The Rockville Bridge Group at Morgan Stanley

Meron Yemane
Senior Vice President
Family Wealth Advisor
Financial Planning Specialist
Financial Advisor

Meron Yemane is a first-generation Eritrean American whose professional journey is deeply rooted in his heritage and driven by a mission to help empower individuals and families to take control of their financial futures. Inspired by his parents' courageous decision to emigrate from Asmara, Eritrea in the early 1980s, Meron has dedicated his life to helping people make confident, informed financial decisions aligned with their goals and dreams.

A proud graduate of Penn State University, Meron has built a distinguished career at Morgan Stanley, where he currently serves as a Senior Vice President, Family Wealth Director, and Global Sports and Entertainment Director. He recently earned his NFLPA Institutional designation, allowing him to provide comprehensive financial guidance to professional athletes.

Meron’s excellence has been consistently recognized. He is a three-time Forbes Top Next Gen Wealth Advisor - Best-in-State for 2022, 2023, 2024, and has been also named in 2025 as a Forbes Best-In-State Wealth Advisor for Pennsylvania. These accolades represent meaningful milestones in his career.

A passionate advocate for diversity and inclusion, Meron serves as Chair of Morgan Stanley’s National Diversity and Inclusion Council, and has held leadership roles within the firm’s Central and Eastern PA Complex and Great Lakes Region Diversity and Inclusion Councils. He has also served as a Guest National Training Officer at Morgan Stanley’s headquarters and has been an invited speaker at the Securities Industry and Financial Markets Association (SIFMA).

Meron’s leadership extends far beyond the financial world. His nonprofit journey began as a two-term President of Harrisburg Young Professionals (HYP), a 1,500-member organization committed to civic and professional growth.

Meron has gone on to serve in numerous leadership roles, including Past Chair of the Harrisburg Regional Chamber of Commerce—becoming its youngest and first African American Chair in its 140-year history—and Past Chair and Emeritus Board Member of the UPMC Pinnacle Foundation. He is also a Board of Directors member of UPMC Children’s Hospital, the first person from outside Pittsburgh to hold this role, a Trustee of the UPMC Children’s Hospital Foundation, and an Independent Director on the PGA Philadelphia Section Board of Trustees as of 2025.

His commitment to service includes being a founding member of The Hill Society, past board member and emeritus board member of the Whitaker Center for Science and the Arts, and board member of Tres Bonne Annee, In 2020, Meron co-chaired the Transition Team for Pennsylvania Auditor General Tim DeFoor, the first African American elected to statewide office in Pennsylvania. He was also nominated by the Governor and unanimously confirmed by the Pennsylvania Senate to serve as a Commissioner for the Pennsylvania Human Relations Commission, addressing workplace equity across the Commonwealth.

A proud member of Sigma Pi Phi Fraternity, Meron lives in the Harrisburg area with his wife, Renee, and their daughters, Noelle and Sophia. Through his professional work and deep community involvement, Meron strives to bring people together to grow, learn, and create lasting impact—empowering clients, uplifting communities, and honoring the legacy of his parents' vision for a better future.

Award Disclosures

(2022, 2023 & 2024) Forbes Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022, 2023 & 2024) Data compiled by SHOOK Research LLC based on a 12-month time period from March of the year prior to the issuance of the award.

(2025) Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2025) Data compiled by SHOOK Research LLC for the period 6/30/23 - 6/30/24.

https://www.morganstanley.com/disclosures/awards-disclosure.html

Kelly M. Light, CFP^®, CRPS^®
Senior Vice President
Financial Planning Specialist
Financial Advisor

Kelly began her financial services career at a group health insurance company after graduating from Albright College. Two years later, she joined Paychex as an HR consultant, where she gained extensive knowledge about retirement planning. A few short years after joining Morgan Stanley, Kelly met John J. Fabian Jr. and combined forces to launch the Rockville Bridge Group. She has been a vital team member ever since. A seasoned professional, Kelly Light enjoys working with financially successful individuals and their families, providing personalized advice through a disciplined wealth management approach. Her diverse financial background enables her to help clients achieve their retirement and estate planning goals. She also works directly with the team’s corporate clients in the ongoing management of their retirement plans for their employees. In 2023, Kelly was honored as Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State #28, and Forbes Best-In-State Wealth Advisors #143.



Committed to advanced learning, Kelly completed the rigorous coursework needed to attain the Certified Financial PlannerTM (CFP^®) and Chartered Retirement Plans Specialist (CRPS^®) designations. These credentials provide her with special knowledge and skills in the areas of retirement and estate planning, wealth preservation strategies and executive benefits. She was also named an Investment Management Consultant and Financial Planning Specialist at Morgan Stanley. Kelly’s desire to help others is equaled only by her dedication to her community and her family. Over the years, she has been very involved with many organizations, including the PA Court Appointed Special Advocates, The Fund for Women and Girls, the Four Diamonds Fund Golf Tournament, the Harrisburg Keystone Rotary Club, Caitlyn’s Smiles and Castaway Critters. She was honored as a “Woman of Excellence” by the Harrisburg YWCA in 2017.

Kelly lives in Harrisburg with her husband, Brian, and son, Jacob and numerous animals. A very active mom and an avid animal lover, Kelly’s favorite leisure activities include swimming, entertaining friends and reading.


Source:
Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State #28
Forbes.com (Awarded Feb 2023) Data compiled by SHOOK Research LLC based on time period from 9/30/21 - 9/30/22.
For more info: https://mgstn.ly/3fQYK3h

Forbes Best-In-State Wealth Advisors (2023) #143
Source: Forbes.com (Awarded Apr 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22. For more info: https://mgstn.ly/3fQYK3h

Johnny A. Fabian III, CIMA^®
Senior Vice President
Portfolio Manager
Family Wealth Advisor
Financial Advisor


Johnny A. Fabian III is a Portfolio Manager, Family Wealth Advisor and second-generation Financial Advisor at The Rockville Bridge Group. His results-driven approach includes the development of a tailored wealth plan and a commitment to ongoing education He enjoys guiding individuals and families as they solve their financial challenges, so they may enjoy their wealth and leave the legacy they desire.

Johnny grew up in a household dedicated to helping families achieve their financial goals. His father, a successful advisor for 35 years, inspired Johnny at an early age to pursue a career that combines his fascination for the markets with his inherent desire to help others. Johnny attended Penn State University, where he earned his B.A. degree in Political Science in 2007. Upon graduation, he joined his father’s practice and has been an integral member of the family business ever since.

Throughout his career, Johnny has remained committed to professional development, earning important certifications at Morgan Stanley, including Portfolio Manager and Family Wealth Advisor. These credentials demonstrate Johnny’s commitment to a world-class client experience.

Born and raised in Harrisburg, Johnny and his wife, Jenna, recently built their forever home in Susquehanna Township, where they live with their two daughters. A firm believer in giving back, Johnny is the President of the Hanna Education Foundation and a former school board member for the Susquehanna Township School District. He is a founding member of the Hill Society and a former President of the Capital Region Chapter of the Penn State Alumni Association. Outside of the office, Johnny has many passions, including golf, home improvement projects, cooking, winemaking and reading – with a sweet spot for history and biographies.

Dale Beshore is an Insurance Planning Director, Lending Specialist, and second-generation Financial Advisor at the Rockville Bridge Group. He began his career at Morgan Stanley in 2014, working alongside his father, a dedicated financial advisor for over 35 years. Dale is committed to assisting families in preserving and growing their wealth across multiple generations and is dedicated to delivering customized strategies to help meet his clients' unique needs.

Born and raised in Harrisburg, Dale currently resides outside of Hershey with his wife, Kelly, and their children, Nora and Henry. Outside of the office, you’ll find him on the tennis court, a sport that holds particular significance for him as it is how he and Kelly first met during their time at Gettysburg College, where both served as captains of their tennis teams. Much like success on the tennis court, financial success can be achieved by avoiding unforced errors, something Dale helps his clients navigate through thoughtful and proactive financial planning.

John J. Fabian Jr.
Senior Vice President
Financial Advisor


John J. Fabian Jr. brings a lifetime of experience to his role as a wealth management professional. As founder and senior Financial Advisor of The Rockville Bridge Group, John is responsible for setting the long-term vision of the group and managing the team’s single-managed and bond discretionary portfolios. He brings over 40 years of industry experience to the team, enabling him to help individuals, families and business leaders pursue their lifetime goals, while building a diversified portfolio with quality stocks and fixed income investments.

John began his career in financial services in 1986 at W.H. Newbold as an Account Executive, after graduating from Dickinson College in 1978. Over the years, he has worked at several national firms, including Legg Mason and Smith Barney (a predecessor firm of Morgan Stanley). He joined Morgan Stanley in 2012, where he continues to grow his practice along with his team of wealth management professionals.

John draws upon his management and investment experience to provide clients with tailored financial advice and customized portfolios. His approach begins with a face-to-face meeting to fully understand each client’s specific goals, personal values and family circumstances. This information serves as the foundation for the development of a comprehensive financial plan and asset allocation strategy. John believes in taking a conservative approach to investing, using quality stocks and fixed income instruments to help achieve a targeted rate of return commensurate with a client’s personal risk level.

A native of the Harrisburg area, John is most proud of his four children and seven grandchildren. He enjoys working along side his son, John, daughter, Justine, and god-son, Meron, in their family wealth management practice. Outside of the office, John enjoys playing guitar in his band, writing poetry and fiction, and various artistic projects.


Disclosure:
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.

Bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally the longer a bond's maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which is the risk that the issuer will redeem the debt at its option, fully or partially, before the scheduled maturity date. The market value of debt instruments may fluctuate, and proceeds from sales prior to maturity may be more or less than the amount originally invested or the maturity value due to changes in market conditions or changes in the credit quality of the issuer. Bonds are subject to the credit risk of the issuer. This is the risk that the issuer might be unable to make interest and/or principal payments on a timely basis. Bonds are also subject to reinvestment risk, which is the risk that principal and/or interest payments from a given investment may be reinvested at a lower interest rate.

Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.

Tracy Varano-Garrison
Vice President
Portfolio Manager
Family Wealth Advisor
Financial Advisor

Tracy Varano-Garrison has been providing highly customized advice and guidance to busy families, professionals planning for retirement, and successful business owners living locally and across the country for over 20 years. She focuses on developing long-term relationships with her clients in order to assist them in simplifying their financial lives.

Tracy grew up in a household that was committed to assisting families in achieving their family goals. Her father, a seasoned Financial Advisor for over 20 years, inspired her to pursue a career that would combine her interest in financial markets with her natural desire to help and educate others.
She pursued a career as a financial advisor, beginning her career at Legg Mason, which later merged with Morgan Stanley. When her father retired in 2007, she purchased his practice and continued to work with his clients, who were like family to both her and her father.

Tracy, an Elizabethtown College graduate, takes pride in her ability to communicate complex financial concepts to her clients. Her goal is to demystify the planning and investment process by understanding their personal values and family circumstances, so she can articulate the key activities required to help achieve their specific goals.

Tracy is involved in a number of local organizations because she believes in giving back. She is currently serves on the board of Civic Club of Harrisburg (membership director), as well as a founding board member of Beauty after Bruises (Board Co-Chair), The Hill Society and the Harrisburg Period Project (Board Secretary). Tracy is also a member of the Fund for Women and Children and the Women's Leadership Network. She also founded and serves as the Chair of the Women in Wealth of CEPAM for the firm's Central Eastern Pennsylvania Market (CEPAM). She also donates to local animal rescue organizations and volunteers her time to many community projects.

Tracy lives in Harrisburg with her husband, Shane, and their rescue cats, Blizmo, Ferdie, Justin and Tess. Outside of the office, she enjoys poker and has even had the opportunity to compete in a World Series of Poker satellite tournament in Las Vegas.

Jason Rubin
Associate Vice President
Financial Advisor

Jason Rubin is a Financial Advisor and Workplace Advisor – Equity Compensation with the Rockville Bridge Group in Camp Hill, PA. He serves a broad range of clients, notably high-net-worth individuals, business owners and corporations. As a Workplace Advisor, his responsibilities include helping senior executives and other employees employ sound liquidation strategies for control and restricted stock, such as those in Rule 10b5-1 plans.

Jason brings a focused background to investors. He became a Financial Advisor following a long, successful career in the health care sector. Jason is extremely knowledgeable about the financial markets and the economy. He’s acquired this knowledge by shepherding clients through the labyrinth of market swoons and by working closely with professionals to manage his own assets prior to entering the financial services industry. In fact, Jason was a client of Rockville Bridge for more than 20 years prior to joining the group.

Among his many attributes, Jason is highly adept at instilling confidence in his clients, and he has an abiding passion to help other investors organize their finances and create a comprehensive plan for the future; it’s a passion borne out of a painful personal experience. In 2018, Jason’s lovely wife was diagnosed with a serious illness and passed away the following year, leaving him to raise his two young boys, Ryan and Tyler, now 21 and 18, respectively.

Clients can expect to hear from Jason regularly when working with him. He conducts extensive portfolio reviews annually, sometimes twice a year, depending on a client's needs. He also makes himself readily available to clients whenever necessary and serves as a valued resource during tax season to discuss tactical investment strategies.

Jason holds a Bachelor’s degree from Bucknell University and an MBA in Finance from Penn State University, which he earned in 2001. In his free time, he coaches his boys in baseball and football.

Justine Davis
Financial Planning Specialist
Financial Advisor

Justine Fabian is a Financial Advisor and Financial Planning Specialist in Camp Hill, PA. She joined the Rockville Bridge Group in 2019 after earning a Bachelor's Degree in Marketing from Penn State University. In February 2023, Justine was named to the Firm’s Pacesetter’s Club, a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first-class client service.

Justine is known for her compassionate and sympathetic approach in helping clients from all walks of life reach their financial goals.
Justine’s in-depth interviewing process often uncovers needs that frequently get overlooked. Finding the right investments for a client's portfolio is just as important as providing a personalized and holistic plan.

Justine is an avid reader. In her free time, she enjoys playing the cello and spending quality time with her family, especially her four nieces, three nephews, and her beloved golden retriever, Samson. She also volunteers at several community organizations, most notably Harrisburg Young Professionals, the Susquehanna Art Museum, and the Harrisburg Symphony Society.

Lisa Ludwig
First Vice President
Group Director

Lisa Ludwig is a First Vice President and the Group Director of the Rockville Bridge Group in Camp Hill, Pa. Loyal, industrious and extremely knowledgeable about the business, she has worked at Morgan Stanley and predecessor firms since 1985.

Lisa began her career as a temporary receptionist at a branch office in Georgia. In 1988, she became a Client Service Associate. A Harrisburg native, she returned to Pennsylvania as a Client Service Associate in 1991 and was promoted to Operations Manager in 1994.

Always willing to help out wherever her talents are most needed, she became a Complex Risk Officer, then a Senior Complex Service Officer, before landing her current role in 2021, where she keeps the team operating at optimal efficiency and delivering exceptional service to clients.

Among her many responsibilities, Lisa helps shape the group’s vision for client service and business management by defining clear roles and responsibilities and overseeing business operations; she supports Financial Advisors in the development and execution of their business plans, identifies new business opportunities, oversees client meetings and events; and works with the Complex Business Service Officer and Business Service Manager to execute the firm’s far-reaching initiatives and projects with group members.

Throughout her long career, Lisa has firmly established a stellar reputation for being a warm and approachable team player. Every action she takes is designed to develop and cultivate strong relationships. One of her proudest moments in her career was after she was named Group Director. She received congratulatory phone calls and emails of gratitude from many of the people whom she had helped along her career journey. “It was very impactful,” she says with a hint of emotion. “Knowing I had made a difference really meant a lot to me.”

Lisa is happily married and has three children and two chocolate Labrador retrievers. In her spare time, she enjoys reading and solving word puzzles.

Christina Divincenzo
Registered Client Service Associate

Christina Divincenzo is a Registered Client Service Associate with the Rockville Bridge Group in Camp Hill, Pa. A superb communicator, she joined Morgan Stanley in 2020 following a long and successful career in retail management.

Christina is deeply committed to providing clients with the highest level of service and support every business day. She is extremely helpful, has extensive business knowledge and knows who to call at a moment’s notice when she needs information not immediately accessible to her. Additionally, she has excellent time management skills.

Open, caring and always friendly, Christina spent close to 20 years in the retail sector before deciding to take her skills to the financial industry. Within eight months after joining Morgan Stanley, she obtained her Series 7 and Series 66 licenses, permitting her to assume some responsibilities otherwise handled by the team’s Financial Advisors.

Christina is very experienced working with people from diverse backgrounds. She’s a good team player, always ready and willing to support her colleagues when she isn’t serving the various needs of the Group’s growing clientele.

Learning is just as important to Christina as being an industrious worker. She’s always trying to improve and make herself more valuable to clients. She even has a knack for taking the stress out of a situation with a clever, often humorous, turn of phrase.

Her greatest accomplishments are those where she has helped clients succeed. She is most fulfilled when she receives an email from a client who thanks her for having solved a sticky problem or simplified an otherwise difficult process.

Christina holds a degree in communications from Penn State University, where she graduated Magna Cum Laude. When she isn’t working, Christina enjoys spending time with friends and family, listening to music and going to concerts and the movies.

Ann Dunkelberger
Senior Client Service Associate

Ann Dunkelberger is a highly experienced Client Service Associate with the Rockville Bridge Group in Camp Hill, Pa. She has been in financial services for more than four decades and has worked with John Fabian, the Group’s senior Financial Advisor, since 1989.

Prior to working with Morgan Stanley, Ann was with Smith Barney, a predecessor company for six years. Before joining Smith Barney, she was with Legg Mason for over 12 years, mostly as a Branch Office Coordinator.

Throughout her long career, Ann has firmly established a solid reputation as a hard-working, highly efficient professional, serving the diverse needs of a wide range of clients – including high-net-worth individuals, business owners and corporations, just to name a few.

Always positive and outgoing, she is extremely adept at making clients feel comfortable and confident because she takes the time to listen intently to their concerns and address their needs in a timely manner. She is also very skilled at making complex subjects easy-to-understand.

Some of her most fulfilling moments have come when clients felt overwhelmed as a result of a life event, such as a change in job or marital status. “Working closely with clients to organize their affairs is something I deeply enjoy because I feel it makes a difference in their lives,” she says.

“I want clients to know that I will always do what I can to best serve their interests.”

When Ann is not working closely with clients, you can find her spending time with her husband, Gary, and her extended family, which includes her sister, nieces and nephews. She loves traveling and hiking. She is also passionate about planting flowers and growing vegetables in her garden.

Austin Rodriguez is a Client Service Associate with the Rockville Bridge Group at Morgan Stanley in Camp Hill, Pa. In this role, he serves as an important conduit between the team’s highly valued clients and experienced financial advisors. He provides a broad range of administrative and support services -- from opening accounts to helping clients maximize Morgan Stanley’s website to their advantage.
A native Pennsylvanian, Austin has well-honed skills to help enhance the experience of any client. He is an excellent communicator and listener and is reliable, personable, knowledgeable and extremely industrious. Moreover, he is a team player, an important character trait working with the 12-person Rockville Bridge Group.
Because he enjoys handling his diverse responsibilities, Austin is a pleasure to work with, according to his colleagues. He is not only a fast learner; he also eagerly takes the initiative to expand his capabilities. Additionally, Austin derives a great deal of satisfaction helping people. In fact, it’s in his DNA. Periodically, Austin volunteers at local charities to help others.
Austin became interested in working in financial services after his older sister, a financial advisor, told him he had the type of engaging personality to succeed in the business. Not long after joining the Rockville Bridge Group, he discovered that he thoroughly enjoys working in the industry because he sees he can make a meaningful difference on many levels. For this reason, his goal is to become a financial advisor. Austin is fully registered, having passed both his Series 7 and Series 66 examinations.
When Austin isn’t working, he attends Penn State University, where he majors in Marketing. He also has a very active personal life. His hobbies include playing soccer, working out and attending social events, such as concerts.