Our Story and Services

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
While every client is different, we follow a general process to ensure that we address the most essential client needs and can make recommendations that are in their best interest.
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    Develop an understanding
    Investing the time to understand your unique circumstances to identify, develop, and prioritize your financial goals.
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    “Plot” your starting point
    Identify your current trajectory to identify and address weaknesses, and strengths.
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    Creating of a plan
    Working with you we will develop a plan that improves upon your current trajectory in a way that works for you. We will craft a tailored Investing strategy and asset allocation designed to balance your short and long-term goals, help protect you from the many different forms of risk and seek to to optimize your outcomes.

    Asset allocation does not guarantee a profit or protect against a loss in a declining financial market.
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    Formulation of Tax, Trust, and Estate Strategy
    Working with your tax and legal advisors, we will help to analyze your tax and estate tax circumstances to help identify and tailor planning techniques that may be used to address your objectives.
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    Put the plan into action
    We implement your plan utilizing strategies that will adjust for the unknowns the future brings. Working with your tax and legal advisors, we will help to analyze your tax and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
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    Monitor and continuous refinement
    We will provide timely updates and monitor your performance. At the end of the day most people want to know that they are on track, so as we review your plans we will maintain that focus so that you can know that you are on track, and if you are not, help you identify how to get back on track.

Tax Efficient Strategies

Here at Morgan Stanley, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We want to provide our clients with as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
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    How to Access Your Tax Forms
    How to Access Your Tax Forms
    - Log into your account via Morgan Stanley Online
    - Click the Accounts tab
    - Select the Documents tab
    - Go to the Statement drop-down tab
    - Select Tax Documents and download them
    Click Here to Log In to Morgan Stanley Online
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    Federal Tax Tables 2025
    If you are interested in seeing the updated tax tables and other details for 2025, see all additional information here.
    Click to See Tables
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    Your Guide to Tax-Efficient Planning
    The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
    Click to Read More
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    Tax-Smart Strategies for Retirement
    Looking for ideas on how to be more tax efficient when planning for your retirement?
    Click to see here

Transforming Passion Into Action

Do you have a passion that you'd like to transform into an actionable plan that benefits others?
We, along with our partners across the firm, can help you:
-Define your charitable interests and identify nonprofits that work in those areas
-Select charitable vehicles that may address your needs
-Implement plans to help ensure that your charitable dollars are well spent
-Seek nonprofit board placements that complement your passion
-Conduct research on specific charities and areas of charitable interest
-Introduce you to like-minded philanthropists
-Find ways to involve children and other family members in your giving
Begin to identify factors that might have shaped your attitude about charitable giving, ask yourself the following questions:
-Which childhood lessons about money related to giving have carried over into your life as an adult?
-As you look at how you spend your time now, what activities do you enjoy the most? Which activities do you consider the most worthwhile?
-Describe the nonprofits you support. What is your reason for giving to these organizations?
-What single charitable gift or activity has given you the most joy?
-Do you know how effectively the organizations you support have been using the money? Is this an important factor to you?
-Gaining access to Philanthropic Services can be contingent on meeting certain criteria, including minimum $25MM total net worth, with $10MM in liquid assets.
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    Social Security Cola Increase
    As of January 2023, Social Security Payments will go up by 8.7%. This is a result of the Social Security Administration adjusting benefit payments annual for inflation since 1975. To view the SSA fact sheet, see below.
    Click to Learn More
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    Trusts
    You can't take it with you, but through a trust, you can define how you want your life's work and wealth to continue to benefit the people and causes you love and care for.
    Click to Learn More
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    Estate Planning
    Estate planning can be an emotionally and financially complex task, but creating an estate plan can help protect your wealth and prevent hardship for your heirs.
    Click to Learn More
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    Life After Selling a Business
    Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.
    Click to Learn More
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    Family Resources
    Hidden risks abound. For affluent families, this can mean unwanted financial exposure. A simple risk assessment can go a long way to help close these gaps.
    Click to Learn More

Location

595 So Federal Hwy
Ste 400
Boca Raton, FL 33432
US
Direct:
(561) 393-2000(561) 393-2000
Toll-Free:
(800) 327-0144(800) 327-0144

Meet The Vista 360 Group

About Scott Notowitz

I joined Morgan Stanley in 2016 and have over 45 years of combined business and investment experience. As a Financial Advisor in the Boca Raton office, I focus on total wealth management and cash flow needs in order to provide strategies based upon client's risk tolerance, time horizon, liquidity needs and overall investment goals. My work centers on each client's needs. Understanding the specific situations of the people I work with is paramount; helping me to establish objectives, develop an appropriate strategy, and review the progress they are making toward reaching those goals. Every client can expect to receive the concierge service required by sophisticated investors.

Outside of work I am a National Commissioner for the Anti-Defamation League and Committee Member of the Investment Committee in addition to being a Board member of the University of Florida Bud Shorstein Center for Jewish Studies.

My wife Shari and I graduated from the University of Florida and have two sons, Brandon and Bryan and a Grandson, Noah.
Securities Agent: ME, FL, OH, SC, NY, AZ, TN, MA, NV, NJ, DE, IL, PA, CO, CT, IN, MD, NM, NC, MI, TX, LA, GA, CA, AL, OR, VA, RI, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 521335
CA Insurance License #: 0E65098

About Paul Bomwell

Now well into his third decade of providing wealth management and investing solutions to corporate executives, business owners and other professionals and their families, Paul advocates a planning-based approach no matter what the client's goals or life stage is. Be it wealth accumulation, utilization, or wealth transference.

While he provides services for each of the three phases, the majority of his work tends to lie in the utilization phase, typically in the areas of education funding, retirement and estate planning strategies. Paul generally seeks the most conservative approach, deploying disciplined investment strategies that seek to generate interest and dividends as a significant portion of their return.

Paul supports many local and national charities, and is involved with the Juvenile diabetes Research Foundation. He and his wife, Andrea, have three children. Paul's interest also include travel & golf.


Various factors, including an economic downturn, may cause a company to reduce or eliminate its dividend.
Securities Agent: LA, MI, NM, OR, TX, WY, WI, VA, SC, RI, PA, OH, NY, NV, NJ, NH, NC, ME, MD, MA, IN, IL, GA, FL, DE, DC, CT, CO, CA, AZ, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 2069361

About David Simon

David offers comprehensive, inter-generational wealth management services to corporate executives, business owners, other professionals and their families.

David advocates a holistic planning-based approach to finance and investments. He seeks to develop a thorough understanding of each client's goals and financial commitments. This often requires meeting with some of the client's trusted advisors (CPAs/Tax Attorneys) to insure the strategy and other actions he recommends will be integrated within the client's greater strategy.

David firmly believes that asset allocation is a critical factor in determining investment performance over time. His guiding principles include conservatively balancing a client's budget for risk against their expectations for a portfolios total return.

David and his wife, Shelly, have three sons; Sam, Jonathan, and Michael. He also supports various charitable organizations while also serving on the Board of Trustees and is the Endowment Chair for Temple Bat Yam in East Ft. Lauderdale.




Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Securities Agent: LA, MD, ME, MI, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, MA, AL, NC, NM, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 2106456
CA Insurance License #: 0H63117

About Rachal Rich

Rachal Rich is a Wealth Management Associate at Morgan Stanley. With more than 25 years of experience in financial services, Rachal focuses on ensuring that client's wealth management needs are met with diligence and in keeping with their larger financial goals.

Rachal began her career in financial services as a Client Services Associate with Smith Barney in 1997. Over the years, she became a leader in that role and was recognized for her outstanding achievements and excellence in client service.
With a strong work ethic and client-centered approach, Rachal has extensive experience with all aspects of the financial planning process.

Outside of work, Rachal is passionate about giving back to the community. In her spare time, she volunteers at several animal rescue centers.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Frank Hammad

Frank Hammad is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Frank began his career in financial services in 2000, and joined Morgan Stanley in 2010 as a Commercial Real Estate Banker. Prior to joining the firm, he was a Commercial Real Estate Banker at BB&T.

Frank is a graduate of the University of Miami, where he received a Bachelor of Business Administration in International Marketing and Business Management, and Nova Southeastern University, where he received his Masters in International Business Administration. He lives in Plantation, Florida with his family. Outside of the office, he enjoys football and hockey.
NMLS#: 798426

About Wyatt Duncan

Wyatt Duncan is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various alternatives and their potential outcomes to help clients confidently choose the appropriate course of action. Wyatt provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.

He earned his undergraduate degree from The University of Alabama and received the Financial Planning Specialist® designation from the College for Financial Planning. Wyatt is originally from Manhasset, New York and currently resides in Atlanta, Georgia.
Wealth Management
From Our Team

On the Markets


Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Are You Prepared for Tax Day?
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Are You Prepared for Tax Day?

The countdown to Tax Day has begun. Here are some strategies to consider as the deadline approaches.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Vista 360 Group today.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)