The Silverman Group at Morgan Stanley

The financial concerns that are most important to affluent families often fall outside the traditional bounds of a brokerage relationship. You may seek to transfer a family business to the next generation, create an estate plan to minimize the potential for sibling conflict, or refine your philanthropic goals and strategies. Addressing these concerns requires specialized knowledge, experience and commitment.

Andrew Silverman is among an exclusive group of Morgan Stanley Financial Advisors who have earned the Family Wealth Advisor designation. He has accumulated the necessary experience and undergone rigorous training to better assist you and your family with a broader spectrum of wealth management issues.

As a professional athlete or entertainer, you have very specific investment needs that require a rather complex understanding of your financial challenges. Your peak earning years often come at a young age, and your career path can be difficult to predict. Pay schedules may be seasonal and vary from year to year. And it can be a struggle to maintain a comfortable lifestyle while also laying the financial foundation for an extended retirement.

We help you make smart choices about how you save, spend, invest, borrow, protect and give during your career so you can maintain a comfortable living during your retirement and fulfill your philanthropic objectives to your family and your community.

We’re not new to this business. We’ve been helping professional athletes and entertainers and their families for more than two decades and we have the knowledge it takes to deliver the outcomes you want.

Successful business owners are visionaries. You are constantly thinking about how your business will prosper, who you should hire, where you want to expand and what your financing needs are. This leaves you little time for your personal financial concerns.

Managing the financial needs of your business while also considering your personal wealth objectives can be a balancing act. Our team assumes responsibility for those concerns, navigating complex situations and offering planning-based solutions. Often these solutions involve bringing in experts both within the firm and external; and they may have to deal with seemingly tangential issues faced by family members.

We also work with your outside advisors – your attorney, accountant and others – to ensure that your strategy encompasses both your business and personal objectives.

Our approach to integrating your business and personal financial needs is comprehensive but flexible. We start with whatever is keeping you up at night, then tackle other priorities until every piece of your financial life is connected and cared for.

Every decision that you’re asked to make during the divorce process can seem to have the potential for life changing impact. But, although divorce can be stressful, it doesn’t have to be overwhelming.

With a Certified Divorce Financial Analyst^® on our team, we can help you to understand the financial issues in clear terms so you make smart decisions about your financial future.

Along with your attorney and your accountant, we can provide the financial guidance necessary to help you understand key issues, develop creative settlement solutions, and evaluate the short and long-term financial impact the settlement will have on you.

Once your divorce is complete, we can explore your new goals together. Chances are, your lifestyle will change a bit. But, you’ll find reassurance in the financial planning process as we strategize about budgeting, retirement planning, and asset preservation and insurance.

No matter where you are in your divorce process, we can provide the financial guidance for your needs today and your plans for tomorrow.

We are often consulted by attorneys and accountants to provide specific financial analysis that supplements an attorney’s legal efforts on behalf of divorcing clients.

With a Certified Divorce Financial Analyst^® on the team, we assist attorneys in compiling and evaluating the often vast and detailed financial information inherent to divorce. We’ll review all documents, statements and records to corroborate every budget expense. The tasks we can deliver include lifestyle analysis, preparation of financial reports, and projections.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

We take a holistic approach to bring all the aspects of your financial life together. We use our analysis and experience to develop a customized plan that works for you.

Based on your goals, assets, and input, The Silverman Group can help create an investment strategy tailored to your unique needs.

A lot of thought and planning goes into creating a successful succession strategy. We can help you navigate the requirements of working with other professionals, as well as us, to achieve the results you want.

Leading up to, and through retirement, The Silverman Group helps you identify the most appropriate ways to acquire the income you need and help ensure that you are on track to achieve your financial goals.

Rollovers can be beneficial to you in many ways. They can help simplify your life by consolidating your assets in one place. We can ensure that there is no risky overlap or concentration insecurities. We can help make taking required minimum distributions easier.

Our comprehensive strategies, diverse talent, and global resources enable us to offer a range of investment opportunities that help you optimize your portfolio. Leveraging alternative investments can help eligible investors enhance returns, reduce volatility, manage taxes, and generate income.

Goals are personal. Wealth Management should be too. Whatever it is you want to achieve, the Silverman Group at Morgan Stanley is here to help. Working with us as your Financial Advisor team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.

Our professional portfolio management service is designed to help our clients achieve their financial goals through expert management of their investment portfolios. Utilizing a disciplined and data-driven approach, The Silverman Group helps identify investment opportunities and construct well-diversified portfolios tailored to each client's individual objectives and risk tolerance.

Morgan Stanley Online (MSO) has a variety of digital features that help you keep track of your finances. They include mobile check deposit, paying your bills online, sending money through Zelle^®, and accessing current market data, research, company profiles and quotes.

At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.

Digital Vault, available on Morgan Stanley Online and the Mobile App, allows you to build a centralized document library where files are stored using encryption.

See where your dollars are going.

As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions in one location to give you and your financial advisor a full picture of your financial wealth and health. Log into Morgan Stanley Online or download the Morgan Stanley Mobile App to link and add external accounts.

Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios.

This document outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.

With you every step of the way. We analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed specifically for you.

Your set of philanthropic objectives is as personal as your vision of a better world. Determining those objectives, however, can be challenging when there are so many worthy causes and so many unmet needs.

Particularly in the case of an ultra-high net worth family engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together as a family, it is extremely important to have a sound framework within which to make decisions.

Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is an important step in setting the groundwork for long-term wealth planning.