Christopher Walters, QPFC
Managing Director, Wealth Management, Private Wealth Advisor, Corporate Retirement Director, Workplace Advisor - Equity Compensation
Phone:
(212) 761-2471(212) 761-2471
Morgan Stanley Private Wealth Management
The Tide Point Group
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
WELCOME
WELCOME
When we named our team The Tide Point Group we wanted a name that encapsulated the essence of what we strive to offer our clients: stability, foresight, and a strategic approach to financial growth. The inspiration behind the name comes from the natural phenomena of tides and the concept of a vantage point, both of which hold significant meaning in the context of wealth management.
Stability and Rhythm of the Tides:
The tides represent a natural rhythm and consistency that mirrors the disciplined approach we take in managing our clients' wealth. Just as the tides are governed by predictable natural forces, our strategies are driven by thorough research, data analysis, and a deep understanding of market trends.
Holistic and Personalized Approach:
We recognize that each client's financial journey is unique, and we take the time to understand their specific goals, challenges, and values. This personalized attention allows us to create tailored strategies that not only aim for financial success but also align with our clients' plans and dreams.
Building Trust and Long-Term Relationships:
Ultimately, the name Tide Point signifies our dedication to building trust and fostering long-term relationships with our clients. We view our role as more than just managing assets; we are stewards in our clients' journeys, providing guidance, support, and experience every step of the way. Our goal is to help our clients achieve their financial objectives while providing them with confidence that comes from knowing they have a dedicated team by their side that will be here for the long-term.
In essence, Tide Point is a name that embodies our core values of stability, adaptability, strategic insight, personalization, and trust.
Capabilities
- Open-Architecture Platform
- Comprehensive Wealth Planning
- Hedging Strategies
- Tax, Trust & Estate AdvisoryFootnote1
- Family Governance & Wealth Education
- Investment Management
- Manager Selection
- Philanthropy Management
- Consolidated Reporting
- 10b5-(1) Programs
- Corporate Stock Plans
- Corporate Services
- Retirement & Pension Plans
- Pre-Liquidity Planning
- Proprietary Investment Opportunities
- Risk Management
- Cash Management & LendingFootnote2
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
OUR CLIENTS
The Tide Point Group at Morgan Stanley Private Wealth Management strives to serve the complex needs of corporate executives, business owners, private equity principals and more through tailored strategies unique to each client's financial and personal needs.
Corporate Executive Brochure
Morgan Stanley Private Wealth Management focuses on the personal financial needs of the world's most prominent corporate executives and their families. Learn more about our capabilities below.
Learn More Here
Executive Financial Services
Morgan Stanley's Executive Financial Services team ("EFS") is a dedicated team that specializes in helping key corporate insiders effectively navigate the complex landscape of insider trading and reporting requirements.
Learn More Here
Private Equity Principals Brochure
Successful private equity careers tend to proceed in asymmetrical fashion. Substantial gain may follower considerable setbacks. Success itself tends to create concentration risks that may leave highly sophisticated investors in need of supplemental investment advice outside their areas of expertise.
Learn More Here
Our Estate Planning Toolkit
Successful estate planning requires careful planning, strategy, and execution. Learn more about the basics of estate planning by reading our Estate Planning Toolkit below.
Read Here
The Business Owner Brochure
As a business owner, you have devoted your career to building your enterprise. Now, it is time to plan for what comes next: enjoying the substantial rewards of your success, spending more time with your family and pursuing new challenges.
Learn More Here
Exiting Your Business: The Transaction of a Lifetime
Looking to exit your business and retire? You're not alone. View the link below to learn more about the most important transaction in an entrepreneur's life.
Learn More HereFamily Office Resources (FOR)
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. View our linked resources below to learn more about Morgan Stanley Family Office Resources capabilities.
Family Office Resources Overview
As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities.
Learn More Here
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit organizations by offering a suite of services to help define and realize clients’ charitable missions. View the link below to learn more about Philanthropy Management.
Learn More Here
Family Governance and Wealth Education
For many UHNW clients, the most difficult wealth planning challenge they face relates not to their financial capital, but to their human capital. Family Governance Services is a comprehensive offering designed to support each family's unique challenges.
Learn More Here
Estate Planning Strategies
Our experienced professionals are available to discuss various tax, trust and estate strategies with you
and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
investment plans.
Learn More Hereand your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
investment plans.
Donor Advised Funds
While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. Donor advised funds (DAFs) are among the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
Learn More Here
Trust Services
Our trustee platform is “open architecture,” meaning that we provide you with access and ability to select an
appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley,
analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
Learn More Hereappropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley,
analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
Corporate Services
Retirement Solutions
For your employees, retirement is more than a date in the future—it’s a milestone that takes time, hard work and the right tools to achieve. Our team provides a comprehensive suite of solutions and investment experience to help you with your investment responsibilities and help your employees achieve their goals.
Learn More Here
Equity Solutions
Equity compensation is more than shares. It’s a commitment to mutual success and a powerful way to help employees feel connected to your business. We help your business get the most of your equity compensation benefits with technology that is customizable, scalable and repeatable.
Learn More Here
Deferred Compensation
Through a Nonqualified Deferred Compensation (NQDC) plan, your executives can save for the future while having the ability to take advantage of Morgan Stanley Wealth Management services.
Learn More Here
Cash Management
Morgan Stanley Corporate Cash oversees more than $75 billion* in money market and short-term assets on behalf of corporations, partnerships and private wealth. Our investment philosophy is conservative with emphasis on the objectives of capital preservation, liquidity and safety.
Learn More Here
Our Corporate Retirement Toolkit
View our corporate retirement toolkit for more information and contact us with any questions.
Learn More Here
Small Business Retirement Plans
You understand the importance of offering retirement benefits, but how do you select the right option for your small to mid-size business? Morgan Stanley at Work walks through three common small business retirement solutions so you can select the right choice for your business.
Learn More HereLocation
1585 Broadway, 21st
Fl
New York, NY 10036
US
Direct:
(212) 761-9333(212) 761-9333
Meet The Tide Point Group
Marc Koch, QPFC
Managing Director, Wealth Management, Private Wealth Advisor, Corporate Retirement Director, Workplace Advisor - Equity Compensation
Phone:
(212) 761-2472(212) 761-2472
Chris Wren
Assistant Vice President
Connor Tienken
Client Service Associate
Katrina Rodriguez
Client Service Associate
About Christopher Walters
Christopher Walters is a Managing Director and Private Wealth Advisor with Morgan Stanley Private Wealth Management. Chris has over 10 years of investment experience through various market environments. Prior to joining Morgan Stanley in 2023, he was an Executive Director and Wealth Partner with J.P. Morgan Wealth Management.
Chris develops personalized strategies to address the complex needs of families with substantial wealth. His approach, which serves many founders, corporate executives and entrepreneurs, is holistic in nature, addressing many of the needs and questions that arise around liquidity events and planning for the next generation.
Chris earned his MBA at Columbia Business School and a bachelor of science degree in finance and accounting from the McIntire School of Commerce at the University of Virginia. Active in his local community, Chris is a member of the Noroton Presbyterian Church and is a supporter of nature-related education programs at various nonprofits, including the Darien Nature Center. He resides in Connecticut with his wife and their twin girls and son.
Chris also holds the Qualified Plan Financial Consultant (QPFC) designation from the National Association of Plan Advisors. He has been recognized by Forbes “Best-in-State Wealth Advisors” list in 2021 and 2022; the Forbes “Top Next-Generation Wealth Advisors” list in 2018, 2019 and 2021; “Top Next-Gen Wealth Advisors Best-In-State” in 2022.
2022, 2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021,2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022,2021, 2019, 2018 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022,2021, 2019, 2018 ). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Chris develops personalized strategies to address the complex needs of families with substantial wealth. His approach, which serves many founders, corporate executives and entrepreneurs, is holistic in nature, addressing many of the needs and questions that arise around liquidity events and planning for the next generation.
Chris earned his MBA at Columbia Business School and a bachelor of science degree in finance and accounting from the McIntire School of Commerce at the University of Virginia. Active in his local community, Chris is a member of the Noroton Presbyterian Church and is a supporter of nature-related education programs at various nonprofits, including the Darien Nature Center. He resides in Connecticut with his wife and their twin girls and son.
Chris also holds the Qualified Plan Financial Consultant (QPFC) designation from the National Association of Plan Advisors. He has been recognized by Forbes “Best-in-State Wealth Advisors” list in 2021 and 2022; the Forbes “Top Next-Generation Wealth Advisors” list in 2018, 2019 and 2021; “Top Next-Gen Wealth Advisors Best-In-State” in 2022.
2022, 2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021,2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022,2021, 2019, 2018 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022,2021, 2019, 2018 ). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Securities Agent: VI, TN, WV, PR, HI, IN, MN, NJ, NC, WY, WI, WA, VT, VA, UT, TX, SD, SC, RI, PA, OR, OK, OH, NY, NV, NM, NH, NE, ND, MT, MS, MO, MI, ME, MD, MA, LA, KY, KS, IL, ID, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2489822
NMLS#: 2489822
About Marc Koch
Marc Koch is a Managing Director and Private Wealth Advisor with Morgan Stanley Private Wealth Management. Mr. Koch has over 10 years of investment experience through various market environments. Prior to joining Morgan Stanley, Mr. Koch was an Executive Director and Wealth Partner with J.P. Morgan Wealth Management.
Marc develops custom strategies to address the complex needs of families with substantial wealth. His approach, which serves many founders, corporate executives, and entrepreneurs, is holistic in nature, addressing many of the needs and questions that arise around liquidity events and planning for the next generation.
Mr. Koch earned his Bachelor of Arts in International Business from Vanderbilt University and he is a member of the Vanderbilt Alumni Oak Leaf Society. He earned an M.B.A. at the Carroll School of Management, Boston College, with a specialization in Asset Management. Marc lives on the Upper East Side with his wife, son and daughter. He is a member and supporter of The Metropolitan Museum of Art in New York City. Marc enjoys fishing, skiing and golfing. Marc is originally from the Cleveland, Ohio area and is an avid supporter of all of their sports teams.
Marc also holds the Qualified Plan Financial Consultant (QPFC) designation from the National Association of Plan Advisors. Mr. Koch has been recognized by Forbes “Best-in-State Wealth Advisors” list in 2021 and 2022; the Forbes “Top Next-Generation Wealth Advisors” list in 2018, 2019 and 2021; “Top Next-Gen Wealth Advisors Best-In-State” in 2022.
2022, 2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021,2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022,2021, 2019, 2018 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022,2021, 2019, 2018 ). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Marc develops custom strategies to address the complex needs of families with substantial wealth. His approach, which serves many founders, corporate executives, and entrepreneurs, is holistic in nature, addressing many of the needs and questions that arise around liquidity events and planning for the next generation.
Mr. Koch earned his Bachelor of Arts in International Business from Vanderbilt University and he is a member of the Vanderbilt Alumni Oak Leaf Society. He earned an M.B.A. at the Carroll School of Management, Boston College, with a specialization in Asset Management. Marc lives on the Upper East Side with his wife, son and daughter. He is a member and supporter of The Metropolitan Museum of Art in New York City. Marc enjoys fishing, skiing and golfing. Marc is originally from the Cleveland, Ohio area and is an avid supporter of all of their sports teams.
Marc also holds the Qualified Plan Financial Consultant (QPFC) designation from the National Association of Plan Advisors. Mr. Koch has been recognized by Forbes “Best-in-State Wealth Advisors” list in 2021 and 2022; the Forbes “Top Next-Generation Wealth Advisors” list in 2018, 2019 and 2021; “Top Next-Gen Wealth Advisors Best-In-State” in 2022.
2022, 2021 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021,2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022,2021, 2019, 2018 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022,2021, 2019, 2018 ). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Securities Agent: TX, WY, VT, MO, RI, ND, OK, WV, WI, WA, VI, VA, UT, TN, SD, SC, PR, PA, OR, OH, NY, NV, NM, NJ, NH, NE, MA, NC, MT, MS, MI, ME, MD, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2491528
NMLS#: 2491528
About Chris Wren
Chris Wren is an Assistant Vice President for the Tide Point Group at Morgan Stanley. As a member of the team, he is responsible for providing exceptional client service with a focus on cash management, portfolio allocation, trading, and market research. Chris is passionate about helping individuals navigate all of the important areas of their financial life. He has experience in virtually all areas of client portfolio management, including broad expertise in equities and fixed income, asset allocation models, financial planning, separately managed accounts, 401(k) retirement plans and college savings plans.
Chris graduated from Colgate University with a bachelor’s degree in Economics and a minor in Political Science. He was a member of the rugby team at Colgate, and continues to play in tournaments in the tri-state area throughout the year. He also enjoys to travel, having been to over 40 states and 25 countries. Additionally, he is very involved in the UNICEF community and has participated in field trips and month-long excursions to Brazil, Ethiopia, Haiti, Philippines and Kenya.
Chris graduated from Colgate University with a bachelor’s degree in Economics and a minor in Political Science. He was a member of the rugby team at Colgate, and continues to play in tournaments in the tri-state area throughout the year. He also enjoys to travel, having been to over 40 states and 25 countries. Additionally, he is very involved in the UNICEF community and has participated in field trips and month-long excursions to Brazil, Ethiopia, Haiti, Philippines and Kenya.
About Connor Tienken
Connor Tienken is a Client Service Associate with Morgan Stanley Private Wealth Management. As a member of The Tide Point Group, he provides top tier service and support for their high-net-worth clients. He currently holds both the Series 7 & Series 66 licenses.
Connor graduated from Trinity College with a B.S. in Economics and now lives in Manhattan. In his free time, he enjoys attending sports events and spending time with family and friends.
Connor graduated from Trinity College with a B.S. in Economics and now lives in Manhattan. In his free time, he enjoys attending sports events and spending time with family and friends.
About Katrina Rodriguez
Katrina Rodriguez is a Client Service Associate with Morgan Stanley Private Wealth Management. As a member of The Tide Point Group, she provides top tier service and support for their high-net-worth clients. Katrina is dedicated to understanding and making herself available to client needs and strives to provide exceptional client service. Katrina holds both FINRA Series 7 & Series 66 licenses.
Katrina graduated from Trinity College with a B.A. in Sociology. At Trinity, she was a member of the Kappa Kappa Gamma sorority where she served as the Philanthropy Chairman and continues to volunteer in various community service projects in New York City.
Katrina lives in Manhattan and enjoys spending time with her friends and family. Additionally, she enjoys designing and handmaking her own jewelry.
Katrina graduated from Trinity College with a B.A. in Sociology. At Trinity, she was a member of the Kappa Kappa Gamma sorority where she served as the Philanthropy Chairman and continues to volunteer in various community service projects in New York City.
Katrina lives in Manhattan and enjoys spending time with her friends and family. Additionally, she enjoys designing and handmaking her own jewelry.
Contact Christopher Walters
Contact Marc Koch
Wealth Management
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Managing Significant Wealth
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1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
