

The Trinity Group at Morgan Stanley

Our Mission Statement
Welcome
The Trinity Group at Morgan Stanley is an experienced team of wealth managers and planners. We can help you navigate the complexities that come with financial success, so you and your family are free to focus on the people, issues and activities that enrich your lives. Whether it is preparing for retirement or retiring, selling/exiting a business, making a career transition, or dealing with challenging life events, we are here to help.
We work with a wide range of clients including business owners, executives, accomplished professionals and their families. We provide the experience and resources to help them preserve what they have attained, pursue their most important goals, and simplify every aspect of their financial lives.
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- 401(k) Rollovers
- Asset Management
- Professional Portfolio ManagementFootnote4
- Estate Planning StrategiesFootnote5
- Trust AccountsFootnote6
- Cash Management and Lending ProductsFootnote7
- Planning for Education FundingFootnote8
- Business PlanningFootnote9
- Alternative InvestmentsFootnote10
- Structured ProductsFootnote11
- Life InsuranceFootnote12
Tax Efficient Investing
Our Financial Advisors work with even the most complex financial portfolios. We're also well versed in both family and business dynamics - important elements in many financial issues.
In addition, we have a deep understanding of market trends and the global economic landscape. We give you objective, understandable advice, so you can invest with confidence.
We will work alongside your current tax and estate professionals to acheieve a complete, tax-efficient financial plan.
Location
Meet The Trinity Group
About Doug Carter
Doug started the Trinity Group at Morgan Stanley after recruiting his twin brother, David, into the business in 2006. The team has now grown to include six members, creating a top-level group with 140 years of financial industry experience between them. It is with this knowledge and diversity that provides clients with an exceptional and comprehensive financial experience.
Doug is married to his wife, Kelley, and they have three children. He lives primarily in Redding but also often spends time on the Northern California coast, where they have a residence in the coastal community of Arcata. While staying oceanside, Doug maintains an office in the Morgan Stanley Eureka, CA branch.
NMLS#: 1295600
CA Insurance License #: 0C86785
About David Carter
A 5th generation resident of Northern California, David lives in Redding with his wife, Angie, and two children. His parents, grandparents, and great-grandparents all had close ties to the local community through careers in law and education. Continuing this community relationship, David believes that it is this connection that produces a passion for helping families make the right financial choices.
David enjoys spending time in the outdoors and away from work can often be found hiking, biking, fishing, and gardening. His ideal day is sharing those pursuits with his wife and children.
NMLS#: 1295550
About Jerald Sax
Jerry holds a General Securities License (Series 6 and 7), an Investment Advisor license (Series 63 and 66), and a California Insurance License #0A98958. He received a Bachelor of Science in Business Administration at California State University, Chico and a Portfolio Manager designation through Morgan Stanley.
A 28 year resident of Northern California, Jerry resides in Redding with his wife. He enjoys spending time with his family and is an avid baseball fan. His hobbies include hunting and fishing and rarely does a weekend go by without finding him exploring the rivers, lakes, and woods the Northstate has to offer.
NMLS#: 1395626
CA Insurance License #: 0A98958
About Mark Stevenson, MBA
He started his career as a Private Banker at J.P Morgan before moving to Wells Fargo in a similar role. Mark then went into a management role with Fidelity Investments before joining Morgan Stanley. Mark initially joined Morgan Stanley in a leadership capacity as a Business Service Manager, leading the support staff who work with clients on a daily basis. Mark then joined The Trinity Group to be one of their Financial Advisors.
Mark was born and raised in Scotland where he spent the first 26 years of his life. He came to America in 2017 when he married his wife Natalie. They have been blessed with three wonderful children, Sophie, Emma and Rory.
While working full time, he obtained a MBA degree in Finance from California State University Sacramento. In his spare time, Mark likes to play soccer, golf, and spend time with his family.
NMLS#: 1766572
CA Insurance License #: 0M57414
About Maria Whittle
Maria continues to be active in her community through neighborhood programs which she feels enhances communication and friendships. In her free time Maria enjoys being with her family and likes hiking, camping, and reading, as well as a passion for traveling. Maria lives in Redding with her husband of 25 years, Jim, and their daughter, Bella.

Contact Doug Carter

Contact David Carter

Contact Jerald Sax

Contact Mark Stevenson, MBA
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
11Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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