The Southwest Ohio Group at Morgan Stanley

Our goal is to thoroughly understand your financial needs and then align the resources to help you meet or exceed them.  We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, and assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Experience

The Southwest Ohio Group is proud to offer over 150 years of combined professional experience to our clients.

Call or email us today.

Location

7777 Washington Village Dr
Ste 100
Dayton, OH 45459
US
Direct:
(937) 312-2211(937) 312-2211
Toll-Free:
(800) 966-8077(800) 966-8077
7811 University Pointe Dr
Fort Myers, FL 45459
US

Meet The Southwest Ohio Group

About David R. McSemek

David has been with the firm for over 40 years. He is very proud of the team that has been built over the years, their attention to client's needs and ongoing pursuit of becoming better investment professionals.

David lives in Beavercreek with his wife Sandy and their 3 boxers. They have been blessed with 4 grown children and their significant others as well as 3 grandbabies. David and Sandy enjoy their time with their family, time in Florida, fishing, and golfing.


1983 - present:  Morgan Stanley*

1993 - 1996:  Smith Barney Branch Manager  -  Dayton, OH

1991 - 1993:  Smith Barney Assistant Branch Manager  -  Dayton, OH

B.S., 1982
Wright State University  -  Dayton, OH

2009 - 2019:  Wright State University Foundation  -  Board of Trustees

1995 - 1999:  United Rehabilitation Services  -  Board of Trustees
Securities Agent: IL, MA, KY, FL, DC, MS, AZ, OR, NM, NE, KS, IN, ID, IA, GA, NJ, MT, MD, SC, NC, LA, DE, TX, MN, HI, WY, WI, VA, UT, CO, CA, WA, TN, SD, PA, NH, NY, MO, MI, CT, AR, AL, AK, WV, VT, OK, OH, ME; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1629324

About Michael S. Smith

Mike has over 27 years of industry experience. After graduating from Bowling Green State University with a B.S.B.A in finance, he worked for a mortgage lending company automating their company’s procedures and creating an internal accounting system before joining Morgan Stanley in 1996. Mike attained his Financial Planning Specialist Title in 2005 and his Certified Financial Planner® designation in 2016. He is focused on making sure his clients plan for college, retire, estate planning strategies, and any other financial goals they may have. Mike lives in Kettering, Ohio with his wife, two children, and three Siberian Huskies. In his spare time, he enjoys spending as much time as possible with his family as well as travelling, relaxing with friends, and watching and playing sports.
Securities Agent: LA, CO, VA, MS, MI, ID, IA, WI, TX, NJ, MO, GA, NH, IL, CT, CA, VT, UT, SC, PA, OK, MT, ME, IN, NY, NC, AZ, AL, OR, MD, KS, HI, WV, WA, SD, MN, DE, AR, WY, TN, NM, NE, AK, DC, OH, MA, KY, FL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1629345

About Donald E. Reynolds

2005 - present: Morgan Stanley

2003 - 2005: AXA Financial

B.S., Finance
University of Dayton

2011 Dayton Business Journal "Forty under 40"

CRPS - Chartered Retirement Plans Specialist



Source: Dayton Business Journal, “40 Under 40”, 2011. The award is based upon a recipient’s application and not upon any qualitative and quantitative criteria relating specifically to one’s position as a Financial Advisor. As such the award is not representative of any client’s experience nor is it indicative of the Financial Advisor’s future performance. A panel of judges reviews the applications which include, among other things, community service, professional goals and leadership. Neither Morgan Stanley Smith Barney nor any of their Financial Advisors pay a fee to the Dayton Business Journal in exchange for the rating.
Securities Agent: ID, DC, NH, CT, NM, MN, MI, MA, KY, AL, WV, NJ, MS, WY, PA, NE, KS, IA, AR, WA, OR, NY, MT, IL, OK, VA, IN, DE, CO, WI, VT, NC, FL, UT, OH, MO, ME, MD, HI, GA, CA, AZ, AK, TX, TN, SD, SC, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1760548

About Jay D. Otto

Morgan Stanley 2011 - present

B.S.B.A. - Fisher College of Business 1987
The Ohio State University
Securities Agent: NJ, MI, ME, IL, SC, PA, ID, HI, DE, CA, AR, UT, NE, NC, MA, AL, KY, IN, OR, LA, AZ, AK, TX, OH, GA, FL, CT, CO, WI, VT, MS, IA, WV, WA, TN, NY, NH, WY, MT, SD, OK, NM, MO, MN, MD, KS, DC, VA; General Securities Representative; Investment Advisor Representative

About Robert Davis

Bob utilizes his over 26 years of experience in the financial services industry to advise clients on wealth accumulation, preservation and transfer through the creation of customized wealth management strategies. This process includes portfolio construction, liability management, tax minimization strategies, and asset preservation with a specific emphasis on helping to assure a lifetime retirement income stream. Through personal consultation, Bob works with his clients to establish financial goals and prioritizing their financial needs.

A graduate of Baldwin-Wallace College, Bob has a Bachelor of Arts in Business Administration. He is an active volunteer at The Dayton Art Institute and leads the corporate retirement services practice for the group. Bob resides in Centerville with his wife Stephanie, and two daughters, Reese and Reagan.
Securities Agent: KS, AL, WI, WA, VA, AZ, AR, PA, MT, IN, ID, OR, NJ, NH, NC, MA, TX, FL, MS, WV, SC, NY, KY, IL, AK, WY, TN, MN, IA, CO, CA, VT, UT, OK, MO, GA, SD, MI, ME, MD, LA, HI, DE, NE, DC, OH, NM, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 590819

About Jeffrey McGlone

With more than 24 years of experience as a financial advisor, Jeff advises clients on wealth accumulation, preservation, and transfer strategies through the creation of individually customized wealth management and retirement planning. Jeff also provides frequent performance monitoring, personalized guidance, and periodic reviews of each client’s progress towards their financial goals. Prior to entering the financial services industry, Jeff was a leader in the telecommunications industry and worked for a Fortune 500 company tracking business operations and processing performance data analysis. As a Dayton native, he attended Wright State University and focuses on investment & lending needs for high net worth clients and business owners for the team. He and his wife, Holly, reside in Centerville, OH.
Securities Agent: NY, NE, WI, VT, MS, ME, AK, UT, OH, MN, KS, VA, TX, MI, IN, IA, DE, NJ, NC, CA, WV, TN, OR, OK, MO, NM, NH, MT, ID, CT, WY, PA, IL, FL, WA, SD, SC, MA, KY, CO, AZ, AR, MD, LA, HI, GA, AL, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 710690

About Russell Clark

Securities Agent: ND, NE, SD, WY, WV, WI, WA, VT, VA, TX, TN, SC, PA, OR, OK, OH, NY, NV, NM, NH, NC, MT, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, MS, DC, CT, CO, NJ, CA, AZ, AR, AL, AK, UT, RI; General Securities Representative; Investment Advisor Representative
NMLS#: 2675551

About Brad Balsom

Brad entered the financial services industry in 2012 after 16 years trading securities, futures and options at the Chicago Mercantile Exchange. Brad consults with his clients to fully understand their financial needs and goals. With this information, Brad examines all aspects of his client's financial lives and how this translates to cash flow, trust and estate planning needs, liability management and the creation of a wealth management strategy. Utilizing his market experience as well as Morgan Stanley’s award winning research, Brad provides customized investment strategies tailored to the individual client. Of utmost importance, Brad seeks to provide the highest level of service that best addresses the needs of each relationship.

Brad is a graduate of Ball State University with a BS in Finance. He currently holds the Series 7 and 66 FINRA registrations as well as a license to provide insurance. Brad and his wife Georgia reside in Centerville with their two sons. Away from the office, Brad enjoys spending time hiking and travelling with the family, playing paddle tennis and golf.

About Tanya N. Munn

Tanya’s experience in the brokerage industry started as a summer job in high school in the early 1990’s. She updated the posting books for her father before computers handled the trade reporting. From that point, her career in the brokerage business began. Her prior areas of training were operations, management, and most importantly, client support. Today she has worked with the Southwest Ohio Group for over 15 years and been with Morgan Stanley for over 18 years. Tanya and Jeff have 3 children, 3 dogs, and chickens. Tanya’s interests include traveling, cooking, and gardening.

About Jerry W. Walsh

Jerry has over 34 years of industry experience. After graduating from High School, he took a job clerking on Wall Street and eventually found his way to Dayton, Ohio. He’s been with Morgan Stanley since 1995 and completed a B.S. in Management at MacGregor/Antioch University. One of the highlights of his job, is working with long-term clients and getting to know their children and then grandchildren. Supporting his Advisors and their clients is where Jerry excels. He lives in Beavercreek, Ohio with his spouse, Neil, and their 2-year old English Toy Spaniel, Tuppence. Jerry loves reading, drawing, exercising, movies and eating anything Neil cooks.

About Angela Jones

Angela focuses on helping ensure clients have excellent service with their retirement distributions, credit and debit card inquiries, and education planning accounts, as well as a host of additional services.

About John Glueckert

John utilizes more than 45 years of experience in the financial services industry to provide an outstanding experience for the clients of The MDB Group. Many clients rely on his insight and abilities to help them achieve their financial goals.

About Marcy Deaton

Marcy entered the financial services industry in 1991. Often the first point of contact for clients, she assists clients with a variety of administrative needs and access to lending services.

About Jessica Reynolds

Securities Agent: CA, CO, FL, GA, HI, IN, KS, KY, MA, MI, MN, NC, NV, NY, OH, OK, OR, PA, SC, TX, VA, WA, WI; Investment Advisor Representative; General Securities Representative

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Kimberly Emerson

Kimberly Emerson is a Private Banker serving Morgan Stanley Wealth Management offices in Ohio.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.

Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
NMLS#: 767178
Wealth Management
Global Investment Office

Portfolio Insights

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Are You Prepared for Tax Day?
Article Image

Are You Prepared for Tax Day?

The countdown to Tax Day has begun. Here are some strategies to consider as the deadline approaches.

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
Article Image

4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
Article Image

2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
Article Image

Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
Article Image

The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image

Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Retirement for Plan Sponsors

End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
  • Plan Evaluation
  • Investment Management
  • Plan Management Support
  • Plan Participant Education
State of the Workplace Study 2023
Article Image

State of the Workplace Study 2023

Explore Morgan Stanley at Work’s State of the Workplace III Financial Benefits Study results. Discover workforce challenges and how to stay competitive.
Ready to start a conversation? Contact The Southwest Ohio Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

1The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

Back to top



2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

Back to top



3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Back to top



4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Back to top



5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

Back to top



6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Back to top



7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Back to top



8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

Back to top



Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)