Mission Statement

We are the Table Rock Group of Financial Advisors with Morgan Stanley

- Practicing total wealth management.
- Working with professionals and families to help them build wealth, reduce taxes, and plan for their financial security.
- Focused on the issues that traditionally are the most important for families, such as retirement planning and wealth transfer.

Our team takes a consultative approach to clients total wealth management needs by:

- Meeting with clients, and potential clients, to complete an overall financial plan including: Statement of Net Worth; Retirement Planning Analysis; Asset Allocation Analysis; Estate Planning Analysis; and Debt/Borrowing Review.
- Summarizing the entire Financial Plan into an effective 1 to 2 page working document with clear and actionable solutions.
- Delivering to our clients customized solutions based on our understanding of their individual needs and our broad access to wealth management products and services.
- Updating this plan with our client over the remainder of their lifetime to document success and identify future wealth opportunities.
Services Include
  • Life Insurance1
  • Long Term Care Insurance2
  • Professional Portfolio Management3
  • Asset Management4
  • Endowments and Foundations5
  • Estate Planning Strategies6
  • Financial Planning7
  • Lending Products
  • Retirement Planning8
  • Sustainable Investing9
  • Wealth Management10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
-Kathleen Grasmeder was named by Forbes to its Top 200 Women Financial Advisors in February 2017 and Forbes list of America’s Best-in-State Wealth Advisors in February 2018. Working Mother Magazine named Kathy to its Top Wealth Advisor Moms in October 2017. Kathy is also a member of Morgan Stanley’s President’s Club which is an elite group composed of the firm’s leading financial advisors.

-Daniel J Grasmeder received his CERTIFIED FINANCIAL PLANNER™ practitioner certification in March 2012. The CFP® designation identifies those individuals who have met the experience and ethical requirements, have successfully completed the financial planning coursework and have passed the CFP® Certification Examination covering the following areas: financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. CFP® certificants must also agree to meet ongoing continuing education requirements and to uphold the Certified Planner Board of Standards Inc.’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.

Experience

Kathleen Grasmeder,Executive Director, Financial Advisor - 22 years
Daniel Grasmeder,CFP®, Vice President Financial Advisor - 10 years
Janet Branigan - Financial Advisor - 24 years
Lori Cudney - Business Development Director - 20 years
Vicky Gardner - Senior Client Service Associate - 14 years
Ann Troiano - Wealth Management Associate- 12 years
Matt Baitinger - Registered Associate - 7 years
Kyle Breda - Registered Associate - 1 year
Danielle Grasmeder - Client Service Associate
Jennette Tario - Registered Associate
Tyler Merz - Client Service Associate

    Community Involvement

    Catskill Symphony Orchestra,
    Oneonta & Glens Falls Rotary Clubs,
    Glens Falls Family YMCA, 
    SUNY Adirondack Board of Trustees

      Location

      20 Maple St
      Glens Falls, NY 12801
      US
      Direct:
      (607) 432-5000(607) 432-5000
      Toll-Free:
      (518) 793-4181(518) 793-4181
      493 Chestnut St
      Oneonta, NY 13820
      US
      Direct:
      (607) 432-5000(607) 432-5000

      Meet The Table Rock Group

      Photo of Lori Cudney

      Lori Cudney

      Assistant Vice President, Business Development Director

      Photo of Ann Troiano

      Ann Troiano

      Wealth Management Associate, Financial Planning Associate

      Photo of Kyle Breda

      Kyle Breda

      Registered Associate, Financial Planning Associate

      About Me

      Kathy Grasmeder is an Managing Director, Portfolio Management Director, and Financial Advisor. She joined the firm in 1996, and is a lead Financial Advisor of the Table Rock Group at Morgan Stanley. Kathy implements wealth management strategies for clients with strong investment analysis and financial planning for retirement, estate and education. She is an alumnus of Drexel University (Philadelphia, PA) with a Bachelor of Science degree and has a Master of Business Administration degree from University of St. Thomas (St. Paul, MN). In 2017, 2018 and 2019, Kathy was named to Forbes list of America’s Best-in-State Wealth Advisors. Forbes also named Kathy as one of their Top 200 Women Financial Advisors in 2017 and one of their Top 250 Women Financial Advisors in 2018. Working Mother Magazine named Kathy to its Top Wealth Advisor Moms in October 2017 and October 2018. She has also been a member of Morgan Stanley’s President’s Club from 2010 through 2018 and this year, she earned membership in the 2019 Chairman's club, which is an elite group composed of the firm’s top financial advisors. Kathy currently serves as a trustee on the Board of SUNY Adirondack and Board of Directors of the Catskill Symphony Orchestra. Kathy enjoys playing tennis, cross country skiing, and biking in her free time. Kathy just completed a 75 mile bike trip with her 84 year old father in September. She is Series 7, 63 and 65 licensed and holds a New York State Insurance license for Life, Health, Variable Annuities and Variable Life as well as being Mortgage Licensed. (NMLS# 1272840)


      Named to Forbes' Magazine's List of America's Best-in-State Wealth Advisors February 2018
      Source: https://www.forbes.com/best-in-state-wealth-advisors/#2a8a60f8291d

      Named to Forbes' Top 200 Women Financial Advisors February 2017
      Source: https://www.forbes.com/top-women-advisors/#3e44046d51f4

      Named to Working Mother Magazine's List of Top Wealth Advisor Moms October 2018
      Source: https://www.workingmother.com/top-wealth-advisor-moms-2018
      Securities Agent: WY, WI, WA, VT, VI, VA, UT, TX, TN, SD, SC, RI, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MO, MN, MI, ME, MD, MA, LA, KY, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AL, AK; General Securities Representative
      NMLS#: 1272840

      About Me

      Daniel Grasmeder, CFP® is a Senior Vice President, CERTIFIED FINANCIAL PLANNER™, and Financial Advisor. In 2007 Dan joined Morgan Stanley. Dan’s reliability, client responsibility, strategic thinking and attention to detail are founded in a solid education in engineering (BS Civil Engineering – Drexel University), successful experience in senior business management, community involvement and a supportive family. To better service our clients, in 2012 Dan completed the education, experience, and examination requirements to receive the CERTIFIED FINANCIAL PLANNER™ Professional designation. Ice fishing, watching ice hockey and restoring classic cars keep Dan busy during his free time. This year Dan added a 1931 Model A to his “car family”. He is FINRA Series 7, 66, 9, and 10 securities licensed, Mortgage licensed, as well as New York State Insurance licensed for Life, Health, Variable Annuities and Variable Life. (NMLS# 1273083)
      Securities Agent: WI, WA, VT, VI, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; BM/Supervisor
      NMLS#: 1273083

      About Me

      Janet Branigan is a Financial Advisor in our Oneonta office. She joined the firm in 1994. She is Series 7 and 66 licensed and holds a New York State Insurance license for Life, Health, Variable Annuities and Variable Life. Janet received a BS in Elementary Education from SUNY Oneonta and as well as ongoing securities/insurance continuing education training. She is past president of Dollars for Scholars – an organization to provide scholarships for students and is a 30+ year member of Beta Sigma Phi, an international service and social sorority working for local community and international charitable needs. In 2005 Janet received The President’s Volunteer Service Award for her service to her community. (NMLS# 1794284)

      Last year Janet received a promotion to Financial Advisor. She and husband Dan are proud grandparents of their new grandson Maxwell, brother to Harrison. A little known fact about Janet is that she is an expert pie baker, recently having baked 66 homemade pies in one day for her church’s annual pie sale.
      Securities Agent: TX, CT, WY, WI, WA, VT, VA, UT, TN, SD, SC, RI, PA, OR, OH, NY, NV, NM, NJ, NH, NC, MT, MN, MI, ME, MD, MA, LA, IN, IL, IA, GA, FL, DE, DC, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
      NMLS#: 1794284

      About Me

      Lori Cudney is an Assistant Vice President, Business Development Director in our Oneonta office. She joined the firm in 1998 and holds Series 7, 63 and 9 as well as a New York State Insurance license for Life, Health, Variable Annuities and Variable Life. Lori received a BA in Psychology from SUNY Oneonta and continues to complete securities/insurance continuing education. She is active in Dollars for Scholars – an organization to provide scholarships for students. A past Director for the Glimmerglass Triathlon, she organized over 14 triathlon events hosting athletes from across the East Coast.

      Lori and husband Ed are also new grandparents with Jayce joining Grace, AJ and Aydin. You might find Lori and Ed relaxing together on their sail boat on Otsego Lake from time to time. They love to travel and would be happy to share their experiences with you.

      About Me

      Ann Troiano is a Wealth Management Associate, Financial Planning Associate in our Glens Falls Office. She joined our team in February 2011 having 5 previous years of financial industry experience. Ann is Series 7 and 66 licensed. She received an AAS in Accounting from Adirondack Community College where she was on the Dean’s list. Ann is also a Notary Public.

      Ann and her husband Perry enjoy boating on Lake George with their dog Rufus and daughters Ayva and Briana who began 8th and 10th grades in the fall. In her spare time Ann also enjoys various equestrian activities. Having previously ridden in a western drill team and gymkhanas, she now prefers scenic trail rides with family and friends.

      About Me

      Kyle Breda is a Financial Planning Associate, Registered Associate in our Oneonta office. He received his bachelor’s degree in Business Economics with a Concentration in Financial Management from SUNY Cortland. He is licensed with his Series 7, Series 66 as well as Life, Accident and Health insurance. Kyle is also a Notary Public.

      Kyle joined our team in in the Glens Falls office in January 2017 then moved to our Oneonta office this past May. In May Kyle attained the title of “Toastmaster Breda” through Toastmasters International. In his spare time Kyle enjoys golf, playing basketball and spending time with his golden doodle Finnegan.

      About Me

      Danielle Grasmeder is a Client Service Associate in our Glens Falls office. In December of 2017 Danielle graduated with Summa Cum Laude Honors and a Bachelor’s Degree in Marketing from The State University of New York at Oswego. She also maintained a position on the Dean’s List for the duration of her time at Oswego. Danielle joined the team full time in January of 2018 after interning with the firm. Danielle is working toward becoming Series 7, 66 and Insurance licensed.

      Danielle is also a horse enthusiast as she started riding in second grade. She has competed in many reining competitions all over the United States and was the IHSA National Champion for Reining in 2015.

      About Me

      Jennette Tario is a Registered Associate in our Glens Falls office. She joined our team in July 2018 and has 3 previous years of financial industry experience. Jennette is Series 7, 63, and 65 licensed as well as Life, Accident and Health Insurance licensed. Jennette received a Master of Business Administration from Clarkson University's Capital Region Campus and a bachelor's degree from St. Lawrence University majoring in Economics and minoring in Communication and Performance Arts.

      Jennette is a native of Saratoga Springs and currently resides in Glens Falls. Her boyfriend Andrew is actively serving in the US Navy submarine division. Jennette performed ballet for 17 years starting at age 5 and continued through college.

      About Me

      Tyler Merz is a Client Service Associate in our Oneonta office. He joined our group in July 2018. He received his bachelor’s degree in Business Economics from SUNY Oneonta and is currently working toward becoming series 7, 66 and Insurance licensed.

      Tyler, originally from Newburgh NY now lives in Oneonta with his girlfriend Hannah. Tyler helps to organize an annual whiffle ball tournament in Montgomery, NY to raise funds for breast cancer research. A little known fact about Tyler is that he is a certified scuba diver!
      From Our Team

      Kathleen Grasmeder Named to 2019 Forbes Best In State


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      Ready to start a conversation? Contact The Table Rock Group today.
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      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

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