The Udine Group at Morgan Stanley

Rick Udine is a Managing Director- Wealth Management, Senior Portfolio Management Director, Wealth Advisor, and the founding partner of The Udine Group at Morgan Stanley, a family wealth advisory practice based in Mount Laurel, New Jersey catering to high net worth and ultra-high net worth clientele. An industry veteran with over 40 years of experience, Rick and his team strive to act as a CFO-team for successful individuals and multi-generational families in helping to build, manage, and preserve wealth. His extensive career in financial service has equipped Rick with the insight and perspective necessary to provide sound, custom financial solutions for a broad range of high-net worth clientele.

Rick has been regularly recognized as one of the top financial advisors in the country by both Forbes (2018-2024) for Southern New Jersey and Barron’s 1200 Top Advisors (2012-2024) in their respective annual state-by-state rankings. He is also a longtime member of Morgan Stanley’s Chairman’s council (2011-2023), an honor recognizing the firm’s most distinguished wealth advisors on an annual basis. He has been a part of the firm’s history for over twenty years, allowing him to leverage relationships with the firm’s senior leaders and enjoy full access to the top global resources and state-of-the-art technology at Morgan Stanley on behalf of clients.

Rick also partners with his two sons, Ryan and Joe, to form a powerful family practice that caters directly to generations of wealthy families and investors of all ages. Through a collaborative approach, The Udine Group at Morgan Stanley strives to provide a concierge-level experience for clientele by implementing a cohesive planning and portfolio construction process that utilizes cost-efficient, progressive strategies while promoting education, transparency, and deep client relationships.

Rick has been happily married to his wife, Maryann, for over 40 years. They have four grown children and six grandchildren. His daughter, Michelle, is a pediatric cardiologist in Washington, D.C., and his daughter, Julia, is a Broadway actress in New York. Outside of the office, Rick enjoys travel, golf, fishing and spending time at the Jersey shore.

2018, 2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018, 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.

https://www.morganstanley.com/disclosures/awards-disclosure.html

A graduate of the University of Pennsylvania with a concentration in Economics, Joe set his sights on partnering in the family wealth practice in 2010. He proudly works alongside his father, Rick, and brother, Ryan, in working with wealthy individuals and families, providing highly personalized advice through a disciplined process. Joe’s experience and knowledge enable him to help clients understand the intricate details of their wealth and allow him to develop a customized investment portfolio designed to address their unique goals and circumstances. Joe was honored as a leading young advisor in the first two years of his early career by being included in Morgan Stanley's "Pacesetter's Club".

Joe's background in economics and investment management enable him to effectively analyze the market environment from a distinct perspective. He has earned Morgan Stanley’s highly regarded Senior Portfolio Manager designation after going through the firm's investment management curriculum and oversees the implementation and monitoring of the group's discretionary investment models. Joe uses institutional risk analytics and asset allocation technology to illustrate and execute cost-efficient, tax-smart strategies for the group's clientele. He also oversees the group's investment research efforts, studying Morgan Stanley's vast research and product inventory in addition to third-party research, so he may best align those resources for client families.

Joe is an active member of the University of Pennsylvania alumni association. He currently resides in Voorhees, New Jersey with his wife, Alexis, and their three children, Blake, Jackson and Drew. Joe is an avid golfer, Philadelphia sports fan, and loves spending time with the family at the Jersey shore in Margate.

Ryan has followed in his father's footsteps and dedicated his career to serving the specialized financial needs of corporate executives, young professionals, and families of significant wealth in the tri-state area and around the country. Ryan considers it a great privilege to collaborate with his father, Rick, and brother, Joe, in their family wealth management practice as they look to create long term, generational relationships with high net worth client families.

As a Certified Financial Planner (CFP^®), Ryan works closely with clients to solve their financial planning challenges, delivering thoughtful and objective advice for life’s most important milestones. He is adept at using smart technology to model cash flow analyses and illustrate various financial planning strategies based on each family's unique preferences and goals. Ryan’s advanced credentials also help to address more complex tax minimization strategies, risk management solutions, and wealth transfer techniques that often impact higher net worth families. Ryan also holds the title of Senior Portfolio Manager, collaborating with Rick and Joe in the management of each client’s investment portfolio and delivering the full global resources of Morgan Stanley.

Ryan began his career in wealth management after graduating from Penn State University in 2008. He was named to Morgan Stanley’s Pacesetter’s Club, a recognition that honors top young advisors at the firm, each year he was eligible. Ryan earned the CFP^® designation, the recognized standard of excellence for personal financial planning from the CFP^® Board of Standards. He's also holds a mortgage license, as well as his life, health and variable insurance licenses. Ryan looks forward to advancing his credentials in managing significant wealth and continuing to evolve the family business.

Ryan currently lives in Medford, New Jersey with his wife, Glenna, and their two daughters, Ella and Sloane. He is an active member of the Philadelphia chapter of the Penn State Alumni Association. Outside of the office, Ryan loves playing golf, is a Philly Sports enthusiast, and enjoys spending time with family at the Jersey shore and in Florida.

An experienced Business Development Associate, Jen is dedicated to the continued growth and success of the Udine Group and the broad array of clients they proudly serve. She is responsible for overseeing the group’s operations and managing client relationships, as she helps shape the team’s strategic vision. She is passionate about providing excellent service and her attention to detail and responsiveness provide clients with confidence, as she works to find solutions to their financial challenges.

A graduate of Rowan University where she earned her B.S. degree in Finance, Jen joined the Udine Group soon after graduation in 2000 and has been an integral member of the team ever since. She began her career working with Rick as a Client Service Associate, before completing the firm's training program and becoming a fully registered Financial Advisor in 2008.

Jen brings a wealth of experience to her role as a Business Development Associate, enabling her to build and solidify a strong understanding of each clients’ backgrounds, preferences and needs. As a result, Jen is uniquely qualified to provide a broad array of services to the team. Her extensive knowledge of the firm's operations and the group's clientele allow her to align the correct resources, while providing unparalleled, solution-oriented service.

Outside of the office, Jen, enjoys family time at the beach and attending concerts and sporting events. She currently resides in Turnersville, New Jersey with her husband, Bob, and their son, Ryan.

Drawing on more than 20 years of financial services experience, Cindy is often the first line of contact on a wide range of client services. A consummate professional, she is committed to providing each client with the highest level of personal service, integrity and attention to detail. Cindy has been an important member of the Udine Group since joining the team in 2013.

From the largest task to the smallest request, Cindy works diligently to exceed client expectations. Her core responsibilities are essential to enabling the team to carry out its mission of helping financially successful individuals and families plan, invest and lead fulfilling lives. She coordinates various administrative and client service activities, including onboarding new clients, providing quotes, executing trade orders and transferring money.

Prior to joining Morgan Stanley, Cindy worked at both Merrill Lynch and Smith Barney. She earned her B.S. degree in Business Management from Bloomsburg State University and maintains her FINRA Series 7 and 66 licenses.

A very busy mom, Cindy lives in Marlton, New Jersey with her four children. When she’s not helping clients, she enjoys spending time watching her kids play soccer, quilting and playing with her three dogs.