Executive Director, Financial Advisor, Family Wealth Director, Alternative Investments Director, Senior Investment Management Consultant, Financial Planning Specialist
Phone:
(212) 603-6154(212) 603-6154
The Sherman Group at Morgan Stanley
Direct:
(212) 603-6108(212) 603-6108
Toll-Free:
(800) 736-2564(800) 736-2564
Our Mission Statement
We hope to help our clients make better life decisions. When clients call with an issue, a question or expression of joy, we want them to feel like they are talking and sharing with family they trust.
The Sherman Group
The Sherman Group is a multigenerational partnership of financial professionals organized under the auspices of Morgan Stanley. Formed by Arthur Sherman, CFP (retired) in 1981, this eponymously named partnership is comprised of five financial professionals who have spent their entire careers in finance working together.
The uniqueness of the Sherman Group lies not only in its multigenerational legacy; its advisors’ extensive education in law and financial planning and its cohesiveness and collective wisdom as a team, but also in the team’s rare sense of accountability. As the Sherman Group has never changed firms, every client that has ever worked with the team knows exactly where to find them.
With the stability, longevity, and breadth of knowledge provided by this boutique “group within a firm,” and with the ability to access the resources of one of the world’s global financial powerhouses, Morgan Stanley, The Sherman Group not only provides high-end financial, retirement, estate planning strategies and asset management services, but also is the portal to lending, family dynamics counseling, philanthropic and succession planning, hedging and monetization strategies, insurance, trust services as well as private and commercial banking.
As a Wall Street pioneer in delivering group synergy to its clients, The Sherman Group continues to make its mark through its ability to help their clients make better decision in life. The team’s proprietary planning methods, active-passive investment management, and overt accountability, along with the team’s triad approach to high touch client service, i.e., working as the financial advisor, along with the client’s CPA and estate attorneys, makes working with The Sherman Group the primary destination for high end, values based multigenerational wealth management.
The uniqueness of the Sherman Group lies not only in its multigenerational legacy; its advisors’ extensive education in law and financial planning and its cohesiveness and collective wisdom as a team, but also in the team’s rare sense of accountability. As the Sherman Group has never changed firms, every client that has ever worked with the team knows exactly where to find them.
With the stability, longevity, and breadth of knowledge provided by this boutique “group within a firm,” and with the ability to access the resources of one of the world’s global financial powerhouses, Morgan Stanley, The Sherman Group not only provides high-end financial, retirement, estate planning strategies and asset management services, but also is the portal to lending, family dynamics counseling, philanthropic and succession planning, hedging and monetization strategies, insurance, trust services as well as private and commercial banking.
As a Wall Street pioneer in delivering group synergy to its clients, The Sherman Group continues to make its mark through its ability to help their clients make better decision in life. The team’s proprietary planning methods, active-passive investment management, and overt accountability, along with the team’s triad approach to high touch client service, i.e., working as the financial advisor, along with the client’s CPA and estate attorneys, makes working with The Sherman Group the primary destination for high end, values based multigenerational wealth management.
Services Include
- Asset Management
- Financial PlanningFootnote1
- Life InsuranceFootnote2
- Long Term Care InsuranceFootnote3
- Philanthropic Services
- Planning for Education FundingFootnote4
- Retirement PlanningFootnote5
- Sustainable InvestingFootnote6
- Alternative InvestmentsFootnote7
- AnnuitiesFootnote8
- Lending Products
- Professional Portfolio ManagementFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
In The Press
Forbes Names Daniel J Sherman one of the Top Wealth Advisers in New York
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Feb 2019) Data compiled by SHOOK Research LLC based on time period from 6/30/17 - 6/30/18.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Feb 2018) Data compiled by SHOOK Research LLC based on time period from 6/30/16 - 6/30/17.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Feb 2019) Data compiled by SHOOK Research LLC based on time period from 6/30/17 - 6/30/18.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Feb 2018) Data compiled by SHOOK Research LLC based on time period from 6/30/16 - 6/30/17.
Working With You
The “Advisor of First Thought” is the first person you think to call when life requires a trusted second opinion. When clients choose to onboard with our team, we hope to create for them a long lasting relationship of trust and guidance. Financial planning and portfolio management often is why we’re hired, but guiding our clients through the many challenges and opportunities that arise in their lives is why they bring their parents, children and grandchildren to us.
Common questions we regularly address include:
Common questions we regularly address include:
- Our family needs help with our finances and we don’t know where to begin, can you help?
- Can I afford to buy this vacation home and can you help me get a mortgage? Should I buy, rent or lease?
- What’s the best way to loan my child money for a business?
- How should I invest for my future and college for my kids?
- Are trusts a good idea for us, for our kids?
- My company needs a retirement plan, can you help with that?
- When can I realistically retire? Will I be able to afford healthcare?
- We’ve been blessed and we want to help our children and grandchildren, can we discuss the best way to do this with you?
Upcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Podcast / White Papers / Reports
Location
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 603-6108(212) 603-6108
Toll-Free:
(800) 736-2564(800) 736-2564
Meet The Sherman Group
Phone:
(212) 603-6107(212) 603-6107
Phone:
(212) 603-6155(212) 603-6155
Lorna Mondesir Tom
Business Development Director, Wealth Management, Assistant Vice President
Phone:
(212) 603-6108(212) 603-6108
Shanelle Pryce
Registered Client Service Associate
Phone:
(212) 603-6110(212) 603-6110
About Daniel J Sherman
Mr. Sherman, a wealth advisor with The Sherman Group at Morgan Stanley, is a Family Wealth Director and Executive Director of Wealth Mgt. at Morgan Stanley. Mr. Sherman was named one of America's Top Wealth Advisors and Best-In-State Wealth Advisors in New York for 2023 by Forbes Magazine.*Mr. Sherman earned a BS degree in 1985 from Syracuse University’s prestigious Newhouse School of Public Communications and a JD in 1988 from Washington University’s School of Law. After a judicial clerkship, a Capitol Hill position, and private practice, Mr. Sherman joined The Sherman Group in 1991. In 1998 and 1999 Mr. Sherman graduated from the firm's Consulting Group University ("CGU") and CGU Graduate School programs, both joint programs with The Wharton Business School (U Penn); later Mr. Sherman attended the Institute for Professional Financial Management in San Antonio, TX. In 2002 Mr. Sherman was awarded the firm’s top investment management consultant title, SIMC and in 2003, received the firm’s coveted Financial Planning Specialist title. In 2007 Mr. Sherman earned and was promoted to Senior Wealth Advisor – Citi Family Office, a title held by less than 100 financial advisors and private bankers in Citigroup. In addition to his consulting practice, Mr. Sherman has served on the National Board of Alumni for the Newhouse School, as well as on the Board of Trustees for Temple Sinai of Bergen County and actively volunteers with New York City’s Meals on Wheels. Mr. Sherman holds a fourth degree black belt in Shukokai Karate, has a wife and two sons. Mr. Sherman has been interviewed and quoted in such national publications as Smart Money Magazine and The CPA Journal.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Securities Agent: OK, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TX, UT, VA, VT, WA, WI, WY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1279181
NMLS#: 1279181
About Brian M Biegen
Mr. Biegen is a 2004 graduate of Princeton University. He first joined the firm in August 2004 as a Team Analyst and within a year and a half had earned the firm’s title of Consulting Group Analyst. In 2007, Mr. Biegen was formally trained as a Financial Advisor, and achieved the firm’s Financial Planning Specialist Designation, and he obtained his CERTIFIED FINANCIAL PLANNERTM certification in 2008. Mr. Biegen’s areas of focus include financial planning, portfolio management, and investment research. Mr. Biegen serves as Past-President and sits on the Board of Governors of the Princeton Association of New York City. Mr. Biegen was a previous President of the Friends of Princeton Baseball. Originally from Middletown, CT, he is now a resident of Fair Haven, NJ, and is married with two children. In college Mr. Biegen was captain of the Princeton University Varsity Baseball Team which won three Ivy League Championships during his tenure.
Securities Agent: WI, WA, VT, VA, TX, SC, RI, OH, NY, NV, NJ, NH, NC, MO, MI, ME, MD, MA, IN, IL, ID, IA, HI, GA, FL, DC, CT, CO, CA, AZ, NM, WY, OR, PA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1290391
NMLS#: 1290391
About Steven Benvin
Mr. Benvin, a Financial Advisor, is a 2011 graduate of The Ohio State University and has been with the firm full-time since 2011. Mr. Benvin graduated Ohio State with a Bachelors of Business Administration, specializing in Finance, and first joined the firm in 2010 as a Summer Intern. A year later, he was hired on as the Team Analyst for The Sherman Group at Morgan Stanley and within a year and a half had earned the firm’s title of Consulting Group Analyst. Mr. Benvin’s area of focus includes financial planning, performance reporting and investment research. Outside of work, Mr. Benvin actively volunteers with New York City’s Pajama Program and is also a member of their Young Professionals Board. Mr. Benvin is also a member of the Association of Croatian American Professionals New York Chapter. Mr. Benvin obtained the CERTIFIED FINANCIAL PLANNER™ certification in 2016 and the Certified Investment Management Analyst® certification in 2018. Mr. Benvin enjoys playing tennis, is originally from Long Island and currently resides in Manhattan in the West Village.
Securities Agent: WI, WA, VT, RI, NC, PA, NY, NM, OR, OH, MO, MN, MI, VA, MD, WY, MA, LA, KS, IN, IL, ID, FL, CT, CO, CA, AZ, ME, DE, HI, GA, SC, NH, NJ, DC, NV, IA, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1534603
NMLS#: 1534603
About Lorna Mondesir Tom
Born and raised on the Island of Trinidad & Tobago, with a family of 6 sisters and 4 brothers.
Migrated to the US in 1991 and has a BBA in Industrial/Organizational Psychology from Bernard Baruch College. Married and resides in Brooklyn, loves traveling, dancing and reading.
Lorna has her Series 7 registration and has been a part of the Sherman Group since 2000.
Migrated to the US in 1991 and has a BBA in Industrial/Organizational Psychology from Bernard Baruch College. Married and resides in Brooklyn, loves traveling, dancing and reading.
Lorna has her Series 7 registration and has been a part of the Sherman Group since 2000.
About Shanelle Pryce
Ms. Shanelle Pryce is a Registered Client Service Associate with The Sherman Group at Morgan Stanley; Shanelle is closely involved with clients and responsible for managing client transactions and supporting Financial Advisors with their client needs. Ms. Pryce is driven by her passion for helping clients and providing them with exceptional service. Ms. Pryce holds a B.A in Business Administration from Northern Caribbean University. Ms. Pryce enjoys traveling and exploring new cultures and landscapes and can be found regularly volunteering for various initiatives in her community.
Contact Daniel J Sherman
Contact Brian M Biegen
Contact Steven Benvin
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Sherman Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
