Phone:
(781) 672-5174(781) 672-5174
The Steen Carr Group at Morgan Stanley
Direct:
(781) 431-6700(781) 431-6700
Toll-Free:
(800) 767-7462(800) 767-7462
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Comprehensive Wealth Management
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are suited for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals. With over 50+ years of combined experience, our single mission is to make sure our clients are making smart decisions when it comes to every aspect of their financial lives. The Steen Carr Group looks forward to meeting you and getting to know what is most important in your life.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
At The Steen Carr Group, our wealth management approach focuses on you, your family, and your career - where you are today and where you want to go. Working together, we develop the strategies to help you get there, navigating life's challenges and helping you make more informed decisions about your wealth.
Introductory Call
We begin with an informal conversation to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.
Discovery Meeting
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.
Analysis and Plan Development
Here, we utilize proprietary financial planning to develop a personalized and detailed plan with recommendations to help you grow, preserve, and transfer wealth.
Implementation
In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We also begin to implement other strategies we've discussed. These often encompass tax minimization strategies, as well as risk management techniques.
Monitoring & Performance Tracking
We will be closely monitoring your assets and analyzing the performance tracking data to ensure your plan is staying on track and your financial needs are being met.
CATEGORY OF ONE
The Steen Carr Group at Morgan Stanley Client Experience - Services and Solutions We Deliver to Our Clients.
Financial Planning
Goals Are Personal, Wealth Management Should Be Too.
Whatever it is you want to achieve, The Steen Carr Group at Morgan Stanley is here to help. Working with us as your Financial Advisor Team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.
Whatever it is you want to achieve, The Steen Carr Group at Morgan Stanley is here to help. Working with us as your Financial Advisor Team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.
Multi-Generational Families
Our financial planning process for multi-generational families is a rigorous analysis of your lifestyle, tax obligations, future gifting plans and portfolio objectives. This analysis drives our strategy as it pertains to financial and estate planning for wealth preservation, tax optimization, asset allocation and investment decisions. Throughout the entirety of our relationship, we can work closely with your attorneys and accountants.
Unique Portfolio Construction
We know that every client is different; therefore, deserves a unique and customized portfolio that will complement their financial needs. By utilizing the firm’s resources, current information, and market familiarity, it allows for us to move away from generic models and create the individual plans our clients are accustomed to.
Business Owners
Here at Morgan Stanley, we understand the unique circumstances that arise from owning your own business. Working us can help set you and your business up for success by helping to make smart investment decisions that will impact your business in a positive way.
Tax and Estate Planning Strategies
Building, protecting and passing on a legacy involves much more than investing wisely. It requires careful analysis of your objectives, intelligent structuring of your assets and integrated, strategic planning and implementation.
The Steen Carr Group will work with you and a Trust Specialist or other estate planning resources within Morgan Stanley to help you look at the options, and figure which might be the best fit for you.
The Steen Carr Group will work with you and a Trust Specialist or other estate planning resources within Morgan Stanley to help you look at the options, and figure which might be the best fit for you.
Retirees
Developing a plan for retirement is essential. Working with an experienced advisor can help with making sure you are meeting your personal retirement needs. Retirement planning can be stressful, we are here to make this stressful process as easy as possible.
Modern Wealth Toolkit
We believe that digital technology plays a crucial role in how our clients communicate, consume, transact and travel. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today>
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
Learn More About Total Wealth View
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today>
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today>
Portfolio Risk Platform – Powered by Aladdin
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Learn How We Manage Risk For Clients
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested with the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn More About MS Reserved HereA FINANCIAL PLAN MADE FOR YOU
Our wealth management process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.
Using a suite of tools that includes goal-specific analysis, we can work together to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs. The following resources below will introduce you to a few of the tools that we use, please click to learn more about topics impacting your wealth.
Using a suite of tools that includes goal-specific analysis, we can work together to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs. The following resources below will introduce you to a few of the tools that we use, please click to learn more about topics impacting your wealth.
LifeView - Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs
LifeView Client Profile FormGoals Planning System
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
Click to Learn MoreSpending and Budgeting Tool
One way to manage savings is by using Morgan Stanley’s Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Start Using the Tool TodayRetirement Planning
It’s important to determine how much money you may need to save for a comfortable retirement. Here are three strategies that can help you optimize your 401(k) plan.
Explore Potential OptionsStrategy - Intelligent Withdrawals
Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. This is why it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results.
View Tax-Aware Strategies HereLocation
112 Worcester Steet
Wellesley, MA 02481
US
Direct:
(781) 431-6700(781) 431-6700
Toll-Free:
(800) 767-7462(800) 767-7462
350 East Las Olas Blvd
Suite 15000
Fort Lauderdale, FL 33301
US
Meet The Steen Carr Group
Jeffrey A Carr
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(781) 672-5150(781) 672-5150
Lauren Komins, Portfolio Associate
Phone:
(781) 672-5145(781) 672-5145
About Dianne O Steen
As a Senior Vice President and Financial Advisor at Morgan Stanley, Dianne Steen is dedicated to developing wealth management strategies supported by in-depth investment and financial analysis. She believes these elements are essential for crafting comprehensive plans that cater to the unique needs of each client. Whether it’s asset management, retirement planning, or family-oriented goals like education and estate planning strategies, Dianne is committed to helping her clients feel financially confident.
Dianne graduated from the University of Connecticut in 1986 and commenced her career in financial services at E.F Hutton. She transitioned to financial advisory in 1998 at Smith Barney, a Morgan Stanley predecessor firm. With decades of experience, Dianne has cultivated a multigenerational practice fostering deep and enduring relationships with her clients. She leverages her extensive experience to help simplify even the most intricate financial issues. This approach empowers her clients to grasp the measures being taken to help plan their financial futures and the underlying reasons behind them.
Outside of her professional life, Dianne values her family deeply. She enjoys spending time with her large extended family and supporting her two daughters in their passion for dancing.
Dianne graduated from the University of Connecticut in 1986 and commenced her career in financial services at E.F Hutton. She transitioned to financial advisory in 1998 at Smith Barney, a Morgan Stanley predecessor firm. With decades of experience, Dianne has cultivated a multigenerational practice fostering deep and enduring relationships with her clients. She leverages her extensive experience to help simplify even the most intricate financial issues. This approach empowers her clients to grasp the measures being taken to help plan their financial futures and the underlying reasons behind them.
Outside of her professional life, Dianne values her family deeply. She enjoys spending time with her large extended family and supporting her two daughters in their passion for dancing.
Securities Agent: VA, CA, CT, DC, DE, FL, HI, IL, KY, MA, MD, ME, MI, NC, NH, NJ, NM, NV, NY, OH, OK, PA, RI, SC, TX, VT, WA, WV; General Securities Representative; Investment Advisor Representative
NMLS#: 1290610
NMLS#: 1290610
About Jeffrey A Carr
As a Senior Vice President and Financial Advisor at Morgan Stanley, Jeff is dedicated to assisting individuals and families in making informed financial decisions through comprehensive financial planning and a disciplined investment strategy. With over three decades of experience, Jeff excels in crafting tailored wealth management and preservation strategies that consider every facet of his clients’ financial situations.
Jeff embarked on his financial career after earning a Finance degree from the University of Rhode Island in 1989. He began at the Investment Group at Shawmut Bank in 1990, later moving to Merrill Lynch in 1996 to focus on financial advisory. In 2007, he joined a predecessor firm of Morgan Stanley, where he continued to offer personalized advice and assumed a leadership role as the Branch Manager of Morgan Stanley’s Waltham office for six years. Jeff’s extensive experience, from developing risk-mitigating investment plans to articulating their benefits, equips him with the diverse set of experiences to guide clients in planning their financial futures and understanding the rationale behind their strategies.
Beyond Jeff’s professional life, he enjoys quality time with his wife and three daughters, as well as engaging in outdoor activities like skiing, surfing, and golfing.
Jeff embarked on his financial career after earning a Finance degree from the University of Rhode Island in 1989. He began at the Investment Group at Shawmut Bank in 1990, later moving to Merrill Lynch in 1996 to focus on financial advisory. In 2007, he joined a predecessor firm of Morgan Stanley, where he continued to offer personalized advice and assumed a leadership role as the Branch Manager of Morgan Stanley’s Waltham office for six years. Jeff’s extensive experience, from developing risk-mitigating investment plans to articulating their benefits, equips him with the diverse set of experiences to guide clients in planning their financial futures and understanding the rationale behind their strategies.
Beyond Jeff’s professional life, he enjoys quality time with his wife and three daughters, as well as engaging in outdoor activities like skiing, surfing, and golfing.
Securities Agent: PA, RI, SC, TX, VA, WA, WV, VT, CA, CT, DC, DE, FL, HI, IL, KY, MA, MD, ME, MI, NC, NH, NJ, NM, NV, NY, OH, OK; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1114897
NMLS#: 1114897
About Lauren Komins
Lauren Komins is a Portfolio Associate for the Steen Carr Group and has been working alongside Dianne for more than 20 years. Over this time, Lauren has developed deep relationships with clients, and in some cases, with their children and grandchildren who also became clients. While she aides in administrating the day-to-day business of the Group, it is her commitment to going above and beyond for clients that proves to be an invaluable resource.
Graduating from Oberlin College in 1998 with a degree in Art History, Lauren joined Dianne in 1999 and has been dedicated to ensuring that client needs are met with a high level of service ever since. As a fully registered associate with her FINRA Series 7 and 66 licenses, Lauren assists in executing transactions as well as assisting clients in navigating the firm’s online systems in order to view their accounts, statements and tax forms, and transferring or depositing funds with ease.
An accomplished figure skater as a child, Lauren competed in the first ever World Precision Ice Skating Competition in Helsinki in 1992 and continues to be a fan today.
Graduating from Oberlin College in 1998 with a degree in Art History, Lauren joined Dianne in 1999 and has been dedicated to ensuring that client needs are met with a high level of service ever since. As a fully registered associate with her FINRA Series 7 and 66 licenses, Lauren assists in executing transactions as well as assisting clients in navigating the firm’s online systems in order to view their accounts, statements and tax forms, and transferring or depositing funds with ease.
An accomplished figure skater as a child, Lauren competed in the first ever World Precision Ice Skating Competition in Helsinki in 1992 and continues to be a fan today.
Contact Dianne O Steen
Contact Jeffrey A Carr
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Steen Carr Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
