Victor L Raxsdale, CFP®
Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(337) 267-2564(337) 267-2564
The Vermilion Group at Morgan Stanley
Direct:
(337) 267-2504(337) 267-2504
Toll-Free:
(800) 662-3925(800) 662-3925
Our Mission Statement
Excellence in family wealth planning for your family's unique goals
Our Philosophy
The Vermilion Group is a family-oriented wealth management team focused on holistic plan-based advice. The families we serve are the heart of our practice. Leveraging over 30 years of industry experience, we strive to protect our clients from common investing pitfalls, such as trendy investments, and helping you make informed decisions for you and your family. Our investment philosophy is to provide tax-conscious, efficient portfolios that are tailored to your unique situations. Our goal is to preserve and grow your wealth so you can live the fulfilled, satisfied life that you have worked hard for.
Services Include
- Wealth PlanningFootnote1
- Financial PlanningFootnote2
- Professional Portfolio ManagementFootnote3
- Estate Planning StrategiesFootnote4
- Divorce Financial AnalysisFootnote5
- Planning for Education FundingFootnote6
- Retirement PlanningFootnote7
- Philanthropic ManagementFootnote8
- Cash Management and Lending ProductsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service:
1. Introduction and Discovery Meeting(s)
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and future goals. We review your current financial situation and develop strategies that can help you achieve the financial outcome you envision.
2. Financial Plan Presentation and Discussion
Financial plan presentations map out essential factors that play into financial success. Examining all relevant financial information provides a holistic approach which helps ensure a comprehensive financial plan.
3. Actionable items and Next Steps
After the financial plan presentation, we will follow up regarding our analysis and recommendations, which may include adjustments to your financial plan and investment allocation. We will also establish a time line and prioritize key goals.
4. Implementation Meeting
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving/benefit modifications.
5. Ongoing Monitoring, Tracking and Adjusting
We will be constantly monitoring your assets and analyzing your performance tracking data seeking to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you by having regularly scheduled reviews to make sure make sure concerns and requests are always addressed.
Family Office Resources Overview
This slide deck provides more information about Morgan Stanley's suite of Family Office Resources, touching upon the complex, multigenerational wealth management issues of high net worth families like yours, the evolution of your family's needs, and the moving parts to consider when putting the foundational elements in place.
Family Office Resources Overview
Portfolio Construction
Take a look at the following deck to get additional clarity on some important questions to consider for your wealth management journey:
○ How can I find high-quality emerging managers?
○ How do I identify leading managers across my entire asset allocation?
○ Are the fees I'm being charged worth the services I am receiving?
Portfolio Construction Deck○ How can I find high-quality emerging managers?
○ How do I identify leading managers across my entire asset allocation?
○ Are the fees I'm being charged worth the services I am receiving?
Philanthropy Management
Use this document to better understand how Family Office Resources can help with your Philanthropy Management strategy. Specifically, learn more about:
○ Advisory Services
○ Giving Assistance
○ Connections
Philanthropy Management Document○ Advisory Services
○ Giving Assistance
○ Connections
Family Governance & Wealth Education
Give this document a read to learn more about some ideas to consider to better guide your overall family governance structure and education.
Family Governance & Wealth Education
Estate Planning Strategies
The goal is to provide you with quantitative analyses of complex situations and scenarios, tailored to your unique needs to help quantify the degree and direction of making or not making a decision.
Estate Planning Strategies One Pager
Lifestyle Advisory Offering
Check out this one pager covering some of our lifestyle solutions, from every day to extraordinary aspects of your life:
○ Travel & Concierge Services
○ Health & Security Advisory
○ Personal Enrichment
○ Tangible Asset Management
○ Financial Administration
Lifestyle Advisory Offering One Pager○ Travel & Concierge Services
○ Health & Security Advisory
○ Personal Enrichment
○ Tangible Asset Management
○ Financial Administration
Wealth Strategies & Planning Tools
This slide deck covers some of the ways our Family Office specialists can help out with your financial planning needs. Take a look for additional clarity on the following questions:
○ How should I think about investments in the context of my estate plan, tax situation, and anticipated spending?
○ What is the appropriate asset allocation that balances risk vs. reward and will best help me achieve my goals?
○ What choices do I have with respect to my stock options and shares?
○ What decisions can I make today to improve my wealth over time?
Wealth Strategies & Planning Tools Slide Deck○ How should I think about investments in the context of my estate plan, tax situation, and anticipated spending?
○ What is the appropriate asset allocation that balances risk vs. reward and will best help me achieve my goals?
○ What choices do I have with respect to my stock options and shares?
○ What decisions can I make today to improve my wealth over time?
2025 Income Tax Tables
Federal tax information for 2025, including Income Tax Tables, Contribution Limits, Deadlines, etc.
Click Here To View The 2025 Income Tax TablesHelping You Leave a Lasting Legacy
Managing your family’s wealth is about so much more than simply attaining a desired return. At the Vermilion Group, we work with our clients and their families to plan for both the present and the future. Our goal is to get all generations involved and set out a plan so that your hard earned wealth transcends generations and lasts long after you are gone. We will set up a strategy to make sure your children and grandchildren are taken care of. Whether this involves estate planning, insurance planning, or just taking a much longer term view on your investment horizon, the Vermilion Group is here to guide you through this complicated process.
Making Financial Literacy A Family Affair
- Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. Here at Morgan Stanley, we have a variety of resources available to our clients, and their families, to help them stay educated and up-to date on all things finance.
How We Help
- Create a Comprehensive Financial Plan
- Long Term Investment Solutions
- Getting Your Heirs Involved
- College and Education Planning
- Estate Planning
- Gifting Strategies
- Charitable Giving Planning
- Cash Management Solutions
Modern Wealth Management Tools
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Morgan Stanley Online digital capabilities and the Morgan Stanley Mobile App provide clients with access to their account information, enriched reporting tools, several cash management solutions and robust market research. The Morgan Stanley Mobile App provides clients with access to their accounts in just a few taps.
Morgan Stanley Online
What Should I Do With My Money?
A podcast where real people get real answers from Financial Advisors to their most important questions about money.
Listen to the latest episode
Total Wealth View
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. This new tool allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
Total Wealth View
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the latest episode
Digital Vault
Keeping important documents and financial records organized and readily available is one the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Digital Vault
Morgan Stanley Minute
In this ongoing series of one-minute videos from our firm’s top investment thinkers, you can explore current trends and topics like green bonds, active investment, monetizing small businesses, cybercrime and more.
View our our library of interesting content
eAuthorizations
eAuthorizations allow you to electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App. eAuthorization is convenient, secure, and easy to use. You can authorize any transaction with one click and manage authorizations from anywhere using Morgan Stanley Online or Morgan Stanley Mobile.
eAuthorizations
Secure Email
At Morgan Stanley, safeguarding your personal information is among our highest priorities. Our Secure Email tool is a safe way for you to exchange messages and documents containing sensitive information.
Secure Email & Protecting YourselfLocation
400 E Kaliste Saloom Rd
Ste 1200
Lafayette, LA 70508
US
Direct:
(337) 267-2504(337) 267-2504
Toll-Free:
(800) 662-3925(800) 662-3925
Meet The Vermilion Group
Jamie B. Duval
Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(337) 267-2505(337) 267-2505
Phone:
(337) 267-2529(337) 267-2529
Stephanie Wiggins
Senior Registered Client Service Associate
Phone:
(337) 267-2510(337) 267-2510
Jennifer Vidrine
Wealth Management Associate
Phone:
(337) 267-2504(337) 267-2504
About Victor L Raxsdale
Born and raised in Lafayette, Victor is proud to work and serve in his hometown. A graduate of St. Thomas Moore High School, Victor received his Bachelor of Science in Electrical Engineering from the University of Southwest Louisiana. After spending six years working as a Systems Engineer, the entrepreneur at heart made the transition into financial services in 2005, joining the team his father co-founded.
Victor has spent his career with Morgan Stanley and its predecessor firms and is a Senior Vice President, Senior Portfolio Management Director, Financial Planning Specialist, and Workplace Advisor of The Vermilion Group. A CERTIFIED FINANCIAL PLANNER™ practitioner, Victor focuses on fixed income portfolio management, in-depth financial and tax planning strategies for the group, utilizing his analytical and detailed skill set. Victor is Series 7, Series 31 and Series 66 licensed and is also licensed to practice insurance in Louisiana, Arkansas, Colorado, Florida, Georgia, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia.
Victor has been a member of the Rotary Club of Lafayette since 2005 and served as President for the 2018-2019 term. He has served as Chairperson for Rebuilding Together Acadiana and is also a board member for Foundation for Wellness serving on the Grants, Finance and Scholarship committees. Vic is a former board member of the Evangeline Area Council Boy Scouts of America.
Victor and his wife, Tarah, live in Lafayette and are the proud parents of Ashtyn and Maddie. As an active ULL alumni, you'll find the Ragin’ Cajuns fans tailgating during football season or attending other athletic events year-round. Vic is a passionate cook. On the weekends, you will often find him competing in a local chili cookoff, slow smoking on his Green Egg, or hosting friends and family for a meal. Vic is also currently the Captain of his Men’s Tennis Team.
Victor has spent his career with Morgan Stanley and its predecessor firms and is a Senior Vice President, Senior Portfolio Management Director, Financial Planning Specialist, and Workplace Advisor of The Vermilion Group. A CERTIFIED FINANCIAL PLANNER™ practitioner, Victor focuses on fixed income portfolio management, in-depth financial and tax planning strategies for the group, utilizing his analytical and detailed skill set. Victor is Series 7, Series 31 and Series 66 licensed and is also licensed to practice insurance in Louisiana, Arkansas, Colorado, Florida, Georgia, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia.
Victor has been a member of the Rotary Club of Lafayette since 2005 and served as President for the 2018-2019 term. He has served as Chairperson for Rebuilding Together Acadiana and is also a board member for Foundation for Wellness serving on the Grants, Finance and Scholarship committees. Vic is a former board member of the Evangeline Area Council Boy Scouts of America.
Victor and his wife, Tarah, live in Lafayette and are the proud parents of Ashtyn and Maddie. As an active ULL alumni, you'll find the Ragin’ Cajuns fans tailgating during football season or attending other athletic events year-round. Vic is a passionate cook. On the weekends, you will often find him competing in a local chili cookoff, slow smoking on his Green Egg, or hosting friends and family for a meal. Vic is also currently the Captain of his Men’s Tennis Team.
Securities Agent: OR, MD, TN, SC, OK, OH, MT, GA, WV, PA, LA, AR, VA, CO, TX, NH, AZ, NY, MS, FL, CA, WA, NC, ME; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1294039
NMLS#: 1294039
About Jamie B. Duval
A native of the Lafayette area, Jamie brings over 15 years of financial services experience to the team. She currently serves as a Senior Vice President, Senior Portfolio Management Director, Financial Planning Specialist, and Workplace Advisor of The Vermilion Group. In 2025, Jamie was named to the prestigious Top Women Wealth Advisors Best-In-State list by Forbes.
A graduate of the University of Louisiana-Lafayette, Jamie’s areas of focus include equity portfolio management as well as financial, estate, and legacy planning strategies. As a member of the Portfolio Management program, Jamie is part of a select group of advisors who manage client assets on a fully discretionary basis. This allows her to incorporate her own research as well as Morgan Stanley Wealth Management research into client portfolios. Additionally, she oversees the client acquisition and on-boarding process, planning of client events, and marketing initiatives.
While Jamie’s practice isn’t exclusive to female clients, she is passionate about educating women on managing and growing their wealth. Jamie enjoys inspiring young professionals to start early and assisting them with navigate complex financial planning issues. She works closely with her clients entering the retirement distribution phase by structuring portfolios to help fuel their retirement goals.
Jamie is Series 7, Series 31 and Series 66 licensed. She is also licensed to practice Life, Health and Variable Annuity insurance in Louisiana, Texas, Arkansas, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Ohio and Virginia.
Throughout her life, Jamie has played an active role in her local community. Jamie began volunteer work at a young age, working with special needs students through Junior Beta Club. Currently, she serves as current President and board member for Foundation for Wellness —a local non-profit whose mission is to promote the total well-being of women and their families. She is also an active member of the Lafayette Parish Master Gardeners and participates in the School Garden Initiative. The focus of this program is to promote passion, knowledge, and participation amongst school children for gardening and growing food, in an effort to promote healthier lifestyle choices and stave off food insecurity. Through community research in Acadiana, food insecurity is a growing issue and is something she is quite passionate in addressing. Jamie is also a current member of the Lafayette Ladies Tennis League. Her past community commitments included membership in the Junior League of Lafayette from 2008-2012, volunteering with American Heart Association, American Cancer Society, and Acadiana Outreach Center for fundraising initiatives, as well as an active member of the Greater Lafayette Chamber of Commerce.
Jamie and her husband, Dustin, live in Broussard with their two daughters, Beckett and Finley, and their three mini goldendoodles, Charlie (AKA ChewChew, for good reason), Pascal (AKA Bubsie), and Teddy. Jamie lives an active lifestyle, mostly with tennis and running. She sporadically sprinkles in some cycling, yoga and Pilates classes. Jamie often jokes that she has more hobbies than she has time. Her diverse interests include sewing, quilting, knitting, crocheting, cooking, reading, gardening, and canning her crops. Her favorite time spent is with her family, showing her daughters the world, introducing them to an active lifestyle and healthy life choices. One of the family favorites is paddleboarding together and exploring the waterways of the Florida Panhandle and 30A area.
2025 Forbes America’s Top Women Wealth Advisors & Top Women Wealth Advisors Best-In-State
[Source: Forbes (Awarded Feb 2025). Data compiled by SHOOK Research LLC based for the period 9/30/23–9/30/24.
A graduate of the University of Louisiana-Lafayette, Jamie’s areas of focus include equity portfolio management as well as financial, estate, and legacy planning strategies. As a member of the Portfolio Management program, Jamie is part of a select group of advisors who manage client assets on a fully discretionary basis. This allows her to incorporate her own research as well as Morgan Stanley Wealth Management research into client portfolios. Additionally, she oversees the client acquisition and on-boarding process, planning of client events, and marketing initiatives.
While Jamie’s practice isn’t exclusive to female clients, she is passionate about educating women on managing and growing their wealth. Jamie enjoys inspiring young professionals to start early and assisting them with navigate complex financial planning issues. She works closely with her clients entering the retirement distribution phase by structuring portfolios to help fuel their retirement goals.
Jamie is Series 7, Series 31 and Series 66 licensed. She is also licensed to practice Life, Health and Variable Annuity insurance in Louisiana, Texas, Arkansas, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Ohio and Virginia.
Throughout her life, Jamie has played an active role in her local community. Jamie began volunteer work at a young age, working with special needs students through Junior Beta Club. Currently, she serves as current President and board member for Foundation for Wellness —a local non-profit whose mission is to promote the total well-being of women and their families. She is also an active member of the Lafayette Parish Master Gardeners and participates in the School Garden Initiative. The focus of this program is to promote passion, knowledge, and participation amongst school children for gardening and growing food, in an effort to promote healthier lifestyle choices and stave off food insecurity. Through community research in Acadiana, food insecurity is a growing issue and is something she is quite passionate in addressing. Jamie is also a current member of the Lafayette Ladies Tennis League. Her past community commitments included membership in the Junior League of Lafayette from 2008-2012, volunteering with American Heart Association, American Cancer Society, and Acadiana Outreach Center for fundraising initiatives, as well as an active member of the Greater Lafayette Chamber of Commerce.
Jamie and her husband, Dustin, live in Broussard with their two daughters, Beckett and Finley, and their three mini goldendoodles, Charlie (AKA ChewChew, for good reason), Pascal (AKA Bubsie), and Teddy. Jamie lives an active lifestyle, mostly with tennis and running. She sporadically sprinkles in some cycling, yoga and Pilates classes. Jamie often jokes that she has more hobbies than she has time. Her diverse interests include sewing, quilting, knitting, crocheting, cooking, reading, gardening, and canning her crops. Her favorite time spent is with her family, showing her daughters the world, introducing them to an active lifestyle and healthy life choices. One of the family favorites is paddleboarding together and exploring the waterways of the Florida Panhandle and 30A area.
2025 Forbes America’s Top Women Wealth Advisors & Top Women Wealth Advisors Best-In-State
[Source: Forbes (Awarded Feb 2025). Data compiled by SHOOK Research LLC based for the period 9/30/23–9/30/24.
Securities Agent: TN, ME, NC, SC, FL, PA, OR, NH, GA, OH, MS, WA, VA, CA, WV, OK, MT, CO, AR, TX, MD, LA, AZ, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278918
NMLS#: 1278918
About Elliot Minvielle
Securities Agent: OK, AR, LA, SC, CT, MS, NY, FL, NC, TX, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 2480157
NMLS#: 2480157
Contact Victor L Raxsdale
Contact Jamie B. Duval
Contact Elliot Minvielle
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Vermilion Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
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Awards Disclosures
CRC 6491812 (04/2024)
