Eric Roth
Managing Director, Financial Planning Specialist
Phone:
(212) 878-3922(212) 878-3922
The Roth Group at Morgan Stanley
Direct:
(212) 878-3922(212) 878-3922
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy.
Welcome
As your Financial Advisor, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing an appropriate risk tolerance that can help you achieve the financial outcome you envision for yourself.
Step 3: Financial Plan Presentation
Financial plan presentations map out essential factors that play into your financial success such as your employee and employer contributions., liquidity events and insurance coverage, Examining relevant financial information provides a holistic asset allocation analysis for your accounts helping ensure a comprehensive financial plan.
Step 4: Action Items/Next Steps
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations. This may include adjustments to your financial plan, investment allocation, company benefits and insurance coverage.
Step 5: Implementation Meeting
The Implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving/benefit modifications
Step 6: Monitoring and Performance Tracking
Finally, we will be constantly monitoring your assets and analyzing your performance tracking data seeking to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always met
VALUABLE TOOLS AND RESOURCES
Our comprehensive suite of digital tools are designed to help enhance virtually every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online (MSO)
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read the Latest Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
On the Markets Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy, and more.
Read the Latest Report
Cash Plus
Enjoy unlimited ATM fee rebates worldwide with the Morgan Stanley Debit Card, along with no foreign transaction fees, no cash advance fees, unlimited check writing, and more.
Learn More About Cash Plus
2022 Global Macro Outlook
The surge in global inflation has investors fretting about future growth, but Morgan Stanley economists say price surges will subside, making way for 4.7% global GDP growth in 2022. Here’s the view on the global economy.
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Click Here to Learn More
Thoughts on the Market
From volatility and geopolitics to economic trends and investment outlooks, stay informed on the key developments shaping today's markets
Click Here to Listen
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using E-Sign - all you need is a valid email address and phone number.
Click Here to Learn More
Morgan Stanley Ideas
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.
Click Here to Listen
E-Delivery
E-Delivery allows you to securely save, print, send, and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
Click Here to Learn More
At Scale
Listen to Morgan Stanley's sustainability podcast as host Audrey Choi examines the challenges we face and solutions to bring a more sustainable future.
Click Here to Listen
E-Authorization
eAuthorizations allows you to approve transactions electronically and securely on Morgan Stanley Online and the Morgan Stanley Mobile App.
Click Here to Learn More
Reserved Living and Giving
Reserved Living & Giving is a complimentary loyalty program available to clients with a minimum of $1M in AUM, that can help them save time and money on travel, gifts, automobiles and more.
Click Here to Learn MoreINDIVIDUAL PLANS FOR INDIVIDUALS LIKE YOU:
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you achieve your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Forbes Best in State 2022, 2023 & 2024
Forbes Best-In-State is based on in-person, virtual, and telephone due diligence meetings to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms.
[Source: Forbes (Awarded April 2024, 2023 & 2022). Data compiled by SHOOK Research LLC for the period 6/30/20-6/30/21 - 6/30/21-6/30/22 - 6/30/22-6/30/23. https://lnkd.in/eGWD2EET]
Recognition Link[Source: Forbes (Awarded April 2024, 2023 & 2022). Data compiled by SHOOK Research LLC for the period 6/30/20-6/30/21 - 6/30/21-6/30/22 - 6/30/22-6/30/23. https://lnkd.in/eGWD2EET]
Forbes Best in State 2023
Forbes Best-In-State is based on in-person, virtual, and telephone due diligence meetings to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms.
Recognition Link
Forbes Best in State 2022
Forbes/Shook 2022 Best-In-State Wealth Advisors list have a proven record of guiding their clients through volatile markets. Advisors that are considered have a minimum of seven years experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their approach to working with clients.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
Recognition LinkForbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
President's Club 2023 & 2024
Eric Roth, a Managing Director, Financial Advisor in his Wealth Management office in New York City has been named to the Firm’s prestigious President’s Club, an elite group composed of the Firm’s top Financial Advisors.
View Press Release
Portfolio Risk Tool
The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management’s platform to help improve the quality, transparency, and efficiency of the end-to-end risk management processes for the Firm and our Clients.
Click Here to Learn More
Goals Planning System (GPS)
Goals-Based Wealth Management means that we aim to understand what is important to you and work together to map out a plan that can help you achieve your financial goals.
Click Here to Learn More
Retirement Planning
The decisions you make about your workplace retirement plan can benefit you for years to come. We’ll help you understand and put your resources to work, so you can plan, invest, and ultimately transition to retirement with confidence.
Click Here to Learn More
Education Planning
With education costs rising, paying for college has become a major life expense that requires smart planning.
Click Here to Learn More
Financial Planning Questionnaire
This questionnaire will help us create a personalized
strategy for you and can enhance our conversation
around your long-term goals.
Click Here to Fill Outstrategy for you and can enhance our conversation
around your long-term goals.
Intelligent Withdrawals
We use state-of-the-art tools that recommend the most tax-efficient way to liquidate assets.
Click Here to Learn More
Chartered Financial Analyst® (CFA®)
A Chartered Financial Analyst® (CFA®) is a globally-recognized professional designation given by the CFA Institute, that measures and certifies the competence and integrity of financial analysts.
Candidates are required to pass three levels of exams covering areas, such as accounting, economics, ethics, money management, and security analysis.
Candidates are required to pass three levels of exams covering areas, such as accounting, economics, ethics, money management, and security analysis.
Series 7
Everyone in the Roth Group passed their Series 7 Examination.
Passing FINRA's Series 7 Examination is a milestone in one's financial career, where the applicant demonstrates knowledge on a variety of topics including equity market and fixed income instruments, options, client suitability and more.
Passing FINRA's Series 7 Examination is a milestone in one's financial career, where the applicant demonstrates knowledge on a variety of topics including equity market and fixed income instruments, options, client suitability and more.
NAVIGATING YOUR LIFE
No matter what stage of life you are in, more than likely you or someone you know have gone through some type of major life event. Whether it was the birth of a child, the unfortunate passing of a loved one, or even the possibility of a divorce, these life events can occur when you least expect it, and can make things difficult moving forward. That is where we can help.
The Roth Group at Morgan Stanley understands that these times can be challenging, difficult, and even a little scary. There is no need to worry. Our team knows the emotional swells that are involved with these life events, and are prepared to sit down and assist you in coming up with a game plan to put you back on the road to you and your family's financial soundness.
The Roth Group at Morgan Stanley understands that these times can be challenging, difficult, and even a little scary. There is no need to worry. Our team knows the emotional swells that are involved with these life events, and are prepared to sit down and assist you in coming up with a game plan to put you back on the road to you and your family's financial soundness.
Birth of a Child
The birth of a child into the family is a joyous and exciting occasion for everyone. The addition of a new family member brings with it a new set of financial components:
1. Costs of Birth, Adoption or Surrogacy
2. Anticipating Unexpected Medical Expenses
3. Understanding gifting requirements
4. Preparing for Child Care
5. Planning for Educational Expenses
Click Here1. Costs of Birth, Adoption or Surrogacy
2. Anticipating Unexpected Medical Expenses
3. Understanding gifting requirements
4. Preparing for Child Care
5. Planning for Educational Expenses
Divorce
With the right approach and the right advice, the process need not be onerous. On the contrary, it can be empowering. Here's how to manage the transition:
1. Find a Confidante
2. Put your team in place
3. Get - and stay - organized
4. Take stock of what you have, and need
5. Be patient, but proactive
Click Here1. Find a Confidante
2. Put your team in place
3. Get - and stay - organized
4. Take stock of what you have, and need
5. Be patient, but proactive
Death
Dealing with death is never easy. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including administration of the estate. Though it may be hard for individuals to talk about estate planning because of the heartache, addressing it promptly is crucial to saving both time and money, and to minimizing family conflict or confusion.
Click Here
Marriage
There are few events more exciting than when you decide to align your life with the person you love. Of course, there are conversations you should have with their partner before tying the knot. One of the most important is about money—how you’ll make it, save it, spend it and invest it. In addition, helping fund an adult child’s wedding is a goal for many parents (and grandparents). We can play an important role in helping you plan for these milestones and guiding their conversations.
Click HereLocation
55 East 52nd Street 10th
Fl 12
New York, NY 10055
US
Direct:
(212) 878-3922(212) 878-3922
Fax:
(718) 395-1570(718) 395-1570
Meet The Roth Group
Eric Lee, CFA®
Consulting Group Analyst, Associate Vice President
Phone:
(212) 551-7244(212) 551-7244
Josephine Cottone
Portfolio Associate
Phone:
(212) 692-2944(212) 692-2944
Ashley Baros-Kabler
Director of Business Strategy
Phone:
(212) 878-3971(212) 878-3971
About Eric Roth
Founder of The Roth Group at Morgan Stanley, Eric has spent much of his 35 year career focusing on the unique needs of corporate executives. He has been a Preferred Executive Financial Consultant at Pfizer and more recently, he and his Roth Group colleagues have been working with Zoetis, the largest global animal health company, and INROADS, a non-profit organization dedicated to fostering diversity among corporations, in a financial planning capacity.
Eric started his career at The Equitable in 1989 and subsequently served as a Financial Consultant at CIBC Oppenheimer before joining a Morgan Stanley predecessor firm in 2003. He understands the challenges faced by his corporate executive clients and provides them with solutions that integrate their corporate benefits and equity compensation with estate and financial planning strategies, investments and insurance.
A longstanding member of Morgan Stanley’s President’s Club, in 2017, he qualified for the prestigious Chairman's Council ranking him as one of their top Financial Advisor's. Eric graduated from The University of Rhode Island with a BA in Communications. He volunteers with numerous charitable organizations that include the Special Olympics, Jewish War Veterans Association, New York Cares, The Opportunity Project, and the NY City Winter Adaptive Games. In addition, he is a member of the Tau Kappa Epsilon Fraternity and served as Chapter Advisor for Rutgers University.
An avid athlete and weightlifter who was the New Jersey State power lifting champion from 1994-1996, Eric coached youth soccer, baseball, football, and basketball in Monroe Township, New Jersey where he resides his wife and two children.
Eric started his career at The Equitable in 1989 and subsequently served as a Financial Consultant at CIBC Oppenheimer before joining a Morgan Stanley predecessor firm in 2003. He understands the challenges faced by his corporate executive clients and provides them with solutions that integrate their corporate benefits and equity compensation with estate and financial planning strategies, investments and insurance.
A longstanding member of Morgan Stanley’s President’s Club, in 2017, he qualified for the prestigious Chairman's Council ranking him as one of their top Financial Advisor's. Eric graduated from The University of Rhode Island with a BA in Communications. He volunteers with numerous charitable organizations that include the Special Olympics, Jewish War Veterans Association, New York Cares, The Opportunity Project, and the NY City Winter Adaptive Games. In addition, he is a member of the Tau Kappa Epsilon Fraternity and served as Chapter Advisor for Rutgers University.
An avid athlete and weightlifter who was the New Jersey State power lifting champion from 1994-1996, Eric coached youth soccer, baseball, football, and basketball in Monroe Township, New Jersey where he resides his wife and two children.
Securities Agent: PA, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NV, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1278928
CA Insurance License #: 0F91255
AR Insurance License #: 1962843
NMLS#: 1278928
CA Insurance License #: 0F91255
AR Insurance License #: 1962843
About Eric Lee
Eric focuses on portfolio construction and analysis for The Roth Group. He plays a critical role as the Consulting Group Analyst for the team by assisting in asset allocation, securities research on third party investments, and portfolio monitoring.Eric joined The Roth Group in 2012 after interning with the team for the previous two years. A graduate of Baruch College with a degree in Finance and Investments. Eric holds the Chartered Financial Analyst ® (CFA ®) designation in addition to Series 7 and 66 licenses.Eric currently resides in Long Island City. He is an avid traveler and has a passion for fine dining.
About Josephine Cottone
Josephine joined Morgan Stanley in 2012. She has more than 25 years experience in the industry and oversees the daily business operation. She joined the Roth Group in 2017.
She enjoys speaking with clients and assists them in their day to day needs. Josephine holds a general securities registration Series 7 and the Series 63.
Josephine currently lives in Brooklyn with her family. In her spare time she loves to bake, attending music concerts and broadway shows, and enjoys sharing recipes with her family and friends.
She enjoys speaking with clients and assists them in their day to day needs. Josephine holds a general securities registration Series 7 and the Series 63.
Josephine currently lives in Brooklyn with her family. In her spare time she loves to bake, attending music concerts and broadway shows, and enjoys sharing recipes with her family and friends.
About Ashley Baros-Kabler
Securities Agent: SD, NJ, IN, CO, ME, NV, VT, KS, SC, DE, WA, PA, DC, UT, GA, VA, NC, NY, FL, OR, PR, CT, TX, CA, MA, AZ, MD, MI, AL, TN, OH, IL, WV; General Securities Representative; Investment Advisor Representative
Contact Eric Roth
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Roth Group today.
1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
