Bucky Stewart
Executive Director, Wealth Management, Financial Advisor
Phone:
(901) 766-8655(901) 766-8655
The Stewart-Taylor Group at Morgan Stanley
Direct:
(901) 766-8655(901) 766-8655
Our Mission Statement
We take a client-focused approach to investment and financial planning, crafting personalized strategies that are designed to meet each client’s unique circumstances.
Our Story and Services
As Financial Advisors with decades of experience in the financial services industry, we are well-equipped to assist you in defining and pursuing your financial objectives. Our comprehensive range of resources is tailored to your unique investment style and aspirations, enabling you to effectively preserve and grow your wealth.
Partnering with us, you will gain access to an organization of highly respected investment professionals, a leading trading and execution platform, and an extensive selection of investment options. With our guidance, you can work towards achieving your financial goals with confidence and ease.
Partnering with us, you will gain access to an organization of highly respected investment professionals, a leading trading and execution platform, and an extensive selection of investment options. With our guidance, you can work towards achieving your financial goals with confidence and ease.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Wealth Education For The Next Generation
At Morgan Stanley, we believe that knowledge is the key to unlocking future success, and we’re excited to share our thought leadership and experience with you! Hosted by Caroline Gundeck, Head of UHNW Client and Field Engagement and Charline Burgess, Senior Wealth Education Specialist, you will learn about financial concepts, investing, and money management in a fun and interactive way.
Introduction to Money & Saving: Building a Strong Financial Foundation: April 1, 2024
Our first session was an introduction to personal finance with a focus on beginning to build a strong financial foundation. We discussed goal setting, cash flow, budgeting and saving strategies and the power of compounding interest.
Watch Replay Here
Credit and Debt Management: May 6, 2024
Our second session will be aimed at empowering you with essential knowledge on credit and debt management so you can understand how to establish credit, understand credit history, demystify credit scores and navigate the world of lending in order to make informed decisions about your financial future.
Watch Replay Here
Cybersecurity: June 3, 2024
Our third session of this series will explore the skills that are important to safeguard your online identity and assets, from common cyber threats to learning best practices for secure online transactions. This session will cover practical strategies to stay safe in today’s digital landscape
Watch Replay Here
Exploring Investments: Stocks, Bonds, and Beyond: July 1, 2023
Our fourth session will dive into the fundamentals of investing, from understanding market dynamics, defining asset classes such as stocks and bonds and other investment vehicles, as well as discussing asset allocation and diversification, this session will provide valuable insights to kickstart your investment journey.
Watch Replay Here
Giving Back: The Joy of Philanthropy and Social Impact: Monday, August 5, 2024
This session will dive into the world of Philanthropy and Impact Investing! Explore creating positive economic, social and environmental impact by leveraging charitable giving alongside a socially responsible investment portfolio to make a meaningful difference in the world.
Watch Replay Here
Health is Wealth with Dr. Kim Henderson: Monday, September 9, 2024
Join us for a session featuring Dr. Kim Henderson, Head of Wealth Management Health & Wellness Education who will provide us with insights into managing healthcare, investing in preventative care, and cultivating healthy habits that could lead to long- term prosperity.
Watch Replay Here
Estate Planning 101: Basics including How to be a Trust Beneficiary: Monday, October 7, 2024
Join us on a session on the fundamentals of estate planning, a strategy designed to help protect, manage and distribute assets both during and after your lifetime. This session will feature our in-house experienced professionals that will speak about preserving your legacy while ensuring the well-being of your loved ones to leave a lasting impact.
Register Here
Entrepreneurship 101: Turning Ideas Into Profit: Monday, November 4, 2024
If you are an aspiring entrepreneur, this session will teach you the essential steps to take when launching your own business, from concept to execution. Discover the importance of building a reliable team and implementing robust business structures for long term success.
Register Here
Navigating College & Career Paths: Monday, December 2, 2024
Join us to navigate the ins and outs of career paths, digital branding and networking essentials. Whether you’re starting your career or looking to pivot, this session will equip you with the tools and strategies needed to thrive in today’s competitive landscape.
Register HereA FINANCIAL PLAN MADE FOR YOU
In the past, financial planning was a relatively uncomplicated process that focused on wealth accumulation and a shift towards conservative investment vehicles to provide retirees with stable retirement income and principal stability. However, in today's rapidly changing world, financial planning has become more complex, particularly when it comes to turning a lifetime of savings into sustainable income for individuals who are living longer, healthier, and more active lives.
We understand that navigating the current financial landscape can be daunting. That’s why we prioritize listening to our clients' needs, concerns, and objectives to provide personalized and attentive service. Our aim is to empower you to make confident financial decisions and secure your financial future.
Whatever your financial goal, you can count on us to help you with a strategy that is:
We understand that navigating the current financial landscape can be daunting. That’s why we prioritize listening to our clients' needs, concerns, and objectives to provide personalized and attentive service. Our aim is to empower you to make confident financial decisions and secure your financial future.
Whatever your financial goal, you can count on us to help you with a strategy that is:
1. Personal:
Our approach is tailored to meet your unique financial needs and goals, and our team is dedicated to your progress. We are committed to providing personalized guidance and support to help you achieve financial success.
2. Flexible:
Adaptable to the evolving circumstances of your life and the shifting nature of your priorities as time progresses.
3. Comprehensive:
Our extensive suite of investment products and services is designed to meet a wide range of financial needs, while offering exclusive benefits that are tailored to your esteemed relationship with us.
Goals Planning System
Compiling a full financial picture—that takes both your life goals and your life stage into consideration— is the starting point to a meaningful goals-based retirement analysis.
View The Form
Aladdin - Portfolio Risk Platform
When you work with us, you have access to Morgan Stanley's Portfolio Risk Platform. This risk management platform offers an extensive range of risk assessment and reporting capabilities across various asset classes and security types. This application provides both a high-level overview and a granular analysis to facilitate effective monitoring and management of risks.
Watch To Learn MoreOUR SUITE OF DIGITAL TOOLS
Digital technology is centered on how people communicate, consume, transact and travel. Our suite of digital tool offerings are designed to optimize every aspect of your financial life. Below, we outline a few of the technologies we have to offer our clients.
Morgan Stanley Online and MS Mobile
In addition to providing access to your account balance and activity, Morgan Stanley Online (MSO) offers a vast set of features designed to facilitate your daily financial management needs. With MSO, you can effortlessly handle various everyday tasks such as bill payments, sending money, fund transfers, and expedite transactions with a single click using eAuthorizations. These features are designed to streamline and simplify your financial management processes, ultimately saving you time and effort.
Total Wealth View
With Total Wealth View, you can see your complete financial picture by aggregating your accounts from multiple sources in one place, allowing for a holistic view of your wealth. By leveraging this feature we can offer personalized and comprehensive advice, tailored to your specific financial situation, while also ensuring the security and privacy of your financial data.
eAuthorizations
eAuthorizations allows you to approve transactions electronically and securely with just a single click on Morgan Stanley Online and Mobile App.
Digital Vault
With the Digital Vault, on Morgan Stanley Online and the Mobile App, you can easily and securely access, upload, or share life's most important documents. Whether it's wills, deeds, financial statements, or tax fillings, the Digital Vault enables you to manage all of your records in one location, while maintaining the highest levels of data security and privacy.
eSign
Our clients benefit from a streamlined document management process, enabling them to swiftly receive, review, and execute necessary documents without any of the delays associated with the physical mailing process. Using the eSign feature is an effortless process that only requires a valid email address and phone number to begin.
eDelivery
eDelivery offers our clients the convenience and flexibility of accessing their statements and other important documents in an electronic format, eliminating the need for paper copies. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. The platform currently supports a wide range of documents including statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
Your Investor Toolbox
We believe that a solid foundation in financial education is essential in gaining valuable insights into investment strategies and developing disciplined decision-making abilities. This in turn, leads to better long-term outcomes. With this in mind, we are dedicated to providing our clients with vital information on managing wealth effectively in today’s dynamic global markets.
To support this commitment, we have curated an array of resources that emphasize the fundamental investment strategies and concepts integral to our practice. We have made these resources easily accessible by providing links, and we encourage you to return frequently to deepen your understanding of the topics that impact your overall financial health.
To support this commitment, we have curated an array of resources that emphasize the fundamental investment strategies and concepts integral to our practice. We have made these resources easily accessible by providing links, and we encourage you to return frequently to deepen your understanding of the topics that impact your overall financial health.
On The Markets Research Report
Morgan Stanley’s esteemed thought leaders offer a comprehensive market commentary that provides in-depth insights on a variety of topics, including global equities, fixed income, monetary policy, and more.
Read The Latest Report
GIC Weekly Research Report
In this weekly analysis of markets, asset class performance, and fixed income, Lisa Shalett, Head of the Global Investment Office, provides her expert insights and a comprehensive perspective.
Read The Latest Report
Thoughts On The Market Podcast
Gain valuable insights into the market's dynamics from the perspective of Mike Wilson, the highly respected Chief Investment Officer and Chief Equity Strategist for Morgan Stanley, and his team. Listen to the Team's dialogue encompassing diverse viewpoints on the latest trends in the financial marketplace, exploring the various forces that are shaping the industry.
Check Out The Latest Episode
Tax Smart Investing
Tax management that is integrated into your investment process may help you grow your wealth. When it comes to tax-aware investing, you should think ahead—not just at tax time, but throughout the investment process. Tax-smart strategies may help lead to better overall outcomes.
Learn More
Global Insights Report
Morgan Stanley's global multi-asset publication that combines economic data and policy insights to analyze regional trends in international markets.
Read The Latest Report
New GIC Special Report: Consequences of Concentration
Fueled by megacap stocks, the US equity market has become extremely concentrated. This may present underappreciated risks for investors. Read the report to learn how investors can assess the road.
Click Here to ReadLocation
6410 Poplar Avenue
6th Floor
Memphis, TN 38119
US
Direct:
(901) 766-8655(901) 766-8655
Meet The Stewart-Taylor Group
Kelsey Taylor
Associate Vice President, Wealth Management, Financial Advisor
Phone:
(901) 766-8654(901) 766-8654
Cheryl Catron
Senior Registered Client Service Associate
Phone:
(901) 766-8653(901) 766-8653
About Bucky Stewart
At 16 years of age, Bucky met a financial advisor in Memphis, TN and decided then and there that that’s what he would do with his life. Weldon “Bucky” Stewart has 37 years in the financial industry. He began his finance career with Duncan-Williams, Inc. in Memphis, Tennessee. In 1987 he joined Centerre Bank as a resident advisor in West Plains, Missouri. After several years in the financial industry, he and his wife made the decision to move closer to family in Memphis, Tennessee. For the last 17 years he worked for Wells Fargo Advisors where he started the Stewart Financial Consulting Group. Bucky desires for his clients to be educated on their financial strategy so they become confident investors. Bucky’s goal has always been to build strong personal relationships with his clients which often goes beyond investing.
Bucky enjoys swimming, biking, running, and hunting. He recently finished his first half Ironman in October 2021. He has been married to Kris Stewart for 34 years and together they have two children. His oldest Troy and his wife Ciscily live in Chattanooga, Tennessee and his youngest Jillian lives in Memphis, both work in marketing. Bucky is very active in his church and has served in various leadership roles. His recent past time has been throwing the ball with his labradoodle Cooter Brown.
Bucky enjoys swimming, biking, running, and hunting. He recently finished his first half Ironman in October 2021. He has been married to Kris Stewart for 34 years and together they have two children. His oldest Troy and his wife Ciscily live in Chattanooga, Tennessee and his youngest Jillian lives in Memphis, both work in marketing. Bucky is very active in his church and has served in various leadership roles. His recent past time has been throwing the ball with his labradoodle Cooter Brown.
Securities Agent: MA, FL, CO, KY, AZ, TN, NJ, MD, CA, OK, AR, TX, NY, MI, LA, SC, PA, MS, AL, NC, VA, KS, WA, UT, NM, NE, IL, GA, OH, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 2447588
NMLS#: 2447588
About Kelsey Taylor
Kelsey attended the University of Tennessee, Knoxville and graduated with a degree in Retail and Consumer Sciences. After college, she moved to Atlanta and began her career with Macy’s Department Stores, as an Assistant Buyer. She later made her way to the wholesale side of the retail industry and moved back to her hometown of Memphis, TN where she was a Lead Key Account Associate for Creative Co-op. Being long time family friends, Bucky Stewart approached Kelsey with the opportunity to train under him and learn from his extensive knowledge of the Financial Industry. Therefore, in 2017, Kelsey began her career with Wells Fargo Advisors as an Associate Financial Advisor. In 2018, after graduating from her training program, Bucky and Kelsey became a team. Kelsey services her clients by helping them select individualized investments, developing retirement plans, and overall portfolio construction. She also focuses on providing access to resources for college planning, insurance planning, and lending solutions to help clients address their needs.
Away from the office, Kelsey and her husband Ryan have two sons, Davis and Jack, who keep them very busy with football, basketball, baseball, soccer, and lacrosse. She and Ryan enjoy traveling, cooking, and spending time with their family and friends. Kelsey loves to spend her free time taking classes at Neighborhood Barre, and an occasional golf game. Kelsey and Ryan share a passion for all things that are the Tennessee Volunteers, as this is where they met while in college! GO VOLS!
Disclosures:
"Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY"
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Away from the office, Kelsey and her husband Ryan have two sons, Davis and Jack, who keep them very busy with football, basketball, baseball, soccer, and lacrosse. She and Ryan enjoy traveling, cooking, and spending time with their family and friends. Kelsey loves to spend her free time taking classes at Neighborhood Barre, and an occasional golf game. Kelsey and Ryan share a passion for all things that are the Tennessee Volunteers, as this is where they met while in college! GO VOLS!
Disclosures:
"Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY"
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Securities Agent: AR, AL, MA, KY, FL, CA, UT, NJ, MO, KS, IL, WA, VA, PA, OH, TN, NE, NC, OK, NM, AZ, TX, MI, MD, LA, CO, SC, MS, GA, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2451142
NMLS#: 2451142
About Cheryl Catron
Cheryl has more than 35 years of experience in the banking and financial industry. During that tenure she was a teller, personal banker and administrative assistant to the regional president. In 2005 Cheryl joined Wachovia Securities now Wells Fargo Advisors as a Senior Registered Client Associate.
As a Senior Registered Client Associate Cheryl strives to ensure that our clients' administrative, trading and operational needs are processed accurately and quickly. She is efficient in the day-to-day administration responsibilities. This includes opening new accounts, managing account transfers and account statement reconciliations. Cheryl’s professionalism, courtesy, trustworthiness and high level of customer service are priceless traits appreciated by our clients. These and other characteristics make Cheryl invaluable to our team.
Cheryl and her husband Gary have 4 sons: Gary II, Antonio, Darren and Michael. She and Gary enjoy their children, grandchildren and great-grandchildren. Cheryl and Gary are members of Gray’s Creek MB church in Arlington, TN. They enjoy volunteering in the church’s numerous outreach programs especially Le Bonheur Children’s Hospital.
As a Senior Registered Client Associate Cheryl strives to ensure that our clients' administrative, trading and operational needs are processed accurately and quickly. She is efficient in the day-to-day administration responsibilities. This includes opening new accounts, managing account transfers and account statement reconciliations. Cheryl’s professionalism, courtesy, trustworthiness and high level of customer service are priceless traits appreciated by our clients. These and other characteristics make Cheryl invaluable to our team.
Cheryl and her husband Gary have 4 sons: Gary II, Antonio, Darren and Michael. She and Gary enjoy their children, grandchildren and great-grandchildren. Cheryl and Gary are members of Gray’s Creek MB church in Arlington, TN. They enjoy volunteering in the church’s numerous outreach programs especially Le Bonheur Children’s Hospital.
Contact Bucky Stewart
Contact Kelsey Taylor
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Grant Gunderson
Planning Associate
About Grant Gunderson
Grant Gunderson is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Grant provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from University of Arizona and received the Financial Planning Specialist® designation from the College for Financial Planning. Grant is originally from Granite Bay, CA and currently resides in Scottsdale, AZ.
He earned his undergraduate degree from University of Arizona and received the Financial Planning Specialist® designation from the College for Financial Planning. Grant is originally from Granite Bay, CA and currently resides in Scottsdale, AZ.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Stewart-Taylor Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
