Erik M Knobl, CFA
Managing Director, Financial Advisor, Senior Portfolio Management Director
Phone:
(202) 292-5334(202) 292-5334
The Sexton Group at Morgan Stanley
Direct:
(202) 292-5335(202) 292-5335
Toll-Free:
(800) 792-4411(800) 792-4411
Industry Award WinnerOur Mission Statement
Seasoned wealth advisors at The Sexton Group are dedicated to helping you spend less time worrying about your finances so you may focus on those things that matter most in life
OUR STORY AND SERVICES
At The Sexton Group, our passion for you and your financial success is the cornerstone of our practice. We are committed to providing objective, high-quality advice and services to help simplify your life, and add meaningful value for you and your family. We seek to accomplish this through building trust and developing strategies to help protect and grow your family’s wealth.
As seasoned financial professionals who have earned important industry designations – Mary has earned the Certified Financial Planner (CFP) designation and Erik has achieved the Chartered Financial Analyst (CFA) certification – we offer important knowledge and experience to help empower you to make smart decisions about your wealth. Our emphasis on education and our commitment to outstanding service are aimed at taking the mystery out of the markets and bringing innovative thinking to our disciplined approach to financial planning.
We believe holistic wealth management means more than providing investment advice. It means helping you strengthen the financial independence you've worked your whole life to achieve. It means striving to ensure you have the means to pursue what's most important. And it means understanding you and your family as individuals with unique goals, values and circumstances, so we may develop effective strategies on your behalf. As our relationship evolves over time, we hope you’ll come to regard us as trusted stewards of your wealth, here to help you make informed decisions on any financial challenge you face. We are committed to helping you protect and build your wealth and will work to strengthen your family’s financial security for generations to come.
WORKING WITH YOU:
We believe the most effective strategies begin with a deep understanding of your full financial picture-your goals, objectives, time horizon, and comfort with risk. Our approach is disciplined and collaborative, allowing us to work alongside you to craft a strategy designed to meet your specific needs while remaining flexible as your circumstances change.
As seasoned financial professionals who have earned important industry designations – Mary has earned the Certified Financial Planner (CFP) designation and Erik has achieved the Chartered Financial Analyst (CFA) certification – we offer important knowledge and experience to help empower you to make smart decisions about your wealth. Our emphasis on education and our commitment to outstanding service are aimed at taking the mystery out of the markets and bringing innovative thinking to our disciplined approach to financial planning.
We believe holistic wealth management means more than providing investment advice. It means helping you strengthen the financial independence you've worked your whole life to achieve. It means striving to ensure you have the means to pursue what's most important. And it means understanding you and your family as individuals with unique goals, values and circumstances, so we may develop effective strategies on your behalf. As our relationship evolves over time, we hope you’ll come to regard us as trusted stewards of your wealth, here to help you make informed decisions on any financial challenge you face. We are committed to helping you protect and build your wealth and will work to strengthen your family’s financial security for generations to come.
WORKING WITH YOU:
We believe the most effective strategies begin with a deep understanding of your full financial picture-your goals, objectives, time horizon, and comfort with risk. Our approach is disciplined and collaborative, allowing us to work alongside you to craft a strategy designed to meet your specific needs while remaining flexible as your circumstances change.
WHAT YOU CAN EXPECT FROM US
- INTEGRITY: Everything we do is centered on doing the right thing for you – always.
- A TEAM APPROACH: Your needs deserve thoughtful input and strong coronation. We believe you are entitled to the best advice possible, delivered with care and consistency.
- SERVICE EXCELLENCE: We aim to go beyond the basics, with responsiveness, attention to detail, and proactive support.
- A ONE-STOP EXPERIENCE: We offer comprehensive strategies designed to help address your most keen pressing financial needs – so your plan feels coordinated, not fragmented.
Services Include
- Wealth ManagementFootnote1
- Professional Portfolio ManagementFootnote2
- Financial PlanningFootnote3
- Retirement PlanningFootnote4
- Planning for Individuals with Special Needs and their Families
- Planning for Education FundingFootnote5
- Business PlanningFootnote6
- Philanthropic ManagementFootnote7
- LGBT+ Planning ServicesFootnote8
- Divorce Financial AnalysisFootnote9
- 401(k) Rollovers
- Trust AccountsFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Wealth Education
Wealth education is the foundation of confident, informed financial decision‑making, and it is central to how the Sexton Group helps clients build, preserve, and transfer wealth over time. When clients understand core fundamentals—cash flow, saving and investing, risk and diversification, credit and borrowing, taxes, and insurance—they’re better prepared to evaluate tradeoffs, stay disciplined through market cycles, and avoid costly mistakes. Financial literacy also strengthens the planning process by clarifying goals, improving communication, and connecting everyday choices to long‑term outcomes such as retirement readiness, education funding, and legacy planning. This Wealth Education hub is designed to meet clients where they are and provide practical insights that support lasting financial progress.
2025 Wealth Education for the Next Generation Series
Replay our 2025 Wealth Education for the Next Generation series—an on-demand program focused on building confidence in managing wealth and making informed financial decisions. Across a set of practical sessions, viewers explore core concepts such as financial foundations, investing basics, goal setting, risk awareness, and family wealth considerations—supported by actionable takeaways they can apply right away.
Access Replay Here
Education Thursday Webinar Series
Join us for our Education Thursday Webinar series—monthly, live sessions led by a financial professional and designed to help answer your questions and build confidence as you plan for retirement. Each webinar offers practical insights and the opportunity to strengthen your retirement strategy with clear, actionable guidance. Sessions are held on Thursdays from 2:00 p.m. to 3:00 p.m. ET.
Sign Up Here
What Should I Do with My Money?
A podcast where real people get real answers from Financial Advisors to their most important questions about money.
Access The Podcast Here
Wealth Management Virtual Events
Get insights from Morgan Stanley's thought leaders, industry trailblazers, and influential voices on what shaping the markets and economy today
Get Access HereFrom Clueless to Clued: Teaching Teens about Money
As your children grow into young adults, you can help them learn how to manage their own finances. Here's how to go about it.
Read More Here
Education Planning Center: 529 Plans and More
With education costs rising, paying for college has become a major life expense that requires smart planning. Find answers to key questions here.
Read More HereWomen & Wealth
The Sexton Group is committed to creating opportunities for women in their careers, their wealth planning and their communities. We’re closing the gap and helping empower females throughout every stage of their lives, with tangible resources, advice and stories.
Charitable Giving that Benefits Women and Girls
Helping women get ahead can mean delving into issues like health care, education and poverty. Here’s how to have an impact.
Learn More
Divorce or Death of a Spouse
Divorce or the death of a spouse can turn the best laid financial plans upside down. An income stream dries up; assets may be divided; in short, where life had a feeling of certainty, you may now be standing on shifting ground. Nonetheless, the right approach and the right advice can help you overcome a difficult situation.
Read Here
Wealth Management for Women: Resource Page
We work hard to empower women to take control of their wealth. We understand firsthand the unique financial challenges that women face. The page below contains topics surrounding financial planning for women and is a great resource. It contains tools, articles, and content, and is a reflection of the conversations we have with clients every day.
View Page
529 Plans: A Powerful Tool to Save for Educatio
With costs so high, many students and parents are taking on significant student loan debt to pay for college. Though education costs continue to climb, starting to save early can make a difference.
Read MoreExclusive Digital Tools, Family Office Capabilities and MS Signature Access
We deliver the full range of expertise to help address different aspects of your financial life: strategies to invest assets, but also to mitigate taxes, transfer wealth, enhance philanthropic impact, reduce family conflict, and manage the affluent lifestyle.
Along with our expertise and tailored advice, Morgan Stanley also delivers exclusive access to the Reserved Living & Giving program. Reserved Living & Giving is a complimentary loyalty program available to Morgan Stanley Clients with a minimum of $1M in AUM. As a reserved member, clients will have access to exclusive partner offers and discounts, as well as thought leadership content and a variety of lifestyle and personal finance topics. Find more about the many exclusive offers below and let us know if you have questions.
Along with our expertise and tailored advice, Morgan Stanley also delivers exclusive access to the Reserved Living & Giving program. Reserved Living & Giving is a complimentary loyalty program available to Morgan Stanley Clients with a minimum of $1M in AUM. As a reserved member, clients will have access to exclusive partner offers and discounts, as well as thought leadership content and a variety of lifestyle and personal finance topics. Find more about the many exclusive offers below and let us know if you have questions.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Visit MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you may benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Link My Accounts
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Upload My Documents
Redefining Family Office
Your family is unlike any other we have ever served. You may, however, share many of the same questions, challenges and opportunities. We look forward to learning more about you and your family, and discussing how we can help you safeguard what you have earned and pursue your most important life goals. We deliver an exceptionally attentive level of service and dedicate ourselves to finding solutions to the challenges our clients face, even those challenges that fall well outside the traditional role of wealth managers.
Family Governance and Education
Too often, members of rising generations spend decades in silence. Having a mechanism in place such as a family mission statement, a family constitution, or an investment policy statement can offer critical parameters and guidelines to make decisions as a collective. We work with you to find your way to becoming your own generation, with your own voice.
Trust and Estate Planning and Business Succession
The key to determining which trust, tax, and estate strategies to execute is to understand the interplay of personal and exogenous factors. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities. Liquidity events also magnify the need to put in place or update certain essential estate planning documents.
Philanthropic Advisory
Believing that philanthropy must be more than checkbook writing. Involved and engaged donors want to feel a connection and offer advice and input above and beyond money. Perhaps you want to use philanthropy to instill values in your children, or you want to apply your business acumen to philanthropy. Maybe it is the grassroots-type of organizations that inspire you. Holding philanthropic conversations with our team and your family to discuss values, motivations, visions, and to develop a mission statement is an effective step to achieving long term philanthropic engagement. Deciding on what level of visibility you want, what type of program to support, and how long you envision your involvement to last, are your matters that matter to us.
Art Advisory
Whether you have inherited a valuable collection or built one of your own, the stewardship of fine art and collectibles presents an extensive range of formidable challenges. These unregulated markets can be confusing, fragmented, and inefficient. With experienced art advisors at your side, you have the guidance you need to avoid pitfalls and the expertise to manage your collection as the significant asset it is.
Reserved Offers
Exclusive offers to keep Reserved clients and their families safe and engaged. Offers span across categories such as Dining, Health and Wellness, Travel, Entertainment, and more.
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Signature Access
Signature Access, the highest tier of Morgan Stanley's loyalty program Reserved Living & Giving, gives clients with $10 million or more in assets at the firm access to world class services such as Private Health Advisory, Personal Cybersecurity services, Aircraft Management and more all in addition to the discounts and content available through Reserved Living & Giving.
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Reserved Insights
Curated insights and articles spanning such topics such as Family, Lifestyle, Health & Planning, Travel, and Giving Back.
Read the Latest InsightsLocation
1747 Pennsylvania Ave NW, Ste 900
Washington, DC 20006
US
Direct:
(202) 292-5335(202) 292-5335
Toll-Free:
(800) 792-4411(800) 792-4411
Meet The Sexton Group
Hiller Olsen, Certified Retirement Counselor®
Assistant Vice President, Financial Planning Analyst
Phone:
(202) 292-5443(202) 292-5443
Averey Mackin
Registered Client Service Associate
Phone:
(202) 292-5332(202) 292-5332
Kitan Shonibare
Assistant Vice President, Group Director
Phone:
(202) 292-5335(202) 292-5335
About Erik M Knobl
A results-driven Financial Advisor with over 25 years of industry experience, Erik combines his deep knowledge of portfolio management with solid leadership skills and a disciplined, consultative and educational approach to guide individuals, families and business owners towards the achievement of their specific financial goals.
Erik learned first-hand the power of investing at the age of 13, when he began investing his personal savings in a small amount of stock. As he watched the stock value rise and fall, he became more and more focused on how changes in the economy made an impact on his investment. This experience led him to a career that would help individuals gain the confidence and fortitude to make sound investment decisions. He became a Financial Advisor where he could educate his clients about important financial strategies and help them navigate the complexity of today’s markets.
Shortly after earning his B.S. degree in Economics from Virginia Tech in 1997, Erik joined Morgan Stanley as a Financial Advisor, where he could leverage the global resources and technology from a premier global firm. He joined The Sexton Group in 1999 and earned his Chartered Financial Analyst (CFA) designation from the CFA Institute in 2006.
Erik takes pride in his ability to take complex financial concepts and effectively communicate them to his clients. He works diligently to demystify the investment and planning process by understanding their aspirations and values, so he may articulate the key activities to achieve their specific goals. Over the years, he has cultivated specialized skills in investment management and tax-efficient strategies, as well as retirement and estate planning.
Originally from Reston, Virginia, Erik currently lives in Falls Church, VA with his wife, Amy and daughters, Kendyl and Katelyn. Favorite activities include watching soccer and cycling.
Erik learned first-hand the power of investing at the age of 13, when he began investing his personal savings in a small amount of stock. As he watched the stock value rise and fall, he became more and more focused on how changes in the economy made an impact on his investment. This experience led him to a career that would help individuals gain the confidence and fortitude to make sound investment decisions. He became a Financial Advisor where he could educate his clients about important financial strategies and help them navigate the complexity of today’s markets.
Shortly after earning his B.S. degree in Economics from Virginia Tech in 1997, Erik joined Morgan Stanley as a Financial Advisor, where he could leverage the global resources and technology from a premier global firm. He joined The Sexton Group in 1999 and earned his Chartered Financial Analyst (CFA) designation from the CFA Institute in 2006.
Erik takes pride in his ability to take complex financial concepts and effectively communicate them to his clients. He works diligently to demystify the investment and planning process by understanding their aspirations and values, so he may articulate the key activities to achieve their specific goals. Over the years, he has cultivated specialized skills in investment management and tax-efficient strategies, as well as retirement and estate planning.
Originally from Reston, Virginia, Erik currently lives in Falls Church, VA with his wife, Amy and daughters, Kendyl and Katelyn. Favorite activities include watching soccer and cycling.
Securities Agent: NV, MA, AZ, FL, OR, VT, KY, WV, UT, LA, AK, TX, DE, CA, WY, NJ, GA, DC, CT, WI, NC, TN, SC, PA, IN, WA, NY, MD, IL, CO, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274481
NMLS#: 1274481
About Hiller Olsen
Hiller is a financial services professional who supports clients with thoughtful, planning-focused guidance grounded in over two decades of industry experience.
Licensed in the financial services industry in 2003, he joined Morgan Stanley in 2006 where he developed broad experience supporting individuals and families with their financial planning needs. In June 2018, he relocated to Morgan Stanley’s Des Moines branch, serving as a Group Director and helping lead a team environment focused on client service and execution. In May 2022, Hiller returned to Washington, DC and joined the Sexton Group as a Financial Planning Analyst, where he continues to contribute analytical and planning support designed to help clients make informed decisions.
His work centers on financial planning with an emphasis on retirement-related considerations. He earned the Certified Retirement Counselor (CRC) designation in June 2023, reflecting a commitment to ongoing professional development and retirement planning education.
He earned a bachelor’s degree in business administration from Lock Haven University of Pennsylvania and completed a minor in economics. Outside of work, he enjoys spending time with his family, woodworking, rugby, and traveling.
Licensed in the financial services industry in 2003, he joined Morgan Stanley in 2006 where he developed broad experience supporting individuals and families with their financial planning needs. In June 2018, he relocated to Morgan Stanley’s Des Moines branch, serving as a Group Director and helping lead a team environment focused on client service and execution. In May 2022, Hiller returned to Washington, DC and joined the Sexton Group as a Financial Planning Analyst, where he continues to contribute analytical and planning support designed to help clients make informed decisions.
His work centers on financial planning with an emphasis on retirement-related considerations. He earned the Certified Retirement Counselor (CRC) designation in June 2023, reflecting a commitment to ongoing professional development and retirement planning education.
He earned a bachelor’s degree in business administration from Lock Haven University of Pennsylvania and completed a minor in economics. Outside of work, he enjoys spending time with his family, woodworking, rugby, and traveling.
About Averey Mackin
As a Registered Client Service Associate, Averey Mackin takes on an important role in executing a wide array of client services for The Sexton Group. Averey is instrumental in exceeding client expectations, delivering the highest level of professional service, and managing diverse tasks from large-scale projects to minor requests.
Averey’s responsibilities include providing seamless operational support in a variety of functions. Additionally, she coordinates client meetings and offers valuable training to ensure clients effectively utilize Morgan Stanley's suite of digital tools such as Morgan Stanley Online. Averey’s expertise and her commitment to client satisfaction make her an asset to The Sexton Group and to Morgan Stanley.
Averey graduated from the University of Massachusetts Amherst in 2021 and majored in Managerial Economics. She also holds the Series 7 and 66 securities licenses.
Averey recently moved from Boston, where she spent two years at Columbia Threadneedle, to Washington, D.C. Beyond her professional endeavors, she enjoys snowboarding, going for walks, and spending quality time with her friends and family.
Averey’s responsibilities include providing seamless operational support in a variety of functions. Additionally, she coordinates client meetings and offers valuable training to ensure clients effectively utilize Morgan Stanley's suite of digital tools such as Morgan Stanley Online. Averey’s expertise and her commitment to client satisfaction make her an asset to The Sexton Group and to Morgan Stanley.
Averey graduated from the University of Massachusetts Amherst in 2021 and majored in Managerial Economics. She also holds the Series 7 and 66 securities licenses.
Averey recently moved from Boston, where she spent two years at Columbia Threadneedle, to Washington, D.C. Beyond her professional endeavors, she enjoys snowboarding, going for walks, and spending quality time with her friends and family.
About Kitan Shonibare
Kitan began his career at Merrill in 2020 as a Financial Solutions Advisor, supporting clients through personalized guidance and goal-based planning. In 2023, he joined Morgan Stanley, initially working in operations before transitioning into a Service Manager role, where he led service delivery and strengthened operational efficiency for financial advisor teams in the Washington, D.C. market. He is a proud graduate of the University of Maryland with a degree in Economics.
Originally from Lagos, Nigeria, Kitan now resides in Laurel, Maryland. Outside of the office, he enjoys traveling, pickleball and cheering on his favorite soccer team --- Manchester United.
Originally from Lagos, Nigeria, Kitan now resides in Laurel, Maryland. Outside of the office, he enjoys traveling, pickleball and cheering on his favorite soccer team --- Manchester United.
Contact Erik M Knobl
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2026 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2018-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Women Wealth Advisors
2020-2021, 2023-2025 Forbes America's Top Women Wealth Advisors (formerly referred to as Forbes Top Women Wealth Advisors) Source: Forbes.com (Awarded 2020-2021, 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in September of year prior to the issuance of the award.
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
2016-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms Source: Workingmother.com (Awarded October 2016-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
4
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Martin Hunter
Private Banker
About Martin Hunter
Martin Hunter is a Private Banker serving Morgan Stanley Wealth Management offices in Washington D.C. and Maryland.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Martin began his career in financial services in 2017 and joined Morgan Stanley in 2021 as a Credit Trader in Fixed Income. Prior to joining the firm, he was a Commercial Banking Relationship Manager at Wells Fargo Capital Finance.
Martin is a graduate of the University of Illinois at Chicago, where he received a Bachelors in Economics. He lives in Washington D.C. Outside of the office, Martin enjoys running, fine dining, and volunteering his time to mentor college students aspiring to break into Wall Street.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Martin began his career in financial services in 2017 and joined Morgan Stanley in 2021 as a Credit Trader in Fixed Income. Prior to joining the firm, he was a Commercial Banking Relationship Manager at Wells Fargo Capital Finance.
Martin is a graduate of the University of Illinois at Chicago, where he received a Bachelors in Economics. He lives in Washington D.C. Outside of the office, Martin enjoys running, fine dining, and volunteering his time to mentor college students aspiring to break into Wall Street.
NMLS#: 2635683
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Sexton Group today.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
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5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
