Welcome

Our goal is to thoroughly understand your financial needs and then align the resources to help you meet or exceed them. We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

A Plan Tailored To Your Needs

At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each client's situation, goals, objectives and risk tolerance. After we’ve had the opportunity to learn about your unique financial goals, we will formulate a cohesive plan for the future.
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    Investment Management
    You can rely on us to design holistic and strategic financial plans that match your family’s goals.
    - Review of Portfolio
    - Asset Allocation
    - Active & Passive Strategies
    - Dollar-Cost Averaging
    - Investment Policy Statement
    - Income Strategies
    - Alternative Assets
    - Hedged Strategies
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    Retirement Planning
    We will help you develop and implement a strategy that encompasses your needs before, during and after you retire based on your personal vision of retirement.
    - Understanding Your 401(k)
    - Locating Your Retirement Savings
    - Healthcare Costs
    - IRA Contribution Limits
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    Managing Your Liquidity Needs
    We will keep an eye on your cash-flow needs as your goals and finances evolve.
    - Income Sources
    - Expenses & Budgeting
    - Debt Management
    - Emergency Funding
    - Mortgage Review
    - Planned Large Expenditures
    - Lending Solutions
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    Family Resources & Charitable Giving
    We offer resources and insight into education planning, assistance to loved ones, and charitable giving during all stages of life.
    - 529 College Savings Plans
    - Roth IRAs for Children
    - Caring for Elderly
    - Helping Children Purchase a Home
    - Gifting Strategies
    - Charitable Gifts from IRA
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    Trust, Estate & Legacy Planning
    We will help you implement your plan for passing on your assets in a way that honors your values as well as your financial commitments.
    - Strategies to Minimize Estate Taxes
    - Beneficiary Designations
    - Coordination with Attorneys
    - Trust Services

    Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
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    Risk Management & Insurance
    We want to make sure your family is protected during difficult times.
    - Review of Existing Policies
    - Life Insurance Needs
    - Long Term Care Insurance
    - Disability Insurance
    - Health Insurance
    - Homeowner's or Renter's Insurance

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
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    Tax Management
    We will keep you updated on all timely information related to taxes and also share strategies for tax management.
    - Review of Cost-Basis
    - Coordination with Accountants
    - Tax-Loss Harvesting
    - Health Savings & Flexible Spending Accounts
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    Financial Literacy
    We will provide you with timely and relevant content to help guide your personal financial strategy, from Morgan Stanley experts to external market professionals.
    - Market Outlooks
    - Rate Changes
    - Historical Data
    - Client Events

What We Offer

Among many others, below are several services that Morgan Stanley has to offer, giving us the ability to design and diversify your portfolio to your exact goals and needs.
    529 Education Savings Plans - (icon) - DO NOT EDIT CONTENT - MUST USE AS IS
    529 Education Savings Plans
    529 plans offer a flexible, tax-advantaged way to invest for education expenses while helping to improve estate planning. Gain fiduciary oversight of your education funding strategy within the context of your broader portfolio through the exclusive Morgan Stanley National Advisory 529 Plan.
    529 Plan Options at Morgan Stanley
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    Insured Solutions
    As a leader in the distribution of insurance and annuities, our offerings include disability, long-term care and property & casualty insurance, as well as fixed, indexed and variable annuities. Morgan Stanley offers these products in conjunction with its licensed insurance agency affiliates.
    Morgan Stanley Insured Solutions
    Donor Advised Funds (DAF) - (icon) - DO NOT EDIT CONTENT - MUST USE AS IS
    Donor Advised Funds (DAF)
    A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).
    MS GIFT
    Separately Managed Accounts (icon) - DO NOT EDIT CONTENT - MUST USE AS IS
    Separately Managed Accounts
    A selection of about 600 professionally managed portfolios to align with your goals and risk tolerance, with access to institutional pricing and zero-fee index SMAs.
    Alternative Investments
    Alternative Investments
    Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
    Morgan Stanley Alternative Investments
    Structured Investments (icon) - DO NOT EDIT CONTENT - MUST USE AS IS
    Structured Investments
    Customized investment strategies —such as yield enhancement strategies and risk mitigation strategies —that serve as powerful allocation tools in modern portfolios.

Our Suite of Digital Tools

Today's digital revolution has changed the way we talk with one another, how we find and take in information, the way we buy; even how we choose and use transportation.

Here at Morgan Stanley, we want to use technology to improve how you manage your finances. Let's explore our revolutionary tech tools that can help you:
    Morgan Stanley Online
    Morgan Stanley Online
    Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
    Register for Morgan Stanley Online Today
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    Financial Planning
    Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
    Morgan Stanley Goals-Based Wealth Management
    Security Center
    Security Center
    Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
    Visit our Security Center
    Digital Vault
    Digital Vault
    Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
    Get Started Today
    eDelivery
    eDelivery
    Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
    Enroll Today
    Total Tax 365
    Total Tax 365
    Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
    Learn More
    Portfolio Risk Platform (icon) - DO NOT EDIT CONTENT - MUST USE AS IS
    Portfolio Risk Platform
    Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
    Portfolio Risk Platform
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    Total Wealth View
    View all your external financial accounts directly in MSO or the mobile app. By linking your accounts, you'll benefit from more informed wealth planning, secure data access, and convenient connectivity.
    Learn More
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    CashPlus
    CashPlus is a modern alternative to banking. A CashPlus Brokerage Account is designed to support clients' cash management needs and deliver a seamless digital experience.
    Learn More
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    Reserved Living & Giving
    Save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living & Giving program.
    Learn More

What's Happening in Finance?

Here at Morgan Stanley, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
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    Global Investment Committee on the Markets
    A monthly publication that summarizes the Global Investment Committee's market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition here.
    GIC on the Markets Report
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    GIC Weekly
    The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
    GIC Weekly Report
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    Thoughts on the Market
    Morgan Stanley's Research equity strategists, economists, and analysts share their latest views regarding the forces shaping the markets as well as insights on investment opportunities and risk across global asset classes. Click the link below to check out the latest editions.
    This Week's Podcast
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    Global Investment Office
    The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
    Morgan Stanley Portfolio Insights

Location

6055 Lakeside Commons Dr
Ste 450
Macon, GA 31210
US
Direct:
(478) 471-2275(478) 471-2275
Toll-Free:
(800) 926-2136(800) 926-2136

Meet The Stribling Gibbons Group

Photo of Robert W. Stribling

Robert W. Stribling

Senior Vice President, Financial Advisor, Senior Investment Management Consultant
Phone:
(478) 471-2285(478) 471-2285
Photo of Tanya C. Garrett

Tanya C. Garrett

Registered Client Service Associate
Phone:
(478) 405-3354(478) 405-3354
Photo of Amanda McDaniel

Amanda McDaniel

Client Service Associate
Phone:
(478) 405-3345(478) 405-3345

About Robert W. Stribling

•46 Years Experience in the Financial Services Industry

•Morgan Stanley*
 Senior Vice President
 Financial Advisor

•1977 - Present: Morgan Stanley* and Predecessor Firms

•1973 - 1977: IBM Corporation

•BBA - Finance, 1973
 Georgia Southern University

•Director's Council Member

•Senior Investment Management Consultant

•Series 7, 63, 3, 65 & 66 Licensed

•Life, Variable Annuity & Long Term Care Insurance Licensed
Securities Agent: AR, FL, TX, TN, VA, NY, CA, DC, CT, OK, GA, CO, MS, AL, NC, KY, DE, AZ, SC, MI, WI, OH, MA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1262249

About Thomas Edward Gibbons

36 Years Experience
• 2008 - Present: Morgan Stanley
• 2001 - 2008: UBS Financial Services
• 1996 - 2001: Wachovia Securities
• 1987 - 1996: Merrill Lynch

Education
• Georgia Southern University BS Technology

Associations
• Pine Pointe Hospice Advisory Board - Former Chairman
• Navicent Health Foundation - Co-Chair
• North Macon Presbyterian Church - Member
• Downtown Macon Rotary Club - Charter Member
• Georgia Southern University Alumni Association - Member
• Idle Hour Country Club - Member
Securities Agent: NM, CT, MA, TN, SD, NY, GA, DE, AR, VA, SC, PA, KS, FL, AZ, OH, NH, KY, AL, NJ, NC, MI, ME, WI, OK, LA, DC, MS, IN, CO, CA, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1465520

About R. Chase Stribling

•CERTIFIED FINANCIAL PLANNER™

•20 Years Experience in the Financial Services Industry

•Life, Variable Annuity & Long Term Care Insurance Licensed

•BBA - Finance
 Cum Laude
 Honor's Program
 The University of Georgia

•Series 7, 63, 65, 31 & 66 Licensed
Securities Agent: LA, ME, IN, AL, OK, TX, WI, SC, RI, NH, MI, FL, CO, CA, VA, KY, DC, GA, CT, AR, TN, OH, NC, DE, WY, NY, AZ, MS; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1253183

About Deidre Webb

•29 Years Experience in the Financial Services Industry

•Life, Variable Annuity & Long Term Care Insurance Licensed

•Series 7, 63, 65 & 66 Licensed
Securities Agent: CO, AR, DE, NY, NC, AL, TN, DC, SC, OK, MI, VA, CT, CA, TX, OH, MS, KY, FL, WI, AZ, LA, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1692177

About Tanya C. Garrett

33 Years in the Financial Services Industry
Series 7, 9, 10 63, & 66 Licensed

About Amanda McDaniel

24 Years in the Financial Services Industry
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
Are You Prepared for Tax Day?
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Are You Prepared for Tax Day?

The countdown to Tax Day has begun. Here are some strategies to consider as the deadline approaches.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Stribling Gibbons Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.

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9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)