Kevin D Riskevich, CFA
Managing Director, Wealth Management, Financial Advisor
Phone:
(615) 764-4494(615) 764-4494
The Riskevich Warpinski Team at Morgan Stanley
Direct:
(952) 475-4322(952) 475-4322
Toll-Free:
(800) 433-0147(800) 433-0147
Our Mission Statement
Our clients are our partners – and partnership and advocacy is our North Star. Grounded with humility, passion, and rigor, we journey alongside our partners as stewards and champions of their success.
Our Story
At the Riskevich-Warpinski Team at Morgan Stanley, we are are financial professionals, who believe that you - as one of our most important clients - are entitled to a different kind of working relationship. We strive to create a personalized relationship. We aim to bring the scope and influence of the differentiating resources of Morgan Stanley to our most valued clients.
This combination of personal attention and financial possibilities may help identify potential opportunities for you. Your financial life requires the broadest possible scope of intellectual capital, and we aim to provide a straightforward and strong client experience .
This combination of personal attention and financial possibilities may help identify potential opportunities for you. Your financial life requires the broadest possible scope of intellectual capital, and we aim to provide a straightforward and strong client experience .
Services Include
- Professional Portfolio ManagementFootnote1
- Lending Products
- Asset Management
- Cash ManagementFootnote2
- 401(k) Rollovers
- Retirement PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Endowments and FoundationsFootnote5
- Executive Financial ServicesFootnote6
- 529 PlansFootnote7
- Life InsuranceFootnote8
- Trust AccountsFootnote9
- Financial PlanningFootnote10
- Wealth ManagementFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Modern Wealth Tools
Morgan Stanley Online
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Total Wealth View
Aggregate your assets, and take a look at your full financial picture with Total Wealth View. Take a step towards more informed wealth planning with convenient connectivity. Get started by logging in to Morgan Stanley Online with the link below.
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Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Access Digital Vault hereAll files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Premier Cash Management
Take advantage of a modern alternative to banking. Sign up for a Morgan Stanley CashPlus account for a seamless digital experience, and a full suite of cash management solutions.
Learn More About CashPlus herePrivate Markets
The investment landscape is evolving—along with where many of the world’s most compelling companies reside. Compared with two decades ago, there are 64x more private companies relative to public markets, yet market attention often remains concentrated on a small set of highly visible public names. Notably, 81% of companies with more than $100 million in revenue are private rather than public. As a result, many endowments, family offices, and institutions have increasingly built strategic allocations to alternative assets. Our team’s mandate is to “think like an institution” by allocating capital with a similar, long-term framework.
Morgan Stanley’s Alternative Investments platform is designed to provide qualified investors with access to select private markets opportunities, including investments that may otherwise be primarily available to institutional investors. The firm has a long history in alternatives, dating to the launch of its alternative investment capabilities in 1977 with Morgan Stanley Real Estate and Morgan Stanley Managed Futures. Today, Morgan Stanley offers a broad suite of alternative investment solutions across both proprietary and third-party managers.
Morgan Stanley applies a rigorous due diligence and oversight process that incorporates qualitative and quantitative evaluation and is reviewed by senior investment, risk, legal, and compliance professionals. With comprehensive capabilities, diverse talent, and global resources, the platform seeks to help qualified investors pursue objectives such as enhanced returns, diversification, tax-aware positioning, and income generation. Alternative investments can be particularly powerful given their flexibility—often enabling structures and exposures that can be tailored to sophisticated investors’ goals.
Morgan Stanley’s Alternative Investments platform is designed to provide qualified investors with access to select private markets opportunities, including investments that may otherwise be primarily available to institutional investors. The firm has a long history in alternatives, dating to the launch of its alternative investment capabilities in 1977 with Morgan Stanley Real Estate and Morgan Stanley Managed Futures. Today, Morgan Stanley offers a broad suite of alternative investment solutions across both proprietary and third-party managers.
Morgan Stanley applies a rigorous due diligence and oversight process that incorporates qualitative and quantitative evaluation and is reviewed by senior investment, risk, legal, and compliance professionals. With comprehensive capabilities, diverse talent, and global resources, the platform seeks to help qualified investors pursue objectives such as enhanced returns, diversification, tax-aware positioning, and income generation. Alternative investments can be particularly powerful given their flexibility—often enabling structures and exposures that can be tailored to sophisticated investors’ goals.
How to Invest in Private Companies
Click the link below to learn more about the growing opportunity in private markets.
Visit the article here
Private Markets Perspectives
Listen to Morgan Stanley's quarterly webinar covering the latest insights from within private markets.
Watch the webinar here
Morgan Stanley Private Markets
Learn more about an overview and history of private markets, as well as Morgan Stanley's capabilities and advantages.
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EquityZen
Visit the press release below to hear more about Morgan Stanley's acquisition of EquityZen, a platform that allows investors to access private market investments.
Read more here
Alternatives in Action
Private markets, and other forms of alternative investments, have become increasingly accessible and popular with investors. Learn more about some key strategies and advantages of investing in private markets.
Access here
The Alts Report
Hear from industry innovators across Morgan Stanley Wealth Management leadership and fund manager partners as they discuss the trends and opportunities shaping the alternative investments landscape.
Watch hereWealth Transfer Strategies
At the Riskevich Warpinski team, we tailor each portfolio uniquely to the client we create it for. We aim to establish a wealth management strategy designed to help you fulfill your goals and values, and is completely personalized to you. We also establish regular communication with all of our clients – so that you can follow your portfolio every step of the way.
Reserved Living and Giving
.
Enjoy Reserved Living & Giving Partner Offers and Experiences
Enrolled Reserved clients and their families can take advantage of a wide range of discounts and offers such as preferred pricing on a selection of luxury vehicles, best-in-class providers of travel planning and hotels, boutique wine sourcing, hard-to-get tickets, art advisory, gifts, personal insurance, and health and wellness services You will find exciting offers from premium brands as well as select emerging brands we think you will enjoy. Some of our exceptional partners include Mercedes-Benz, Lexus, Tourneau, Hotel Engine, Red Door Spa and Godiva
Learn MoreExplore Insights & Inspirations
The Lifestyle section on Reserved Living & Giving contains exclusive insights from Morgan Stanley thought leaders and our distinguished Reserved partners with curated articles on topics such as family, healthy aging, travel, and philanthropic inspiration.
Learn More*Reserved clients also get complimentary access to a Reserved Client Service Center representative available 24/7 and a comprehensive set of fees waived .
Location
2000 Meridian Blvd
Suite 290
Franklin, TN 37067
US
Direct:
(952) 475-4322(952) 475-4322
Toll-Free:
(800) 433-0147(800) 433-0147
445 East Lake Street
Suite 320
Wayzata, MN 55391
US
Direct:
(952) 475-4300(952) 475-4300
Meet The Riskevich Warpinski Team
Brian J Warpinski
Managing Director, Wealth Management, Financial Advisor
Phone:
(952) 475-4373(952) 475-4373
Phone:
(615) 752-3383(615) 752-3383
Lori Thureson
Vice President, Wealth Management Associate
Phone:
(952) 475-4322(952) 475-4322
Evangeline Greer
Senior Registered Client Service Associate
Phone:
(615) 764-4484(615) 764-4484
About Kevin D Riskevich
Kevin has been in the financial services industry for over 30 years. He began his career at the Federal Deposit Insurance Corporation (FDIC) in 1988 initially as a bank examiner, and then as a Capital Markets Specialist. He then joined Merrill Lynch in 1996 as a Financial Advisor, and joined the Merrill Lynch Private Banking and Investing Group in 1998. Kevin and his team joined Citigroup Family Office in 2008, which was acquired by Morgan Stanley in 2009. At Morgan Stanley, he continues to provide personal, highly customized advice to affluent individuals and their families.
He earned his BA from Moorhead State University with a double major in International Finance and Business. He also earned his CFA designation in 1992 from the Institute of Chartered Financial Analyst.
Kevin lives in Franklin, Tennessee with his wife Jennifer. They enjoy spending time with their two daughters, Abigail and Kendall. Kevin’s personal interests include hunting, fishing, golfing, anything outdoors, and good country music!
He earned his BA from Moorhead State University with a double major in International Finance and Business. He also earned his CFA designation in 1992 from the Institute of Chartered Financial Analyst.
Kevin lives in Franklin, Tennessee with his wife Jennifer. They enjoy spending time with their two daughters, Abigail and Kendall. Kevin’s personal interests include hunting, fishing, golfing, anything outdoors, and good country music!
Securities Agent: NE, IA, FL, CT, MS, AZ, WA, MO, PA, NY, ME, MA, KY, CO, CA, TN, SD, IN, NJ, GA, NV, MN, IL, AR, WI, ND, MI, TX, OR; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279250
NMLS#: 1279250
About Brian J Warpinski
Brian Warpinski is a Financial Advisor at Morgan Stanley with more than 28 years of experience in the financial services industry. He began his career at Merrill Lynch in 1998, where he met his business partner, Kevin Riskevich. The team joined Morgan Stanley in 2008 and provides highly customized advice and investment strategies tailored to help meet each client’s goals and circumstances.
Brian is known for an “end-in-mind” planning approach starting with what clients want their lives and legacy to look like, then building the steps to help get there. His work often encompasses comprehensive planning needs, including estate and wealth transfer strategies, philanthropy, tax-aware planning, and multigenerational considerations. He and his team deliver a “family office” style experience within Morgan Stanley, bringing diverse skill sets together to address complex client needs. Brian especially values understanding each client’s motivations and aligning strategies to what matters most to them.
Outside the office, Brian enjoys spending time with his three adult children. He coached Edina youth football and baseball for 12 years and currently serves on the Edina High School football staff as an offensive line and linebacker coach. He also enjoys staying active, working on his golf game, reading fiction, and attending live music whenever possible. Brian is a former Board Chair of the Greater Minneapolis Crisis Nursery, serves as Finance Chair of the AIM Higher Foundation, and is an active member of Our Lady of Grace Church.
Brian is known for an “end-in-mind” planning approach starting with what clients want their lives and legacy to look like, then building the steps to help get there. His work often encompasses comprehensive planning needs, including estate and wealth transfer strategies, philanthropy, tax-aware planning, and multigenerational considerations. He and his team deliver a “family office” style experience within Morgan Stanley, bringing diverse skill sets together to address complex client needs. Brian especially values understanding each client’s motivations and aligning strategies to what matters most to them.
Outside the office, Brian enjoys spending time with his three adult children. He coached Edina youth football and baseball for 12 years and currently serves on the Edina High School football staff as an offensive line and linebacker coach. He also enjoys staying active, working on his golf game, reading fiction, and attending live music whenever possible. Brian is a former Board Chair of the Greater Minneapolis Crisis Nursery, serves as Finance Chair of the AIM Higher Foundation, and is an active member of Our Lady of Grace Church.
Securities Agent: AZ, WI, TX, KY, IA, FL, SD, PA, MO, MN, WA, TN, NE, CO, NJ, IN, MA, NY, NV, ND, IL, OR, ME, CA, MI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285296
NMLS#: 1285296
About Lauren Wilson
Lauren began her career in the Mergers and Acquisitions space serving the Healthcare Transaction Advisory team with the global management consulting firm BRG. There, she worked closely with C-Suite executives and operators at healthcare practices, along with private equity teams, strategic buyers, and investment banks to perform financial due diligence.
Lauren is a 3-year Summa Cum Laude graduate of Auburn University, holds her Master’s in Finance from Vanderbilt University, and earned her Disruptive Strategy education certificate from Harvard Business School. She has been recognized by the United States House of Representatives and the United States Department of Education for her educational advocacy efforts, from NJROTC as the “Most Distinguished Cadet” and “Highest GPA”, and from the Miss America Organization as 1st Runner Up to Miss America 2021 while serving as the 100th anniversary Miss Alabama.
Lauren and her husband Dallas live in Nashville, Tennessee and enjoy supporting their friends in the country and pop music industries, trying new food, and boating and being outdoors as much as possible.
Lauren is a 3-year Summa Cum Laude graduate of Auburn University, holds her Master’s in Finance from Vanderbilt University, and earned her Disruptive Strategy education certificate from Harvard Business School. She has been recognized by the United States House of Representatives and the United States Department of Education for her educational advocacy efforts, from NJROTC as the “Most Distinguished Cadet” and “Highest GPA”, and from the Miss America Organization as 1st Runner Up to Miss America 2021 while serving as the 100th anniversary Miss Alabama.
Lauren and her husband Dallas live in Nashville, Tennessee and enjoy supporting their friends in the country and pop music industries, trying new food, and boating and being outdoors as much as possible.
Securities Agent: ND, GA, MN, IL, CT, SD, MO, MI, ME, IA, AZ, AR, OR, NE, TX, CO, NY, MA, FL, WI, WA, PA, TN, IN, CA, NV, NJ, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 2797923
NMLS#: 2797923
About Lori Thureson
With a financial services career spanning back to 1986, Lori brings nearly four decades of experience to the Riskevich Warpinski team. Known for her client-first approach, she is valued for her responsiveness, attention to detail, and consistent follow-through ensuring every request is handled with care, accuracy, and professionalism. Lori earned her bachelor’s degree in Financial Economics from St. Catherine University in St. Paul, Minnesota.
Outside the office, Lori enjoys spending time with her family, hiking, traveling, and especially making memories with her grandchildren. She and her husband, John, live in Plymouth and are proud parents of two grown children and five grandchildren.
Outside the office, Lori enjoys spending time with her family, hiking, traveling, and especially making memories with her grandchildren. She and her husband, John, live in Plymouth and are proud parents of two grown children and five grandchildren.
About Evangeline Greer
Evangeline brings more than 25 years of experience in the insurance and banking industries, where she has built a reputation for her integrity, experience, and dedication to client relationships. Originally from Indiana, she made East Tennessee her home many years ago before settling in the Franklin area three years ago.
A proud mother of three—two daughters and one son—and grandmother to five, Evangeline finds her greatest joy in family. Outside of work, she enjoys exploring Tennessee’s scenic hiking trails, tending to her garden, and cherishing time with her grandchildren, who affectionately call her “Gammie.”
A proud mother of three—two daughters and one son—and grandmother to five, Evangeline finds her greatest joy in family. Outside of work, she enjoys exploring Tennessee’s scenic hiking trails, tending to her garden, and cherishing time with her grandchildren, who affectionately call her “Gammie.”
Contact Kevin D Riskevich
Contact Brian J Warpinski
Contact Lauren Wilson
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1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
