complete wealth picture. We help make sure that all their professional advisors are working together to protect their wealth by developing a written, holistic, comprehensive financial plan.

Because so many aspects of your financial life overlap and cross-pollinate, it is especially important that there is unity connecting all the elements of your plan. In that way, all the pieces of your puzzle fit together.
    Tax Issues
    Understanding your federal and state income tax requirements, short- and long- term capital gains, real estate, AMT, estate and inheritance.
    Investments
    Providing a risk-aware, diversified portfolio that may consist of stocks, bonds, cash and alternative investments.
    Estate and Trust Planning Strategies
    Reviewing the proper titling of assets between spouses (with the rights of survivorship or tenants in common) as well as joint and single names in a trust
    Retirement and Cash Flow Analysis
    Advising on Social Security maximization, when to take benefits and required minimum distributions in IRAs.
    Liability Management and Structure
    Providing essential insights on good debt versus bad debt.
    Insurance Reviews
    Offering clear direction on insurance needs, including life and long-term care.
    Legacy and Charitable Inclinations
    Evaluating gifting options, education for children and grandchildren and directing gifts to religious organizations, universities and foundations.

Welcome to our life navigator

One of our goals at The Vitagliano-Malamut Group is to help our clients navigate different life events. Here you will find a wide range of content and materials covering a variety of life events and milestones that you might face.
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    Birth
    Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. As a trusted advisor to our clients, we play a critical role in helping you plan and prepare for the financial components that a new child introduces into your lives—everything from planning for the costs associated with birth, adoption or surrogacy; anticipating unexpected medical expenses; understanding gifting requirements; preparing for child care and planning for educational expenses.
    Click here for more information on preparing for educational expenses
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    Education
    Education is a major investment and expense for most of our clients—one that often requires years of careful, advanced planning. As educational costs continue to rise—from primary education through undergraduate, graduate and professional schools—we can help you approach the range of educational expenses, such as tuition, extension programs and advanced professional training, with appropriate funding strategies for your particular situations.
    Click here to make financial literacy a family affair
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    Business/Work
    Many of our clients have complex business arrangements, from executive-level employment situations to various levels of investment in a multitude of business ventures—from startups to established enterprises. As their Financial Advisor, we play a critical role in helping them navigate the complexities of business ownership, investment and associated activities such as selling, divesting or planning for succession.

    Typically, we encounter three primary scenarios with our clients:

    - Starting a business
    - Funding a business
    - Exiting a business
    Click here to learn more about building a startup
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    Marriage
    There are few events more exciting than when our client decides to align their life with the person they love. Of course, there are conversations you should have with your partner before tying the knot. One of the most important is about money—how you will make it, save it, spend it and invest it. In addition, helping fund an adult child’s wedding is a goal for many parents (and grandparents). As your Financial Advisor, we can play an important role in helping you plan for these milestones and guiding your conversations.
    Click here for questions to ask your partner before you commit
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    Post-Career
    Today's 65-year-olds have a high likelihood of living until their mid-80s, and it's not uncommon anymore to reach substantially beyond that. That means you need to plan for a retirement that will span two decades and potentially much more. Longer retirements are great outcomes, but also place a great deal of stress on a household’s finances. As your Financial Advisor, we make sure to put a plan in place so that you are able to take on any curveball retirement may throw at you.
    Click here to learn more
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    Caregiving
    Health care costs are rising—especially for retirees, and many will need long-term care. Learn the moves you can make to help prepare yourself.
    Click here to learn more
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    Death
    Dealing with death is never easy. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including administration of the estate. Though it may be hard for individuals to talk about estate planning because of the heartache, addressing it promptly is crucial to saving both time and money, and to minimizing family conflict or confusion. Passing away without a will, known as intestacy, means the state determines how the deceased’s assets will be distributed, and this may not be consistent with the family’s wishes. Proceedings can also be painful and costly for the family.

    We believe that is better to plan ahead to ensure that your wishes and your will are followed. A proactive approach to estate planning as a family is better than a reactive one.
    Click here to learn more

VALUABLE CLIENT RESOURCES

We believe financial education leads to better insights into our investment strategy, economic disciplines, and long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets.

We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. Provided are links to these materials and we hope you'll return often to learn more about the topics that impact your overall wealth.
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    Start Fresh Financially in 2024
    Heading into 2024, it's time to take stock of your budget, debt and investments - and check them against your financial goals.
    These steps can get you started
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    Thoughts on the Market Podcast
    With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
    Check out the latest episode
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    How to Handle Volatility
    Market volatility can increase or decrease depending on where we are in the business cycle. When market volatility picks up, having a long-term horizon is an investor’s best strategy.
    Click here to read more
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    Online Security Center
    At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
    Learn more from Online Security Center
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    How to Think About Inflation
    The Fed continues to chart its aggressive rate-hike path as inflation remains to be tamed. How should you be thinking about investing around inflation?
    Click here to read more
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    2024 Federal Tax Tables
    This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
    Access the 2024 federal tax tables
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    Morgan Stanley Minute
    In this ongoing series of one-minute videos from our firm’s top investment thinkers, you can explore current trends and topics like green bonds, active investment, monetizing small businesses, cybercrime and more.
    Access a library of interesting content
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    Lessons in Leadership
    Morgan Stanley frequently invites influential figures in the sports, music, and entertainment industries to give talks regarding their careers and experiences with leadership.
    Register for the next presentation

Location

376 Tilton Rd
Northfield, NJ 08225
US
Direct:
(609) 272-6780(609) 272-6780

Meet The Vitagliano-Malamut Group

About Lawrence Malamut

Larry has over 31 years of experience in the financial services industry. As a Financial Advisor, he works with individuals, business owners and corporate executives in pursuing their financial goals. The process begins by gaining an understanding of the current financial situation and then helping them develop a written financial plan to meet the stated goals. After reviewing the written financial goals, Larry then works with you to integrate an investment strategy with the appropriate risk tolerance and tax efficiency to help achieve the stated goals as a set forth.
As the team's facilitator of investment management, Larry oversees strategic and tactical strategies by managing balanced portfolios while adhering to the firm's research recommendations from both Wealth Management and Investment Banking.
Larry attended high school at the Peddie School in Hightstown, NJ, then followed in the footsteps of his family legacy and graduated from the prestigious School of Hotel Management at Cornell University with a Bachelor of Science Degree. Upon graduation, Larry accepted one of eight job offers and decided on Washington, DC. After a few years, he then relocated back home to the Atlantic City area and spent time in the casino industry working for Caesars and Trump Plaza. Having been raised working in the family's hotel, Larry grew accustomed to working for himself and after a few years decided on a career change where he again could work for himself. That is when he began his career in the financial services industry joining Merrill Lynch in 1990 and spent 18 years there. Larry takes pride in how he services clients, since service has been in his blood since childhood.
Larry resides in Margate, NJ with his wife, Kathy, beloved furry friend, Charley, and they have two daughters, Samantha and Danielle.
Securities Agent: ME, FL, CO, WV, NC, NJ, MA, DC, CA, OH, NY, GA, TN, IL, SC, AZ, WA, RI, NH, MD, AL, VA, NV, TX, PA, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2172894

About Jesse Vitagliano

Jesse has been in the financial services industry since 1996, and he has served his clients honorably at Merrill Lynch, UBS Financial Services, Wachovia Securities and now at Morgan Stanley. Jesse's clients can rely on him to provide complete continuity for their entire wealth management experience.
Jesse focuses on comprehensive financial planning and has been a regular guest speaker to Morgan Stanley management and his peers on the subject of the benefits of providing clients with a written financial plan. Additionally, he understands that coordinating with clients' other financial and legal professionals is essential to creating a plan that addresses the full picture of their financial lives.
By always putting clients first, Vitagliano-Malamut Wealth Management & Associates demonstrate how reliability, credibility, and a high level of financial accountability are the keys to building a great relationship. New clients to the group quickly understand they have graduated to a higher level of wealth management.
Jesse served in the United States Marine Corps from 1986 - 1990, and then he went on to earn his bachelor’s degree from Rutgers University; in 2008 he did his graduate work at the University of Pennsylvania. He is a past board member of the American Red Cross and also Gilda's Club, which helps families living with cancer. Jesse has been an avid supporter to many of this clients' charitable passions. Jesse has two daughters, Nicole and Jessica, a son, Anthony, and grandson, Dominic.
At Morgan Stanley, we build relationships that help you invest with purpose- as part of a planning process that includes ongoing advice and investment choices to help pursue your financial goals so you can live the life you desire. The Vitagliano-Malamut Wealth Management can help you choose from a broad range of our Advisory Solutions to align with the financial goals you've set. With Morgan Stanley Managed Portfolios, you entrust the management of your assets to the Morgan Stanley Investment Management (IM) team, and integral part of Morgan Stanley Advisory Solutions, dedicated to delivering comprehensive investment solutions to investors. IM draws on the collective experience of Morgan Stanley investment professionals to build, monitor and tactically manage the Morgan Stanley Managed Portfolios. A continuous, dynamic blend of active management and access to differentiate research puts Morgan Stanley's global resources to work in managing your portfolio.
Securities Agent: TN, IL, MA, WA, NV, NJ, ME, MD, AZ, TX, NH, VA, AL, GA, SC, PA, OH, NC, FL, CA, DE, DC, RI, CO, WV, NY; General Securities Representative; Investment Advisor Representative

About Liam Marshall

Liam has been in the financial services industry since 2018. He started his career at Wells Fargo Advisors and was recruited to join The Vitagliano-Malamut Wealth Management Group when Larry and Jesse joined Morgan Stanley in March of 2021. His customer service experience and his attention to detail, in addition to his sincere appreciation for our client and their families, lead to a personalized client service experience. Liam heads up the Client Service position for the team, and he is an integral part of ensuring that all the clients’ administrative and operational issues are completely fulfilled.
Liam earned a Bachelor’s degree from Salisbury University in 2016 where he was also the Captain of the Rugby team. In his off time, he enjoys playing competitive rugby while also being a Personal Trainer. Additionally, Liam is a registered representative with his Series 7 & 66.

About Anthony Vitagliano

Anthony is 2021 graduate of Rutgers University where he earned a Bachelor of Arts degree in Criminal Justice. Prior to joining The Vitagliano-Malamut Group full time in March 2021, Anthony completed an Internship learning the financial services business under the guidance of Jesse and Larry. Anthony’s role on the team is to assist its senior members in ensuring the highest level of service for clients as well as new client acquisition. Being the son of a senior partner, Anthony has literally grown up in the financial services industry, and he is an integral part of working with all the team members to ensure the highest-quality wealth management experience for clients.
Anthony married his high school sweetheart, Jenny, in June 2022. Anthony resides in Galloway, NJ, with his cat, Othello.
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Vitagliano-Malamut Group today.
Market Information Delayed 20 Minutes
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

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Awards Disclosures
CRC 6491812 (04/2024)