The SJG Group

George is the co-founder of the SJG Group at Morgan Stanley in New York. With over 20 years of investment experience, George provides wealth management advice to a select group of venture-backed technology founders, private equity executives, and family offices.

George's deep understanding of the founders’ journey allows him to guide clients through complex financial decisions, such as Qualified Small Business Stock (QSBS) tax planning, pre- and post-transaction liquidity events, and the management of concentrated stock positions. He works closely with founders to develop customized strategies for diversifying their wealth, mitigating tax liabilities, and implementing estate planning techniques to protect assets in anticipation of a liquidity event.

In addition, George leverages his extensive knowledge of private markets to guide founders through the process of navigating secondary sales of their private company shares. George's expertise in this domain is particularly valuable for founders seeking to unlock liquidity prior to an initial public offering or strategic acquisition. He works closely with clients to develop tailored strategies that allow them to prudently monetize a portion of their illiquid holdings, while also positioning the remainder of their wealth for continued growth. This specialized approach enables founders to diversify their personal assets, mitigate concentration risk, and position themselves for long-term financial security.

As a Chartered Financial Analyst (CFA^®) and holder of the Alternative Investments Director designation, George has a robust understanding of global portfolio construction, with a specific focus on private equity, venture capital, and real assets.

Prior to joining Morgan Stanley, George was a Managing Director and Senior Portfolio Strategist at Bank of America, where he provided investment strategy advice and capital markets execution to corporate executive clients. Earlier in his career, George was a Vice President at Lehman Brothers and an Associate and Analyst at J.P. Morgan.

George graduated Magna Cum Laude from Bucknell University with a Bachelor of Arts in Economics and Finance. He is a member of the New York Society of Security Analysts.

George and his wife, Ann, currently reside in Fairfield, CT with their two children, Ryan, and Alexis. George’s favorite activities outside of work include hiking, skiing, exploring national parks, strength training, and walking his dog, Leo.

With nearly two decades of experience in wealth management, Josh Glazer has established himself as a preeminent advisor to an exclusive clientele, including venture-backed founders, their early employees, and executives in the hedge fund and private equity sectors. His expertise lies in navigating the unique financial challenges and opportunities that arise from rapid wealth creation in both the startup ecosystem and the world of alternative investments. Josh crafts tailored, long-term financial strategies that adapt to the evolving needs of his clients as their companies grow, their funds perform, and their personal wealth expands exponentially.

Josh's deep understanding of both the startup landscape and the intricacies of the hedge fund and private equity industries allows him to provide customized solutions for clients facing complex financial situations. For venture-backed founders and early employees, his areas of concentration include sophisticated portfolio construction that balances liquidity needs with long-term growth, estate planning strategies designed to preserve and transfer newly created wealth, and QSBS (Qualified Small Business Stock) planning to maximize tax benefits. For hedge fund and private equity executives, Josh excels in developing strategies that address the unique challenges of carried interest, co-investment opportunities, and the tax implications of complex compensation structures.

Additionally, Josh develops comprehensive balance sheet solutions that address the needs of clients with concentrated stock positions, irregular income streams common in the venture-backed world, and the sophisticated financial instruments often held by fund executives. As an Alternative Investments Director, Josh provides his diverse client base with in-depth guidance on portfolio diversification, often through non-traditional investment opportunities that complement their professional endeavors.

A key strength of Josh's approach is his ability to distill complex financial concepts into clear, actionable insights—a skill particularly valued by time-constrained founders, executives, and fund managers navigating rapid business growth alongside personal wealth management. This expertise has made him a trusted advisor during critical financial events such as IPOs, acquisitions, fund launches, and significant liquidity events.

Josh's career in wealth management began at Lehman Brothers in 2005. He subsequently worked at Barclays Wealth Americas and spent six years at U.S. Trust before joining Morgan Stanley in 2017. This journey has equipped him with comprehensive knowledge of industry best practices and innovative strategies, particularly in serving clients in the tech, startup, and alternative investment sectors.

Josh graduated from the University of Wisconsin-Madison in 2004 with a Bachelor of Science in Economics. He now resides in in Livingston, NJ, with his wife, Jaime, and their two sons, Cooper and Lev. Beyond his professional pursuits, Josh is committed to giving back to the community. He currently sits on the Board of Directors of Hillel at the University of Wisconsin, Madison, and is an active volunteer with Citizen Schools, where he taught weekly financial literacy classes to middle-school students in low-income communities.

Keith McGuire, Director of Business Strategy for the SJG Group, is a seasoned financial professional with over a decade of experience in the financial services industry. In his current role, Keith serves as the primary point of contact for all client communication, providing expert guidance on client requests, resolving inquiries, and delivering Morgan Stanley's comprehensive solutions and services to support clients' diverse needs. He focuses on enhancing the experience for all clients, ensuring that day-to-day operations run as efficiently as possible. Keith is adept at developing investment proposals in collaboration with the private wealth advisors on the team, leading conference calls and virtual meetings, managing client reporting, and distributing marketing materials. His ability to multitask efficiently allows him to give every client the attention they deserve, consistently delivering the highest level of service. Keith is also the lead on key initiatives for the team, such as corporate cash management and lending offerings.

Prior to joining Morgan Stanley in 2017, Keith spent seven years at J.P. Morgan Securities as an investment associate, building a strong foundation in financial services. He graduated from Providence College in 2008 with a Bachelor of Science in Finance, setting the stage for his successful career in the industry.

Beyond his professional accomplishments, Keith is deeply committed to giving back to his community. He is an active volunteer, serving as a golf coach for the Rockland County Special Olympics. Keith resides in Pearl River, NY with his wife, Izabella, and their three children, Emilia, Sofia, and Thomas, balancing his professional pursuits with a fulfilling family life.

Victoria Bergman serves as a Private Wealth Management Associate with The SJG Group at Morgan Stanley. Her role focuses on Business Development, Alternative Investments, and implementing the firm's Wealth Strategies and Planning Tools to enhance client support. Joining Morgan Stanley in 2020, Victoria began as a Wealth Management Summer Analyst in the Global Investment Office. She quickly progressed to become a Wealth Management Rotational Analyst, where she contributed to the Institutional Bank's Lending team and worked on the firm's Property & Casualty offering in Insured Solutions.

Victoria graduated from the University of Maryland's Robert H. Smith School of Business with a dual B.S. in Finance and Operations Management & Business Analytics. Her academic achievements include completing the competitive Banking and Private Wealth Management Fellows program. Professionally, Victoria holds FINRA registration and Series 7, 63, and 65 licenses, underscoring her experience in financial services.

Beyond her career, Victoria plays an active role in TAMID's Alumni Network, where she mentors college students and fosters connections with Israeli startups. Her personal interests include travel, quality time with family and friends, and exploring new ideas through podcasts.

Judy Then is a Senior Registered Associate for The SJG Group at Morgan Stanley.

Judy is a seasoned professional in client service, being a key resource to the team and the group’s clients. In addition to client administration, Judy is responsible for the team’s daily operations and day-to-day workflow.

Judy brings more than 30 years of experience in the wealth management industry, of which the last 9 years have been with Morgan Stanley Wealth Management. Prior to Morgan Stanley, Judy worked for UBS Financial Services, Wachovia Securities (Wells Fargo), Prudential Securities, SC Cowen Securities and Merrill Lynch.

Judy attended Pace University and York College in New York and holds the Series 7 and 63 licenses.