Our Story and Services

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You'll have access to some of the world's most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.

As a testament to our service, The Regent Group has been recognized as Forbes Best-In-State Wealth Management Teams for 2024 and 2025.

Forbes Best-In-State Wealth Management Team: New York - NYC (High Net Worth)

2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

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Working With You

The Regent Group's Senior Vice President, Senior Portfolio Manager and Family Wealth Director, Jonathan Klein, leverages the versatile resources of Morgan Stanley and professionals to help our clients and their families maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation and support they need to potentially lead meaningful, fulfilled and engaged lives.
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    Our Team's Family Wealth Capabilities
    A Family Wealth Director (FWD) is a rare distinction, earned by about 5% of Morgan Stanley’s Financial Advisors as of December 2023. The designation is given to advisors who have undergone distinctive training to complement their extensive experience working with ultra-high net worth families. To learn more about our family wealth capabilities, click the link below.
    Our Family Wealth Capabilities
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    The Basics of Estate Planning
    Morgan Stanley Family Office Resources offers a differentiated value proposition to integrate comprehensive tax, estate, and financial planning strategies into your overall wealth plan. These educational videos discuss the basics and highlight the resources available in estate planning strategies to help you address some of life's challenges and opportunities.
    Learn More Here
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    Legacy & Estate Planning Strategies
    We engage with our Executive Planning Director and Wealth Planning Center to provide a fully integrated, comprehensive analysis of your balance sheet, estate plan, and investment strategy through a collaborative process- at your request we will coordinate with your legal tax advisors as well.
    Learn More About Holistic Wealth Planning
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    Philanthropy Management
    We provide our clients with a smart way to give to causes and charities they care about through Morgan Stanley GIFT. Our donor advised fund, GIFT, is a 501(c)(3) public charity structured to offer you a simple, thoughtful and tax-advantageous way to support your favorite charities. Learn more below.
    Learn More About GIFT

Client Resources

Please find below links to resources you may find useful as you familiarize yourself with the Morgan Stanley Wealth Management platforms. If you have any questions, feel free to reach out to Jake Sauertig.

Jake Sauertig
(212) 551-7234
Jake.Sauertig@morganstanley.com

Market Insights

We believe financial education leads to better insights into our investment strategy and discipline, and potentially lead to better long-term results. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
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    Global Investment Committee Weekly Research Report
    Global Investment Committee Weekly Research Report
    The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
    Global Investment Committee Weekly Research Report
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    On The Markets Research Reports
    Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
    On The Markets Research Reports
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    Thoughts On The Market Podcast
    With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
    Thoughts On The Market Podcast
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    Morgan Stanley Ideas Podcast
    From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
    Morgan Stanley Ideas Podcast

CORPORATE SOLUTIONS WITH MORGAN STANLEY AT WORK

Our mission is to assist your company in elevating your workplace financial solutions to the next level and support your employees on their financial journeys, understanding their individual life stages and addressing their timely needs, no matter where they are in their life or career. Discover our workplace financial solutions deliver powerful tools, guidance, and education to help your company and your employees thrive.

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    Equity Solutions for Private Companies

    Morgan Stanley at Work's comprehensive suite of financial solutions for the private markets is designed to help companies create a culture of ownership. From the early days of a startup to preparing to go public, Morgan Stanley at Work provides the technology and services needed to manage cap tables and equity plans, generate audit-ready 409A valuations, run liquidity programs and support secondary transactions. These equity management solutions, delivered through the Shareworks platform, are complemented by a suite of workplace financial solutions to help build employee financial confidence, foster loyalty, and help companies attract and retain talent. These include:

    • Equity Administration
    • Liquidity
    • 409A Valuation
    Read More
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    Retirement Solutions

    Retirement Services maintains relationships with service providers to offer an array of product solutions for retirement plans of all sizes. We also have relationships with investment-only providers who offer value-added tools and resources. Some of our services include:

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight
    Read More
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    Deferred Compensation

    With Morgan Stanley at Work, we have access to a range of Nonqualified Deferred Compensation plan services and will help guide your company in picking the ones that best fit the needs of your company and employees.
    We can help review and evaluate available plan designs and informal funding strategies through a needs-based assessment, provide manager selection support and investment-related insights to help informally fund a non-qualified deferred compensation plan, and provide participants with plan education through a Morgan Stanley Financial Advisor.

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
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    Saving and Giving

    Saving and Giving benefits can make a real difference in employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Companies can show that they are committed to employees' priorities with leading-edge solutions that help them chart a path toward financial well-being. These services include:

    • Student Loan Repayment
    • College Savings
    • Student Loan Refinancing
    Read More
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    Executive Services

    While business leaders are busy driving change for a company, our Executive Services team provides dedicated consultation in equity compensation so they can keep taking the company to new heights. At Morgan Stanley, we can provide a dedicated team provides concierge-level support for executives' equity compensation, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, helping them navigate their complex financial needs with greater confidence and certainty. Some of our services include:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Read More

Location

55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 893-7649(212) 893-7649
Toll-Free:
(800) 627-0608(800) 627-0608
Fax:
(347) 767-2550(347) 767-2550

Meet The Regent Group

Photo of Jake Sauertig

Jake Sauertig

Registered Client Services Associate
Phone:
(212) 551-7234(212) 551-7234
Photo of Tan Warren

Tan Warren

Registered Client Service Associate
Phone:
(212) 492-6766(212) 492-6766

About Jonathan D Klein

Jonathan is deeply committed to both growing and preserving capital through comprehensive strategies to help traverse today’s complex financial issues. Jonathan’s practice focuses on advising individuals and middle market business owners in the planning and implementation of wealth management strategies, retirement planning and estate planning strategies. Jonathan works with his clients to help build a comprehensive planning and investment process, with a regard for tax-management and risk management strategies.

Jonathan received his Qualified Plan Financial Consultant (QPFC) by the National Association of Plan Advisors (NAPA). This advanced designation helps enable Jonathan to address plan design considerations for his business owner clients and individual clients through custom strategies to help manage the benefit plans offered through their employers. Jonathan focuses on alternative investments and portfolio risk management.

At Morgan Stanley, Jonathan earned the designations of Senior Portfolio Manager, Insurance Planning Director, Workplace Advisor -- Equity Compensation, and Family Wealth Director. With the Family Wealth Director designation, he has access to leverage an extensive range of Family Office Resources to help develop tax management, risk management, and investment strategies for wealth accumulation, distribution, and transfer. He has been a member of Morgan Stanley’s Century Club three years in a row, from 2020-2022 and was also named to Morgan Stanley's Master's Club in 2024 and 2025. Jonathan has also been named Top Next-Gen Wealth Advisors Best-in-State for New York City by Forbes for three consecutive years, from 2022-2024. Jonathan's Team, The Regent Group at Morgan Stanley, has been named Forbes Best-In-State Wealth Management Teams for 2024 and 2025.

Forbes Best-In-State Wealth Management Team: New York - NYC (High Net Worth)
2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

2022-2024 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.

The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
Learn more about my specialty in Equity Compensation
Securities Agent: MD, AZ, NV, MO, ID, TX, RI, ME, CO, IN, HI, GA, DE, VT, FL, WY, WA, SC, NJ, NH, IL, IA, CT, UT, NM, MA, CA, VA, NE, LA, DC, PA, OR, NY, MI, SD, OH, NC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1270069
CA Insurance License #: OM34412

About Blake Davis

Growing up in Manhattan, attending high school and college in New England and drawing on over three decades of diverse financial services industry experience, Blake delivers comprehensive wealth management solutions to a select clientele of ultra high net worth families, individuals and their foundations. Blake focuses on attracting new clients and plays a central role in the team’s financial and tax-efficient planning process and takes the lead on providing clients with access to highly sophisticated lending and cash management solutions.

Blake returned to Morgan Stanley in 2021, where he had spent six years in institutional sales earlier in his career. He had previously served as a Senior Private Banker at JPMorgan Chase & Co. Blake has also held senior sales and marketing positions at Tocqueville Asset Management, Bridgehampton Capital Management, Cowen and Company and Cavoleph Partners, where he was also a co-founder.

Blake earned his B.A. in American History from Williams College, where he played varsity football. He is an avid golfer and loyal fan on the New York Rangers. Blake serves (or has served) on the board of Educational and Non-For Profit organizations in New York He lives in New York City with his wife, Eliza, and their three children, Blake Jr., Crosby, Natalie and their dog, Tootsie.
Securities Agent: MD, HI, GA, DC, TX, ME, IN, DE, SD, NE, CA, RI, MA, FL, VT, IA, CT, NY, IL, VA, SC, AZ, OR, ID, WY, OH, NV, NJ, MI, WA, PA, CO, UT, NM, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 2272352

About Brendan Johnson, MBA

Brendan Johnson is an Executive Director and Financial Advisor with The Regent Group at Morgan Stanley. Brendan and his team of four business partners and three support professionals develop customized, tax efficient, wealth management solutions for C-Suite executives, families, entrepreneurs, foundations and endowments. . The Regent Group manages equity, fixed income, and alternative investment portfolios in excess of $1 billion, as of December 31, 2024.

Brendan leverages his rare academic, professional, and personal background to implement bespoke financial plans for his clients that integrate Trust & Estate planning strategies with Capital Markets experience. Prior to joining Morgan Stanley in 2021, Brendan spent 11 years as a Global Investment Specialist at J.P. Morgan Private Bank. Many of the clients he served were hedge fund principals, private equity sponsors and other senior financial executives with highly sophisticated investing and risk management needs. Earlier in his wealth management career, he worked on a private client investment team at Bernstein Global Wealth Management with $1.2 billion in assets under management.

Brendan started his career as a paralegal at Cravath, Swaine and Moore, L.L.P. before transitioning into financial services, taking a position at a boutique investment bank in New York City. He holds an MBA in Finance and General Management from Columbia University and a B.A. in Political Science, with a dual minor in French and Economics from Middlebury College. He lives in Larchmont, NY with his wife, Liz, their two children, Charlotte and Hudson, and their dog, Bogey.
Securities Agent: NE, DE, WY, RI, OH, NY, MO, IL, FL, AZ, VA, SD, NM, MN, IN, DC, CT, WA, NJ, MI, CA, TX, SC, NH, MA, MS, ID, IA, AL, MD, GA, CO, NC, LA, KY, KS, UT, PA, OR, ME, VT, TN, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 837213

About Andrew Lask

Andrew J Lask Jr. is a First Vice President, Alternative Investments Director, Portfolio Manager and Financial Advisor with Morgan Stanley Wealth Management. He joined the firm in 2014 and achieved his Chartered Retirement Planning Counselor certification in 2017.

Andrew received his MBA from the Lundy-Fetterman School of Business at Campbell University in North Carolina, where he competed on the NCAA Division I golf team. Andrew furthered his education at New York University, School of Professional Studies in Portfolio Management and Financial Analysis. Andrew also attended classes with the College for Financial Planning.

Furthermore, he is a former golf professional and member of the PGA of America. Andrew serves on the Board of Director’s for the American Heart Association – Young Professionals of NYC. Andrew resides in Manhattan with his wife Cecilie.

Andrew's Team, The Regent Group at Morgan Stanley, has been named Forbes Best-In-State Wealth Management Teams for 2024 and 2025.

Forbes Best-In-State Wealth Management Team: New York - NYC (High Net Worth)
2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Learn more about my specialty in Equity Compensation
Securities Agent: IN, HI, KY, VA, TX, KS, GA, CO, SC, OH, MO, MA, LA, IL, AL, WA, NJ, MI, ME, IA, DC, WY, NH, CT, RI, NY, FL, TN, SD, PA, MN, AZ, ID, UT, OR, VT, NE, MS, MD, DE, CA, NV, NM, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1290590

About Vik Parmar

Vik Parmar, CFA is committed to helping his clients navigate through both the expected and unexpected financial obstacles of life. By leveraging his deep technical experience and world class resources available at Morgan Stanley, he is able to deliver customized solutions to help build, preserve and manage wealth.

Prior to joining Morgan Stanley, he held a position as a sell-side equity research analyst with a London based research firm covering the technology sector. He has multiple research pieces cited on Barron’s and Investopedia.

Vik earned his Chartered Financial Analyst (CFA®) charter. The CFA charter is a globally recognized professional designation given by the CFA Institute and considered one of the highest distinctions in the investment management profession.

Vik holds a Bachelor of Science degree in Economics from Penn State University. During his time there, he was selected as an All-American NCBA Collegiate Boxer and finished Runner-Up at NCBA Nationals.

In 2025, Vik was named to the Pacesetter's Club at Morgan Stanley Wealth Management, an elite group composed of the firm's top Financial Advisors, for his consistent management services to clients.

Vik's Team, The Regent Group at Morgan Stanley, has been named Forbes Best-In-State Wealth Management Teams for 2024 and 2025.

Forbes Best-In-State Wealth Management Team: New York - NYC (High Net Worth)
2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Learn more about my specialty in Equity Compensation
Securities Agent: FL, AZ, NM, NE, MA, NV, NH, IL, DC, OR, MN, ID, DE, VA, RI, OH, GA, SD, NY, NC, MI, IA, CO, NJ, WY, UT, SC, PA, CT, WA, ME, CA, TX, IN, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1855506

About Jake Sauertig

Jake is a Client Service Associate for The Regent Group with Morgan Stanley Wealth Management. He graduated from the University of Michigan in 2021, where he received his Bachelor of Business Administration degree from the Stephen M. Ross School of Business with an emphasis in Finance. Upon graduation, Jake joined Morgan Stanley in the Corporate Treasury department helping to raise wholesale debt liabilities on the Bank Funding team before making the transition internally to Wealth Management.

Jake is an ambitious and driven individual looking to further his career path in financial advisory by helping to support the group deliver a stellar customer experience. Outside of work, Jake enjoys running marathons, competing in Ironman triathlons, and spending time with family, friends, and his dog.

About Vincent K. Plessel

Vincent Plessel is a Registered Private Wealth Management Client Service Associate. He has a strong background in digital marketing and a deep knowledge of Morgan Stanley's internal systems, having previously been part of the firm’s Virtual Engagement Associate (VEA) Program. During his time in the VEA program, Vincent supported 15+ Wealth Management Teams, helping them implement client engagement strategies, optimize data analytics, and leverage modern wealth management tools to enhance practice management.

He is registered with FINRA Series 7, 63, and 65 as of 2022.

In July 2024, Vincent successfully passed the rigorous CFP®* Exam, a key credential that demonstrates his knowledge across a broad range of financial planning disciplines, including retirement, tax, estate, and insurance planning strategies. This accomplishment highlights his commitment to comprehensive financial planning and positions him to deliver a higher level of service and advice to clients.

In his current role, Vincent collaborates closely with team members to assist in financial planning, daily portfolio management, money movement and oversee the team's business strategy, ensuring that client communication and operations run smoothly.

He currently lives in Rutherford, New Jersey. Outside of work, Vincent enjoys fitness, cooking, and spending time with family and friends.

*This role cannot solicit or provide investment advice.

About Tan Warren

Tanvere Warren, a Registered Client Service Associate with the Regent Group at Morgan Stanley, brings over two decades of financial services experience. After graduating from Thomas Edison State University with a degree in finance, he held roles in relationship management and trade settlement at Bank of New York, HSBC, and JP Morgan before joining Morgan Stanley in 2018. With his wealth of experience, Mr. Warren offers dedicated guidance to clients on a wide range of technical and operational matters. His efficient management of complex workflows makes him an asset to the team.

Outside of his professional endeavors, Tan and his wife reside in Parlin, NJ, along with their children, Kiran and Kavya. Apart from his roles as a professional and a parent, Tan indulges in his passions for travel, personal fitness, and is always up for “DIY” project.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
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Jane Tarnovsky

Private Banker
Photo of Kyle Witte

Kyle Witte, CFP®

Financial Planning Director, Vice President
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Mary Beth Powers

Trust Specialist
Photo of Angelo Loumbas

Angelo Loumbas

Family Office Resource Generalist

About Jane Tarnovsky

Jane Tarnovsky is a Private Banker serving Morgan Stanley Wealth Management offices in New York.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Jane began her career in financial services in 2004, and joined Morgan Stanley in 2014 as an Interest Rate Derivatives Trade Support Director in Morgan Stanley’s ISG division. Prior to joining the firm, she was in Operations at JVB Financial and an Associate Manager at Prudential Financial.

Jane is a graduate of Rutgers University, where she received a Bachelor of Science in Finance and a Master of Business Administration in Finance. She lives in Brooklyn, New York with her family. Outside of the office, Jane is involved in her community and enjoys working out, cooking, traveling, gardening, and photography.
NMLS#: 2226056

About Kyle Witte

Kyle Witte, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Midtown Manhattan. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.

Kyle began his career in financial services with Morgan Stanley in 2012. Prior to his current position, he worked with the financial planning product development team.

Kyle graduated from Florida State University and holds his Certified Financial Planner® designation. He lives on the West Side of Manhattan and appreciates all the perks of a walkable city. Outside of work, he enjoys traveling with friends, reading, football, soccer, and fundraising for a community golf tournament held annually in Florida.

About Mary Beth Powers

Mary Beth Powers is Executive Director and Trust Specialist for Morgan Stanley covering the New York Metro region, responsible for presenting Morgan Stanley’s third-party trustee partner platform to Morgan Stanley Wealth Management Financial Advisors, clients and prospects. Leveraging the capabilities of our trust company partners, Mary Beth assists to identify appropriate fiduciary solutions, which are essential to the management, preservation and transfer of accumulated wealth. This process includes coordination with the client’s financial, legal and tax advisors to ensure proper trust planning implementation.

Mary Beth has worked in the trust and estate services industry for over thirty years, primarily handling trust new business opportunities. Before joining Morgan Stanley, Mary Beth spent ten years as a senior vice president and regional trust specialist with Citigroup Trust in NYC.

Mary Beth received a Bachelor of Science from Seton Hall University, South Orange, New Jersey and is Series 7 and 63 licensed. She resides with her husband and family in Blauvelt, New York.

About Angelo Loumbas

Angelo is the Family Office Resources Generalist for Family Office Resources in the New York Metro and New England regions. Angelo provides specialized knowledge to ultra-high net worth clients and their Morgan Stanley Financial Advisors across a broad range of family wealth management issues, including family governance/dynamics, wealth education, strategic estate and financial planning, philanthropy management, lifestyle advisory and customized asset allocation and portfolio construction. Angelo has over twenty-five years experience advising wealthy families, business owners, and philanthropic organizations.

Originally from Chicago, Angelo practiced law for 15 years and represented ultra-high net worth clients and the businesses they owned, as well as major philanthropic organizations. Angelo is admitted to the Society of Trust and Estate Practitioners. He has spoken on topics such as “Conditions Suggesting a Management Buyout” before the Chicago Bar Association Corporation and Business Law Committee, “Tax Consequences of Intra-Family Loans,” before the Chicago Bar Association Trust Law Committee, and “Conversations about Wealth and Philanthropy with Prospective Donors” before the Chicago Council on Planned Giving.

Prior to rejoining Morgan Stanley in his current position in 2018, Angelo advised wealthy clients in the financial services industry for 10 years, first as a Wealth Strategist with US Trust in Chicago, then a Wealth and Estate Planning Specialist within Family Office Resources in Chicago, and finally as a Senior Wealth Planning Strategist for the Wells Fargo Private Bank in Greenwich, Connecticut. Angelo earned his B.A. from DePauw University, his M.B.A. from the University of Notre Dame, and his law degree from Indiana University at Bloomington. He is Series 7, 66 and 24 licensed. Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club, in 2009-2010, and now lives in Armonk, New York with his wife, a native New Yorker, and their two children.
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact The Regent Group today.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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7Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.

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8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

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Awards Disclosures
CRC 6491812 (04/2024)