Scott Swaylik
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Family Wealth Advisor, Branch Manager
Phone:
(508) 790-9601(508) 790-9601
The Swaylik Group at Morgan Stanley
Direct:
(508) 790-9600(508) 790-9600
Our Mission Statement
We are committed to providing comprehensive wealth management services that are tailored to the unique needs and objectives of each individual client. We believe that ongoing communication is essential to building trust and maintaining a strong relationship, and we make it a priority to stay in touch with clients on a regular basis.
Our Story and Services
With decades of experience combined with education and credentials, The Swaylik Group helps to provide clients with financial confidence. As a team we spend time getting to know our clients, their families and what’s most important to them. We work with clients to understand their needs, wants and fears and implement strategies to help achieve results.
What questions do you have?
How can I plan for my retirement?
How can I make my money work for me?
What money do I spend first?
How do I share my wealth?
How can I minimize taxes?
How does market volatility affect my portfolio?
How do I ensure that my wealth will stay in my family?
How do I protect myself and my family from life’s unknowns?
How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Achieving financial success, security, and satisfaction doesn’t happen without exploring questions and purposefully planning. We can guide you and your family coordinating all financial aspects of your lives with a goal of creating a plan for living today while creating a vision of tomorrow.
What questions do you have?
How can I plan for my retirement?
How can I make my money work for me?
What money do I spend first?
How do I share my wealth?
How can I minimize taxes?
How does market volatility affect my portfolio?
How do I ensure that my wealth will stay in my family?
How do I protect myself and my family from life’s unknowns?
How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Achieving financial success, security, and satisfaction doesn’t happen without exploring questions and purposefully planning. We can guide you and your family coordinating all financial aspects of your lives with a goal of creating a plan for living today while creating a vision of tomorrow.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with Us
Treat You Like Family
We are dedicated to building deep and caring relationships with our clients. We do this by working with a select group of clients who value our advice and knowledge by providing solutions that go well beyond investments.
A Strong Moral Compass
Our goal is to simplify your financial life, offering some of the most efficient solutions with sound advice. We are dedicated to a superior service model that emphasizes responsiveness, transparency and approachability.
Wealth Management
Whether you need guidance with growth, asset preservation, or legacy planning strategies, we will be your resource and respond to every request or question immediately.
Ongoing Communication
We will keep you focused on your finances by proactively scheduling regular calls and meetings. We believe it is our responsibility to always be in sync with the changes in your life, so we can plan for your goals today and as they evolve over time.
Planning Your Future
Our team will work with you to understand what your priorities are during these crucial years and implement a customized strategy for you. Whether it is planning for retirement, transitioning into retirement, or already managing your assets in retirement, our team is equipped with the resources and the knowledge to help you accomplish your personal and financial goals.
Creating Your Retirement Blueprint
These days, it’s common for retirement to span multiple decades—which means our savings really has to stretch. Thoughtful planning and early saving can go a long way towards helping you achieve the lifestyle you want in retirement. Setting up your retirement portfolio will be one of the biggest steps you'll take in preparing for your financial future.
Read more here
Understanding Your Savings Vehicles
When it comes to retirement savings, the most important thing is to get started—after all, time is one of your greatest assets. Although retirement may seem far for some, it is essential to get started on planning for future living expenses, potential education funds, or travel costs. Let us help you educate on ways to grow and preserve your wealth.
Learn more about 401k strategies
The Psychological Transition Into Retirement
Most retirement preparations focus on financial planning, but it is equally crucial to look at personal considerations and help you with easing the fear of the unknown. Given that many people overlook the psychological adjustments of retirement, we can help you understand why it’s important to be emotionally (not just financially) ready for retirement.
Read more here
Understanding the Risks to Your Retirement
Once you determine what kind of retirement you want, we will work together to take a closer look at the risks that might be standing between you and your retirement goals. No matter how well you save during the accumulation phase, it’s critical to plan how you convert those assets to income. We can help you navigate the challenges that may arise.
Read more here
The Impact of Taxes
The strategies you use when drawing down your retirement savings can have a significant impact on how much you’ll pay in taxes and may help you keep more of the returns. Each retiree’s situation is different but establishing a tax management strategy for your investments can help you retain more of your investment returns.
Read about tax-smart strategies
The Millennial and Gen Z Guide to a Sweet Retirement
If you tell the average twenty-two-year-old that the best time to start saving for retirement is yesterday, they may throw you an incredulous glance. "Are you kidding?" they may say, "I’m not due to retire for another forty years!" Having time on your side is a tremendous advantage. Starting a retirement plan early may be the single easiest way to retire with an impressive nest egg.
Read more hereCybersecurity Resource Center
Your security is our top priority. Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and responds appropriately when they do.
Family Office Cybersecurity
Family Offices can be quite vulnerable to cyber threats and the dangers of ransomware are real. Consider these best practices to protect your information and assets in an increasingly complex digital world.
Click here to learn more
Cloud Computing
As companies accelerate the move toward cloud computing, cybersecurity challenges have unequivocally intensified. Learn how two key software markets are poised to converge to mitigate new threats.
Click here to learn more
Protecting your Smart Device
Smart devices, we can’t live without them. They know our voices, our search history, and much more. This can present security risks. Here’s how to protect yourself:
Click here to learn more
Online Security Center
Safeguarding your assets and personal information is paramount to us. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Click here to learn more
Cryptocurrency Scams
Cryptocurrency is attracting quite a bit of attention lately — including from cybercriminals. Learn more about this digital currency, as well as some popular scams that are being perpetrated by fraudsters.
Click here to learn more
Cybersecurity for College Students
College students may not be too concerned about being a target for hackers. Find out why cybercriminals may prey on students and how they can protect themselves.
Click here to learn more
Protecting your Digital Footprint
Worried about how much of your personal information is available online? See how you can manage your digital footprint.
Click here to learn more
Phone Security
You likely spend more time each day on your smartphone than on your computer, but do you pay as much attention to protecting the security of your phone as your computer? Find out why you should.
Click here to learn more
Cybercrime Preparedness
Was your email hacked? Your Social Security Number stolen? Do you know how to respond? Learn the steps to take if and when your identity, account, device or information is compromised.
Click here to learn more
Staying Cybersafe on Vacation
Going on vacation? You may be on a break, but cybercriminals aren't! Use these tips to help ensure you return home with your cybersecurity intact.
Click here to learn moreModern Wealth Management Tools
In a world that is increasingly becoming more digital, it can be helpful to utilize modern technologies and digital tools. These easy-to-use tools provide a more in-depth view of your overall financial situation.
Morgan Stanley Online (MSO)
MSO allows you to conveniently and securely manage your investments and everyday finances in one place -- online or on your mobile device
Sign up for MSO
Total Wealth View
Total Wealth View gives you ability to view all of your assets and liabilities together, whether held at Morgan Stanley or elsewhere. This can further enable us to advise and manage, taking your entire financial picture into account.
Learn more about TWV
Goal Planning System (GPS)
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
Watch the GPS video
Portfolio Risk Platform
Our risk management platform provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. It provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.
Watch the Portfolio Risk Platform video
eAuthorization
eAuthorization allows clients to electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App.
Learn more about eAuthorization
MSO Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle.
Learn more about our Mobile AppLocation
45 North Street
Hyannis, MA 02601
US
Direct:
(508) 790-9600(508) 790-9600
Meet The Swaylik Group
Phone:
(508) 790-9609(508) 790-9609
Michelle Metell
Portfolio Associate
Phone:
(508) 790-9627(508) 790-9627
About Scott Swaylik
With more than 25 years in the financial service industry, Scott is a Senior Vice President, Financial Advisor, Portfolio Management Director, Family Wealth Advisor and Branch Manager of Morgan Stanley’s Hyannis, Massachusetts office.
Scott and his team service business owners, uniquely successful families and individual clients. By leading his clients through a disciplined process that emphasizes education, goal identification, portfolio construction and continuous communication, Scott and his team help simplify the wealth management process. Trust, honesty and integrity are the three pillars that Scott and his team focus on in both their business and personal lives. Scott believes that his clients deserve objective and competent guidance when crafting, implementing and monitoring their financial and life planning strategies.
Scott is very active in the community as a Former Trustee and Vice President of the Cape Cod Museum of Art, Former President of the Cape Cod Chapter of Ducks Unlimited, Past President of the Osterville Anglers Club, Committee Chair of the Joe Cronin Jimmy Fund Blue Fish Tournament to benefit the Dana Farber Cancer Institute, Committee Member of the Fall Classic Fishing Tournament to benefit the Genesis Fund and Chairman of the Barnstable Police K-9 Foundation.
In his free time Scott enjoys fishing, boating, giving back to his community and spending time with his family.
Scott and his team service business owners, uniquely successful families and individual clients. By leading his clients through a disciplined process that emphasizes education, goal identification, portfolio construction and continuous communication, Scott and his team help simplify the wealth management process. Trust, honesty and integrity are the three pillars that Scott and his team focus on in both their business and personal lives. Scott believes that his clients deserve objective and competent guidance when crafting, implementing and monitoring their financial and life planning strategies.
Scott is very active in the community as a Former Trustee and Vice President of the Cape Cod Museum of Art, Former President of the Cape Cod Chapter of Ducks Unlimited, Past President of the Osterville Anglers Club, Committee Chair of the Joe Cronin Jimmy Fund Blue Fish Tournament to benefit the Dana Farber Cancer Institute, Committee Member of the Fall Classic Fishing Tournament to benefit the Genesis Fund and Chairman of the Barnstable Police K-9 Foundation.
In his free time Scott enjoys fishing, boating, giving back to his community and spending time with his family.
Securities Agent: TN, IL, RI, SD, MA, SC, OK, MT, KY, PA, MS, WI, GA, OR, LA, MO, IA, FL, DE, HI, AK, OH, AR, AZ, CT, ID, DC, NY, MI, NC, KS, NV, WY, NM, PR, WV, NJ, CA, MN, IN, WA, ME, NH, VT, CO, VI, NE, MD, VA, AL, UT, TX, ND; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
About John C. Henderson
JOHN C. HENDERSON, Vice President, has been a Financial Advisor since 1993 and joined Morgan Stanley in 2005.
Mr. Henderson focuses on tax-advantaged investing, tailoring portfolios to the specific goals and objectives of his clients. Licensed for over 25 years as a Certified Public Accountant (CPA) through December 2011 (currently inactive), Mr. Henderson does not offer tax advice at Morgan Stanley, although he frequently conducts seminars on topics of interest to the investment community. His extensive professional experience includes more than 30 years in the financial services industry, and over three years with the public accounting firm of Pricewaterhouse-Coopers, one of the world’s leading professional services firms. He has served as chief financial officer, treasurer, controller and director of Wall Street broker/dealers, both international and domestic. In those capacities, Mr. Henderson was directly responsible for managing investments ranging up to $200 million and daily net settlements approaching $2 billion. His early experience included five years with Henderson Brothers Inc.
Mr. Henderson holds securities registrations and life insurance licenses in numerous states. Mr. Henderson’s past community service activities include: service as President of the Cummaquid Heights Association, representing the interests of approximately 500 homeowners (300 homes). Municipal service included: Town of Yarmouth Finance (12 years) and Investment Committees; in 2009, he was appointed to the Dennis-Yarmouth Regional School Committee and was elected to a 3-year term in May 2010; he has served on the Cape Cod Collaborative Board of Directors. Professional service includes: in May 2002, he was elected to the Board of Directors of the Massachusetts Society of Certified Public Accountants, serving as Cape & Islands committee chair for 12 years; in December 2005, he was elected to the Board of Directors of the Cape Cod Chapter of the American Red Cross, serving on the Finance committee (chair in 2009). Over the course of his career, he has maintained professional affiliations including membership in the Massachusetts Society of Certified Public Accountants, the New Jersey Society of Certified public Accountants, the American Institute of Certified Accountants and the Estate Planning Council of Cape Cod.
Mr. Henderson earned his MBA in accounting from George Washington University and his bachelor’s degree in management from Georgetown University. He is a graduate of the Delbarton School, a preparatory school in Morristown, NJ.
Mr. Henderson holds his Series 27 License as a Registered Financial & Operations Principal.
Mr. Henderson focuses on tax-advantaged investing, tailoring portfolios to the specific goals and objectives of his clients. Licensed for over 25 years as a Certified Public Accountant (CPA) through December 2011 (currently inactive), Mr. Henderson does not offer tax advice at Morgan Stanley, although he frequently conducts seminars on topics of interest to the investment community. His extensive professional experience includes more than 30 years in the financial services industry, and over three years with the public accounting firm of Pricewaterhouse-Coopers, one of the world’s leading professional services firms. He has served as chief financial officer, treasurer, controller and director of Wall Street broker/dealers, both international and domestic. In those capacities, Mr. Henderson was directly responsible for managing investments ranging up to $200 million and daily net settlements approaching $2 billion. His early experience included five years with Henderson Brothers Inc.
Mr. Henderson holds securities registrations and life insurance licenses in numerous states. Mr. Henderson’s past community service activities include: service as President of the Cummaquid Heights Association, representing the interests of approximately 500 homeowners (300 homes). Municipal service included: Town of Yarmouth Finance (12 years) and Investment Committees; in 2009, he was appointed to the Dennis-Yarmouth Regional School Committee and was elected to a 3-year term in May 2010; he has served on the Cape Cod Collaborative Board of Directors. Professional service includes: in May 2002, he was elected to the Board of Directors of the Massachusetts Society of Certified Public Accountants, serving as Cape & Islands committee chair for 12 years; in December 2005, he was elected to the Board of Directors of the Cape Cod Chapter of the American Red Cross, serving on the Finance committee (chair in 2009). Over the course of his career, he has maintained professional affiliations including membership in the Massachusetts Society of Certified Public Accountants, the New Jersey Society of Certified public Accountants, the American Institute of Certified Accountants and the Estate Planning Council of Cape Cod.
Mr. Henderson earned his MBA in accounting from George Washington University and his bachelor’s degree in management from Georgetown University. He is a graduate of the Delbarton School, a preparatory school in Morristown, NJ.
Mr. Henderson holds his Series 27 License as a Registered Financial & Operations Principal.
Securities Agent: WV, WI, VT, VA, TX, TN, SD, SC, RI, PA, OR, NY, NV, NJ, NH, NC, ME, MD, MA, LA, IN, IL, GA, FL, DE, DC, CT, CO, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 2136677
CA Insurance License #: 0C82034
NMLS#: 2136677
CA Insurance License #: 0C82034
About Michelle Metell
Michelle Metell is a Portfolio Associate in Hyannis, MA, with three decades of experience in the financial services industry. Having joined the Firm in 1993 as a Client Service Assistant, Michelle continues to provide Financial Advisors and clients in Cape Cod and around the country with exceptional and professional service. Being a third-generation Cape Codder, Michelle knows her community very well, allowing her to provide quality, custom-tailored service to Morgan Stanley’s Cape Cod community and beyond.
Michelle grew up in Harwich, MA, and currently resides in Falmouth, MA, where she is proudly involved in her local community, volunteering with both the Falmouth Food Pantry and the Hyannis Housing Assistance Corporation. While not in the office, Michelle enjoys golfing with her husband, Michael; traveling; and rooting for the New England Patriots. She is also quite talented in the kitchen and loves baking sweet treats and hosting dinner parties for her friends.
Michelle grew up in Harwich, MA, and currently resides in Falmouth, MA, where she is proudly involved in her local community, volunteering with both the Falmouth Food Pantry and the Hyannis Housing Assistance Corporation. While not in the office, Michelle enjoys golfing with her husband, Michael; traveling; and rooting for the New England Patriots. She is also quite talented in the kitchen and loves baking sweet treats and hosting dinner parties for her friends.
Contact Scott Swaylik
Contact John C. Henderson
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Swaylik Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)