Phone:
(650) 858-4875(650) 858-4875
The Stalwart Group at Morgan Stanley
Direct:
(650) 496-4200(650) 496-4200
Our Mission Statement
We strive to be your trusted partner of choice, driving sustainable growth for your financial future.
The Stalwart Group at Morgan Stanley
At The Stalwart Group, Taylor Lambert and Steve Eggers provide personalized financial planning and investment strategies to executives, professionals, and high-net-worth individuals. With a combined 50+ years of industry experience, they offer specialized guidance on investment management, executive compensation, lending, and wealth preservation strategies.
Steve Eggers, CFP®, has extensive experience working with senior executives, helping them integrate their pension plans, stock options, and tax-efficient strategies into a comprehensive wealth plan. His participation in the Chevron Financial Counseling Program reflects his deep understanding of executive financial needs.
Taylor Lambert, a CFP® and lending specialist, brings expertise in investment planning, risk management, and long-term financial security. His background in finance and lending enables him to guide clients through complex financial decisions, ensuring they have the right strategies in place to achieve their financial goals.
Together, The Stalwart Group takes a disciplined, proactive approach to wealth management, helping clients make confident, informed financial decisions that align with their aspirations for the future.
Steve Eggers, CFP®, has extensive experience working with senior executives, helping them integrate their pension plans, stock options, and tax-efficient strategies into a comprehensive wealth plan. His participation in the Chevron Financial Counseling Program reflects his deep understanding of executive financial needs.
Taylor Lambert, a CFP® and lending specialist, brings expertise in investment planning, risk management, and long-term financial security. His background in finance and lending enables him to guide clients through complex financial decisions, ensuring they have the right strategies in place to achieve their financial goals.
Together, The Stalwart Group takes a disciplined, proactive approach to wealth management, helping clients make confident, informed financial decisions that align with their aspirations for the future.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
GOALS-BASED PLANNING - UNDERSTAND YOUR FINANCIAL GOALS AND WORK WITH YOU TO CREATE A PLAN DESIGNED TO HELP YOU ACHIEVE THEM.
To begin, we will work with you to:
• Define your specific goals such as retirement, saving for your children’s or grandchildren’s education, planning for important events and major purchases, or creating a legacy for your heirs. If appropriate, we may discuss the use of insurance to help protect your goals as well as review and analyze estate planning strategies.
• Review your current financial situation such as your net worth, income, investments and asset allocation—including accounts held outside of Morgan Stanley.
• Design a customized strategy for helping you achieve your financial goals.
• Choose products and accounts to meet your investment and cash management needs, thus creating a holistic picture of your financial life and streamlining the process of executing your strategy and tracking your progress.
• Define your specific goals such as retirement, saving for your children’s or grandchildren’s education, planning for important events and major purchases, or creating a legacy for your heirs. If appropriate, we may discuss the use of insurance to help protect your goals as well as review and analyze estate planning strategies.
• Review your current financial situation such as your net worth, income, investments and asset allocation—including accounts held outside of Morgan Stanley.
• Design a customized strategy for helping you achieve your financial goals.
• Choose products and accounts to meet your investment and cash management needs, thus creating a holistic picture of your financial life and streamlining the process of executing your strategy and tracking your progress.
Step 1: Discover
Start with a conversation to uncover your goals and understand your entire financial picture.
Step 2: Advise
Work with you to assess various scenarios and advise you on the strategies to help you meet those goals.
Step 3: Implement
Implement investment strategies and other solutions that are an appropriate fit for you and your goals.
Step 4: Track Progress
Track in real time to make adjustments according to your needs, life events and changing market conditions.
Equity Compensation
The decisions you make around your company stock and options are among the most important financial decisions you will ever make. The process can be complicated, and you may be faced with questions such as:
• What type of stock and options do I have with my company?
• How do I maximize the value of my equity compensation?
• What are the tax implications of my company stock and options?
• What happens if I leave the company for a new job? Or I retire?
• How can I turn my company equity into something that brings me joy?
Understanding Equity Compensation
This article explains restricted stock, stock options, gift options, and more. If you wish to discuss issues specific to your equity compensation, including strategies to diversify a concentrated positions, please speak to your wealth advisor.
Executive Compensation: Stock and Stock Options
Executives today are increasingly compensated with stock or stock options. It is critical that an executive understand the risk of investing financial assets and the potential reward of preferential income tax treatment. The following is a general overview of some of the basic rules applicable to stock and stock options.
Equity Award Analysis Page from Morgan Stanley
Your equity awards are your company's way of recognizing you for a job well done—and they can also play an important role in helping you achieve your financial goals. As a benefit of your company stock plan, you have access to our exclusive Equity Award Analysis to help you gain a deeper understanding of the full value of your equity awards.
How we can help?
We help you understand what you have and present you with insight and analysis to educate and empower each of your financial decisions. We cover all aspects of stock plans, non-qualified stock options (NQSO), incentive stock options (ISO), restricted stock and restricted stock units (RSU)—as well as the tax implications and intricacies associated with each. The depth of our knowledge and experience in this area has helped pave the way to our becoming one of the leading reinvestment stock plan teams at Morgan Stanley.
Knowledge Center/Client Resources
Please find below links to resources you may find useful as you familiarize yourself with the Morgan Stanley Wealth Management platforms. If you have any questions, feel free to reach out to me.
Morgan Stanley Client Experience
The Morgan Stanley Client Experience means we listen more than we talk, so we can deliver insights, and a personalized plan to help you reach your financial goals. Discover how the Morgan Stanley Client Experience can work for you.
Learn More
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Learn More
Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
Learn More
Tax, Trust and Estate Planning
The Wealth and Estate Planning Strategists look at all aspects of an individual’s estate to understand the potential income tax and estate planning attributes of the vehicles.
Learn More
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Understanding Equity Compensation
This article explains restricted stock, stock options, gift options, and more. If you wish to discuss issues specific to your equity compensation, including strategies to diversify a concentrated positions, please speak to your wealth advisor.
View Full Article
Investing With Impact
Impact investing refers to investments made into companies, organizations and funds with the intention of generating a measurable and beneficial social or environmental impact alongside a financial return.
View Full Article
Philanthropic Toolkit
Many clients value philanthropy and thereby utilize various gifting structures while giving to different types of charities.
Learn MoreThe CFP® Professional
Individuals certified by the CFP® Board have taken the extra steps to demonstrate commitment and professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience, and ethical requirements. These four cornerstones set the foundation for the CFP® professional's ability in helping clients achieve their goals.
At Stalwart Group, both Steven Eggers and Taylor Lambert hold the CFP® designations, meaning that we have a diverse skillset in order to help any clients with their financial life. See below for more information about the CFP® designation and how we can help.
Education
The CFP® professional must develop theoretical and practical financial planning knowledge by completing 2 - 3 years of comprehensive coursework at an institution of higher learning approved by the CFP® Board. Once obtaining the CFP® trademark, their education does not stop, as continued education is part of the recertification process.
Examination
The CFP® professional must pass the 7 hour comprehensive Certification Exam, which tests abilities to apply financial planning knowledge to real-life situations. The exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management, and insurance.
Experience
All CFP® professionals are required to complete several years of experience related to financial planning services prior to earning the right to use the CFP® trademarks.
Ethics
The CFP® professional is obligated to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence as outlined in the CFP® Board's Code of Ethics. The Rules of Conduct require the CFP® professional to put the client's interest first in all situations.
Location
1400 Page Mill Road
Palo Alto, CA 94304
US
Direct:
(650) 496-4200(650) 496-4200
Meet The Stalwart Group
Phone:
(650) 496-4257(650) 496-4257
About Taylor L Lambert
With over 25 years of experience in the financial industry, Taylor Lambert has built a reputation as a trusted advisor specializing in finance, investments, and lending. His dedication to professional excellence and personal growth has made him a valuable resource for individuals and families seeking to navigate complex financial decisions with confidence.
Taylor’s career began in 1998 at PaineWebber, where he developed a strong foundation in financial services. After a decade, he transitioned to Smith Barney, further honing his expertise in investment management and financial planning. Among his notable accomplishments is his participation in the Chevron Financial Counseling Program, a select group of advisors providing specialized financial guidance to senior executives and professionals with complex wealth management needs.
Taylor earned his Bachelor of Science in Finance from California State University, Chico, equipping him with a deep understanding of the financial markets. As a CERTIFIED FINANCIAL PLANNER™ (CFP®) and lending specialist, he offers comprehensive financial strategies tailored to his clients’ evolving goals.
Outside of work, Taylor is an avid traveler and endurance athlete. His completion of two Ironman triathlons reflects the same discipline, determination, and long-term vision he applies to wealth management.
Taylor’s career began in 1998 at PaineWebber, where he developed a strong foundation in financial services. After a decade, he transitioned to Smith Barney, further honing his expertise in investment management and financial planning. Among his notable accomplishments is his participation in the Chevron Financial Counseling Program, a select group of advisors providing specialized financial guidance to senior executives and professionals with complex wealth management needs.
Taylor earned his Bachelor of Science in Finance from California State University, Chico, equipping him with a deep understanding of the financial markets. As a CERTIFIED FINANCIAL PLANNER™ (CFP®) and lending specialist, he offers comprehensive financial strategies tailored to his clients’ evolving goals.
Outside of work, Taylor is an avid traveler and endurance athlete. His completion of two Ironman triathlons reflects the same discipline, determination, and long-term vision he applies to wealth management.
Securities Agent: NC, IN, AZ, TX, TN, OK, FL, NV, WA, PA, LA, KY, DC, UT, ID, HI, GA, CT, AL, AK, NY, NJ, NH, MA, CA, VA, NM, MT, CO, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1261799
NMLS#: 1261799
About Steven Eggers
Steve works with senior executives to help them integrate their compensation packages into a comprehensive wealth management plan. His holistic approach helps clients achieve their goals by managing both sides of their personal balance sheets.
As one of only several advisors in our branch hand-picked to participate in the Chevron Financial Counseling Program, Steve understands the complexities of your executive compensation. More than 80% of Steve’s clients are executives wrestling with decisions about their pensions, tax strategies, stock options and deferred compensation.
Steve is a graduate of San Jose State University, where he earned a B.S. in Business. He also holds the prestigious CERTIFIED FINANCIAL PLANNER™ designation, the industry’s gold standard for comprehensive financial planning that requires hundreds of hours of classroom time, ongoing re-certification and adherence to high ethical standards.
Steve lives with his wife and three daughters in San Jose, CA. He coaches youth soccer and spends his free time with his family, enjoying skiing, hiking and being outdoors.
As one of only several advisors in our branch hand-picked to participate in the Chevron Financial Counseling Program, Steve understands the complexities of your executive compensation. More than 80% of Steve’s clients are executives wrestling with decisions about their pensions, tax strategies, stock options and deferred compensation.
Steve is a graduate of San Jose State University, where he earned a B.S. in Business. He also holds the prestigious CERTIFIED FINANCIAL PLANNER™ designation, the industry’s gold standard for comprehensive financial planning that requires hundreds of hours of classroom time, ongoing re-certification and adherence to high ethical standards.
Steve lives with his wife and three daughters in San Jose, CA. He coaches youth soccer and spends his free time with his family, enjoying skiing, hiking and being outdoors.
Securities Agent: UT, ID, NJ, HI, VA, NM, LA, CO, IL, OH, AK, DC, OK, NY, GA, FL, CA, WA, ME, MA, MT, AZ, TX, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1265004
NMLS#: 1265004
Contact Taylor L Lambert
Contact Steven Eggers
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Stalwart Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)