Our Story

In June 2003, Mike, Tom and Chris joined as partners to service 401k plans on the basis that employees need to be educated on why to save and how to do it, and employers need to be educated on what questions to ask to ensure that their plans are efficient, compliant, and high performing.

Vision

Our vision is to change the way participants view their employers’ retirement plans by making them inspiring.

Our Value Proposition

Our value proposition is to help our clients increase employee participation through education and communication, reduce plan risk and expense, and transfer work from your desk to ours.
Services Include
  • Corporate Retirement Plans1
  • 401(k) Rollovers
  • Financial Planning2
  • Executive Financial Services3
  • 529 Plans4
  • Annuities5
  • Cash Management6
  • Qualified Retirement Plans7
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Experience

Michael P. Roberts, CFP®, CIMA®
First Vice President, Wealth Management
Financial Advisor
Corporate Retirement Director
tel: (858) 674-3904


•2009 - Present:Morgan Stanley*
Corporate Retirement Director
Vice President
Rancho Bernardo, CA
•2003 - 2009:UBS
Financial Advisor
Corporate Services Financial Advisor
•2005 - Present:Member of the Investment Management Council of America
•2005 - Present:Certified Investment Management AnalystSM (CIMA®)
University of CA - Berkeley
•2006 - Present:Certified Financial Planner™ (CFP®)
Member of the Financial Planning Association
Boston University
•Corporate Retirement Plan Specialist (CRPS®)
Corporate Retirement Planning Counselor(CRPC®)
College for Financial Planning
•Series 7, 24, 63 & 65 Licensed
•Life & Annuity Insurance Licensed






Thomas J. Kokjohn, CFP®, CRPS®
Vice President, Wealth Management
Financial Advisor
Corporate Retirement Director
Financial Planning Specialist
tel: (858) 674-3930


 •2009 - Present:Morgan Stanley*
Financial Advisor
Financial Planning Specialist
Rancho Bernardo, CA
•2006 - Present:Certified Financial Planner™ (CFP®)
Member of the Financial Planning Association of San Diego
•2002 - 2009:UBS Financial Services, Inc.
Financial Advisor
•Personal Financial Planning Certificate
San Diego State University
•Bachelor's - Business Management, 2000
California State University
San Marcos, CA
•Rancho Bernardo High School, 1995
Rancho Bernardo, CA
•Series 3, 7 & 66 Licensed
•Life & Annuity Insurance Licensed

Working With You

At The TRC Group, we have access to first-class resources that are designed specifically to tackle the hurdles you and your employees face and the specialized knowledge and experience to address those challenges now and in the future. Our priority is to understand and consult on the specific needs of you and your employees in a collaborative, professional and educational manner - one that places your goals at the center of our relationship.

Awards

    Location

    16644 West Bernardo Dr
    Suite 400
    San Diego, CA 92127
    US
    Direct:
    (858) 674-3930(858) 674-3930
    Toll-Free:
    (888) 502-4015(888) 502-4015

    Meet The TRC Group

    Photo of Thomas Kokjohn

    Thomas Kokjohn, CFP®

    Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist

    Phone:
    (858) 674-3930(858) 674-3930
    Photo of Michael Roberts

    Michael Roberts, CFP®

    First Vice President, Wealth Management, Financial Advisor, Corporate Retirement Director

    Phone:
    (858) 674-3904(858) 674-3904
    Photo of Christopher Lelli

    Christopher Lelli

    Portfolio Associate, Client Service Associate

    About Me

    Tom has been providing a wide range of retirement plan services to employers and plan participants for 17 years. Among his responsibilities, he creates comprehensive employee education programs for participants, ensuring that they are highly informed on such topics as building wealth, asset allocation, income generation and asset protection in retirement.  Tom specializes in educating plan participants through on-site group meetings, one-on-one financial planning and participant transition consulting.  His passion for education is most evident by the amount of time he spends with participants to simplify the complexities of investing. In fact, he has firmly established a solid reputation for describing complicated topics in an easy-to-understand manner and empowering participants to be confident investors.

    Tom is a Corporate Retirement Director representing less than 2% of Financial Advisors identified by Morgan Stanley as retirement-focused Financial Advisors.  He is also a member of the TRC Group at Morgan Stanley, recognized by Plan Sponsor Magazine as one of the Top 100 Retirement Plan Advisor Teams in 2011.    

    He holds several noteworthy designations. He is a Certified Financial Planner™ and a member of the Financial Planning Association. He is a Chartered Retirement Plans Specialist™, highlighting his dedication to the retirement plan industry, and is a member of the National Association of Plan Advisors, a sister organization of the American Society of Pension Professionals & Actuaries.  Tom has been recognized for his work with plan sponsors and participants. In 2015, The Financial Times named him to its prestigious list of America’s Top 401 Retirement Plan Advisors.

    A graduate of California State University, San Marcos, Tom holds a B.A. degree in Business Administration.  He has also earned an academic certificate in Personal Financial and Estate Planning from San Diego State University through SDSU’s graduate school of business. 

    Tom lives in 4S Ranch in San Diego, CA, with Shannon, his wife of 10 years, and their three children.  He spends weekends coaching their sports teams and also enjoys golfing, surfing, traveling, and camping with his family in what he calls “the great outdoors.”
    Securities Agent: IL, CA, WA, TX, PR, PA, OR, NY, NV, NM, NJ, MT, MI, ME, MD, LA, GA, FL, CO, AZ, AL; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
    NMLS#: 1818339
    CA Insurance License #: 0D36160

    About Me

    For more than a quarter century, Mike has dedicated his entire career to helping clients understand, create and manage retirement plans that meet and anticipate their unique needs and fiduciary responsibilities. He has extensive relevant experience and holds several titles that underscore his unwavering commitment to this highly detailed area of financial services, as well.  He works closely with employers to develop a best practices approach to managing all aspects of their retirement plan – from providing them with the most competitive plan, to managing their fiduciary liability, to protecting their many interests.

    Mike is a Corporate Retirement Director representing less than 2% of Financial Advisors identified by Morgan Stanley as retirement-focused Financial Advisors.  He is also a member of the TRC Group at Morgan Stanley, recognized by Plan Sponsor Magazine as one of the Top 100 Retirement Plan Advisor Teams in 2011. 

    While building his business across a broad spectrum of diverse industries, Mike has earned numerous designations. He holds the Certified Investment Management Analyst™ Designation from the Haas School of Business UC Berkeley and is a member of the Investment Management Consultants Association (IMCA).  Mike earned the Certified Financial Planner™ Designation from Boston University and is a member of the Financial Planning Association.  He is also a member of the National Association of Plan Advisors, a sister organization of the American Society of Pension Professionals & Actuaries.  Most recently, Mike earned his Certified 401(k) Professional designation through The Retirement Advisor University at UCLA.

    Mike has received many accolades for his work in the retirement plan arena. In 2011, 401Wire recognized him as one of the Top 300 Most Influential Advisors in the 401(k) plan Industry. In that same year, he was inducted into the Morgan Stanley* Business Owner Executive Council, an invitation-only program reserved for the top 2% of Financial Advisors that have shown an extensive understanding of the needs of small- and middle-market business owners.

    Mike has been married to his lovely wife Sandra for 21 years. They have proudly reared four children, each of whom excels as student/athletes. Mike and Sandra have routinely exhibited an unwavering commitment to education and hard work, which, they believe, has contributed significantly to their children’s success. Mike and his family live in 4S Ranch, CA. In his spare time, Mike enjoys coaching youth sports, working out, art and travel.
    Securities Agent: IL, CA, WA, TX, PR, PA, OR, NY, NV, NM, NJ, MT, MI, ME, MD, LA, GA, FL, CO, AZ; General Securities Representative; Investment Advisor Representative
    NMLS#: 1820866
    CA Insurance License #: 0C53474

    About Me

    Chris has nearly two decades of experience in financial services. For most of his career, he has specialized in serving the many needs of retirement plan clients, such as Human Resource Managers, and plan participants. In fact, Chris views his role as an extension of a company’s Human Resource department, because he frees up time for clients to spend on other areas of their business.  

    As a Morgan Stanley Portfolio Associate, and the dedicated relationship manager for the TRC Group at Morgan Stanley, he handles most of the day-to-day duties that ensure each client’s satisfaction with their retirement plan. This includes coordinating education and enrollment support to plan participants, coordinating the distribution of monthly newsletters, and scheduling quarterly plan reviews with Plan Sponsors.

    While Chris possesses many positive attributes, he is perhaps best known for his strong communication skills. Whether a Plan Sponsor would like specific information on a particular investment or a plan participant requires education on asset allocation, he has the expertise and the ability to deliver The TRC Group’s investment philosophy in simple, easy-to-understand terms.

    Overall, Chris strives to develop and maintain a solid personalized relationship with each of the Group’s clients. Or as he likes to say, “No one is a number with us.”

    Chris is a graduate of San Diego State University and lives in San Diego, CA with his lovely wife Carla, with whom he has been married for 10 years, and their six-year-old daughter Katherine. He enjoys cooking, hiking, golf, going to the theater and doing “all those things that parents typically do with a six-year-old.”
    From Our Team

    Plan Perspectives Newsletter Q4 2016


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
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    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
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    Ready to start a conversation? Contact The TRC Group today.
    Market Information Delayed 20 Minutes
    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    3Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    4Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

    5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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    7Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

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