Derek Rosenberg, CFP®, CPWA®, CRPC®
Managing Director, Wealth Management, Financial Advisor
Phone:
(702) 737-8104(702) 737-8104
The Rosenberg Wealth Management Group at Morgan Stanley
Direct:
(702) 737-8104(702) 737-8104
Our Mission Statement
At The Rosenberg Group Wealth Management Group, we aim to build relationships rooted in respect, trust, and a shared purpose—striving to help you navigate life’s toughest financial decisions with clarity and discipline in an effort to help you protect your family, grow your wealth, and create a legacy that lasts for generations.
Our Story
Our story isn't about numbers — it's about people. We believe every financial journey is unique, and every decision should be aligned with the life you truly want to live. That's why we built The Prometheus Process: a disciplined, hands-on approach that turns uncertainty into clarity, chaos into opportunity, and goals into reality.
We are more than advisors. We are your Guru, Guide, and Gladiator — bringing knowledge, walking alongside you, and standing firm for you, even when emotions run high.
As a multi-generational team, we understand the power of perspective and collaboration. We work with families across generations to protect what matters most, build lasting wealth, and prepare the next generation to carry that legacy forward.
This is who we are: a beacon in the storm, dedicated to helping you design the future you want — not by chance, but by choice.
Our Philosophy
In a world filled with noise, fear, and distraction, we remain a beacon of clarity and calm. We don't react to headlines; we make decisions rooted in reason, fact, and discipline. This approach allows us not just to weather financial storms but to thrive in them. Where others see crisis, we see opportunity. Where others panic, we remain steadfast. With us, you gain more than a financial plan—you gain a trusted partner committed to helping you build wealth, protect your family, and leave a legacy for generations to come.
Target Market & Ideal Client Profile
• Individuals & Families who value discipline, legacy, and generational wealth.
• High-net-worth and emerging affluent clients experiencing life transitions: inheritance, liquidity events, career change, large expenses, disability, or loss.
• Clients motivated by long-term purpose rather than short-term noise. We resonate most with those who value partnership, education, and a disciplined approach to navigating uncertainty.
How We Work
Our disciplined process goes beyond traditional financial planning. We help you answer life's toughest questions:
• Wealth – What do we own, and why?
• Debt – How can borrowing strengthen, not weaken, our financial future?
• Tax – How do we pay less and position assets more efficiently?
• Risk – What's our plan for when life doesn't go according to plan?
• Estate Planning – How do we prepare the next generation to steward wealth and build a lasting legacy?
Through our Discovery → Design → Deploy → Discipline framework, we craft strategies that adapt to changing laws, markets, and life events—without losing sight of your long-term goals.
Recognition:
The Rosenberg Group named to Forbes 2025 Best-In-State Wealth Management Teams in Nevada
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
Derek Rosenberg named to Forbes 2025 Best-In-State Wealth Advisors in Nevada
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors Source: Forbes.com (Awarded April 2025) Data compiled by SHOOK Research LLC for the period 6/30/23 - 6/30/24.
Services Include
- Financial PlanningFootnote1
- Executive Benefit ServicesFootnote2
- Retirement PlanningFootnote3
- Corporate Pension Plans
- Business PlanningFootnote4
- Wealth ManagementFootnote5
- Stock Option PlansFootnote6
- Qualified Retirement PlansFootnote7
- Life InsuranceFootnote8
- Cash Management and Lending ProductsFootnote9
- Institutional ServicesFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Digital Resources for Clients
Access your financial world at your convenience.
Morgan Stanley Online
Morgan Stanley Online (MSO) enables you to view your account activity, manage your everyday finances, and authorize transactions.
Total Wealth Tool
You can now conveniently view your accounts from other financial institutions on Morgan Stanley Online giving you a complete financial picture.
Online Security Center
Safeguarding your assets and personal information is among our highest priorities.
Mobile App
Access your Morgan Stanley Online account from anywhere. Download to your mobile device and login with your MSO login information.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Legacy Planning
Financial planning customized to your family's needs is essential to preservation of wealth. Keeping the next generation informed is key to their future financial goals.
Financial Literacy
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. It's never too early to start improving financial literacy in your family.
Conversation Guide
Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.
"Thoughts on the Market" Podcast
Listen in as Morgan Stanley colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
"What Should I Do with My Money?" Podcast
Join us as our guests share their stories around life's major moments. On this award-winning podcast, we match real people, asking real questions about their money, with experienced Financial Advisors.
HELPING ACHIEVE YOUR DEFINITION OF SUCCESS
Your strategy should be unique to you. The word "process" is a key part of our practice because as your life changes, your financial plan needs to reflect how you envision the future.
1. Discovery
Our relationship begins with getting to know you, your lifestyle, and your goals. We will review your current financial situation and developing an appropriate plan for you.
2. Recommendations
We will follow up with you regarding our recommendations, which may include adjustments to your financial plan, investment allocation, and company benefits. Having a Morgan Stanley Online Account will help you stay up to date.
3. Implement
We focus on creating strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and benefit modifications.
4. Monitor
Staying in communication is key to helping you work towards your ideal financial future. We will monitor your assets and work towards your financial expectations being met.
Resources for our valued clients
Stay up to date on the latest market landscape with the latest research and resources from Morgan Stanley, as well as access the latest insights, events, and exclusive offers for our Reserved Living Members.
About Reserved Living and Giving
Learn about how much you can save with Reserved Living & Giving with complimentary perks.
Featured Offers
Offers span across such categories as Dining, Health & Wellness, Travel, Entertainment and more.
Thoughts on the Market Podcast
Join us for short, thoughtful takes on recent events in the market from a variety of perspectives within Morgan Stanley.
On the Markets Research
Every month, Morgan Stanley's top research analysts publish their On the Markets report providing detailed commentary on topics such as global equities, fixed income, and monetary policy.
2025 Tax Table
This document outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
Location
8548 Rozita Lee Ave
Suite 400
Las Vegas, NV 89113
US
Direct:
(702) 737-8104(702) 737-8104
Meet The Rosenberg Wealth Management Group
Richard Orleck, CEPA®
Executive Director, Financial Advisor
Phone:
(702) 737-8103(702) 737-8103
Shyanna Sagadraca
Registered Client Service Associate
Phone:
(702) 792-2084(702) 792-2084
Patricia Sidorick
Wealth Management Associate, CRPC®
Phone:
(702) 242-8305(702) 242-8305
About Me
With over 23 years of experience, Derek’s purpose is to help you feel confident, connected and in control of your financial life by fostering an environment for success. The right financial advice can help prepare you for whatever life brings – both the expected and the unexpected. He enjoys empowering clients to live a more fulfilling life, while focusing on purpose, having an impact on loved ones, and being a role model for their communities. When you work with his team, you can expect regular meetings to review your goals, progress, and investments.
Derek graduated from UCLA in 1994 with a degree in English Literature and joined the financial industry in October of 1997 at AG Edwards. He also earned his MBA from Pepperdine University Graziadio Business School, with Beta Gamma Sigma honors in April 2023.
He is a CFP professional and earned his Certified Private Wealth Advisor and Chartered Retirement Plans designations.
Derek has been married since 1998 and is the father of three beautiful boys. Derek's favorite hobbies include golf, cooking, travel and a good appreciation and understanding for various varietals of wine. Derek has also served on the board of the local UCLA Alumni Association and the Jewish Federation of Las Vegas. Derek volunteers regularly with The Goodie Two Shoes foundation: they provide shoes to the underprivileged in the Las Vegas valley. He also became involved with this organization because he believes all children should have the ability to focus on school and life--and this allows one less thing for them to worry about. Seeing their emotional response with something as simple as receiving a pair of shoes, keeps him passionately involved and always coming back.
Derek graduated from UCLA in 1994 with a degree in English Literature and joined the financial industry in October of 1997 at AG Edwards. He also earned his MBA from Pepperdine University Graziadio Business School, with Beta Gamma Sigma honors in April 2023.
He is a CFP professional and earned his Certified Private Wealth Advisor and Chartered Retirement Plans designations.
Derek has been married since 1998 and is the father of three beautiful boys. Derek's favorite hobbies include golf, cooking, travel and a good appreciation and understanding for various varietals of wine. Derek has also served on the board of the local UCLA Alumni Association and the Jewish Federation of Las Vegas. Derek volunteers regularly with The Goodie Two Shoes foundation: they provide shoes to the underprivileged in the Las Vegas valley. He also became involved with this organization because he believes all children should have the ability to focus on school and life--and this allows one less thing for them to worry about. Seeing their emotional response with something as simple as receiving a pair of shoes, keeps him passionately involved and always coming back.
Securities Agent: MA, UT, VA, GA, SC, IL, MD, KY, AR, WA, TX, OR, NJ, LA, DC, MT, CA, FL, OH, ID, WY, TN, NV, MI, CO, AZ, NC, PA, NY, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 556994
NMLS#: 556994
About Me
Richard started in Financial Services in 2001 with Merrill Lynch, and learned from the greatest financial advisors of that time. Prior to this, he graduated from Monmouth University in 2001 with a BA in Communication Studies and holds his APWA and APMA from the College of Financial Planning.
What he feels sets his team apart is the communication outreach process, and planning around critical life events.
He loves exercise, nutrition, alternative medicine, and he is an avid dog lover having a lab, a bulldog and shih tzu. He plans on making a significant impact to animal shelters. His life revolves around his wife and two young daughters ages 7 and 9 who are cheerleaders and dancers.
What he feels sets his team apart is the communication outreach process, and planning around critical life events.
He loves exercise, nutrition, alternative medicine, and he is an avid dog lover having a lab, a bulldog and shih tzu. He plans on making a significant impact to animal shelters. His life revolves around his wife and two young daughters ages 7 and 9 who are cheerleaders and dancers.
Securities Agent: NH, KY, NY, UT, WA, PA, MT, FL, AR, NJ, MD, WY, TN, OR, NC, LA, TX, SC, NV, GA, AZ, MI, MA, CA, IL, ID, DC, CO, VA, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 632115
NMLS#: 632115
Contact Derek Rosenberg
Contact Richard Orleck
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Rosenberg Wealth Management Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
