Christopher Sprenkle, CFP®, CRPS®
Managing Director, Private Wealth Management, Financial Advisor, Private Wealth Advisor
Phone:
(513) 762-5302(513) 762-5302
Morgan Stanley Private Wealth Management
The Sprenkle Stacy Group
Christopher Sprenkle, CFP®, CRPS®Benjamin Stacy, CFP®Anthony Duggan, C(k)P®, CRPS®Brian Delany, CIMA®
Direct:
(513) 762-5325(513) 762-5325
Industry Award WinnerOur Mission Statement
We deliver customized wealth management solutions to help high-achieving people secure their retirements, protect their assets and pursue their visions of successful lives.
Welcome
Established in 1993, The Sprenkle Stacy Group is a highly credentialed team of investing, wealth planning, retirement plan consulting and client service professionals. Based in Cincinnati, we deliver customized retirement solutions to a national clientele of private and public corporations, and we offer comprehensive wealth planning services to affluent families and their family offices. By combining our own talents and experience with the vast resources of Morgan Stanley and the specialized capabilities of Private Wealth Management, we help high-achieving people navigate complex financial lives.
Our approach begins with a commitment to understanding and addressing your unique needs and the aspirations you have for yourself, your family, your business and community. This enables us to craft highly customized plans based on your unique circumstances. We will deliver a superior level of service to simplify your financial life, and we offer an experienced perspective to help you make consequential financial decisions with confidence.
We look forward to learning more about you and your family, and to discussing our approach to helping you realize your visions of successful lives. To begin that conversation, please contact us.
Thanks to the trust our clients have placed in us, The Sprenkle Stacy Wealth Management Group was named as a Forbes Best-In-State Wealth Management Team in 2024.
Our approach begins with a commitment to understanding and addressing your unique needs and the aspirations you have for yourself, your family, your business and community. This enables us to craft highly customized plans based on your unique circumstances. We will deliver a superior level of service to simplify your financial life, and we offer an experienced perspective to help you make consequential financial decisions with confidence.
We look forward to learning more about you and your family, and to discussing our approach to helping you realize your visions of successful lives. To begin that conversation, please contact us.
Thanks to the trust our clients have placed in us, The Sprenkle Stacy Wealth Management Group was named as a Forbes Best-In-State Wealth Management Team in 2024.
Capabilities
- Comprehensive Wealth Management
- Corporate Retirement PlansFootnote1
- Portfolio Management
- Estate Planning StrategiesFootnote2
- Cash Management & LendingFootnote3
- Trust ServicesFootnote4
- Pre-liquidity Planning
- Business Succession PlanningFootnote5
- Alternative InvestmentsFootnote6
- Private Investments
- Philanthropic Services
- Single Family Office Services
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
With roots tracing back to 1973, Graystone Consulting, an institutional consulting business of Morgan Stanley, adheres to a simple mission: to set the industry standard in institutional investment consulting services for sophisticated investors. Our services and advice have always centered on your fiduciary needs.
Whether you want help with a special project, full discretionary portfolio management — or something in between — we can provide the intellectual capital, expertise, specialized resources, and analytical tools you need to implement a customized investment strategy. We’ll meet you wherever your needs are and chart a path forward together.
We offer these services and more:
• Retirement Plan Consulting and Participant Education
• Manager Search
• Portfolio Construction and Implementation
• Portfolio Monitoring and Performance Reporting
• Advice on Investment Objectives and Guidelines
• Collaborative Portfolio Management
• Outsourced Chief Investment Officer
• Rebalancing
• Risk Management
Whether you want help with a special project, full discretionary portfolio management — or something in between — we can provide the intellectual capital, expertise, specialized resources, and analytical tools you need to implement a customized investment strategy. We’ll meet you wherever your needs are and chart a path forward together.
We offer these services and more:
• Retirement Plan Consulting and Participant Education
• Manager Search
• Portfolio Construction and Implementation
• Portfolio Monitoring and Performance Reporting
• Advice on Investment Objectives and Guidelines
• Collaborative Portfolio Management
• Outsourced Chief Investment Officer
• Rebalancing
• Risk Management
Goals Based Planning
A financial plan aligns your goals with your tolerance for risk and the amount of time you have until major goals such as retirement, while giving you the adaptability to manage whatever life throws your way. Think of it like a roadmap: It can tell you where to go, along with alternative paths to take when you run into a detour or decide to take the scenic route.
Location
221 East Fourth St. Atrium Two
Suite 2200
Cincinnati, OH 45202
US
Direct:
(513) 762-5325(513) 762-5325
Meet The Sprenkle Stacy Group
Benjamin Stacy, CFP®
Executive Director, Private Wealth Management, Financial Advisor, Private Wealth Advisor, Institutional Consulting Director
Phone:
(513) 762-5303(513) 762-5303
Anthony Duggan, C(k)P®, CRPS®
Senior Vice President, Wealth Management, Financial Advisor, Institutional Consulting Director
Phone:
(513) 762-5304(513) 762-5304
Brian Delany, CIMA®
Vice President, Private Wealth Management, Financial Advisor
Phone:
(513) 762-5305(513) 762-5305
John Willcox, CRPC, CFP®
Wealth Management Associate
Phone:
(513) 762-5217(513) 762-5217
Patty Hagood, CRPC
Assistant Vice President, Business Development Director
Phone:
(513) 762-5306(513) 762-5306
Andrew Felger, CRPC
Assistant Vice President, Business Development Associate
Phone:
(513) 762-5307(513) 762-5307
Kallie Stotts
Client Service Associate
Phone:
(513) 762-5308(513) 762-5308
Alex Powell
Client Service Associate
Phone:
(513) 762-5311(513) 762-5311
Benjamin Kress
Client Service Associate
Phone:
(513) 762-5323(513) 762-5323
About Me
Over a career spanning three decades, Chris Sprenkle has consistently demonstrated an exceptional commitment to excellence in wealth management and corporate retirement benefits. As a founding member of The Sprenkle Stacy Group, Chris leads a team of highly credentialed professionals who serve approximately 50 institutions in the realm of retirement benefits, and who provide personalized wealth management strategies to 300 ultra high net worth families. The team’s collaborative approach ensures that each client receives tailored solutions designed to meet their unique financial goals.
Under Chris’ leadership, The Sprenkle Stacy Group has garnered significant industry recognition. Thanks to the trust his clients have placed in him and his team, they were named among Forbes “Best-in-State Wealth Management Teams” in 2024. Chris also individually earned a spot on Forbes “Best-in-State Wealth Advisors” list the same year. These accolades reflect the team’s dedication to providing exceptional financial services.
His expertise is further underscored by his professional certifications, including CERTIFIED FINANCIAL PLANNER™, Certified Plan Fiduciary Advisor®, and Chartered Retirement Plans Specialist™. These designations highlight his comprehensive knowledge and adherence to the highest standards in financial planning and retirement consulting.
Disclosures:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.
Under Chris’ leadership, The Sprenkle Stacy Group has garnered significant industry recognition. Thanks to the trust his clients have placed in him and his team, they were named among Forbes “Best-in-State Wealth Management Teams” in 2024. Chris also individually earned a spot on Forbes “Best-in-State Wealth Advisors” list the same year. These accolades reflect the team’s dedication to providing exceptional financial services.
His expertise is further underscored by his professional certifications, including CERTIFIED FINANCIAL PLANNER™, Certified Plan Fiduciary Advisor®, and Chartered Retirement Plans Specialist™. These designations highlight his comprehensive knowledge and adherence to the highest standards in financial planning and retirement consulting.
Disclosures:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.
Securities Agent: DC, GA, OR, OK, NC, MA, KS, VA, OH, MI, FL, CO, AZ, WI, TX, IN, NV, TN, MD, KY, CA, SC, NY, IL, ID; BM/Supervisor; General Securities Representative; Investment Advisor Representative
About Me
A senior partner of The Sprenkle Stacy Group, Benjamin Stacy leads a team of professionals dedicated to delivering individualized financial strategies and white glove service to a select national clientele of affluent families and corporate retirement plan clients.
As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Ben is committed to upholding the highest standards in the financial planning industry. His dedication to his clients and profession has earned him the trust of his clients and elite industry recognition. In 2023, Ben was also recognized by Forbes in their annual “Best-in State Wealth Management Advisor” rankings for Ohio. In 2024 and 2025, the Sprenkle Stacy Group was recognized by Forbes “Best-in State Wealth Management Teams” for Ohio.
In addition to his professional endeavors, Ben is deeply committed to promoting financial literacy within his community. He played a pivotal role in establishing the Investment Club at Cincinnati Country Day School and remains actively involved with students where they invest real dollars in long-term investment strategies.
Ben and his wife, Kelly, have three adult children. They enjoy golfing, traveling and fishing and are passionate fans of the Cincinnati Bengals and Reds.
Disclosures:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
2024-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Ben is committed to upholding the highest standards in the financial planning industry. His dedication to his clients and profession has earned him the trust of his clients and elite industry recognition. In 2023, Ben was also recognized by Forbes in their annual “Best-in State Wealth Management Advisor” rankings for Ohio. In 2024 and 2025, the Sprenkle Stacy Group was recognized by Forbes “Best-in State Wealth Management Teams” for Ohio.
In addition to his professional endeavors, Ben is deeply committed to promoting financial literacy within his community. He played a pivotal role in establishing the Investment Club at Cincinnati Country Day School and remains actively involved with students where they invest real dollars in long-term investment strategies.
Ben and his wife, Kelly, have three adult children. They enjoy golfing, traveling and fishing and are passionate fans of the Cincinnati Bengals and Reds.
Disclosures:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
2024-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: DC, SC, FL, IL, IN, ID, OR, AZ, GA, KS, WI, MI, TX, OH, CA, OK, NY, MA, KY, CO, VA, NV, NC, MD, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1163420
NMLS#: 1163420
About Me
With over 20 years of experience in the financial services industry, Anthony (Tony) Duggan C(k)P, CPFA®, CRPS® is a seasoned financial advisor, specializing in corporate retirement plans. He is nationally recognized for his expertise in designing and managing retirement strategies that help businesses and their employees achieve long-term financial success. Tony’s knowledge of qualified retirement plans, including 401(k) and other corporate retirement solutions, has earned him a strong reputation as a trusted advisor in the corporate sector.
Tony’s commitment to his clients goes beyond simply providing financial advice—he works closely with organizations to create customized retirement plans that align with their goals and help secure the financial futures of their employees. His work is rooted in a deep understanding of both the complexities of retirement planning and the unique needs of businesses.
A two-time cancer survivor, Anthony has developed a profound appreciation for life and the importance of planning for the future. His personal journey has driven him to become an advocate for cancer awareness and support in his community. Tony and his wife Missy are passionate about fighting cancer and actively participate in local initiatives aimed at raising funds and providing resources for those affected by the disease.
Outside of his professional life, Tony enjoys playing golf and traveling with his family.
Tony’s commitment to his clients goes beyond simply providing financial advice—he works closely with organizations to create customized retirement plans that align with their goals and help secure the financial futures of their employees. His work is rooted in a deep understanding of both the complexities of retirement planning and the unique needs of businesses.
A two-time cancer survivor, Anthony has developed a profound appreciation for life and the importance of planning for the future. His personal journey has driven him to become an advocate for cancer awareness and support in his community. Tony and his wife Missy are passionate about fighting cancer and actively participate in local initiatives aimed at raising funds and providing resources for those affected by the disease.
Outside of his professional life, Tony enjoys playing golf and traveling with his family.
Securities Agent: TN, KS, CO, OR, CA, MD, NC, SC, NV, ID, OH, MI, MA, IL, WI, KY, OK, VA, TX, NY, AZ, DC, GA, IN, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 590836
NMLS#: 590836
About Me
Brian Delany began his career in the financial services industry in 2004. Prior to joining the team, Brian worked as a research analyst in the SF Bay Area for a long/short equity hedge fund and for a private equity group focused on middle market businesses. Subsequent roles include working as an investment banking analyst and as a financial analyst for a fleet management company. Brian’s fundamental investing experience with both buy side and sell side firms provides unique perspective for high net worth clients. He was a member of the 2013 National MS Society’s Leadership Class and continues to volunteer with the local chapter.
Brian is a past Young Leadership Committee member for the Juvenile Diabetes Research Foundation and an alumni board member of the Carl H. Lindner Honors-PLUS Program. He currently serves as a board member of the Sigma Chi Fraternity House Corporation. Brian graduated summa cum laude with a B.B.A. in finance and accounting from the Carl H. Lindner Honors-PLUS Program at the University of Cincinnati.
Brian is a past Young Leadership Committee member for the Juvenile Diabetes Research Foundation and an alumni board member of the Carl H. Lindner Honors-PLUS Program. He currently serves as a board member of the Sigma Chi Fraternity House Corporation. Brian graduated summa cum laude with a B.B.A. in finance and accounting from the Carl H. Lindner Honors-PLUS Program at the University of Cincinnati.
Securities Agent: VA, FL, DC, MD, ID, NV, MI, MA, KY, KS, TX, OK, WI, IN, TN, NY, IL, GA, CA, OH, NC, CO, AZ, SC, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1183310
NMLS#: 1183310
About John Willcox
With over six years of financial services experience training as a Chartered Retirement Planning Counselor, TM John Willcox works with clients of The Sprenkle Stacy Group to craft personalized retirement and financial planning solutions based on their specific goals. John assists the team’s senior Advisors’ financial strategy implementation and plays a vital role in the team's wealth management processes.
John began his career in 2019, after graduating from the University of South Carolina with a double major in finance and risk management and insurance. A Cincinnati native, John played football at La Salle High School, and went on to compete as a powerlifter for South Carolina at the state, regional and national level. His hobbies include weightlifting and watching sports.
“Disclaimer: This role cannot solicit or provide investment advice”
John began his career in 2019, after graduating from the University of South Carolina with a double major in finance and risk management and insurance. A Cincinnati native, John played football at La Salle High School, and went on to compete as a powerlifter for South Carolina at the state, regional and national level. His hobbies include weightlifting and watching sports.
“Disclaimer: This role cannot solicit or provide investment advice”
Securities Agent: NC, TN, RI, OK, NM, MD, AK, MT, MA, WY, WA, TX, NJ, NH, KS, VA, OH, MO, CT, AL, OR, NY, LA, FL, DE, DC, AZ, VT, VI, PR, NV, KY, HI, GA, AR, SC, NE, IL, ID, CO, CA, WV, WI, SD, PA, MI, IN, UT, ND, MS, MN, ME, IA; General Securities Representative; Investment Advisor Representative
About Patty Hagood
A financial services veteran of more than three decades, Patricia Hagood plays an integral role delivering an outstanding overall experience to clients of the Sprenkle Stacy Group. Patty often serves as the first point of contact for clients, connecting them to the vast resources of Morgan Stanley to address a wide variety of objectives. Patty is also charged with coordinating client reviews to help ensure that they stay on track with their planning goals. She monitors the team’s liability management process and coordinates wealth management marketing events.
A graduate of Mississippi College with a B.S. in marketing, Patty went on to earn her designation as Certified Retirement Planning Counselor.
“Disclaimer: This role cannot solicit or provide investment advice”
A graduate of Mississippi College with a B.S. in marketing, Patty went on to earn her designation as Certified Retirement Planning Counselor.
“Disclaimer: This role cannot solicit or provide investment advice”
About Andrew Felger
Drawing on more than seven years of banking and wealth planning experience, Andrew Felger contributes to an outstanding wealth management experience for clients of The Sprenkle Stacy Group. His many responsibilities include maintaining and servicing client accounts and preparing client reviews.
Prior to joining the team in 2019, Andrew worked with Bank of America and was responsible for credit and underwriting with Global Wealth and Investment Management. He graduated from Goddard College.
Andrew lives in Anderson, Ohio. Outside of work, he enjoys the outdoors with his family, fishing, hiking, and gardening.
“Disclaimer: This role cannot solicit or provide investment advice”
Prior to joining the team in 2019, Andrew worked with Bank of America and was responsible for credit and underwriting with Global Wealth and Investment Management. He graduated from Goddard College.
Andrew lives in Anderson, Ohio. Outside of work, he enjoys the outdoors with his family, fishing, hiking, and gardening.
“Disclaimer: This role cannot solicit or provide investment advice”
About Kallie Stotts
In her role as a client service associate, Kallie Stotts contributes to an outstanding overall service experience for clients of the Sprenkle Stacy Group. Kallie is charged with a wide variety of operational and marketing responsibilities, assists in coordinating client reviews, and connecting clients to the vast resources of Morgan Stanley, to help them stay on track with their planning goals.
Kallie joined the team in 2024 after graduating from Lindsey Wilson College, located in South Central Kentucky, where she obtained a B.A. in interdisciplinary studies.
Kallie joined the team in 2024 after graduating from Lindsey Wilson College, located in South Central Kentucky, where she obtained a B.A. in interdisciplinary studies.
About Alex Powell
Drawing on over a decade of experience in the retirement benefit industry, Alex Powell supports the team’s Advisors in delivering an outstanding overall service experience to plan participants. Alex is responsible for a broad range of operational duties, and he contributes to the team’s institutional marketing efforts.
Prior to joining the team in 2025, Alex spent ten years working at a third-party administrator of retirement benefit plans. Beginning as an internal sales representative, he worked his way up to become a plan consultant, regional director, and partner. Alex earned his bachelor’s degree in social psychology from Miami University.
Born and raised in Cincinnati, Alex now lives in West Chester, Ohio. Outside of work, he enjoys golfing, travelling, attending concerts, and watching sports, particularly Arsenal FC.
Prior to joining the team in 2025, Alex spent ten years working at a third-party administrator of retirement benefit plans. Beginning as an internal sales representative, he worked his way up to become a plan consultant, regional director, and partner. Alex earned his bachelor’s degree in social psychology from Miami University.
Born and raised in Cincinnati, Alex now lives in West Chester, Ohio. Outside of work, he enjoys golfing, travelling, attending concerts, and watching sports, particularly Arsenal FC.
About Benjamin Kress
Throughout his diverse professional career, Ben Kress has displayed an unwavering commitment to assisting individuals and organizations in overcoming complex challenges. As a dedicated member of the Sprenkle Stacy Group, Ben’s primary objective is to provide industry-leading service to support the team’s clients in pursuit of their goals. His career is built upon the foundation of establishing trustworthy relationships, enabling him to understand the complexities of his clients’ challenges and aspirations, and to help them chart potential paths to success.
Ben joined the team in 2025, having previously worked in the apparel industry and Mid-Market ERP software. His current role involves supporting the team in strengthening and building relationships with both new and existing clients. Ben’s responsibilities range from scheduling reviews, assisting clients in enhancing their experience through Morgan Stanley’s extensive digital tools, and supporting our Advisors as they execute against the team’s strategy.
Ben holds a Bachelor of Science degree in supply chain management from Bowling Green State University, where he graduated in 2019. In his free time, he enjoys playing golf and traveling, or trying out new restaurants with his wife, Meridith. At home, you can often find Ben in the kitchen, experimenting with new recipes.
Ben joined the team in 2025, having previously worked in the apparel industry and Mid-Market ERP software. His current role involves supporting the team in strengthening and building relationships with both new and existing clients. Ben’s responsibilities range from scheduling reviews, assisting clients in enhancing their experience through Morgan Stanley’s extensive digital tools, and supporting our Advisors as they execute against the team’s strategy.
Ben holds a Bachelor of Science degree in supply chain management from Bowling Green State University, where he graduated in 2019. In his free time, he enjoys playing golf and traveling, or trying out new restaurants with his wife, Meridith. At home, you can often find Ben in the kitchen, experimenting with new recipes.
Contact Christopher Sprenkle
Contact Benjamin Stacy
Contact Anthony Duggan
Contact Brian Delany
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2024-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2024-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kimberly Emerson
Private Banker
Amy Gross, CFP®
Financial Planning Director, Vice President
Andre Shammo, CFP®, CPWA
Financial Planning Director, Vice President
Mamta Shah
Trust Specialist
Lynn King
Family Office Resources Generalist
About Kimberly Emerson
Kimberly Emerson is a Private Banker serving Morgan Stanley Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
NMLS#: 767178
About Amy Gross
Amy Gross is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Chicago suburbs. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Amy began her career in financial services in 2009 and joined Morgan Stanley in 2021. Prior to her current position, she worked at Merrill Lynch and Credit Suisse as a Senior Registered Associate working with high-net-worth clients on an individual basis and making sure all their financial and operational needs were met.
Amy graduated from Illinois State University and holds her Certified Financial Planner® designation. Amy lives in Brookfield, IL with her husband Garrett, daughter Felicity and son Emmett. Outside of work, Amy enjoys both going to and volunteering at Brookfield Zoo and is a Chicago Zoological Association Associate Board Member. Outside of work she enjoys reading, traveling and exploring new places whenever she can.
Amy began her career in financial services in 2009 and joined Morgan Stanley in 2021. Prior to her current position, she worked at Merrill Lynch and Credit Suisse as a Senior Registered Associate working with high-net-worth clients on an individual basis and making sure all their financial and operational needs were met.
Amy graduated from Illinois State University and holds her Certified Financial Planner® designation. Amy lives in Brookfield, IL with her husband Garrett, daughter Felicity and son Emmett. Outside of work, Amy enjoys both going to and volunteering at Brookfield Zoo and is a Chicago Zoological Association Associate Board Member. Outside of work she enjoys reading, traveling and exploring new places whenever she can.
About Andre Shammo
Andre is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Northern Ohio and Western Pennsylvania as well as the Central and Eastern Pennsylvania Markets. He is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Andre began his career in financial services in 2017 and joined Morgan Stanley in 2023. Prior to his current position, he was a member of Robert W. Baird’s Wealth Planning team, where he worked with Baird Financial Advisors to deliver financial planning to their clients.
Andre graduated from the University of Wisconsin-Madison with a degree in Personal Finance and holds his CERTIFIED FINANCIAL PLANNER™ and Certified Personal Wealth Advisor designations. Andre lives in Chicago, Illinois and grew up in Milwaukee, WI. Outside of work, Andre enjoys reading, watching and playing sports as well as traveling in his free time.
Andre began his career in financial services in 2017 and joined Morgan Stanley in 2023. Prior to his current position, he was a member of Robert W. Baird’s Wealth Planning team, where he worked with Baird Financial Advisors to deliver financial planning to their clients.
Andre graduated from the University of Wisconsin-Madison with a degree in Personal Finance and holds his CERTIFIED FINANCIAL PLANNER™ and Certified Personal Wealth Advisor designations. Andre lives in Chicago, Illinois and grew up in Milwaukee, WI. Outside of work, Andre enjoys reading, watching and playing sports as well as traveling in his free time.
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
About Lynn King
Lynn R. King is a Family Office Resource Generalist for the Mid-America region. She has over 15 years of experience working with families, family offices, and their attorneys, CPAs and financial advisors on issues unique to the UHNW client. Lynn started her career as an attorney in Illinois working with closely held businesses across the country on a broad range of topics, including entity structuring, estate planning, business succession and tax. She then joined New York Life Insurance as a Corporate Vice President in their Advanced Planning Group. In this role she expanded on her experience from private practice and engaged with clients on complex business and personal planning needs.
Lynn joined Morgan Stanley in September of 2020. As the Family Office Resource Generalist, Lynn provides advice and strategies to UHNW families. To that end, she assists families with the creation of family mission statements. She also educates adults and children on how to be good stewards of generational wealth. She engages with resources in philanthropy, wealth and estate planning and trust management to ensure the UHNW clients of the Firm are able to accomplish their goals.
Lynn received her undergraduate degree in Finance and Political Science from the University of Illinois- Urbana-Champaign. She attended The John Marshall Law School in Chicago, Illinois where she obtained her Juris Doctorate (J.D.) and is licensed to practice law in Illinois. She also holds her Series 7 and 66.
Lynn joined Morgan Stanley in September of 2020. As the Family Office Resource Generalist, Lynn provides advice and strategies to UHNW families. To that end, she assists families with the creation of family mission statements. She also educates adults and children on how to be good stewards of generational wealth. She engages with resources in philanthropy, wealth and estate planning and trust management to ensure the UHNW clients of the Firm are able to accomplish their goals.
Lynn received her undergraduate degree in Finance and Political Science from the University of Illinois- Urbana-Champaign. She attended The John Marshall Law School in Chicago, Illinois where she obtained her Juris Doctorate (J.D.) and is licensed to practice law in Illinois. She also holds her Series 7 and 66.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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You Work Hard, Make Your 401(k) Plan Work Harder
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LISTEN | Passion Assets: Investing in Art
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We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
