Why Clients Choose Us

Experience: Our financial advice can help guide you through the many stages of your life, with insights based on our experience, tenure, and rigorous due diligence process. We have a deep understanding of the markets, business cycles, wealth strategies, and financial planning to help us meet the needs of the most sophisticated and complex clients. We also understand the emotional connection to investments, and we help guide you through tough markets with prudent advice.

Guidance: Our thorough discovery process starts by asking you key questions that stretch beyond investments to truly understand and prioritize your long-term goals and aspirations. We build comprehensive, goals-based plans that are tailored for your family, and we clearly communicate why our decisions will help you to optimize your wealth. Our proactive approach helps us to monitor your goals while striving to keep you on track. Our conversations will allow us to anticipate, prepare, and act in your best interest.

Strategic Access: We are able to leverage the global resources of Morgan Stanley to provide thought leadership and custom solutions which can help you manage the risk in your life, business, and portfolio. Our professional network helps us serve as a connector for our clients, and provides you with key introductions to community leaders, privately-held businesses, and professionals. We take an active interest in our clients’ lives and in the communities they serve, as we coordinate charitable planning and gifting.
Services Include
  • Financial Planning1
  • Professional Portfolio Management2
  • Estate Planning Strategies3
  • Corporate Trust Services
  • Divorce Financial Analysis4
  • Life Insurance5
  • Corporate Cash Management
  • Business Succession Planning6
  • Corporate Retirement Plans7
  • Corporate Pension Funds
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Comprehensive Wealth Management for Executives

We employ a client-focused process that integrates your corporate holdings and benefits with other aspects of your finances.

    Location

    7500 Old Georgetown Rd
    10th Fl
    Bethesda, MD 20814
    US
    Direct:
    (301) 657-6345(301) 657-6345
    Fax:
    (301) 685-5228(301) 685-5228

    Meet The Reliance Group

    About Me

    Michael Kline – Vice President, Financial Advisor
    BA – University of Maryland

    Michael Kline is a Vice President at Morgan Stanley Wealth Management. His primary role is to advise individuals, family offices, endowments and foundations on all aspects of wealth planning and asset management. Michael joined Morgan Stanley in July of 2009, with previous experience at Merrill Lynch since 2001.

    Earlier in his career, Michael founded an interstate mortgage and construction company that conducted operations in the Midwest United States. This is where he became particularly interested in the growing financial needs for small to mid-size businesses, as his experiences allow him to identify and implement personal and business solutions for the development and monetization of companies. Specifically, Michael helps business owners with pre-transaction planning, 401(k) and retirement plan management, wealth forecasting, tax planning, and trust and estates issues including inter-generational wealth transfer and charitable giving.

    Michael is a native of the Washington DC area where he graduated with a bachelor’s degree from the University of Maryland College Park. He currently resides in Potomac, Maryland with his wife Harriet and their three boys Justin, Ryan and Alex.
    Securities Agent: MD, WV, WI, VA, UT, TX, TN, SC, RI, PA, OR, NY, NV, NM, NJ, NH, NC, MO, MI, MA, KS, IL, HI, GA, FL, DE, DC, CT, CA, AK; General Securities Representative; Investment Advisor Representative
    NMLS#: 1282683

    About Me

    Nitin Gupta – Senior Portfolio Manager, Financial Advisor
    MBA - Johns Hopkins University, Carey Business School
    BA - University of Maryland

    Nitin Gupta is a Senior Portfolio Manager and Financial Advisor with Morgan Stanley Wealth Management. His primary experience is with private business owners and executives within public companies. As such, Nitin’s advice centers on wealth planning and investment management, as well as corporate 401(k) plan administration and lending-based solutions. Nitin has been with Morgan Stanley since 2011, with prior experience in Merrill Lynch’s Private Client division.

    In 2015, 2016, and 2017 Nitin received the Five-Star Wealth Manager Award which was featured in The Washington Post Magazine for his advisory work and involvement in the community.  Nitin currently serves as the co-chair for Morgan Stanley’s Diversity & Inclusion Council in Maryland. He also serves on the board of the Global Organization for People of Indian Origin (GOPIO) and is an executive committee member of the Asian American Chamber of Commerce in Montgomery County, Maryland.

    Nitin received his MBA with a concentration in Financial Businesses from Johns Hopkins University, and his undergraduate degree from the University of Maryland. He and his wife, Sarika, live in New York City where Nitin oversees the team's New York client base, while Sarika teaches at Hunter College with a specialty in Early Childhood Special Education.
    Securities Agent: VA, MD, CT, WV, UT, TX, TN, SC, RI, PA, OR, NY, NV, NM, NJ, NH, NC, MO, MI, MA, KS, IL, HI, GA, FL, DE, DC, CO, CA, AK; General Securities Representative; Investment Advisor Representative
    NMLS#: 532767

    About Me

    Lisa Hammond – Financial Advisor, Financial Planning Specialist
    BA – American University

    Lisa Hammond is a Financial Advisor and Financial Planning Specialist at Morgan Stanley.  Her advice centers on the investment management and financial coordination of business owners and wealthy families in the Washington, DC area.  Lisa joined Morgan Stanley with prior experience in the lending division of Wells Fargo.  When developing customized financial strategies for clients, she focuses thoroughly on understanding their specific goals and objectives, building trust and guiding them through the financial decision making process.  She is adept at working with high net worth individuals, business owners and working professionals on their wealth management needs and their retirement planning. Lisa earner her Financial Planning Specialist title as designated by the firm.   

    In her current role, Lisa has had the opportunity to work with many executive level clients in regards to their financial planning, and positions herself as part of a sophisticated and collaborative team capable of implementing long-term solutions on both sides of the balance sheet. Her previous experience in lending focused on successfully finding solutions for individuals and private businesses to create liquidity and/or equity opportunities.

    Lisa is a graduate of the Kogod School of Business at American University with a bachelor’s degree in accounting.  She is the current President of the Alumnae Board at Holton-Arms school in Bethesda, as well as a current member of their Board of Trustees. Lisa resides in Bethesda, MD with her daughter, Charlotte.
    Securities Agent: MD, WV, VA, UT, TX, TN, SC, RI, PA, OR, OH, NY, NV, NM, NJ, NH, NC, MS, MO, MN, MI, MA, LA, KS, IL, HI, GA, FL, DE, DC, CT, CO, CA, AL, AK; General Securities Representative; Investment Advisor Representative
    NMLS#: 856927
    From Our Team

    Comprehensive Wealth Management for Corporate Executives


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

    More from Morgan Stanley

    Consolidate Your Cash at a Competitive Rate

    Consolidate Your Cash at a Competitive Rate

    2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
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    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
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    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact The Reliance Group today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    7Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

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