

The Terminus Group at Morgan Stanley

Our Mission Statement
The Terminus Group
At the Terminus Group, we are a team of skilled financial advisors who work closely with each client to create a personalized investment portfolio that is tailored to meet your unique needs. We offer a range of strategies, all of which are actively managed to grow and preserve wealth.
The team was officially formed in 2012 but our financial professionals have roots dating back to 1988, and we have over 160 years of industry experience collectively. Our client relationships are our greatest assets. We have managed wealth through numerous market cycles and helped our clients navigate many life experiences.
Through collaboration, each team member utilizes their individual strengths to create comprehensive solutions for our client's specific needs and goals. With a team of 9 seasoned investment professionals, we always strive to exceed your expectations.
We are honored to have been selected by Forbes as a best in state wealth management team and are grateful for the trust our clients have placed in us.
2023, 2024 and 2025 Forbes Best-In-State Wealth Management Team
Source: Forbes.com (Awarded Jan 2023-2024) Data Compiled by Shook Research LLC Based on 12 Month Time Period concluding in March of the year the award was issued.
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24. Awards Disclosures

The first-class service you receive from us begins at the first moment of contact. Our service team consists of Michelle Rojas-Sterrett, Micah Kanicki, and Jack Uber and they know how to get things done efficiently and professionally with a smile in their voice. Service at all levels is an ongoing process that never ends, and we strive for an excellent client experience in everything we do.
In our advisory process full reviews take place annually (or more often if life events warrant the need to reassess), but we are always available to be of service or to answer any questions you may have. Maintaining an open line of communication is part of our ongoing commitment to you.
We believe that direct ownership of individual stocks and bonds is one of the best paths to helping build, maintain and preserve your long-term wealth. Our team’s Investment Committee formally meets twice a month but collaborates on a daily basis to discuss investment ideas and the markets. We have developed an internal process we call Constascans to make ongoing adjustments to individual portfolios as market changes occur. Our strategies are well-diversified over different industry sectors to manage market volatility. Not only do we use our own rich experience for analyses but we also utilize the economic research that you can only get from the global financial resources at Morgan Stanley. Our Portfolio Management investment strategies are actively managed on a discretionary basis and charged a fair, reasonable and transparent advisory fee.
Disclaimer:
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
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Meet The Terminus Group
About Charlie P. Anderson
Charlie graduated with a bachelor's degree in Accounting from Michigan State in 1992. He was born in Flint, MI and now splits his time between Georgia, Michigan and Florida.
Charlie has been married for 19 years to his wife Julie. Together they are kept happily busy with their four boys. Charlie loves to spend time with his family and enjoys traveling to new places. Charlie is also involved in numerous charities with an emphasis on supporting youth.
NMLS#: 1288179
CA Insurance License #: 0D72726
AR Insurance License #: 2346137
About Kalah Martre
Kalah attended Georgia State University and received her bachelor's degree in Business Administration. She grew up in Northern Illinois and currently resides in Johns Creek with her husband.
Kalah and her husband have been married for over 24 years and enjoy trying new restaurants, watching movies, and spending time together. In her free time, she enjoys reading, cooking, hiking, bike riding, and yoga. Kalah is proud to be a member of the Georgia Financial Planning Association. She is an active volunteer with Children’s Health Care of Atlanta and the Atlanta Humane Society.
NMLS#: 1744857
CA Insurance License #: CA Insurance #0H96090
AR Insurance License #: AR Insurance #6770852
About Randall Corey May
Corey graduated from the University of Georgia with a Bachelor's in Economics, where he also was a member of the football team. In addition Corey received an M.B.A from American Intercontinental University and attended Columbia University for Portfolio Management. Until middle school, he grew up in Vidalia, GA and then moved to Woodstock, GA where he currently resides.
Corey has been married for 18 years to his loving wife Brooke. Together they have a daughter, Hadley, and a son, Walker. When Corey is not working, he loves being outdoors, playing golf, attending sporting events, and spending time with his friends and family. Corey has a passion for teaching and helping younger generations. He is involved in youth sports and the director of a youth football program.
NMLS#: 1253101
About Brett Peavy
Brett grew up in Woodstock, GA and now lives in Sandy Springs, GA. He is a former Letterman and member of the G Club from the University of Georgia where he graduated with a Bachelor's of Business Administration in Finance and Economics in 1992.
Brett and his wife Julie have a sweet and lovable puppy named Maddie. When Brett is not working he enjoys spending time with his wife, friends, and of course Maddie. In addition, he is an avid golfer, enjoys outdoor activities, and is passionate about Georgia Football. Brett supports his community along with various charities and is always willing to lend a helping hand.
NMLS#: 1390895
About Wendy Boswell
Wendy was born in Atlanta, GA and currently lives in Newnan, GA. She graduated with her Bachelor’s in Psychology and Social Work from LaGrange College in 1987.
Wendy has two children, Kai and Austin. Wendy’s son Austin is 22 and lives and works in Castle Rock, Colorado with his rescue dog Rangely. He spends his free time snowboarding and camping with friends. Her daughter Kai is a junior in high school and stays very active with sidelines and competitive cheer and competitive gymnastics. After graduating she hopes to attend the University of Georgia and eventually obtain a degree in kinesiology. Wendy's mini goldendoodle, Piper, and two cats, Mitten and Griffen, are her additional children. In her free time, Wendy loves traveling, hiking, and spending time with her friends and family. Additionally, she enjoys giving back to her community by volunteering with Southside Church and she serves on the Committee of Young Life Ministries.
NMLS#: 1739950
CA Insurance License #: 0M47669
AR Insurance License #: 7081513
About Carol Keen
Carol lives in East Cobb, where she also spent most of her childhood. She graduated with a bachelor’s degree in Finance from Kennesaw State University.
Carol has been married for 26 years to her husband Alexander. Together they have two children, Lexie (25) and Dylan (23), who serves in the US Marine Corps. Carol loves to spend time with her family and enjoys hiking with her husband and dog (Scout), playing golf and tennis, and traveling to new places. Carol is also involved in numerous charities.
Securities Agent: KY, MD, ME, MI, MN, MO, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, LA, AL, AR, AZ, CA, CO, DC, DE, FL, GA, ID, IL, IN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2376383
NMLS#: 2376383
About Michelle Rojas-Sterrett
Michelle was raised in Brooklyn, NY and now currently lives in Acworth, GA. She studied at the College of Staten Island, CUNY.
Michelle still enjoys visiting Florida and visiting all the beaches. She can’t get enough of being near the water. She enjoys spending time with her friends and family. In her free time Michelle enjoys cooking, traveling, and exploring new areas. Michelle loves to be able to give back to her community and is an active member of the Transfiguration Catholic Church.
About Micah Kanicki
Micah grew up in Richmond Hill and now lives in Atlanta after moving here in 2019. She graduated from Valdosta State University in 2018 with a Bachelor’s degree in Marketing.
Micah has been happily learning and exploring Atlanta since moving. There is nothing she loves more than to spend time with her friends and family. When Micah is not working, she enjoys a good workout and spending time outdoors. Micah has stayed close with the people in the area she grew up in and has become a prevalent member in her new community.
About Jack Uber
Jack graduated from Auburn University in 2020 with a bachelor’s degree in finance. Outside of the office, Jack enjoys spending time with friends and family, exercising, reading, and Auburn sports.

Contact Charlie P. Anderson

Contact Kalah Martre

Contact Randall Corey May

Contact Brett Peavy

Contact Wendy Boswell

Contact Carol Keen
Awards and Recognition


The Power of Partnerships
About Brian Ford
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Brian Ford began his career in financial services in 2006, and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, he served as a Regional Private Banker at Wells Fargo, as well as a Financial Advisor at Ameriprise Financial.
Brian is a graduate of the Georgia Institute of Technology, where he received a Bachelor of Science in Management. He and his family reside in Cumming, Georgia. Outside of the office, Brian dedicates his time to developing future leaders in youth athletics, serving as a Coach on his children’s baseball teams. When not on the field, he also enjoys running, traveling, watching sports, and spending time with his family.
About Matt Edwards
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Matt began his career in financial services in 2009 and joined Morgan Stanley in 2015 as a Private Banker Advisory Associate. Matt is a graduate of the Georgia Southern University, where he received a Bachelor Degree in Business Administration, and Valdosta State University, where he received his Master’s in Business Administration. He lives in Atlanta, Georgia.
Outside of the office, Matt is an enthusiastic fly fisherman and artist. Most recently, he served as liaison with Junior Achievement, a program that develops entrepreneurship, financial literacy, and workplace readiness in undeveloped communities.
About Andrew Ghimpeteanu
He earned his undergraduate degree from Bentley University and received the Financial Planning Specialist® designation from the College for Financial Planning. Andrew is originally from Atlanta, GA and currently resides in Alpharetta, GA.
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
Portfolio Insights
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Awards Disclosures