John Rosenstern
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist
Phone:
(225) 237-3156(225) 237-3156
The Rosenstern Group at Morgan Stanley
Direct:
(225) 237-3124(225) 237-3124
Toll-Free:
(800) 666-3960(800) 666-3960
Our Mission Statement
Helping clients like you achieve all of your retirement and investing goals
What We Do
At The Rosenstern Group, we believe that the wealth management journey is a lot like planning a trip: let’s determine your destination and figure out the best way to get you there—this is the essence of what we strive to do. Achieving your financial goal is the destination; the right investment strategy is the vehicle you need to get there. Our team is well-equipped to help define what ‘wealth’ means to you. We will identify strategies designed to create wealth, and present ideas that will help you to achieve your financial goals and desired lifestyle.
As your Financial Advisors, we are your advocates—we have a genuine interest in you, your family and your business. We believe in taking a holistic, goals-based approach to wealth management, providing a comprehensive analysis of your current financial situation. We then offer guidance and insight on which strategies are most appropriate for your unique needs.
Ultimately, we aim to do much more than just preserve and grow assets. We listen to the needs and concerns of our clients, educate them about the financial planning process and explain the ‘why’ behind our decisions and recommendations. It is our goal to manage your wealth in a manner that will not only help you achieve your desired life style, but also allow you to leave a legacy that will impact future generations. Let’s begin our journey today!
As your Financial Advisors, we are your advocates—we have a genuine interest in you, your family and your business. We believe in taking a holistic, goals-based approach to wealth management, providing a comprehensive analysis of your current financial situation. We then offer guidance and insight on which strategies are most appropriate for your unique needs.
Ultimately, we aim to do much more than just preserve and grow assets. We listen to the needs and concerns of our clients, educate them about the financial planning process and explain the ‘why’ behind our decisions and recommendations. It is our goal to manage your wealth in a manner that will not only help you achieve your desired life style, but also allow you to leave a legacy that will impact future generations. Let’s begin our journey today!
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Socially Responsible Investing
Socially Responsible Investing with The Rosenstern Group
A socially responsible investment is one that is based upon the nature of the business a company conducts. Common themes for socially responsible investments include avoiding investments in companies that primarily produce or sell particular products, such as alcohol or tobacco.
Throughout the years—be it for moral, religious or personal reasons—we have found that a number of our clients wish to implement this type of investment strategy in their portfolio. At The Rosenstern Group, our team focuses on building custom portfolios, giving us the ability to use individual securities to provide our clients with a diversified strategy, while also addressing their desire to invest in socially responsible companies.
Morgan Stanley continues to establish itself as an industry leader in regards to socially responsible investing. By providing advisors and clients with access to a premier trading and execution platform, a full spectrum of investment choices and insight from some of the world’s most respected investment professionals, the firm is able to help clients not only achieve their financial goals, but do so in a manner that aligns with their values and beliefs.
A socially responsible investment is one that is based upon the nature of the business a company conducts. Common themes for socially responsible investments include avoiding investments in companies that primarily produce or sell particular products, such as alcohol or tobacco.
Throughout the years—be it for moral, religious or personal reasons—we have found that a number of our clients wish to implement this type of investment strategy in their portfolio. At The Rosenstern Group, our team focuses on building custom portfolios, giving us the ability to use individual securities to provide our clients with a diversified strategy, while also addressing their desire to invest in socially responsible companies.
Morgan Stanley continues to establish itself as an industry leader in regards to socially responsible investing. By providing advisors and clients with access to a premier trading and execution platform, a full spectrum of investment choices and insight from some of the world’s most respected investment professionals, the firm is able to help clients not only achieve their financial goals, but do so in a manner that aligns with their values and beliefs.
Working With You
Financial Planning with The Rosenstern Group
Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.
Using our suite of tools — our LifeView® platform — we can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
LifeView® helps us:
Click the links below to access the sample LifeView® Goal Analysis and Client Profile:
Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.
Using our suite of tools — our LifeView® platform — we can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
LifeView® helps us:
Click the links below to access the sample LifeView® Goal Analysis and Client Profile:
- Analyze your current investments and financial situation
- Review and prioritize your goals with you, such as retirement
- Plan for additional goals, including education funding
- Prepare for major purchases and philanthropic goals
- Protect your financial future
- Develop wealth transfer strategies
Location
400 Convention St
Ste 400
Baton Rouge, LA 70802
US
Direct:
(225) 237-3124(225) 237-3124
Toll-Free:
(800) 666-3960(800) 666-3960
333 Texas Street
9th Floor
Shreveport, LA 71101
US
Meet The Rosenstern Group
Josh Rosenstern
Financial Advisor, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(225) 237-3124(225) 237-3124
Sara McCall
Portfolio Associate
Phone:
(225) 237-3127(225) 237-3127
About John Rosenstern
A veteran of the financial services industry, John brings nearly four decades of experience to The Rosenstern Group. He has spent the past 25 years with Morgan Stanley and its predecessor firms. As Portfolio Management Director, John focuses on building individualized, custom portfolios for clients—often times with an emphasis around socially responsible investing.
Born and raised in Pittsburgh, Pennsylvania, John and his family moved to the Baton Rouge area in 1999. John attends Family Worship Center Church, where he is actively involved in ministry and volunteer work.
John and his wife Rosie have been married for 33 years. They have two adult children—son Josh and daughter Jordan—and six grandchildren. John is an avid reader and spends a great deal of time broadening his knowledge on his two favorite subjects: history and religion.
Born and raised in Pittsburgh, Pennsylvania, John and his family moved to the Baton Rouge area in 1999. John attends Family Worship Center Church, where he is actively involved in ministry and volunteer work.
John and his wife Rosie have been married for 33 years. They have two adult children—son Josh and daughter Jordan—and six grandchildren. John is an avid reader and spends a great deal of time broadening his knowledge on his two favorite subjects: history and religion.
Securities Agent: TX, WI, WA, LA, NC, MN, TN, NY, MI, MO, MS, MT, KY, SD, AL, PA, AR, CO, AZ, FL, CT, VA, GA, SC, OK, KS, OH, NV, MD, IN, IL, ID, IA, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1393622
NMLS#: 1393622
About Josh Rosenstern
Originally from Pittsburgh, Pennsylvania, Josh has called the Baton Rouge area home since he was 12 years old. He is a graduate of Louisiana State University, where he earned a bachelor’s degree in Biological Sciences.
Josh joined Morgan Stanley in 2013, and upon doing so, partnered with his father to form The Rosenstern Group. Josh plays an integral role on the team as he is heavily involved in all aspects regarding client interaction and service, including overseeing much of the initial discovery and planning that takes place with new clients. Additionally, Josh conducts portfolio reviews and follow-up appointments with existing clients. He holds the title of Portfolio Manager at Morgan Stanley, allowing him to manage client portfolios on a discretionary basis.
Josh and his wife, Bethany—a native of Jonesboro, Louisiana—have two young sons, Jonah and Noah. The family enjoys traveling and spending time with loved ones. Away from the office, Josh is very active in his church—Family Worship Center—where he volunteers on a consistent basis.
Josh joined Morgan Stanley in 2013, and upon doing so, partnered with his father to form The Rosenstern Group. Josh plays an integral role on the team as he is heavily involved in all aspects regarding client interaction and service, including overseeing much of the initial discovery and planning that takes place with new clients. Additionally, Josh conducts portfolio reviews and follow-up appointments with existing clients. He holds the title of Portfolio Manager at Morgan Stanley, allowing him to manage client portfolios on a discretionary basis.
Josh and his wife, Bethany—a native of Jonesboro, Louisiana—have two young sons, Jonah and Noah. The family enjoys traveling and spending time with loved ones. Away from the office, Josh is very active in his church—Family Worship Center—where he volunteers on a consistent basis.
Securities Agent: IA, IL, IN, KS, ID, LA, MN, MO, MS, MT, NC, NE, NV, NY, OH, OK, PA, SC, SD, TN, TX, VA, WA, WI, KY, AL, MD, MI, AR, AZ, CA, CO, FL, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1272868
NMLS#: 1272868
About Sara McCall
Sara brings a diverse skillset to the team, having served in various roles since joining Morgan Stanley in 2015. She currently serves as Portfolio Associate for The Rosenstern Group, focusing on client service, account maintenance and client profile management. She also assists clients who call in with questions or requests related to their accounts and helps ensure that paperwork is properly filled out and submitted. She is Series 7 and 66 licensed.
Prior to joining The Rosenstern Group, Sara spent time as an Administrative Assistant for the Baton Rouge office, assisting with a wide-range of matters related to the branch financial advisors, support staff and clients. She also acted as a liaison between branch management and various internal and external business partners. Sara has experience on the Operations side of the business as well and continues to fulfill duties in this department when called upon. In addition, Sara is in charge of upholding one of Morgan Stanley’s core values—Giving Back—serving as the branch community outreach and philanthropy coordinator.
Originally from Lewisville, Tx., Sara has called South Louisiana home since moving to Baton Rouge in 2010 to attend LSU, where she earned a bachelor of arts degree. She also earned an MBA from LSU-Shreveport. During her free time, she and her husband, Cedric, enjoy trying new restaurants, going to local festivals and cheering on the LSU Tigers. The couple are proud parents of two children, Maxwell and Camille.
Prior to joining The Rosenstern Group, Sara spent time as an Administrative Assistant for the Baton Rouge office, assisting with a wide-range of matters related to the branch financial advisors, support staff and clients. She also acted as a liaison between branch management and various internal and external business partners. Sara has experience on the Operations side of the business as well and continues to fulfill duties in this department when called upon. In addition, Sara is in charge of upholding one of Morgan Stanley’s core values—Giving Back—serving as the branch community outreach and philanthropy coordinator.
Originally from Lewisville, Tx., Sara has called South Louisiana home since moving to Baton Rouge in 2010 to attend LSU, where she earned a bachelor of arts degree. She also earned an MBA from LSU-Shreveport. During her free time, she and her husband, Cedric, enjoy trying new restaurants, going to local festivals and cheering on the LSU Tigers. The couple are proud parents of two children, Maxwell and Camille.
Contact John Rosenstern
Contact Josh Rosenstern
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact The Rosenstern Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
