The Red Cardinal Group at Morgan Stanley

I bring a lifetime of experience to my role as a wealth management professional. Growing up in Pittsburgh, Pennsylvania, I always had an interest in the world of finance. I earned a Bachelor of Science degree in Business Administration from Duquesne University and upon graduation, began my career with Westinghouse Credit Corporation as a Commercial Real Estate Loan Underwriter. I first worked in Pittsburgh and was later promoted and transferred to their Houston office.

After Westinghouse, I joined ARGUS Financial Software. I was one of the company’s first employees and participated in the early rise of company’s success. I played an important role in product research, project consulting, marketing and sales. And while I enjoyed the excitement of being part of a successful start-up, I wanted to have a more direct impact on the quality of people’s lives. In 1998, I made an important career decision to join the Morgan Stanley family. It is a decision I am grateful for every day.

Over the years, I have built a successful practice, guiding individuals, families, business owners and local nonprofits in the achievement of their goals. I’ve earned important industry designations, including Certified Financial Planner (CFP^®) and Certified Portfolio Manager^® (CPM^®), and am currently one of the top portfolio managers at Morgan Stanley. One of the most enjoyable parts of my job is working with like-minded clients who value the level of service and skill I deliver. I receive great satisfaction knowing I am making a significant impact on the quality of their lives and I often become one of the most important relationships to their families.

Today, I am privileged to work with a small, yet select group of clients. I surrounded myself with a caring and competent team of wealth management professionals who have become like family to me and my clients. We take great pride in helping our clients oversee and manage their finances, so they can take care of the people they love and spend more time pursuing the activities they enjoy. I look forward to hearing your story and learning how we can help you achieve your personal definition of financial success.

This material is intended only for clients and prospective clients of the Portfolio Management program. It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy.

The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.

Marci is a Portfolio Associate at The Red Cardinal Group at Morgan Stanley with 23 years of industry experience. A results-driven professional, she is committed to building strong relationships with clients, colleagues and the various business units within Morgan Stanley. Marci’s primary responsibilities include wealth and retirement planning, financial analysis, as well as helping to clients to achieve their financial goals. She also maintains the team’s business plan and is constantly identifying new strategies to help ensure clients receive outstanding service from the team.

Originally from Monterey, CA, Marci now lives in the Houston area with her husband. She began her career in 1998 at Smith Barney (now Morgan Stanley) in an administrative role and over time, has taken on new and expanding responsibilities to work more directly with clients so she can have a more meaningful impact on the quality of their financial lives. In 2007, she earned her Certified Financial Planner (CFP^®) designation. Marci also holds her FINRA Series 7, 31, 63, and 65 licenses.

Outside of the office, Marci combines her desire to help others with her creative side. She has been an essay judge for the SIFMA Foundation’s InvestWrite program, a national writing competition for students that integrates critical thinking and language arts to reinforce the financial decision-making skills. She is also involved various community organizations. She annually donates her time to the Fort Bend Country Fair, the Houston Livestock Show and Rodeo’s Top Hands horseshow event. Her favorite annual event is volunteering alongside her husband at the Wings Over Houston Airshow. Other favorite activities include cooking, sport clay shooting tournaments, and enjoying the outdoors.

I began my career as a Financial Advisor with Morgan Stanley in 2020. I chose this industry for the ability to impact clients' lives for the better; helping them to achieve the goals they have set and provide the lifestyle and experiences they've envisioned for themselves and their family. I thrive on helping my clients achieve a sense of comfort in a complex environment through creating and monitoring financial plans.

I am passionate about this business because I have seen the value that sound financial advice can add to the lives of individuals and their families. I have also seen value be destroyed by the lack of advice and want to make sure all of my clients end up in the former bucket. To do this, I provide holistic financial planning combined with a modern wealth management approach to create an efficient, enjoyable experience for my clients.

I graduated from the University of Arkansas with both a BSBA and Masters in Accounting. Along with my accounting background, I also hold a Certified Public Accountant (CPA) license (non-practicing at Morgan Stanley). I have prior experience working in the Oil & Gas industry and have developed a deep understanding of the needs of individuals in this industry.

I have had diverse experiences, across the US and internationally, with all demographics, and I am currently conversational in Portuguese. Outside of work, I enjoy playing basketball & volleyball, running, competing in triathlons, and traveling. I am also dedicated to philanthropy with both the United Way, supporting the Community Investment process, and Habitat for Humanity.

A seasoned financial professional, Sue is dedicated to the continued growth and success of The Red Cardinal Group at Morgan Stanley and the broad array of clients they proudly serve. As Business Development Associate, she is responsible for helping clients fully understand the robust suite of services, products and tools that Morgan Stanley has to offer. These include Total Wealth, Digital Vault and Morgan Stanley Reserved Living & Giving. Sue combines her extensive operational knowledge with her excellent relationship management skills to identify solutions that deepen client relationships and help ensure a premium experience.

After earning her B.B.A. degree in Marketing from the University of Houston, she began her career in financial services at AIM Investments (now Invesco) in client service and project management. Seven years later, Sue was given an opportunity to become a Senior Account Officer at JP Morgan Private Bank to lead a small team of service professionals to meet the more sophisticated needs of the bank’s ultra-high net worth clients. In 2008, she joined Morgan Stanley and has been an integral member of the firm ever since. Sue maintains her FINRA Series 6, 7, 63 & 65 licenses.

Today, Sue continues to enjoy helping clients achieve their financial life goals. A current resident of Sugar Land, she is married and has one son, as well as two Chihuahuas and a black cat. Favorite activities outside of the office include traveling, watching movies, and being a chauffeur to her son and his friends. An avid writer, Sue also enjoys creating short stories and poetry. She combines her love of writing with her financial profession and her desire to help others by volunteering at such organizations as SIFMA (advocating for financial literacy) InvestWrite (enhancing the Stock Market game for kids through writing), and Books Between Kids (serving Houston's at-risk children by providing them with books to build their own home libraries).

As a Client Service Associate at The Red Cardinal Group at Morgan Stanley, Stefania is often the first line of contact on a broad array of client services. She is committed to providing each client with caring and personalized attention. She enjoys helping clients solve problems and delivering a positive experience with every interaction.

Through ongoing outreach and communication, Stefania leads a number of important client servicing initiatives for the team. Her many responsibilities include onboarding new clients and maintaining and enhancing client relationships. She takes a collaborative approach with clients while working with them on administrative and operational matters. She enjoys building deep and lasting relationships with clients and receives great satisfaction knowing she is helping them simplify their finances and achieve their long-term financial goals.

Prior to joining Morgan Stanley in 2020, Stefania worked at Merrill Lynch as a Client Service Associate. She is a 2018 graduate of Bauer College of Business at the University of Houston. A current resident of Cypress, TX, Stefania enjoys traveling, hiking, and cooking in her free time.

Dean Fletcher joined The Red Cardinal Group as an intern September of 2023. His contributions and skills made such a strong impact that he transitioned from intern to Client Service Associate.

Dean is a native Houstonian and a graduate of University of Oklahoma with a degree in Entrepreneurship/Venture Management with a minor in Sports Management.

In his free time, Dean enjoys watching movies and participating in sports. His favorite team to root for is the Houston Rockets.