Welcome

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices. Please view the link below to learn more about how we can help you navigate your financial future.The Schwartz Group - Navigating Your Financial Future
Services Include
  • Wealth Management1
  • 529 Plans2
  • Alternative Investments3
  • Asset Management4
  • Financial Planning5
  • Lending Products
  • Long Term Care Insurance6
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

In our approach, we will go beyond investment management to look at not just your assets but your liabilities, not just your account statements but your total estate plan, and not just the cost of your lifestyle but the risks to it as well. Our clients deserve to receive objective and excellent guidance in the crafting, implementing and monitoring of their financial and life-planning strategy. By leading our clients through a disciplined process, we can continuously help towards meeting your financial goals while identifying any inefficiencies and offering solutions. We work very hard to establish enduring relationships with our clients built on mutual trust and respect.

    Location

    53 State Street
    39th Fl
    Boston, MA 02109
    US
    Direct:
    (617) 589-3436(617) 589-3436

    Meet The Schwartz Group

    About Me

    Executive Director – Wealth Management
    Senior Investment Consultant, Financial Advisor
    harold.w.schwartz@morganstanley.com| (617) 589-3436

    Harold is an Executive Director of Wealth Management at Morgan Stanley. Along with the team, he develops and monitors wealth management plans for his diverse clientele of high net worth investors. Additionally, he helps to identify inefficiencies with any plans or investment choices.  This incorporates asset allocation strategies with alternative investments, financial planning, retirement planning and estate planning strategies. Harold has also been very instrumental in planning for both corporations and business owners, generating over 28 Investment Banking transactions. Harold began his career in the investment business in 1968 with Clark, Dodge &Co. Inc., which was acquired by Kidder, Peabody & Co. in 1974. He joined Smith Barney in October 1994, was appointed to a member of the Director’s Council in 1995, and promoted to Director of Wealth Management in 2001. In June 2009, the result of a Joint Venture between Citigroup and Morgan Stanley created Morgan Stanley. 

    From 1993 to 1998 he was the Chairman of the New England Region Anti Defamation League. He is past chair of the Men’s Associates at Hebrew SeniorLife. He currently serves on the Executive Committee of the Anti Defamation League New England Region and also as National Commissioner for the Anti Defamation League. He is an Advisory Board Member of Bina Farm Center and Founding Board Member Emeritus of The Lenny Zakim Fund. He is a member of Temple Beth Elohim in Wellesley, MA. 

    Harold is a resident of Wayland, where he lives with his wife Linda. Their children include their son Dean, his wife Joanna and their daughters Jessica and Lily, their son Peter his wife Samantha and their daughters Marley and Jazz, and their son Michael, his wife Jessica and their daughter Emory. In his leisure time, Harold enjoys walking, golf, biking, fly fishing, yoga and being involved in the community.
    Securities Agent: VA, UT, SC, OH, NY, NJ, NH, NC, MN, ME, MD, MA, IL, FL, DE, CT, CO, CA; Managed Futures; General Securities Representative; General Securities Principal
    NMLS#: 1297942

    About Me

    Michael joined Smith Barney in July 2002, after graduating from Syracuse University in May 2000 with a Bachelor of Science degree in Entrepreneurship. In September 2000, he began his career at Lazard Freres & Co. in financial marketing until he joined Smith Barney, now Morgan Stanley. In June 2009, the result of a Joint Venture between Citigroup and Morgan Stanley created Morgan Stanley. Michael worked at the Park Avenue Branch in New York City before joining the Schwartz Group in October of 2004. As a member of the Schwartz Group, Michael’s main focus is to direct the team’s planning as it relates to creating tailored financial plans for their clients. While facilitating the planning process and executing the client’s life plan, Michael assists clients with the accumulation of wealth as well as navigation through the distribution phase. During this process, Michael coordinates with the team to develop tactical asset allocation strategies that seek to preserve client assets. Also, Michael’s focus includes alternative investments, estate planning strategies, liabilities management, legacy planning and employee stock option planning.

    Michael enjoys running, biking, golf, tennis and skiing. He also enjoys traveling and being involved in the community. He is the co-captain for team Lenny Zakim for the Pan Mass Challenge, which benefits the Zakim Center at the Dana Farber Cancer Institute.
    Securities Agent: VA, UT, SC, OH, NY, NJ, NH, NC, MN, ME, MD, MA, IL, FL, DE, CT, CO, CA; Managed Futures; General Securities Representative
    NMLS#: 177067

    About Me

    Melissa graduated from the University of Vermont in 2000 with a Bachelor of Science degree in Business Administration. In September of 2000 she worked with Computer Sciences Corporation as an IT Consultant. In March 2001, Melissa joined the Schwartz Group. As a Registered Associate, Melissa coordinates the group’s overall day-to-day operation and implements business management systems to provide exceptional client service. She is also responsible for business marketing initiatives for existing and new wealth management clients. As a valuable asset to the team, Melissa works closely with Harold and Michael in assisting clients as they navigate through the wealth management and planning process. 


    Melissa enjoys spending time with family and friends, boating, being outdoors and yoga.
    From Our Team

    The Schwartz Group - Navigating Your Financial Future


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Investing in Artificial Intelligence and Automation

    Investing in Artificial Intelligence and Automation

    AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    A Parent's Guide to Talking to Your Kids About Money

    A Parent's Guide to Talking to Your Kids About Money

    Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Choosing an Environmental Charity

    Choosing an Environmental Charity

    There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

    More from Morgan Stanley

    OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

    OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

    “You may feel like a 1,000 point move in the Dow in a single day is unprecedented, but the reality is that it’s a 2 or 3% move down.” - Lisa Shalett, Chief Investment Officer, Wealth Management
    Learn more about OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE
    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
    Learn more about Morgan Stanley and Justin Rose: A Winning Team
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact The Schwartz Group today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

    3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018