Doug Carter
First Vice President, Wealth Management, Financial Advisor
Phone:
(530) 222-7314(530) 222-7314
The Trinity Group at Morgan Stanley
Direct:
(530) 223-4200(530) 223-4200
Toll-Free:
(800) 733-6126(800) 733-6126
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy
Welcome
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that helps meet your lifestyle and legacy goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
310 Hemsted Dr
Ste 100
Redding, CA 96002
US
Direct:
(530) 223-4200(530) 223-4200
Toll-Free:
(800) 733-6126(800) 733-6126
Meet The Trinity Group
David Carter
First Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(530) 222-7307(530) 222-7307
Jerald Sax
First Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(530) 222-7308(530) 222-7308
Maria Whittle
Portfolio Associate
Phone:
(530) 223-4200(530) 223-4200
About Doug Carter
As a Series 7 and Series 66 licensed investment professional since 1999, Doug is the founding member of the Trinity Group at Morgan Stanley. Through many market cycles he has worked closely with clients to develop the right investment strategy. After working with the team to create an optimal financial strategy, he assists clients in incorporating multi-generational wealth management and estate planning strategies.
Doug started the Trinity Group at Morgan Stanley after recruiting his twin brother, David, into the business in 2006. The team has now grown to include six members, creating a top-level group with 140 years of financial industry experience between them. It is with this knowledge and diversity that provides clients with an exceptional and comprehensive financial experience.
Doug is married to his wife, Kelley, and they have three children. He lives primarily in Redding but also often spends time on the Northern California coast, where they have a residence in the coastal community of Arcata. While staying oceanside, Doug maintains an office in the Morgan Stanley Eureka, CA branch.
Doug started the Trinity Group at Morgan Stanley after recruiting his twin brother, David, into the business in 2006. The team has now grown to include six members, creating a top-level group with 140 years of financial industry experience between them. It is with this knowledge and diversity that provides clients with an exceptional and comprehensive financial experience.
Doug is married to his wife, Kelley, and they have three children. He lives primarily in Redding but also often spends time on the Northern California coast, where they have a residence in the coastal community of Arcata. While staying oceanside, Doug maintains an office in the Morgan Stanley Eureka, CA branch.
Securities Agent: GA, KY, OR, OH, NY, IL, AZ, VA, UT, NJ, LA, AK, WV, OK, MT, WA, MI, ID, AR, WY, NM, TN, CO, SC, CA, TX, NV, NE, FL, MO, MA, KS, HI, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1295600
CA Insurance License #: 0C86785
NMLS#: 1295600
CA Insurance License #: 0C86785
About David Carter
David has been a wealth advisor since 2007 after spending 10 years in corporate business in the SF Bay Area. As part of the team’s investment committee, David develops portfolio strategies and focuses on equity research, asset allocation, and income structures. His varied background in business, analytics, and finance enables David to help develop customized investment proposals to fit a client’s financial objectives.
A 5th generation resident of Northern California, David lives in Redding with his wife, Angie, and two children. His parents, grandparents, and great-grandparents all had close ties to the local community through careers in law and education. Continuing this community relationship, David believes that it is this connection that produces a passion for helping families make the right financial choices.
David enjoys spending time in the outdoors and away from work can often be found hiking, biking, fishing, and gardening. His ideal day is sharing those pursuits with his wife and children.
A 5th generation resident of Northern California, David lives in Redding with his wife, Angie, and two children. His parents, grandparents, and great-grandparents all had close ties to the local community through careers in law and education. Continuing this community relationship, David believes that it is this connection that produces a passion for helping families make the right financial choices.
David enjoys spending time in the outdoors and away from work can often be found hiking, biking, fishing, and gardening. His ideal day is sharing those pursuits with his wife and children.
Securities Agent: MS, MO, MN, MI, ME, MD, MA, LA, KS, IN, IL, ID, HI, GA, FL, DE, DC, CT, CA, AZ, AR, AL, AK, IA, KY, NH, NJ, PA, VI, VT, WV, CO, WY, WI, WA, VA, UT, TX, TN, SD, SC, RI, PR, OR, OK, OH, NY, NV, NM, NE, ND, NC, MT; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1295550
NMLS#: 1295550
About Jerald Sax
Jerry has been an investment professional in the financial industry since 1992 with a background in investments, banking, and finance management. Jerry’s practice at Morgan Stanley focuses on asset management and financial planning for individuals and businesses. He works with clients to preserve and grow their wealth through investment strategies which include discretionary portfolio management, as well as integrated wealth and investment planning. As a Morgan Stanley licensed Senior Portfolio Manager, Jerry helps develop customized investment models designed to meet the financial objectives of the Trinity Group’s clients.
Jerry holds a General Securities License (Series 6 and 7), an Investment Advisor license (Series 63 and 66), and a California Insurance License #0A98958. He received a Bachelor of Science in Business Administration at California State University, Chico and a Portfolio Manager designation through Morgan Stanley.
A 28 year resident of Northern California, Jerry resides in Redding with his wife. He enjoys spending time with his family and is an avid baseball fan. His hobbies include hunting and fishing and rarely does a weekend go by without finding him exploring the rivers, lakes, and woods the Northstate has to offer.
Jerry holds a General Securities License (Series 6 and 7), an Investment Advisor license (Series 63 and 66), and a California Insurance License #0A98958. He received a Bachelor of Science in Business Administration at California State University, Chico and a Portfolio Manager designation through Morgan Stanley.
A 28 year resident of Northern California, Jerry resides in Redding with his wife. He enjoys spending time with his family and is an avid baseball fan. His hobbies include hunting and fishing and rarely does a weekend go by without finding him exploring the rivers, lakes, and woods the Northstate has to offer.
Securities Agent: KS, AK, AR, AZ, CA, CO, FL, GA, HI, ID, IL, MI, MT, NE, NM, NV, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, WY, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1395626
CA Insurance License #: 0A98958
NMLS#: 1395626
CA Insurance License #: 0A98958
About Maria Whittle
With 33 years of experience in the financial services industry, Maria has multifaceted duties which comprise coordinating and managing the daily and ad hoc administrative and operational tasks for the Trinity Group. She is responsible for implementing business management systems and providing excellent customer service to clients. Utilizing her attention to detail, she provides operational support to team members and assists clients on a daily basis.
Maria continues to be active in her community through neighborhood programs which she feels enhances communication and friendships. In her free time Maria enjoys being with her family and likes hiking, camping, and reading, as well as a passion for traveling. Maria lives in Redding with her husband of 25 years, Jim, and their daughter, Bella.
Maria continues to be active in her community through neighborhood programs which she feels enhances communication and friendships. In her free time Maria enjoys being with her family and likes hiking, camping, and reading, as well as a passion for traveling. Maria lives in Redding with her husband of 25 years, Jim, and their daughter, Bella.
Contact Doug Carter
Contact David Carter
Contact Jerald Sax
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Tax-Smart Ways to Sell Securities
How investors can tap their portfolios in tax-savvy ways.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Trinity Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)