Denise L Roberts, CFP®, CRPS®, CDFA®
Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director, Family Wealth Advisor
Phone:
(401) 845-3504(401) 845-3504
The Roberts Mouligné Group at Morgan Stanley
Direct:
(401) 845-3504(401) 845-3504
Our Mission Statement
Our mission is to help families navigate a complicated financial world by getting to know our clients on a holistic level
About Us
The Roberts Mouligné Group’s passion is to help clients take control of their financial life and plan for a secure and confident future. Most people understand the importance of making thoughtful and strategic financial decisions, but road blocks such as time pressures, business priorities, economic circumstances, and even human emotions, often occur.
Our seasoned advisory team knows what it takes to help achieve results. We work with successful professionals in business, law, real estate, and other fields to integrate their complex lives into a comprehensive, goal-based plan seeking to achieve their objectives. With a deep history of enduring relationships, we focus on what is most important to you. The Roberts Mouligné Group provide the skills, disciplined process, and sophisticated, customized strategies needed to help make informed decisions about you and your family’s future finances with clarity and conviction.
We strive to keep things simple by delivering thoughtful advice, clear options, and comprehensive analysis. We handle our clients’ finances so they can concentrate on what is important to them: their business, family or enjoying retirement to its fullest! As your life and business evolve, The Roberts Mouligné Group can help you stay on track across years, decades, and generations.
Our seasoned advisory team knows what it takes to help achieve results. We work with successful professionals in business, law, real estate, and other fields to integrate their complex lives into a comprehensive, goal-based plan seeking to achieve their objectives. With a deep history of enduring relationships, we focus on what is most important to you. The Roberts Mouligné Group provide the skills, disciplined process, and sophisticated, customized strategies needed to help make informed decisions about you and your family’s future finances with clarity and conviction.
We strive to keep things simple by delivering thoughtful advice, clear options, and comprehensive analysis. We handle our clients’ finances so they can concentrate on what is important to them: their business, family or enjoying retirement to its fullest! As your life and business evolve, The Roberts Mouligné Group can help you stay on track across years, decades, and generations.
Services Include
- Wealth ManagementFootnote1
- 401(k) Rollovers
- 529 PlansFootnote2
- AnnuitiesFootnote3
- Asset Management
- Cash ManagementFootnote4
- Divorce Financial AnalysisFootnote5
- Endowments and FoundationsFootnote6
- Estate Planning StrategiesFootnote7
- Financial PlanningFootnote8
- Life InsuranceFootnote9
- Philanthropic Services
- Planning for Education FundingFootnote10
- Planning for Individuals with Special Needs
- Professional Portfolio ManagementFootnote11
- Retirement PlanningFootnote12
- Sustainable InvestingFootnote13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Upcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
Women In Transition
At The Roberts Mouligné Group, we value loyalty to each other and to the individuals and families we serve every day. Helping women transition into the next stage of their life after a major financial event is what we pride ourselves on. Through a variety of collaborative efforts, we are highly engaged in striving to create a better and brighter future for our clients.
Denise Roberts has been recognized in numerous financial publications.
- Forbes Magazine's Best-In-State Women Advisors: 2022 and 2023
- Forbes Magazine's Top Women Wealth Advisor: 2019, 2020, and 2021
- Forbes Magazine's Best-In-State Wealth Advisor: 2020, 2021, 2022, and 2023
- Barron's Top 1,200 Financial Advisors State-By-State: 2018, 2019, 2020, 2021, 2022, and 2023
2019-2021 Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2019-2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
2022-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2018-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2018-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Denise Roberts has been recognized in numerous financial publications.
- Forbes Magazine's Best-In-State Women Advisors: 2022 and 2023
- Forbes Magazine's Top Women Wealth Advisor: 2019, 2020, and 2021
- Forbes Magazine's Best-In-State Wealth Advisor: 2020, 2021, 2022, and 2023
- Barron's Top 1,200 Financial Advisors State-By-State: 2018, 2019, 2020, 2021, 2022, and 2023
2019-2021 Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2019-2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
2022-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2018-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2018-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
A Women's Guide to Life and Money
There’s no doubt about it—women face a unique set of financial challenges. Yet, most of us feel ill-equipped to navigate these circumstances on our own. That is why we are committed to empowering you with the knowledge and tools needed to help achieve your goals: whether you’re buying a home, starting a family, navigating a divorce, or giving back to a cause you care about.
Learn More About A Woman's Guide to Life & MoneyNavigating Divorce
It is important to evaluate the impact divorce can have on both your personal and financial matters. Learn how to build a solid financial strategy that may help provide you with greater independence and flexibility in the future.
Learn More About Planning for a New BeginningWomen and Wealth
Wealth is about more than just your money; it's also about your life and the things you value most. Defined goals, a clear and complete financial picture and knowledgeable, objective advice are common to successful wealth plans. First, explore the things that really matter to you.
Learn More About Women and WealthOnline Tools And Features Available To You
Morgan Stanley strives to ensure it serves clients on its technology platforms that are resilient, safe, efficient, and smart. As a part of our services, these resources are readily available to all of our clients. Learn more about each tool and feature to see how it could easily help to manage and secure your financial journey.
Morgan Stanley Online (MSO)
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization.
Learn More About MSO
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have the resources of MSO on the go.
Discover More With Our Mobile App
Goals Planning System (GPS)
As a Morgan Stanley client with a Goals Planning System (GPS) retirement plan, you can now access and view your plan’s status and progress on Morgan Stanley Online (MSO) and Morgan Stanley Mobile (MSM).
Learn More about GPS on Morgan Stanley Online
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn More about the Spending and Budgeting Tool
Portfolio Risk Platform
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Watch Video on Portfolio Risk Platform
Total Wealth View
It’s hard to see the full picture with only half of the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Learn More About Total Wealth View
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
Digital Vault
Digital Vault lets you easily and conveniently manage and share life’s most important documents, such as wills, deeds, and estate plans, as well as financial statements and tax filings.
Watch Video on Digital Vault
Strategy - Intelligent Withdrawals
Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. This is why it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results. We are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
View Tax-Aware Strategies Here
eDelivery
You shouldn't have to wait for important paperwork like statements, tax documents, or trade confirmations. With eDelivery, you'll get email notifications as soon as they're available on Morgan Stanley Online.
Enroll in eDelivery
eAuthorizations
eAuthorizations allows you to approve transactions electronically and securely on Morgan Stanley Online and the Morgan Stanley Mobile App.
Enroll in eAuthorizations
eSign
eSign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using eSign; all you need is a valid email address and phone number.
Learn More about eSignDedicated Services & Resources
The Roberts Mouligné Group's Wealth Management Process begins with you, your investment objectives, and your financial goals. Holistic in its approach, it may encompass various elements of your financial life, including your Investments and Cash Management needs. We want to make sure they align with your goals and overall Wealth Management Plan. We start with a Discovery Meeting, in which we will meet with you to get a clear and complete picture of your finances. We will then clearly define your goals and then lay out a path to help achieve those goals through sound investing and financial planning.
The goals you set today may evolve over time. Our process is designed to evolve with them and with the changing circumstances of your life. Leveraging a sophisticated suite of analytical tools, as well as the extensive resources of Morgan Stanley, The Roberts Mouligné Group can help you take charge of your financial future and help you achieve your goals.
The goals you set today may evolve over time. Our process is designed to evolve with them and with the changing circumstances of your life. Leveraging a sophisticated suite of analytical tools, as well as the extensive resources of Morgan Stanley, The Roberts Mouligné Group can help you take charge of your financial future and help you achieve your goals.
Wealth Management
For over 87 years, Morgan Stanley has been a global leader in financial services, with the scale and stability to help bring you valuable opportunities. Our priority is managing wealth with the highest dedication and providing financial advice to help support your goals at any stage of life.
View The Morgan Stanley Wealth Management Capabilities Brochure
Financial Planning
We're here to help manage the stress around financial decisions by offering knowledge and thoughtful guidance. As your life stage changes, so do your goals. Our platform allows you to look across your assets and liabilities to help you adapt your strategy to meet those changing demands. Whether it is saving for retirement and other expenses, securing retirement income, healthcare planning, taxes, education, or legacy planning, we’re here for you.
Learn More About Our Goals Planning System
Retirement Planning
Planning for retirement has never been easy, but in recent years, it has become increasingly difficult. We’re here to help you create a well-rounded planning approach for retirement. We’ll help you identify your personal goals, track your progress toward achieving them, and work together to create a customized plan.
View Insights About Retirement Planning
Education Planning
With education costs rising, paying for college has become a major life expense that requires smart planning. Starting to save for college early can truly make a difference.
Learn More About Education Planning
401(k) Plans
One of the simplest and most effective ways to save for retirement is to contribute to your company’s 401(k) plan. A 401(k) plan allows you to defer a portion of your paycheck to your retirement account each pay period automatically, while potentially reducing your tax bill this year.
Learn More About 401(k) Plans
Cash Management
CashPlus Accounts are brokerage accounts specifically designed for your cash management needs. These accounts are modern alternatives to banking and may be able to provide more value and protection than a regular cash account.
Learn More About Cash Management
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
View The Latest GIC Weekly Research Report
On The Markets Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
View The Latest On The Markets Monthly Research Report
2023 Income Tax Tables
Federal Tax Information for 2023, including Income Tax Tables, Contribution Limits, Deadlines, etc.
Click Here To View The 2023 Income Tax Tables
Thoughts on the Market Podcasts
With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Click Here For The Most Recent Thoughts on the Market Podcast
Wealth Management Insights Webcasts
From satellite data technology used to solve some of the world's most complex problems to learning how not to follow the crowd when making decisions, Morgan Stanley's Wealth Management Insights Website series brings revealing stories about the world of business, finance, technology and beyond.
Click Here to Access Morgan Stanley's Webcasts
Morgan Stanley's Ideas Library
From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, Morgan Stanley's Ideas Library page brings you revealing stories about the world of business, finance, technology and beyond.
Click Here to Access Morgan Stanley's Ideas Library
Keeping Market Volatility in Perspective
The coronavirus pandemic has brought fear, uncertainty, and a dramatic increase in market volatility. In times like these, it’s important to stay calm and focused on your long-term financial goals.
Click Here to Learn More About Wealth Management InsightsLocation
284 Bellevue Ave
Newport, RI 02840
US
Direct:
(401) 845-3504(401) 845-3504
Fax:
(401) 845-3550(401) 845-3550
Meet The Roberts Mouligné Group
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(401) 845-3539(401) 845-3539
Colin Roberts
Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, Family Wealth Advisor
Phone:
(401) 845-3522(401) 845-3522
Phone:
(401) 845-3597(401) 845-3597
Melissa O'Neill
Senior Client Service Associate
Phone:
(401) 845-3505(401) 845-3505
Charlotte Anderson
Registered Client Service Associate
Phone:
(401) 845-3529(401) 845-3529
Caitlin Stanton
Client Service Associate
Phone:
(401) 845-3519(401) 845-3519
Jessica Coriander
Client Service Associate
Phone:
(401) 845-3520(401) 845-3520
About Denise L Roberts
Denise Roberts began her career in 1982 at Morgan Stanley's predecessor firms. She is a Certified Financial Planner (CFP®), a licensed Chartered Retirement Plans Specialist (CRPS®), and a Certified Divorce Financial Analyst (CDFA®).
Denise also carries the distinction of being named to the America's Top 1200 Financial Advisors by Barron's (an annual state-by-state listing of leading Financial Advisors) from 2018-2023, Forbes Magazine’s Best-In-State Women Advisors in 2022 and 2023, Forbes Magazine's Top Women Wealth Advisors in 2019, 2020, and 2021, and Forbes Magazine’s Best-In-State Wealth Advisor from 2020-2023.
Denise is an alumna of the University of Massachusetts, Amherst.
Outside of work, Denise has non-profit board experience as past President of the Trustee Boards of the Newport Art Museum and Aquidneck Land Trust. Denise's avocations are art appreciation and genealogy.
Disclaimers:
The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
2018-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2018-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2019-2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2019-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2020-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2020-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Denise also carries the distinction of being named to the America's Top 1200 Financial Advisors by Barron's (an annual state-by-state listing of leading Financial Advisors) from 2018-2023, Forbes Magazine’s Best-In-State Women Advisors in 2022 and 2023, Forbes Magazine's Top Women Wealth Advisors in 2019, 2020, and 2021, and Forbes Magazine’s Best-In-State Wealth Advisor from 2020-2023.
Denise is an alumna of the University of Massachusetts, Amherst.
Outside of work, Denise has non-profit board experience as past President of the Trustee Boards of the Newport Art Museum and Aquidneck Land Trust. Denise's avocations are art appreciation and genealogy.
Disclaimers:
The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
2018-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2018-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2019-2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2019-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2020-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2020-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: GA, ID, MT, MO, CO, MI, MA, VT, TX, OR, NJ, FL, AL, WI, DC, UT, MN, CT, AZ, OK, ND, SC, NV, ME, MD, HI, NY, CA, WA, TN, RI, PA, IL, AK, VA, NH, NC; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1285343
NMLS#: 1285343
About Tristan Mouligné
Tristan's career in financial services began in 2007 with UBS in Boston, MA. Three years later, after reviewing a number of well-known brokerage companies, it became apparent to Tristan that Morgan Stanley’s technology platform and vast resources were the best place for his practice.
In 2015, Tristan paired with John Jay and moved the business to Newport, RI to raise a family. As the Portfolio Management Director for The Roberts Mouligné Group, Tristan oversees the investment side of the business as well as growing the practice. Tristan utilizes a strong local network of financial professionals, CPA's, and Estate planners, to assist clients.
The Roberts Mouligné Group’s partnership is strong and extends outside of the office where Tristan and John Jay often compete together in many sailing events throughout the season. He uses his love of sailing to give back by mentoring junior sailors and introducing them to the offshore side of the sport. He also enjoys downhill skiing and golf. However, his true passion is his family. He currently lives in Portsmouth, RI with his wife Kaitlyn and young sons, Theo and Henri. Tristan graduated from The College of Charleston in South Carolina and studied abroad in Paris. He is a member of Ida Lewis Yacht Club and the Cruising Club of America.
In 2015, Tristan paired with John Jay and moved the business to Newport, RI to raise a family. As the Portfolio Management Director for The Roberts Mouligné Group, Tristan oversees the investment side of the business as well as growing the practice. Tristan utilizes a strong local network of financial professionals, CPA's, and Estate planners, to assist clients.
The Roberts Mouligné Group’s partnership is strong and extends outside of the office where Tristan and John Jay often compete together in many sailing events throughout the season. He uses his love of sailing to give back by mentoring junior sailors and introducing them to the offshore side of the sport. He also enjoys downhill skiing and golf. However, his true passion is his family. He currently lives in Portsmouth, RI with his wife Kaitlyn and young sons, Theo and Henri. Tristan graduated from The College of Charleston in South Carolina and studied abroad in Paris. He is a member of Ida Lewis Yacht Club and the Cruising Club of America.
Securities Agent: OK, AL, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1731295
NMLS#: 1731295
About Colin Roberts
Colin graduated from Providence College in 2007 and worked in a wide variety of industries, including solar engineering. In 2015, he joined the Roberts Group to become a Financial Advisor. Colin has been with Morgan Stanley for 5 years focusing primarily on wealth management and financial planning.
Colin enjoys traveling the world and has been to numerous countries. For the past 10 years, he has been playing rugby on a local team. Colin is passionate about water sports, such as sailing and fishing.
Colin enjoys traveling the world and has been to numerous countries. For the past 10 years, he has been playing rugby on a local team. Colin is passionate about water sports, such as sailing and fishing.
Securities Agent: HI, DC, AK, OK, MD, WA, MO, AZ, CA, AL, OR, MI, ID, UT, ME, FL, NV, NH, GA, WI, TX, PA, NC, MA, CO, VT, TN, SC, NY, IL, VA, ND, MN, CT, RI, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1375308
NMLS#: 1375308
About John Jay Mouligné
John Jay joined Morgan Stanley in 2015 to establish a practice in Newport with his brother, Tristan who had just moved from Boston. John Jay primarily focuses on new business development and as a Financial Planning Specialist also ensures that client's financial plans remain up to date to help guide the investment of their portfolios. He also handles any life insurance needs clients may have. John Jay leverages his prior experience in the defense industry and luxury yacht sales to quickly find common ground with clients forming deep and lasting relationships. John Jay is a graduate of Norwich University in Vermont and Université Aix Marseille III in Aix-en-Provence, France.
John Jay shares his brother's passion for sailing, they compete in many events together. John Jay also enjoys other outdoor pursuits such as skiing, hiking, sporting clays, aviation and just spending time in the Maine woods. He also supports locally based charities and sailing programs such as Sail Newport and Star Kids. He is a Member of the New York Yacht Club and lives in Newport with his wife, Alexandra, young son Remington, and new daughter Simone. Licenses: Series 7, Series 66.
John Jay shares his brother's passion for sailing, they compete in many events together. John Jay also enjoys other outdoor pursuits such as skiing, hiking, sporting clays, aviation and just spending time in the Maine woods. He also supports locally based charities and sailing programs such as Sail Newport and Star Kids. He is a Member of the New York Yacht Club and lives in Newport with his wife, Alexandra, young son Remington, and new daughter Simone. Licenses: Series 7, Series 66.
Securities Agent: OK, AL, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, NM, NV, NY, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1500604
NMLS#: 1500604
About Charlotte Anderson
Charlotte joined Morgan Stanley and the Roberts Mouligné Group in the Fall of 2021 following a career in luxury travel and lifestyle sales. Through her growth in wealth management, she achieved her Series 7 and 66 license in the Spring of 2024 and now serves on the Roberts Mouligné Group as a Registered Client Service Associate. Charlotte enjoys working with the team to facilitate and anticipate clients' needs in whichever stage of life they may be.
Charlotte is a graduate of the University of Rhode Island with a BA in Art History and German. She lives in Newport with her husband, Max, and their dog, Roux. Outside of the office Charlotte enjoys competitively sailing in the classic yacht circuit, tennis, cycling and travel.
Charlotte is a graduate of the University of Rhode Island with a BA in Art History and German. She lives in Newport with her husband, Max, and their dog, Roux. Outside of the office Charlotte enjoys competitively sailing in the classic yacht circuit, tennis, cycling and travel.
About Caitlin Stanton
Caitlin Stanton is a Client Service Associate who began her career at Morgan Stanley in March 2022 and joined the Roberts Mouligné Group in November 2022. Caitlin's responsibilities include educating and assisting clients with digital engagement: Morgan Stanley Online, eSign, eAuthorization and the Morgan Stanley mobile app. Additionally, she executes client service requests.
Outside of the office, Caitlin enjoys hiking, reading, and exploring thrift shops. She lives in South Kingstown, RI with her two dogs Truffles and Toffee.
Outside of the office, Caitlin enjoys hiking, reading, and exploring thrift shops. She lives in South Kingstown, RI with her two dogs Truffles and Toffee.
Contact Denise L Roberts
Contact Tristan Mouligné
Contact Colin Roberts
Contact John Jay Mouligné
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Christian Catricala
Private Banker
About Christian Catricala
Christian Catricala is a Private Banker serving Morgan Stanley Wealth Management offices in Massachusetts and Rhode Island.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Christian began his career in financial services in 2015, and joined Morgan Stanley in 2016 as a Rotational Analyst supporting a variety of divisions in Wealth Management. Prior to being promoted to his current role, he was an Associate Private Banker supporting Wealth Management offices in Boston, Massachusetts.
Christian is a graduate of the Merrimack College, where he received a Bachelor of Science in Accounting and Marketing. He lives in Melrose, Massachusetts with his wife. Outside of the office, Christian enjoys cooking, biking, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Christian began his career in financial services in 2015, and joined Morgan Stanley in 2016 as a Rotational Analyst supporting a variety of divisions in Wealth Management. Prior to being promoted to his current role, he was an Associate Private Banker supporting Wealth Management offices in Boston, Massachusetts.
Christian is a graduate of the Merrimack College, where he received a Bachelor of Science in Accounting and Marketing. He lives in Melrose, Massachusetts with his wife. Outside of the office, Christian enjoys cooking, biking, and traveling.
NMLS#: 1773684
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Ready to start a conversation? Contact The Roberts Mouligné Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
