David Nelson, CFP®
Senior Vice President, Financial Advisor
Phone:
(732) 389-5196(732) 389-5196
The Ryan Group at Morgan Stanley
Direct:
(855) 825-1770(855) 825-1770
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
Our goal is to understand your financial needs and then align the resources to help you meet or exceed them. We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, and assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
To make the onboarding process as simple as possible we have gathered some of our most essential resources here at Morgan Stanley. You can find more information and steps to getting started below.
Morgan Stanley Online
To make the onboarding process as simple as possible we have gathered some of our most essential resources here at Morgan Stanley. You can find more information and steps to getting started below.
Get Started Here
CashPlus
The Morgan Stanley CashPlus Brokerage Account offers a modern alternative to traditional banking, providing clients with comprehensive cash management solutions
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Total Wealth View
Total Wealth View allows you to add your non Morgan Stanley accounts into one place. This allows a clearer more holistic view of your entire financial picture and is a great up to date snap shot of your total net worth.
Get Started Here
Digital Vault
Digital Vault let's you easily and securely manage and store life's documents such as wills, deeds and estate plans as well as financial statements and tax filings.
Get Started Here
Morgan Stanley American Express Credit Card
Get to know the Benefits and Rewards of the Platinum Card from American Express exclusively for Morgan Stanley.
Learn More Here
Reserved Living and Giving
Save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living and Giving program.
Learn More Here
A Parent’s Guide to Talking to Your Kids About Money
Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.
Read Here
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
The Latest Report
Your Guide to Life and Money
How much of your savings should you be investing? Do you need a prenup? How do you know when you're ready to buy a home, or start a business? If you're wrestling with some of these questions, the Playbook: Your Guide to Life & Money may have the answers you're looking for.
Read the Guide Here
Morgan Stanley Online: Account Nicknames
To nickname an account, please follow these steps:
From the MS Online homepage, navigate to "Services" at the top toolbar, then select "Profile + Settings" in the dropdown menu
In the "Profile + Settings" page, navigate down to "Preferences" and then select "Display"
In the next page, you'll see "Account Nickname" and it will prompt you to add a nickname for any of your accounts.
Once you are done nicknaming your accounts, select "Update" at the bottom of the screen.
Login to MSOFrom the MS Online homepage, navigate to "Services" at the top toolbar, then select "Profile + Settings" in the dropdown menu
In the "Profile + Settings" page, navigate down to "Preferences" and then select "Display"
In the next page, you'll see "Account Nickname" and it will prompt you to add a nickname for any of your accounts.
Once you are done nicknaming your accounts, select "Update" at the bottom of the screen.
Resources to help you prepare
Figuring out ways to minimize how much the IRS takes from your retirement money should be a central part of your planning. Below are several resources to help you get started. If you’d like to learn more, schedule a conversation today.
Required Minimum Distributions (RMDs)
Becoming familiar with Required Minimum Distributions (RMDs) is crucial for understanding how these mandatory withdrawals from retirement accounts can impact one's tax liabilities.
Learn More Here
Secure 2.0 Act
Secure 2.0 put in place numerous key provisions designed to enhance your ability to save for retirement through increased contribution opportunities, changes to rules affecting distributions from retirement accounts and benefits to establishing a retirement savings. Collectively, these changes may influence how you save and use your savings over time.
Learn More Here
Tax-Efficient Giving
Many of us prefer to combine our support for the causes and people we care about with a desire to save on taxes. Fortunately, there are strategies that may help us accomplish both. Whether you want to donate to charity or invest in a loved-one’s future, consider these tax‐smart ways to help make your giving go further.
Learn More Here
Legacy & Estate Planning
Learn more about estate planning by browsing the links below and contact us with any questions.
U.S. Legacy Income Trusts Brochure
The U.S. Legacy Income Trusts (Trusts) are next-generation charitable planned giving instruments established by the U.S. Charitable Gift Trust® (Gift Trust), a tax-exempt public charity offering donor-advised funds.
Learn More Here
Spousal Lifetime Access Trusts (SLAT) Illustration
View the document below to learn more about SLATs.
Learn More Here
Concentrated Position Toolkit
The concentrated position toolkit assists in curating and navigating an expansive suite of specialized resources to address concentrated positions.
Learn More Here
Equity Compensation Can Have Complex Implications
Your Compensation Package may Include an Equity Plan. Learn more about various equity compensation forms below.
Learn More Here
The Three Phases of Estate Planning
Unlock the secrets to effective estate planning with our comprehensive guide on the three crucial phases of estate planning.
Learn More Here
Tax, Trust, and Estate Planning Overview
Discover the latest strategies in tax, trust, and estate planning that can help secure your financial legacy and optimize wealth transfer to future generations
Learn More Here
Introduction to Investing
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Goal Setting and Budgeting
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Credit and Debt Management
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Investing with Impact
Watch Video
Intelligent Withdrawals
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Direct Indexing
Watch Video
Exchange Funds
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Alternative Investments
Watch Video
From Grit to Vision
Watch VideoLocation
1030 Broad Street
3rd Floor
Shrewsbury, NJ 07702
US
Direct:
(855) 825-1770(855) 825-1770
Meet The Ryan Group
James Gallagher
Senior Vice President, Financial Advisor
Phone:
(732) 389-5195(732) 389-5195
Phone:
(732) 389-5156(732) 389-5156
Tricia A. Gruber
Client Service Associate
Phone:
(732) 389-5174(732) 389-5174
Donna Nobile
Client Service Associate
Phone:
(732) 389-5183(732) 389-5183
About David Nelson
David is the lead portfolio manager for our equity and balanced income portfolios. He is also a CERTIFIED FINANCIAL PLANNER™ who advises on financial planning issues for clients. David has over 30 years of experience in the financial services industry.
David holds a B.S., degree in business administration from Georgian Court University. David and his wife Karyn reside in Brick, NJ along with their two daughters.
David holds a B.S., degree in business administration from Georgian Court University. David and his wife Karyn reside in Brick, NJ along with their two daughters.
Securities Agent: MO, MA, IL, CT, IN, ID, WY, SD, AZ, TN, RI, PA, MI, WA, OH, DE, DC, TX, SC, NJ, FL, NY, NC, CO, CA, AL, VT, NH, VA, MD, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1274583
NMLS#: 1274583
About James Gallagher
Jim has been an integral part of the Ryan Group for the past 20 years, currently serving as a Senior Vice President. In his role, he oversees all daily operations, which include actively trading equities, options, and fixed income securities. Additionally, he is responsible for setting up hedging strategies for concentrated stock positions. His primary focus is on tactically enhancing income for clients while ensuring the preservation of their net worth.
Jim's academic background includes a Bachelor of Science in Business and Economics from the University of Scranton. Beyond his professional commitments, Jim is actively involved in his local community. He volunteers as a coach for AAU basketball and serves as the Athletic Director for St. Clements School in Matawan, NJ. Jim resides in Aberdeen, NJ, with his wife, Darlene, and their two children.
Please let me know if you require any further information or have specific questions regarding Jim's role and contributions.
Jim's academic background includes a Bachelor of Science in Business and Economics from the University of Scranton. Beyond his professional commitments, Jim is actively involved in his local community. He volunteers as a coach for AAU basketball and serves as the Athletic Director for St. Clements School in Matawan, NJ. Jim resides in Aberdeen, NJ, with his wife, Darlene, and their two children.
Please let me know if you require any further information or have specific questions regarding Jim's role and contributions.
Securities Agent: SD, CO, FL, TN, NC, AZ, MO, IL, WA, RI, OH, NH, WY, IN, DC, CT, TX, NY, VA, PA, ID, DE, CA, AL, SC, NJ, MA, MD, GA, MI, VT; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1262049
NMLS#: 1262049
About Christopher Parmer
Chris has over 20 years of experience in the financial services industry having worked 10 years for a national Private Bank before joining Morgan Stanley. His comprehensive wealth management experience provides clients with a financial partner who can understand their full financial makeup, develop a personalized strategy, and align resources to help meet their goals.
He is a 2003 graduate from Campbell University in Buies Creek, NC where he obtained a Bachelor of Business Administration and a MBA with a focus in Trust & Investment Management. Chris, his wife Jen, and their two daughters reside in Belmar, NJ. In his spare time Chris enjoys spending time outdoors with his family and golfing.
He is a 2003 graduate from Campbell University in Buies Creek, NC where he obtained a Bachelor of Business Administration and a MBA with a focus in Trust & Investment Management. Chris, his wife Jen, and their two daughters reside in Belmar, NJ. In his spare time Chris enjoys spending time outdoors with his family and golfing.
Securities Agent: DC, IL, ID, DE, AL, SD, NJ, NH, VT, RI, SC, WA, MI, CT, FL, CA, WY, GA, AZ, OH, NY, TX, PA, MO, MA, IN, CO, VA, TN, NC, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 533847
CA Insurance License #: 4075863
NMLS#: 533847
CA Insurance License #: 4075863
Contact David Nelson
Contact James Gallagher
Contact Christopher Parmer
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Ryan Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
