Tom Dwyer, CRPS®
First Vice President, Financial Advisor, Corporate Retirement Director
Phone:
(212) 903-7624(212) 903-7624
The Rockefeller Center Group at Morgan Stanley
Direct:
(212) 903-7624(212) 903-7624
Toll-Free:
(877) 569-1133(877) 569-1133
Our Mission Statement
Experienced wealth planning services for your life and legacy goals
Welcome
Our goal is for you and future generations to enjoy your wealth without worry. Achieving that end begins with distinguished advisory capabilities, which are essential elements-indeed, prerequisites-for the work we do.
As a customized strategy takes shape, our access to sophisticated resources and exclusive, tailored investment opportunities may help make sure your wealth is used to its full potential. The members of the Rockefeller Center Group at Morgan Stanley bring a combined total of over 100 years’ experience meeting the needs of high-net-worth individuals, their families and businesses.
Our consultative approach means we seek to understand your vision, your preferences and your unique circumstances before we formulate the wealth strategy that helps to meet your needs. Comprehensive wealth management consists of three interrelated components: investment consulting, advanced planning, and expert team coordination.
At The Rockefeller Center Group at Morgan Stanley, our clients receive professional comprehensive wealth management that:
As a customized strategy takes shape, our access to sophisticated resources and exclusive, tailored investment opportunities may help make sure your wealth is used to its full potential. The members of the Rockefeller Center Group at Morgan Stanley bring a combined total of over 100 years’ experience meeting the needs of high-net-worth individuals, their families and businesses.
Our consultative approach means we seek to understand your vision, your preferences and your unique circumstances before we formulate the wealth strategy that helps to meet your needs. Comprehensive wealth management consists of three interrelated components: investment consulting, advanced planning, and expert team coordination.
At The Rockefeller Center Group at Morgan Stanley, our clients receive professional comprehensive wealth management that:
- Manages the comprehensive financial needs of our clients and their families
- Considers investments just one aspect of wealth management
- Does not undertake unnecessary risk
- Is founded on a belief in exceptional service
- Is designed to make a long-term difference in clients’ lives
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Our work with you starts with one or more in-depth, exploratory meetings. We need to understand your unique financial situation so we can offer you the best possible advice and solutions.
When you work with us, you can expect us to:
Develop a comprehensive financial strategy based on your individual needs
Substitute discipline for emotion in the investment process
Adjust your holdings in response to new opportunities and risks
Maintain strict financial objectivity
Substitute discipline for emotion in the investment process
Adjust your holdings in response to new opportunities and risks
Maintain strict financial objectivity
We can also coordinate our work with other key members of your financial team, including your:
Tax specialist
Trust attorney
Insurance professional
Family office
Trust attorney
Insurance professional
Family office
Corporate Retirement Services and 401K
Our Retirement Plan Process is as follows:
1. Plan Evaluation: We provide a needs assessment, perform plan benchmarking analysis and run provider searches to help you ensure your plan is setup to achieve its goals.
2. Investment Management: We review investment policy statements and establish frameworks for investment monitoring.
3. Plan Management: We help streamline administration and make sure your plan stays in compliance.
4. Plan Participation: We provide educational materials, seminars and strategic planning resources to educate and engage your employees about preparing for retirement.
1. Plan Evaluation: We provide a needs assessment, perform plan benchmarking analysis and run provider searches to help you ensure your plan is setup to achieve its goals.
2. Investment Management: We review investment policy statements and establish frameworks for investment monitoring.
3. Plan Management: We help streamline administration and make sure your plan stays in compliance.
4. Plan Participation: We provide educational materials, seminars and strategic planning resources to educate and engage your employees about preparing for retirement.
Your Retirement Plan Overview
Retirement planning should always start with your goals. Your company offers a 401(k) to help employees thrive by providing tools to prepare for retirement.
The ideal retirement looks different for everyone. Whether retirement is a faraway abstraction or rapidly approaching, proactively planning is important.
The ideal retirement looks different for everyone. Whether retirement is a faraway abstraction or rapidly approaching, proactively planning is important.
Optimize Your Savings
Your 401(k) investment mix can change over time based on your goals, time horizon and risk tolerance.
Over your career, you may shift your asset allocation from growth assets to income-oriented strategies for income and capital preservation purposes.
Over your career, you may shift your asset allocation from growth assets to income-oriented strategies for income and capital preservation purposes.
Planning for Retirement
Start Strategizing About Your “Retirement Paycheck”
Consider creating two budgets: one for right now, and one for your retirement and then periodically revisit your retirement progress. There are various calculators and resources to help map this out.
Consider creating two budgets: one for right now, and one for your retirement and then periodically revisit your retirement progress. There are various calculators and resources to help map this out.
Digital Tools
We are honored to be employees of Morgan Stanley, a leader in financial services on a global scale known for prioritizing the requirements of its clients. Our company works to make sure that its technology systems are dependable, secure, and effective. These tools are easily accessible to our clients as part of our services. We would be happy to help you sign up for or find out more information about any of these tools.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn MoreMedia & Research
Morgan Stanley seeks to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future, and why. The links below provide in-depth analysis on interesting topics that are affecting the world of business and finance not only now, but in the future as well.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts On The Market Podcast
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On The Markets Research Report
Morgan Stanley Now, What's Next? Podcast
A special podcast about what life after the pandemic might look like, and the opportunities for change that it presents.
Morgan Stanley Now, What's Next? Podcast
Global Investment Committee Weekly Research Report
The Global Investment Committee's Weekly Report provides an in depth look at markets, asset class performance and fixed income on a weekly basis.
GIC Weekly Research ReportLocation
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 903-7624(212) 903-7624
Toll-Free:
(877) 569-1133(877) 569-1133
Meet The Rockefeller Center Group
Brian Riccardi
Senior Vice President, Financial Advisor, Corporate Retirement Director
Phone:
(212) 903-7615(212) 903-7615
Jenna Sarno, CFP®
Portfolio Associate, Certified Financial Planner
Phone:
(212) 903-7725(212) 903-7725
About Tom Dwyer
Tom has been in the industry for over 34 years, almost entirely with Morgan Stanley. A graduate of SUNY Oneonta, Tom lives in Glen Rock NJ with his wife and three children. Tom’s focus is on the analysis of clients long term financial goals and objectives as well as the management of their risk and liability exposure.
Securities Agent: NH, NC, AK, AZ, MA, NJ, CA, CO, CT, DC, DE, FL, GA, NV, NY, OH, OR, PA, RI, SC, TX, UT, VA, VT, WA, WI, HI, IL, MT, IN, MD, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1273069
NMLS#: 1273069
About Brian Riccardi
Brian has been in the industry for over 30 years. He is a graduate of Rutgers University with a B.A. in economics. Brian lives in Paramus NJ with his wife and three children. Brian’s focus is on the construction of client’s personal portfolios as well as the design and management of corporate retirement plans.
Securities Agent: UT, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, MA, MD, MS, MT, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TX, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1275576
NMLS#: 1275576
About Jenna Sarno
As a Portfolio Associate for The Rockefeller Center Group, Jenna’s primary focus is on providing exceptional service and strategic operational support to the group’s clients. Since joining Morgan Stanley in 2016, she has honed a deep understanding of the Firm’s internal processes and procedures, allowing her to promptly address a variety of client needs. She is responsible for many aspects of the client relationship, starting with onboarding and enrollment, and spanning from financial planning to daily account maintenance. Jenna is a CERTIFIED FINANCIAL PLANNER™ professional and uses this knowledge in every facet of her role, particularly when it comes to creating personalized, goals-based financial plans for her clients.
Prior to joining the Firm, Jenna graduated from Baruch College with a Bachelor’s Degree in Finance. She enjoys traveling as well as spending quality time with family and friends. Most recently, Jenna founded the Manny Caridad Scholarship Fund, which aims to provide scholarships to high school students in her home town of Staten Island in memory of Jenna’s closest loved one.
Prior to joining the Firm, Jenna graduated from Baruch College with a Bachelor’s Degree in Finance. She enjoys traveling as well as spending quality time with family and friends. Most recently, Jenna founded the Manny Caridad Scholarship Fund, which aims to provide scholarships to high school students in her home town of Staten Island in memory of Jenna’s closest loved one.
Contact Tom Dwyer
Contact Brian Riccardi
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
State of the Workplace Study 2023
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Rockefeller Center Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)