Craig Cunningham
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(708) 226-5478(708) 226-5478
The Southwest Legacy Group at Morgan Stanley
Direct:
(708) 226-5457(708) 226-5457
Toll-Free:
(844) 384-4013(844) 384-4013
Our Mission Statement
Not Just Advisors. Guides. We help bring clarity to complexity — with honest conversations, tailored strategies, and hands-on support. We go beyond balance sheets to help protect what truly matters: your values, your family, your future.
OUR STORY
We put "legacy" in our name for a reason. We do that because for our clients, wealth isn't just about money — it's about meaning. It's about making sure what you've built lasts. That your family is cared for. That the next generation is ready for whatever the future holds.
Over the years, we've guided business owners through major liquidity events. Helped families prepare heirs to step into responsibility. Sat across from multiple generations — sometimes four at once — navigating highly-charged and complex financial decisions. While every situation is unique, our mission is always the same: to help you shape a legacy of excellence that reflects your values, your vision, and the people who matter most to you.
Why Clients Choose Us
We Are Seasoned and Strategic. Our team is the result of three established practices joining forces. Beyond deep experience, each advisor brings a unique perspective and skillset. The result? A blend of depth and continuity that helps deliver truly comprehensive, multigenerational guidance.
You Are Known Here. We make it a point to know you — not just your financials, but your values, your milestones, and the people who matter most to you. We remember the career you built, the college you want your grandchildren to attend, the causes you care about, and the family conversations that shaped your goals. Because to us, meaningful guidance starts with understanding what's meaningful to you. That's not an extra step. It's our starting point.
We Believe Clear Communication Builds Lasting Trust. Whether it's rebalancing your portfolio or reviewing your long-term plan, keeping you informed is our priority. We don't just tell you what we're doing — we explain why. As your financial quarterback, we also coordinate with your CPAs, estate attorneys, and other advisors to help keep your entire financial life running smoothly.
Your legacy is distinctive. Your guidance should be too.
For a thoughtful conversation about your wealth and goals, please call us at (708) 226-5457 or email us at Christina.Valtierra@morganstanley.com.
Services Include
- Wealth ManagementFootnote1
- Professional Portfolio ManagementFootnote2
- Financial PlanningFootnote3
- Business PlanningFootnote4
- Planning for Individuals with Special Needs and their Families
- Estate Planning StrategiesFootnote5
- Divorce Financial AnalysisFootnote6
- LGBT+ Planning ServicesFootnote7
- Alternative InvestmentsFootnote8
- 401(k) Rollovers
- Life InsuranceFootnote9
- AnnuitiesFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With Us
At the Southwest Legacy Group, service is a core pillar of our practice. We believe that true wealth management is about partnership, trust, and knowing your story well enough to anticipate your needs before you even ask. That’s why we invest time in deep discovery, thoughtful communication, and building relationships that last across generations.
What You Can Expect From Us
• Real Listening. Before we make a single recommendation, we ask the right questions — even the hard ones. We want to understand your priorities, uncover blind spots, and get to the heart of what matters most.
• Personalized, Proactive Service. We recognize your voice when you call. We remember that your daughter was applying to college or that you just got back from surgery. This is a relationship, not a transaction. And your life informs our strategy.
• Total Financial Picture. We go far beyond investment management. We review estate documents, liabilities, insurance policies, and family dynamics. And with Morgan Stanley’s digital tools, we can integrate your full financial world into one cohesive plan.
• Clear Expectations. You’ll hear from us regularly — not just when markets move. We offer quarterly calls, semiannual reviews, and timely communication when life changes. And if you leave us a message, you’ll get a response within 24 hours — usually sooner.
Here’s What We Ask of You
We take this work seriously. To deliver our best, we ask you to show up with the same honesty and commitment we do. Be open. Share your goals, your fears, your family dynamics. Tell us what keeps you up at night. That’s how we help you build not just a sound financial strategy — but a legacy you’re proud of.
What You Can Expect From Us
• Real Listening. Before we make a single recommendation, we ask the right questions — even the hard ones. We want to understand your priorities, uncover blind spots, and get to the heart of what matters most.
• Personalized, Proactive Service. We recognize your voice when you call. We remember that your daughter was applying to college or that you just got back from surgery. This is a relationship, not a transaction. And your life informs our strategy.
• Total Financial Picture. We go far beyond investment management. We review estate documents, liabilities, insurance policies, and family dynamics. And with Morgan Stanley’s digital tools, we can integrate your full financial world into one cohesive plan.
• Clear Expectations. You’ll hear from us regularly — not just when markets move. We offer quarterly calls, semiannual reviews, and timely communication when life changes. And if you leave us a message, you’ll get a response within 24 hours — usually sooner.
Here’s What We Ask of You
We take this work seriously. To deliver our best, we ask you to show up with the same honesty and commitment we do. Be open. Share your goals, your fears, your family dynamics. Tell us what keeps you up at night. That’s how we help you build not just a sound financial strategy — but a legacy you’re proud of.
Evening for Good -2024
Once again, our team proudly sponsor of The Zac Plantz Foundation's Evening for Good event. The Foundation is dedicated to shepherding young men and women who are committed to creating a better tomorrow.
Pictured: Randy Scianna, ChSNC® Insurance Planning Director, Senior Portfolio Manager, Vice President, Financial Advisor
Pictured: Randy Scianna, ChSNC® Insurance Planning Director, Senior Portfolio Manager, Vice President, Financial Advisor
Arizona Concours d'Elegance- 2024
Craig Cunningham, Senior Portfolio Management Director, Managing Director, Wealth Management, Financial Advisor volunteered at The Concours event which was a non-profit event benefiting the arts and local artists.
Toys for Tots-2024
Alexandria (Aleka) Lach, Portfolio Associate, volunteered with other Morgan Stanley employees at the Toy Collection Center in Lombard, IL.
The Farm's Got Talent-2024
Proud sponsor of The Farm's Got Talent presented by Navarro Farm. The Navarro family 5-acre farm has the purpose to create a place for individuals with special needs to participate in an agricultural experience - with hopes of increasing their social skills and independence.
Pictured: Craig Cunningham & Randy Scianna
Pictured: Craig Cunningham & Randy Scianna
Northern Illinois Food Bank-2023
Alexandria (Aleka) Lach, Portfolio Associate, volunteered with other Morgan Stanley employees at the local Food Bank in Joliet, IL.
Evening for Good-2023
Proud sponsor of The Zac Plantz Foundation's Evening for Good event. The Foundation is dedicated to shepherding young men and women who are committed to creating a better tomorrow.
Pictured: Randy Scianna, ChSNC® Insurance Planning Director, Senior Portfolio Manager, Vice President, Financial Advisor
Pictured: Randy Scianna, ChSNC® Insurance Planning Director, Senior Portfolio Manager, Vice President, Financial Advisor
Networking in Las Vegas, NV - 2023
Craig Cunningham and Randy Scianna make connections and build relationships wherever they go.
Location
15341 S. 94th Ave
Ste 200
Orland Park, IL 60462
US
Direct:
(708) 226-5457(708) 226-5457
Toll-Free:
(844) 384-4013(844) 384-4013
Meet The Southwest Legacy Group
Phone:
(708) 226-5487(708) 226-5487
Ryan McNeely, CFP®
Senior Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(708) 226-5471(708) 226-5471
Phone:
(708) 226-5481(708) 226-5481
Phone:
(708) 226-5467(708) 226-5467
Alexandria "Aleka" Lach
Portfolio Associate
Phone:
(708) 226-5443(708) 226-5443
Kristen A. Rose
Vice President, Business Development Director, Financial Planning Specialist*
Phone:
(708) 226-5429(708) 226-5429
Christina Valtierra
Registered Client Service Associate
Phone:
(708) 226-5457(708) 226-5457
About Craig Cunningham
Craig Cunningham is a Managing Director, Wealth Management, Financial Advisor and Senior Portfolio Management Director with the Southwest Legacy Group at Morgan Stanley. A third-generation financial advisor with over 27 years of experience, Craig delivers thoughtful, values-driven guidance to affluent individuals and multigenerational families as they navigate life’s most meaningful financial decisions.
A graduate of Eastern Illinois University with a degree in Economics, Craig began his career with Morgan Stanley in 1995 — and has remained with the firm ever since. That long-standing tenure speaks not only to his long-term commitment to clients, but also his dedication to continuous professional growth. Over the years, he has evolved from a solo financial advisor into a seasoned leader, mentor, and co-founder of the Southwest Legacy Group. Along the way, he also earned Morgan Stanley’s highest designation for portfolio management, Senior Portfolio Management Director. Grounded in the belief that every dollar invested can and should reflect a client’s values, Craig leverages this designation to help clients align their portfolios with their unique vision for their retirement, family, and broader community.
Today, Craig and his team are known for delivering a truly comprehensive wealth management service that integrates investment strategy with estate planning, tax efficiency, and business succession guidance. With a deep understanding of both financial markets and family dynamics, he plays a central role in managing the team’s investment strategy, helping to bring clarity and intention to highly complex financial lives — and often acting as a central steward across generations. His investment approach is grounded in discipline, tax awareness, and long-term vision, but it is equally shaped by the priorities and aspirations of the families he serves. As a third-generation financial advisor, Craig has seen firsthand the impact that financial knowledge can have across a family’s legacy, which is why he’s passionate about equipping the next generation with the tools and perspective to carry wealth forward with purpose. Whether navigating a liquidity event, transitioning a business, or coordinating with clients’ legal and tax advisors, Craig strives to remain a thoughtful, steady presence for decades to come — helping clients protect what they’ve built and plan for the legacy they want to leave.
Outside the office, Craig has long been committed to giving back — coaching youth sports, volunteering with local service leagues, mentoring young professionals and contributing to area schools. A former member of the Family Advisor Alliance with Advocate Hospital, he long served as a passionate guide for families navigating childhood cancer diagnoses. When he’s not working with clients, you’ll likely find him golfing, mountain biking, or traveling with his wife, Melissa, and their four children.
A graduate of Eastern Illinois University with a degree in Economics, Craig began his career with Morgan Stanley in 1995 — and has remained with the firm ever since. That long-standing tenure speaks not only to his long-term commitment to clients, but also his dedication to continuous professional growth. Over the years, he has evolved from a solo financial advisor into a seasoned leader, mentor, and co-founder of the Southwest Legacy Group. Along the way, he also earned Morgan Stanley’s highest designation for portfolio management, Senior Portfolio Management Director. Grounded in the belief that every dollar invested can and should reflect a client’s values, Craig leverages this designation to help clients align their portfolios with their unique vision for their retirement, family, and broader community.
Today, Craig and his team are known for delivering a truly comprehensive wealth management service that integrates investment strategy with estate planning, tax efficiency, and business succession guidance. With a deep understanding of both financial markets and family dynamics, he plays a central role in managing the team’s investment strategy, helping to bring clarity and intention to highly complex financial lives — and often acting as a central steward across generations. His investment approach is grounded in discipline, tax awareness, and long-term vision, but it is equally shaped by the priorities and aspirations of the families he serves. As a third-generation financial advisor, Craig has seen firsthand the impact that financial knowledge can have across a family’s legacy, which is why he’s passionate about equipping the next generation with the tools and perspective to carry wealth forward with purpose. Whether navigating a liquidity event, transitioning a business, or coordinating with clients’ legal and tax advisors, Craig strives to remain a thoughtful, steady presence for decades to come — helping clients protect what they’ve built and plan for the legacy they want to leave.
Outside the office, Craig has long been committed to giving back — coaching youth sports, volunteering with local service leagues, mentoring young professionals and contributing to area schools. A former member of the Family Advisor Alliance with Advocate Hospital, he long served as a passionate guide for families navigating childhood cancer diagnoses. When he’s not working with clients, you’ll likely find him golfing, mountain biking, or traveling with his wife, Melissa, and their four children.
Securities Agent: AZ, WA, KY, AR, VT, IN, GA, TN, OH, MN, KS, DE, NM, MO, NY, NV, ND, NC, IL, NJ, CA, SC, ID, IA, WI, VA, MI, MD, NE, PA, NH, DC, CT, CO, AL, TX, PR, MS, MA, FL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1265049
AR Insurance License #: 759856
NMLS#: 1265049
AR Insurance License #: 759856
About Me
Randy Scianna is a Vice President, Financial Advisor, and Insurance Planning Director with the Southwest Legacy Group at Morgan Stanley. Backed by years of experience and some of the industry’s most advanced credentials, he serves as a dedicated advisor to affluent business owners and families, guiding them through the financial challenges of life’s every stage with care, clarity, and a steadfast commitment to their legacy.
A graduate of the University of Notre Dame with a Bachelor of Business Administration degree in Finance, Randy played football under legendary coach Lou Holtz — an experience that continues to shape how he works today. As a Fighting Irish student-athlete with real NFL ambitions, he trained and competed at an elite level until a career-ending injury forced him to pivot. But the lessons stuck: how to lead with discipline, resilience, and a team-first mindset. How to perform under pressure. How to stay focused when the stakes are high and the plan changes. Today, those same qualities define his approach as an advisor — showing up prepared, helping protect what matters, and helping clients push toward their goals.
Randy joined Morgan Stanley in 2017, following earlier roles at E*TRADE, Stryker, and the Chicago Tribune. His commitment to excellence is reflected in the elite credentials he’s earned, including the Chartered Special Needs Consultant®, Certified Divorce Financial Analyst®, and Certified Exit Planning Advisor®.
With the team, Randy works closely with business owners navigating complex transitions — whether they’re preparing for a liquidity event, planning a future leadership handoff, or simply looking to align their business strategy with their personal financial goals. He helps them think beyond the balance sheet, building strategic plans that address everything from tax exposure and cash flow to estate planning and risk management. He also advises families facing pivotal life changes, such as divorce, the care of a loved one with special needs, or the loss of a spouse. Here, he strives to bring empathy, structure, and experience to moments that often feel overwhelming. Through it all, his aim is simple but powerful: to be a resource clients can rely on for decades and generations to come.
Outside the office, Randy enjoys spending time with his wife Tracey, a special education educator , their blended family of six children, one grandchild, and two Shih Tzus. He is passionate about fitness and travel.
A graduate of the University of Notre Dame with a Bachelor of Business Administration degree in Finance, Randy played football under legendary coach Lou Holtz — an experience that continues to shape how he works today. As a Fighting Irish student-athlete with real NFL ambitions, he trained and competed at an elite level until a career-ending injury forced him to pivot. But the lessons stuck: how to lead with discipline, resilience, and a team-first mindset. How to perform under pressure. How to stay focused when the stakes are high and the plan changes. Today, those same qualities define his approach as an advisor — showing up prepared, helping protect what matters, and helping clients push toward their goals.
Randy joined Morgan Stanley in 2017, following earlier roles at E*TRADE, Stryker, and the Chicago Tribune. His commitment to excellence is reflected in the elite credentials he’s earned, including the Chartered Special Needs Consultant®, Certified Divorce Financial Analyst®, and Certified Exit Planning Advisor®.
With the team, Randy works closely with business owners navigating complex transitions — whether they’re preparing for a liquidity event, planning a future leadership handoff, or simply looking to align their business strategy with their personal financial goals. He helps them think beyond the balance sheet, building strategic plans that address everything from tax exposure and cash flow to estate planning and risk management. He also advises families facing pivotal life changes, such as divorce, the care of a loved one with special needs, or the loss of a spouse. Here, he strives to bring empathy, structure, and experience to moments that often feel overwhelming. Through it all, his aim is simple but powerful: to be a resource clients can rely on for decades and generations to come.
Outside the office, Randy enjoys spending time with his wife Tracey, a special education educator , their blended family of six children, one grandchild, and two Shih Tzus. He is passionate about fitness and travel.
Securities Agent: MD, IN, FL, NE, NY, MI, VT, MA, GA, CT, CO, AR, OH, IL, WI, PA, MS, CA, ND, TN, PR, MN, DE, DC, AZ, WA, NV, NH, KY, IA, SC, NC, MO, ID, AL, VA, NM, KS, TX, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1660217
AR Insurance License #: 18492180
NMLS#: 1660217
AR Insurance License #: 18492180
About Ryan McNeely
Ryan McNeely is a Senior Vice President, Financial Advisor, and Certified Financial Planner® with the Southwest Legacy Group at Morgan Stanley. Since joining the firm in 2002, he has been a trusted guide for affluent individuals and families, delivering disciplined, comprehensive strategies that help navigate shifting markets and secure long-term goals.
A graduate of the University of Illinois at Chicago with a Bachelor’s degree in Finance, Ryan has dedicated his entire career to Morgan Stanley. As a Certified Financial Planner®, Ryan upholds the highest standards of ethics, knowledge, and professionalism in wealth management. This commitment to excellence and continuous learning helps ensure clients receive strategies grounded in modern strategies and a long-term perspective, helping them stay focused on what matters most: their goals and legacy.
Within the Southwest Legacy Group, Ryan collaborates closely with clients to develop personalized financial plans that align with their unique values and ambitions. He excels at translating complex financial concepts into clear, actionable strategies that address cash flow management, tax-efficient investing, risk mitigation, estate planning, and legacy preservation. His process is deeply collaborative and adaptive, helping to ensure that plans evolve alongside clients’ lives and priorities. Whether guiding a family through market volatility or helping a client prepare for generational wealth transfer, he empowers clients make thoughtful decisions that honor their goals and values at every step of their financial journey.
Outside of work, Ryan lives in New Lenox, Illinois with his wife Amanda and their three children. He enjoys an active lifestyle, including running, cycling, boating, snowboarding, and spending quality time with his family.
A graduate of the University of Illinois at Chicago with a Bachelor’s degree in Finance, Ryan has dedicated his entire career to Morgan Stanley. As a Certified Financial Planner®, Ryan upholds the highest standards of ethics, knowledge, and professionalism in wealth management. This commitment to excellence and continuous learning helps ensure clients receive strategies grounded in modern strategies and a long-term perspective, helping them stay focused on what matters most: their goals and legacy.
Within the Southwest Legacy Group, Ryan collaborates closely with clients to develop personalized financial plans that align with their unique values and ambitions. He excels at translating complex financial concepts into clear, actionable strategies that address cash flow management, tax-efficient investing, risk mitigation, estate planning, and legacy preservation. His process is deeply collaborative and adaptive, helping to ensure that plans evolve alongside clients’ lives and priorities. Whether guiding a family through market volatility or helping a client prepare for generational wealth transfer, he empowers clients make thoughtful decisions that honor their goals and values at every step of their financial journey.
Outside of work, Ryan lives in New Lenox, Illinois with his wife Amanda and their three children. He enjoys an active lifestyle, including running, cycling, boating, snowboarding, and spending quality time with his family.
Securities Agent: MD, MS, NJ, IL, FL, CO, AZ, NH, MO, HI, NV, CT, ND, MI, DE, VT, KS, AL, WI, SC, MN, ID, GA, TN, NC, MA, DC, CA, NE, OH, NY, IN, WA, VA, TX, KY, IA, AR, PR, PA, NM; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1883136
NMLS#: 1883136
About Kurt Lindemann
Kurt Lindemann is a Vice President, Financial Advisor, and Portfolio Management Director with the Southwest Legacy Group at Morgan Stanley. With more than a decade of experience, he focuses on helping affluent individuals, families, and business owners prepare for retirement with purpose and precision — balancing asset preservation, income longevity, and risk awareness through every phase of life.
A graduate of the University of St. Francis, Kurt began his career in wealth management in 2013 as a Financial Advisor with Morgan Stanley. Since then, he has earned the firm’s Portfolio Management Director designation — an advanced credential reflecting his deep experience managing customized portfolios for affluent individuals and families. Over the past decade, he has helped his clients navigate both rising markets and periods of volatility, staying focused on long-term retirement goals while adapting to shifting conditions.
Working closely with his clients and their families, Kurt crafts personalized wealth management strategies that are designed to do more than manage assets — help protect legacies, preserve lifestyles in retirement, and unlock the freedom to pursue what matters most. Whether advising on the tax-efficient execution of IRA rollovers, income distribution strategies, or legacy planning, he helps ensure every decision aligns with clients’ long-term objectives.
Fundamental to his approach is the one question every individual must face: “Will my income outlast my life, or will I outlive my income?” As much as it’s a financial puzzle, it’s also goes beyond spreadsheet and portfolios. It’s about the empowerment that comes from financial security — the ability to live every chapter of life on your own terms. That’s why Kurt is so deeply committed to understanding each client’s unique priorities and concerns. This personal understanding forms the foundation not only for customized financial plans, but also for the kind of lasting relationships that transcend decades and even generations. With a genuine desire to help clients prepare for the financial decisions that shape their future, he is dedicated to serving them through ever challenge and milestone with precision and care.
Outside the office, Kurt enjoys life in the southwest suburbs of Chicago with his wife, Crystal, and their two playful kittens. He loves traveling, cycling, discovering new craft beers, and catching live music whenever he can.
A graduate of the University of St. Francis, Kurt began his career in wealth management in 2013 as a Financial Advisor with Morgan Stanley. Since then, he has earned the firm’s Portfolio Management Director designation — an advanced credential reflecting his deep experience managing customized portfolios for affluent individuals and families. Over the past decade, he has helped his clients navigate both rising markets and periods of volatility, staying focused on long-term retirement goals while adapting to shifting conditions.
Working closely with his clients and their families, Kurt crafts personalized wealth management strategies that are designed to do more than manage assets — help protect legacies, preserve lifestyles in retirement, and unlock the freedom to pursue what matters most. Whether advising on the tax-efficient execution of IRA rollovers, income distribution strategies, or legacy planning, he helps ensure every decision aligns with clients’ long-term objectives.
Fundamental to his approach is the one question every individual must face: “Will my income outlast my life, or will I outlive my income?” As much as it’s a financial puzzle, it’s also goes beyond spreadsheet and portfolios. It’s about the empowerment that comes from financial security — the ability to live every chapter of life on your own terms. That’s why Kurt is so deeply committed to understanding each client’s unique priorities and concerns. This personal understanding forms the foundation not only for customized financial plans, but also for the kind of lasting relationships that transcend decades and even generations. With a genuine desire to help clients prepare for the financial decisions that shape their future, he is dedicated to serving them through ever challenge and milestone with precision and care.
Outside the office, Kurt enjoys life in the southwest suburbs of Chicago with his wife, Crystal, and their two playful kittens. He loves traveling, cycling, discovering new craft beers, and catching live music whenever he can.
Securities Agent: IL, NE, WA, NM, MA, FL, WI, MS, KS, NV, AR, VT, TX, TN, MN, MI, ID, PR, OH, NJ, NH, KY, DE, CA, CT, CO, NC, IA, GA, SC, PA, ND, DC, AZ, NY, MO, AL, VA, MD, IN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1262174
NMLS#: 1262174
About James K Cronin
James Cronin is a Vice President, Financial Advisor, and Portfolio Manager with the Southwest Legacy Group at Morgan Stanley. Leveraging a distinctive combination of experience spanning institutional bond trading and discretionary portfolio management, he crafts risk-aware investment strategies tailored to the long-term retirement and legacy goals of affluent individuals and families.
With a commitment to deep and diverse learning, James holds a Bachelor of Science in Psychology from the University of Illinois, a Juris Doctor from Chicago Kent College of Law, and a Master of Science in Finance from Lewis University. His multidisciplinary background provides him with a unique perspective on client portfolios, allowing him to blend analytical rigor with behavioral insights when crafting tailored financial plans. This breadth of knowledge also informs his ability to help anticipate market dynamics and structure portfolios that aim to help protect and responsibly grow wealth long-term.
As a Portfolio Manager, James applies a disciplined, research-driven process to his clients’ investment strategies. His work is rooted in strategic asset allocation and risk-aware portfolio construction, with a strong emphasis on capital preservation, income generation, and long-term total return. Drawing on his background in institutional bond trading, he also brings a nuanced understanding of fixed income markets and interest rate dynamics to help ensure thoughtful positioning across asset classes and market cycles. He believes in constructing portfolios with the client’s full balance sheet and long-term objectives in mind, whether that includes funding a multidecade retirement, meeting near-term liquidity needs, or facilitating intergenerational wealth transfer. His approach is collaborative and consultative, built on enduring relationships and a shared commitment to clarity, accountability, and open communication.
Outside the office, James enjoys exploring military history and economics through avid reading. He and his wife, Carey, live in Chicago, where they enjoy travel adventures and evenings at the theater.
With a commitment to deep and diverse learning, James holds a Bachelor of Science in Psychology from the University of Illinois, a Juris Doctor from Chicago Kent College of Law, and a Master of Science in Finance from Lewis University. His multidisciplinary background provides him with a unique perspective on client portfolios, allowing him to blend analytical rigor with behavioral insights when crafting tailored financial plans. This breadth of knowledge also informs his ability to help anticipate market dynamics and structure portfolios that aim to help protect and responsibly grow wealth long-term.
As a Portfolio Manager, James applies a disciplined, research-driven process to his clients’ investment strategies. His work is rooted in strategic asset allocation and risk-aware portfolio construction, with a strong emphasis on capital preservation, income generation, and long-term total return. Drawing on his background in institutional bond trading, he also brings a nuanced understanding of fixed income markets and interest rate dynamics to help ensure thoughtful positioning across asset classes and market cycles. He believes in constructing portfolios with the client’s full balance sheet and long-term objectives in mind, whether that includes funding a multidecade retirement, meeting near-term liquidity needs, or facilitating intergenerational wealth transfer. His approach is collaborative and consultative, built on enduring relationships and a shared commitment to clarity, accountability, and open communication.
Outside the office, James enjoys exploring military history and economics through avid reading. He and his wife, Carey, live in Chicago, where they enjoy travel adventures and evenings at the theater.
Securities Agent: LA, CO, MS, TX, SC, TN, ND, KS, AL, NJ, MO, MI, IL, CT, CA, AR, WI, OR, NH, IN, GA, DC, PA, OH, NY, NM, MD, KY, IA, VA, NC, FL, NE, MN, AZ, WA, NV, MA, ID, DE, VT, PR; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1264985
NMLS#: 1264985
About Alexandria "Aleka" Lach
Alexandria “Aleka” Lach is a Portfolio Associate with the Southwest Legacy Group at Morgan Stanley. With four decades of experience in the financial services industry, she plays a central role in delivering the high-touch, detail-oriented service that has come to define the team’s client experience.
Since joining Morgan Stanley’s predecessor firm in 1985, Aleka has become a vital resource for clients and advisors alike — bringing deep operational knowledge, meticulous attention to detail, and a genuine commitment to service. Over the years, she has helped clients navigate a wide range of financial needs with care and efficiency. She holds Series 7, 63, and 66 licenses, enabling her to accept unsolicited trade instructions and handle complex requests with precision and care.
Aleka’s work spans a broad range of operational support functions, from onboarding new relationships to managing ongoing account activity, IRA distributions, and complex estate transitions. She is especially adept in areas such as trust documentation and legacy account transfers — delivering thoughtful guidance and steady execution during pivotal, often emotional, life moments. An invaluable partner in preserving and transferring wealth with intention, Aleka bridges the gap between strategic financial planning and day-to-day implementation, building lasting relationships where clients receive the care and attention they deserve.
Fluent in both English and Greek, Aleka brings cultural depth and a global perspective to the team. She lives locally and enjoys spending time with her family and friends—often gathered around the kitchen table or sharing stories from her annual travels to Greece.
Since joining Morgan Stanley’s predecessor firm in 1985, Aleka has become a vital resource for clients and advisors alike — bringing deep operational knowledge, meticulous attention to detail, and a genuine commitment to service. Over the years, she has helped clients navigate a wide range of financial needs with care and efficiency. She holds Series 7, 63, and 66 licenses, enabling her to accept unsolicited trade instructions and handle complex requests with precision and care.
Aleka’s work spans a broad range of operational support functions, from onboarding new relationships to managing ongoing account activity, IRA distributions, and complex estate transitions. She is especially adept in areas such as trust documentation and legacy account transfers — delivering thoughtful guidance and steady execution during pivotal, often emotional, life moments. An invaluable partner in preserving and transferring wealth with intention, Aleka bridges the gap between strategic financial planning and day-to-day implementation, building lasting relationships where clients receive the care and attention they deserve.
Fluent in both English and Greek, Aleka brings cultural depth and a global perspective to the team. She lives locally and enjoys spending time with her family and friends—often gathered around the kitchen table or sharing stories from her annual travels to Greece.
About Kristen A. Rose
Kristen A. Rose is a Vice President, Business Development Director, and Financial Planning Specialist with the Southwest Legacy Group at Morgan Stanley. With two decades of experience, she plays a pivotal role in streamlining business operations, enhancing client engagement, and supporting the complex financial planning strategies that help clients achieve their wealth management goals.
After graduating from the University of Iowa, Kristen began her financial services career with Morgan Stanley in 2005. Prior to her current role, she served as the Business Service Officer at Morgan Stanley’s Orland Park branch, where she managed branch operations and client service. This hands-on experience laid a strong foundation for her transition into business development and financial planning, where she now coordinates the team’s strategic initiatives.
In her multifaceted role, Kristen serves as a critical liaison between advisors and the operational team, spearheading process enhancements that help increase efficiency and client satisfaction. She also plays an integral role in advancing the team’s financial planning process, translating complex investment and financial strategies into clear, actionable solutions to help ensure that clients’ evolving objectives are addressed with meticulous precision and thoughtful care. Whether working with advisors or clients, Kristen’s unwavering attention to detail and collaborative leadership embody the Southwest Legacy Group’s dedication to delivering a seamless, high-touch wealth management experience grounded in trust and excellence.
Outside the office, Kristen lives in Frankfort, Illinois with her husband John, their daughters Kennedy and Madison, and their beloved dog Charlie. In her free time, she enjoys quality time spent with her family, whether it’s cheering on her daughters at their weekend activities or unwinding with evening walks and playtime with Charlie.
*Disclaimer: This role cannot solicit or provide investment advice
After graduating from the University of Iowa, Kristen began her financial services career with Morgan Stanley in 2005. Prior to her current role, she served as the Business Service Officer at Morgan Stanley’s Orland Park branch, where she managed branch operations and client service. This hands-on experience laid a strong foundation for her transition into business development and financial planning, where she now coordinates the team’s strategic initiatives.
In her multifaceted role, Kristen serves as a critical liaison between advisors and the operational team, spearheading process enhancements that help increase efficiency and client satisfaction. She also plays an integral role in advancing the team’s financial planning process, translating complex investment and financial strategies into clear, actionable solutions to help ensure that clients’ evolving objectives are addressed with meticulous precision and thoughtful care. Whether working with advisors or clients, Kristen’s unwavering attention to detail and collaborative leadership embody the Southwest Legacy Group’s dedication to delivering a seamless, high-touch wealth management experience grounded in trust and excellence.
Outside the office, Kristen lives in Frankfort, Illinois with her husband John, their daughters Kennedy and Madison, and their beloved dog Charlie. In her free time, she enjoys quality time spent with her family, whether it’s cheering on her daughters at their weekend activities or unwinding with evening walks and playtime with Charlie.
*Disclaimer: This role cannot solicit or provide investment advice
About Christina Valtierra
Christina Valtierra is a Client Service Associate with the Southwest Legacy Group at Morgan Stanley. With over 13 years of experience in financial services, she plays an essential role in fostering strong client relationships and delivering tailored service that supports clients’ diverse financial needs.
Throughout her career, Christina has focused on deeply understanding client goals and helping to ensure that each interaction reflects personalized attention and care. Prior to her current role, she served as a Branch Administrator at Morgan Stanley, where she honed her leadership and operational skillset by managing complex processes and supporting the seamless functioning of the branch.
Christina’s disciplined approach, meticulous attention to detail, and ability to navigate complex client needs have made her a deeply trusted resource for both clients and advisors. Every day, she plays a critical role in the daily execution of the team’s high-touch service model — managing onboarding, facilitating money movements, resolving time-sensitive issues, and coordinating account activity with a focus on accuracy and care. Known for her responsiveness and poise under pressure, Christina helps reinforce the team’s ability to deliver seamless, personalized service at every stage of the client relationship.
Outside of work, Christina enjoys evening walks with her two Yorkies, traveling with her husband, shopping, and gardening.
Throughout her career, Christina has focused on deeply understanding client goals and helping to ensure that each interaction reflects personalized attention and care. Prior to her current role, she served as a Branch Administrator at Morgan Stanley, where she honed her leadership and operational skillset by managing complex processes and supporting the seamless functioning of the branch.
Christina’s disciplined approach, meticulous attention to detail, and ability to navigate complex client needs have made her a deeply trusted resource for both clients and advisors. Every day, she plays a critical role in the daily execution of the team’s high-touch service model — managing onboarding, facilitating money movements, resolving time-sensitive issues, and coordinating account activity with a focus on accuracy and care. Known for her responsiveness and poise under pressure, Christina helps reinforce the team’s ability to deliver seamless, personalized service at every stage of the client relationship.
Outside of work, Christina enjoys evening walks with her two Yorkies, traveling with her husband, shopping, and gardening.
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The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jordan Hoerter
Private Banker
Casey Friedman
Planning Associate
About Jordan Hoerter
Jordan Hoerter is a Private Banker serving Morgan Stanley Wealth Management offices in Illinois.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jordan began his career in financial services in 2010 and joined Morgan Stanley in 2019. Prior to joining the firm, he was Vice President, Private Banker at Associated Bank.
Jordan is a graduate of the University of Wisconsin Stevens Point where he received a Bachelor of Science in Business Administration and Marketing. He lives in Chicago, Illinois. Jordan donates his time with United Way, Emerging Leaders, Blessings in a Backpack and Junior Achievement. When not in the office, Jordan enjoys running, snowboarding, traveling, and spending time with his family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jordan began his career in financial services in 2010 and joined Morgan Stanley in 2019. Prior to joining the firm, he was Vice President, Private Banker at Associated Bank.
Jordan is a graduate of the University of Wisconsin Stevens Point where he received a Bachelor of Science in Business Administration and Marketing. He lives in Chicago, Illinois. Jordan donates his time with United Way, Emerging Leaders, Blessings in a Backpack and Junior Achievement. When not in the office, Jordan enjoys running, snowboarding, traveling, and spending time with his family.
NMLS#: 1445073
About Casey Friedman
Casey Friedman is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Casey provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Southwest Legacy Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
