Ben A. Rast, CFP®, CPWA®
Senior Vice President, Wealth Advisor, Family Wealth Director
Phone:
(803) 343-8990(803) 343-8990
The Rast McFadden Group at Morgan Stanley
Ben A. Rast, CFP®, CPWA®Matthew T.S. McFadden, CPM®Emily R. Tarney, CFP®, CIMA®John C. RastJulie Y. HuffLauren W. PhelpsKalli I. JonesGiovanni Diddi
Direct:
(803) 343-8914(803) 343-8914
Industry Award WinnerOur Mission Statement
We help families navigate the opportunities and challenges of significant wealth with confidence and control.
A Commitment to Excellence
We are honored to serve a select, exceptional group of clients, all of whom have a unique wealth creation story. Many are busy professionals pursuing greater balance in their lives. Others serve as the caretakers of their family's wealth and need back-up support. Still others are leaders in the business and nonprofit arenas seeking thoughtful and sustainable ways to achieve the long-term goals of their respective organizations.
Typically, our new client families have a minimum of $5 million or more of investable wealth within a single generation. This minimum protects our time to serve the families we work with today, and those we will help in the future. As of April 2026, our team has more than $700 million in assets under management. We are honored to be named to the Forbes Best-In-State Wealth Management Teams list for South Carolina in 2023, 2024, 2025, and 2026.
As a multigenerational team serving multigenerational families, we know what it takes to help achieve long-term results. Our consultative approach strives to preserve, grow, and transfer assets and values across generations. We view ourselves as stewards of your wealth, bringing a disciplined process to smart wealth management, while seeking to make a meaningful difference in your life.
Our founder, Ben Rast, holds one of Morgan Stanley's exclusive credentials: Family Wealth Director, with about 6% of Financial Advisors having obtained the Family Wealth Director title as of June 2025. This designation – which is described in greater detail on the next tab of our website – gives our clients access to an extensive range of tools and resources.
As we begin to work together, you will experience a forward-thinking approach emphasizing outstanding service. Innovative by nature, we seek out new capabilities that aim to create greater opportunities that can help build and preserve your wealth. Above all, we value loyalty to each other and aim to become one of the most important relationships to you and your family.
We are proud of the bespoke strategies and exceptional service we aim to deliver to our clients every day and welcome the opportunity to deliver this same level of excellence to you and your loved ones.
2023-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2026).
Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure/
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Executive Financial ServicesFootnote3
- Business Succession PlanningFootnote4
- Trust ServicesFootnote5
- Planning for Individuals with Special Needs and their Families
- Philanthropic ManagementFootnote6
- Estate Planning StrategiesFootnote7
- Endowments and FoundationsFootnote8
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
What Is A Family Wealth Director?
Our founder, Ben Rast, holds Morgan Stanley’s distinguished designation of Family Wealth Director. This credential – achieved by fewer than four percent of the firm’s 15,000 Financial Advisors – places him among an elite group of advisors uniquely qualified to serve the sophisticated needs of ultra-high net worth families.
As a Family Wealth Director, Ben – along with our entire team – has access to an extensive range of resources needed to help families manage the complex, multigenerational challenges of significant wealth. We take an integrated approach that includes family governance, wealth transfer, asset protection, and business succession planning to help you and your family maintain unity as you pass both assets and values across generations.
Our knowledge and insights combined with access to specialty advisory services enable us to deliver a family office-like experience, managing the complexities of your wealth all under one roof. We have the ability to evaluate a broad array of cutting-edge solutions to formulate a tailored strategy for your specific needs, goals and circumstances.
To the right, please see an overview of some the many capabilities we currently offer.
As a Family Wealth Director, Ben – along with our entire team – has access to an extensive range of resources needed to help families manage the complex, multigenerational challenges of significant wealth. We take an integrated approach that includes family governance, wealth transfer, asset protection, and business succession planning to help you and your family maintain unity as you pass both assets and values across generations.
Our knowledge and insights combined with access to specialty advisory services enable us to deliver a family office-like experience, managing the complexities of your wealth all under one roof. We have the ability to evaluate a broad array of cutting-edge solutions to formulate a tailored strategy for your specific needs, goals and circumstances.
To the right, please see an overview of some the many capabilities we currently offer.
We Can Help You:
- Maintain family unity across generations with a focus on family mission, governance, conflict management, and family endowments
- Manage wealth with a long-term view and unwavering focus on your family’s interests
- Protect and transfer your assets efficiently to the next generation and the causes you support
- Develop strategies that pass down family values as well as family assets
- Ease administrative burdens by managing some of the more complex aspects of your life
- Access specialized ultra-high net worth resources tailored specifically to your needs and goals
HELPING NAVIGATE A COURSE TO FINANCIAL SUCCESS
Our goals-based approach focuses on you and your family – where you are today and where you want to go. Working together, we help develop the strategies to get you there while navigating life's challenges and helping you make more informed and confident decisions about your wealth.
- What you should do.
- Why you should do it.
- What it will cost to do it with us.
1: Introduction
Our goal is to make your situation better, while never getting in the way of relationships you have cultivated with professionals you trust. In our initial conversation, we listen carefully to understand your current financial concerns. To determine how we can add value, we schedule a face-to-face meeting and request important financial information.
2: Discovery
We continue our initial dialogue, learning about the values that shape your decisions and identifying any circumstances unique to your situation. We review the documents you prepared and prioritize the goals you want to achieve. We collect all this information so we can analyze it and determine if we are the best fit for your situation.
3: Analysis
In this step, we study your situation to recommend the best possible long-term strategy for you and your family. We may determine another team is better aligned with your particular goals and will offer to make an introduction. Or we may determine we have the skills, knowledge, and experience to serve your unique needs. Either way, we are confident we can help you and will communicate with you promptly.
4: Plan Development
If we agree to move forward, we build upon our initial analysis, utilizing sophisticated planning and risk analysis tools to identify appropriate strategies. We also run various "what if" scenarios, stress-testing each recommendation so we can formalize a comprehensive wealth management plan that aims to align your goals and priorities with your timeframes and risk parameters.
5: Presentation & Implementation
Here, we present your personalized plan in detail with the goal of answering three critical questions:
Based on our discussion, we will refine your plan and begin to implement the strategies presented. We believe in full transparency and will keep you involved each step of the way.
6: First-Class Service
Committed to a concierge experience, we focus on developing longstanding relationships that can provide value to you and your family. We deliver first-class service through our commitment that emphasizes ongoing communication through monthly conversations and social gatherings throughout the year.
Valuable Tools and Resources:
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies that we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
The Rast McFadden Group Quarterly Newsletter
Take a look at our Quarterly Newsletter attached below.
Total Wealth Tools
Complete your financial picture with Total Wealth Tools. By linking your account information, you may benefit from more informed wealth planning, more secure data access, and convenient connectivity.
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology to help you reach your financial goals.
Learn About Our Planning Tools
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security Center
The Morgan Stanley Minute
Explore our 1-minute investment insights videos, in this on-going series, from our firm’s leading thinkers. Discover current investment trends and topics like green bonds, active investment, monetizing small businesses, cybercrime and more.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
OUR COMMITMENT TO YOU
We are the financial stewards of your wealth, helping empower you to be confident in your decisions so you have the freedom to pursue your life goals. The number one way we attract new clients – and maintain existing relationships – is our commitment to delivering first-class service.
We Treat You Like Family
We are dedicated to building deep and caring relationships. We do this by working with a select group of clients who value our depth of knowledge in providing comprehensive solutions that go well beyond investments. The bonds we form are fundamental to our mission, and it is our intention that they span generations.
A Strong Moral Compass
Every decision we make is focused on doing the right thing for you. We help simplify your financial life, offering some of the most efficient solutions with objective advice. Above all, we are dedicated to a superior service model that emphasizes responsiveness, transparency and approachability. We are creative problem solvers who put your interests ahead of our own.
Total Wealth Management
Whether you need guidance with growth, asset preservation, or legacy planning strategies, we want to be your first phone call for anything financial. Our goal is to offer appropriate advice and service before you know you need it and to respond to every request or question immediately.
Ongoing Education
Financial education is a vital element of our practice and helps ensure continuity as wealth moves from one generation to the next. We believe it is our responsibility to assist you and family members as they face important financial challenges. We provide access to important resources and are here to answer critical questions that may impact your long-term wealth.
A Team Approach
We believe you are entitled to the best advice possible. As a result, we often collaborate with specialists across Morgan Stanley, as well as other professionals within the industry who are considered experts in their fields. We work in collaboration with your accountant, attorney, and other advisors to gain the precise knowledge needed to effectively manage your wealth, while helping ensure all recommendations are fully aligned and implemented.
Proactive Communication
We know life gets busy. We keep you focused on your finances by proactively scheduling regular calls and meetings. We believe it is our responsibility to always be in sync with the changes in your life, so we can anticipate and respond strategically to new risks and emerging opportunities. The result is an integrated financial strategy that focuses on helping meet your particular goals today and as they evolve over time.
A Pledge to Privacy
We understand confidentiality is core to any financial relationship. We recognize your personal data is your private information, and we are committed to keeping it secure and confidential. We employ a full suite of strategies to protect your assets, guard your online interactions, and keep your personal information as confidential as you intend it to be.
Concierge Service
While there are many advisors who can provide a good plan and strategy, few excel at delivering a superior service model. We deliberately keep the size of our practice small, so we can deliver a "Ritz Carlton" experience. This enables us to spend quality time with our clients, so we know what's happening in their lives, and they know what's happening with their wealth.
Location
1320 Main Street
Suite 800
Columbia, SC 29201
US
Direct:
(803) 343-8914(803) 343-8914
Fax:
(803) 828-7968(803) 828-7968
Meet The Rast McFadden Group
Matthew T.S. McFadden, CPM®
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Phone:
(803) 343-8964(803) 343-8964
Emily R. Tarney, CFP®, CIMA®
Vice President, Financial Advisor
Phone:
(803) 343-8804(803) 343-8804
John C. Rast
Financial Advisor
Phone:
(803) 343-8815(803) 343-8815
Julie Y. Huff
Senior Registered Client Service Associate
Phone:
(803) 343-8914(803) 343-8914
Lauren W. Phelps
Senior Registered Client Service Associate
Phone:
(803) 343-8865(803) 343-8865
Kalli I. Jones
Registered Client Service Associate
Phone:
(803) 343-8999(803) 343-8999
Giovanni Diddi
Registered Client Service Associate, Financial Planning Specialist
Phone:
(803) 343-8808(803) 343-8808
About Ben A. Rast
Ben brings a lifetime of experience to his role as a wealth advisor. As founding partner of The Rast McFadden Group, he is responsible for shaping the team’s strategic vision.
For more than 30 years, Ben has been helping families navigate the financial world with personalized and objective advice. He measures his success in terms of client well-being and goal achievement. He is proud to have built a multigenerational team with his daughter Emily Tarney, son John Rast, and business partner of over 20 years, Matthew McFadden, to serve the multigenerational needs of his clients.
Ben is committed to professional development. He holds several professional designations, including Certified Financial Planner (CFP®) and Certified Private Wealth Advisor (CPWA®). He has completed executive programs in wealth management at Stanford, NYU, Wharton, the University of Chicago, and MIT. Most recently, Ben earned Morgan Stanley’s Family Wealth Director designation. This credential – achieved by fewer than four percent of the firm’s advisors, as of February 2021 – provides our team with access to an extensive range of resources needed to help families manage the complex, multigenerational challenges of significant wealth.
Ben is a graduate of the University of South Carolina, where he also earned his MBA in International Business and Finance. For over a decade, he hosted a radio show and television segments on investments, financial planning, and the economy.
Ben serves on the board of several nonprofit organizations that support a wide range of regional, national, and international concerns. He is a voracious and adventurous reader, and is learning to speak French and Spanish. Ben and his wife, Peggy, have five adult children and a growing number of grandchildren, and attend St. Joseph’s Church.
For more than 30 years, Ben has been helping families navigate the financial world with personalized and objective advice. He measures his success in terms of client well-being and goal achievement. He is proud to have built a multigenerational team with his daughter Emily Tarney, son John Rast, and business partner of over 20 years, Matthew McFadden, to serve the multigenerational needs of his clients.
Ben is committed to professional development. He holds several professional designations, including Certified Financial Planner (CFP®) and Certified Private Wealth Advisor (CPWA®). He has completed executive programs in wealth management at Stanford, NYU, Wharton, the University of Chicago, and MIT. Most recently, Ben earned Morgan Stanley’s Family Wealth Director designation. This credential – achieved by fewer than four percent of the firm’s advisors, as of February 2021 – provides our team with access to an extensive range of resources needed to help families manage the complex, multigenerational challenges of significant wealth.
Ben is a graduate of the University of South Carolina, where he also earned his MBA in International Business and Finance. For over a decade, he hosted a radio show and television segments on investments, financial planning, and the economy.
Ben serves on the board of several nonprofit organizations that support a wide range of regional, national, and international concerns. He is a voracious and adventurous reader, and is learning to speak French and Spanish. Ben and his wife, Peggy, have five adult children and a growing number of grandchildren, and attend St. Joseph’s Church.
Securities Agent: VA, TX, SC, NH, NY, KY, WI, OH, MO, OR, CT, MD, MA, FL, DC, CA, NC, IL, TN, AL, PA, MN, IN, DE, GA, MS, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1460450
NMLS#: 1460450
About Matthew T.S. McFadden
Matthew is a Senior Vice President, Financial Advisor, and senior partner of The Rast McFadden Group. Since 2002, he has enjoyed working with individuals and families, providing personalized advice through a disciplined process. Matthew’s areas of focus include portfolio construction, analysis, and trading. He is one of two professionals in South Carolina to hold the Certified Portfolio Manager (CPM®) designation, which he earned after passing his final exam at Columbia University in New York. Matthew is also recognized by Morgan Stanley as a Senior Portfolio Management Director. His comprehensive approach includes a detailed financial plan, a diversified investment portfolio, and a commitment to outstanding service.
Growing up in Columbia, Matthew was always drawn to the world of finance. He also valued working with people; becoming a financial advisor was the perfect blend. Matthew began working with Ben while attending the University of South Carolina’s Honors College, and upon graduation, he joined the firm full-time. He has also completed executive education programs in wealth management at MIT and Columbia University. Today, he is a senior partner, working side-by-side with Ben, Emily, and the entire team.
Matthew enjoys helping like-minded clients who value and appreciate the level of skill and service he and his colleagues deliver. He uses a goals-based process that begins with asking the right questions and actively listening. This information serves as the foundation for the development of a comprehensive plan and investment portfolio that reflects each client’s goals for the future. Matthew receives great satisfaction knowing he is making a significant impact on the quality of his clients’ lives and often becomes one of the most important relationships to their families.
Matthew believes balance is vital to a happy life. Outside of the office, he is a member of the Columbia Sailing Club and the Columbia Economics Club. Matthew, his wife, Grace, and their sons live in Northeast Columbia and attend First Presbyterian Church. In his leisure time, Matthew is a car enthusiast, and some of his favorite activities include travel and sporting clays.
Growing up in Columbia, Matthew was always drawn to the world of finance. He also valued working with people; becoming a financial advisor was the perfect blend. Matthew began working with Ben while attending the University of South Carolina’s Honors College, and upon graduation, he joined the firm full-time. He has also completed executive education programs in wealth management at MIT and Columbia University. Today, he is a senior partner, working side-by-side with Ben, Emily, and the entire team.
Matthew enjoys helping like-minded clients who value and appreciate the level of skill and service he and his colleagues deliver. He uses a goals-based process that begins with asking the right questions and actively listening. This information serves as the foundation for the development of a comprehensive plan and investment portfolio that reflects each client’s goals for the future. Matthew receives great satisfaction knowing he is making a significant impact on the quality of his clients’ lives and often becomes one of the most important relationships to their families.
Matthew believes balance is vital to a happy life. Outside of the office, he is a member of the Columbia Sailing Club and the Columbia Economics Club. Matthew, his wife, Grace, and their sons live in Northeast Columbia and attend First Presbyterian Church. In his leisure time, Matthew is a car enthusiast, and some of his favorite activities include travel and sporting clays.
Securities Agent: SC, VA, OR, MO, OH, DC, CT, CA, WA, MN, DE, WI, PA, MD, GA, FL, AL, NY, NJ, MS, IN, TN, MI, MA, KY, IL, NH, NC, TX; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1430999
NMLS#: 1430999
About Emily R. Tarney
As a Vice President and Financial Advisor at The Rast McFadden Group, Emily leads our commitment to the complex financial planning needs of our clients. Supporting this, she holds both a CERTIFIED FINANCIAL PLANNER® designation and a Certified Investment Management Analyst™ designation. Emily also manages marketing and practice strategy for the group.
Emily is a second-generation Financial Advisor working alongside her father, Ben Rast, and brother, John Rast. In 2020, she joined The Rast McFadden Group after a decade of experience from firms including Vanguard, Bank of America, and Wells Fargo. Emily has been named annually to Morgan Stanley's Pacesetter's Club since 2022-2025.
She attended The College of the Holy Cross in Worcester, Massachusetts and graduated manga cum laude with degrees in Economics and Theatre as a Fenwick Scholar. She earned her MBA from Duke’s Fuqua School of Business, completing international residencies in Shanghai, Santiago, New Delhi, and Istanbul. Since joining Morgan Stanley, she has also completed executive finance education programs at The Wharton School of Business and The Chicago Booth School of Business, and is an active member of the Columbia Estate Planning Council.
A Columbia native, Emily, her husband, Matt, and their two children are proud to call the city home. They are parishioners at Saint Joseph’s Church, and are enthusiastic supporters of the arts, including Trustus Theatre and the Spoleto Festival. Emily also loves travel and running – she is always looking for her next half-marathon opportunity.
Emily is a second-generation Financial Advisor working alongside her father, Ben Rast, and brother, John Rast. In 2020, she joined The Rast McFadden Group after a decade of experience from firms including Vanguard, Bank of America, and Wells Fargo. Emily has been named annually to Morgan Stanley's Pacesetter's Club since 2022-2025.
She attended The College of the Holy Cross in Worcester, Massachusetts and graduated manga cum laude with degrees in Economics and Theatre as a Fenwick Scholar. She earned her MBA from Duke’s Fuqua School of Business, completing international residencies in Shanghai, Santiago, New Delhi, and Istanbul. Since joining Morgan Stanley, she has also completed executive finance education programs at The Wharton School of Business and The Chicago Booth School of Business, and is an active member of the Columbia Estate Planning Council.
A Columbia native, Emily, her husband, Matt, and their two children are proud to call the city home. They are parishioners at Saint Joseph’s Church, and are enthusiastic supporters of the arts, including Trustus Theatre and the Spoleto Festival. Emily also loves travel and running – she is always looking for her next half-marathon opportunity.
Securities Agent: MN, CA, NH, IN, PA, MA, IL, GA, FL, DC, CT, WA, TX, OH, KY, WI, NY, NC, AL, VA, MI, DE, TN, SC, OR, MS, MO, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 2076716
NMLS#: 2076716
About John C. Rast
John Rast is a Financial Advisor who leads new business development for The Rast McFadden Group. Focusing on families with $5 million or more of investable assets, he is the first point of contact for families who would like to know more about our concierge, multigenerational approach to the challenges and opportunities of significant wealth.
He joined the team in 2024 after several years of a successful business development career in the employee benefits industry in Baltimore, Maryland. Before that, he was an investment professional with Vanguard in Valley Forge, Pennsylvania. John is now a second-generation Financial Advisor, working with his father, Ben Rast, and sister, Emily Tarney.
John graduated from Loyola University Maryland with a BBA in Finance in 2017, where he played on the tennis team all four years and served as an Academic Tutor. John studied abroad at the University of Cape Town in South Africa where he participated in club tennis and club sailing.
John and his wife Erin (a native of Lancaster, Pennsylvania, and also a Loyola graduate) enjoy paddle boarding, working on their home, and spending time with their Border Collie, Hootie, and Australian Shepherd, Gidget.
He joined the team in 2024 after several years of a successful business development career in the employee benefits industry in Baltimore, Maryland. Before that, he was an investment professional with Vanguard in Valley Forge, Pennsylvania. John is now a second-generation Financial Advisor, working with his father, Ben Rast, and sister, Emily Tarney.
John graduated from Loyola University Maryland with a BBA in Finance in 2017, where he played on the tennis team all four years and served as an Academic Tutor. John studied abroad at the University of Cape Town in South Africa where he participated in club tennis and club sailing.
John and his wife Erin (a native of Lancaster, Pennsylvania, and also a Loyola graduate) enjoy paddle boarding, working on their home, and spending time with their Border Collie, Hootie, and Australian Shepherd, Gidget.
Securities Agent: MD, DC, NH, NC, GA, MN, CA, WI, TX, MO, WA, OR, MI, MA, KY, CT, VA, OH, NJ, DE, TN, IN, IL, FL, AL, SC, PA, MS, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2728152
NMLS#: 2728152
About Julie Y. Huff
Julie leads operations for the team as a Senior Registered Client Service Associate for The Rast McFadden Group. She manages our high-touch processes including transfers and rollovers, new account opening, and new client onboarding, along with focusing in annuity planning, evaluation, and execution. Her goals include providing a high level of service to our clients while earning their confidence and building lasting relationships.
Julie joined The Rast McFadden Group as a Senior Registered Client Service Associate in 2021. She began her financial services career as a teller as a student at the University of South Carolina, where she majored in Advertising and minored in Business. She then spent several years working in advertising for Clear Channel Radio (now iHeart Media), before she was drawn back to the financial industry at BB&T Investments (now Truist). There, Julie spent nearly a decade honing the skills necessary to help guide clients towards achieving their financial goals.
Julie grew up in Lexington and Gilbert, and lives in Lexington with her two daughters and dog. Outside of work, Julie enjoys fitness, decorating, and fishing, as long as someone else baits the hook.
Disclosures:
Life insurance, disability income insurance, annuities, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Julie joined The Rast McFadden Group as a Senior Registered Client Service Associate in 2021. She began her financial services career as a teller as a student at the University of South Carolina, where she majored in Advertising and minored in Business. She then spent several years working in advertising for Clear Channel Radio (now iHeart Media), before she was drawn back to the financial industry at BB&T Investments (now Truist). There, Julie spent nearly a decade honing the skills necessary to help guide clients towards achieving their financial goals.
Julie grew up in Lexington and Gilbert, and lives in Lexington with her two daughters and dog. Outside of work, Julie enjoys fitness, decorating, and fishing, as long as someone else baits the hook.
Disclosures:
Life insurance, disability income insurance, annuities, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
About Lauren W. Phelps
As a Senior Registered Client Service Associate, Lauren has over 15 years of experience in investments, banking and insurance. She believes a focus on the client is paramount to service excellence, and strives to create that experience for our clients. Lauren has been a member of The Rast McFadden Group since 2021.
Lauren holds an MBA and a BS in Business Administration with a concentration in Management and a minor in Psychology from East Carolina University. It was there that her interest was sparked in the financial world, and she began her career in the industry shortly after earning her MBA in 2006. She has worked in various roles over the years, developing a diverse set of skills to help our clients today. Lauren finds great joy in working with all types of people, from clients beginning their financial journeys, to those in their retirement years, and everyone in between.
Lauren and her husband, Kenny, are both from eastern North Carolina where they met as college freshmen at East Carolina University. As Kenny was finishing his PhD, they briefly lived in New Hampshire, but have lived in Columbia since 2010. Lauren and Kenny have three children who keep them very busy with soccer, dance, and many other activities. In their spare time, they enjoy spending time with family and friends, and going to the beach. They are active members of Shandon Presbyterian Church.
Lauren holds an MBA and a BS in Business Administration with a concentration in Management and a minor in Psychology from East Carolina University. It was there that her interest was sparked in the financial world, and she began her career in the industry shortly after earning her MBA in 2006. She has worked in various roles over the years, developing a diverse set of skills to help our clients today. Lauren finds great joy in working with all types of people, from clients beginning their financial journeys, to those in their retirement years, and everyone in between.
Lauren and her husband, Kenny, are both from eastern North Carolina where they met as college freshmen at East Carolina University. As Kenny was finishing his PhD, they briefly lived in New Hampshire, but have lived in Columbia since 2010. Lauren and Kenny have three children who keep them very busy with soccer, dance, and many other activities. In their spare time, they enjoy spending time with family and friends, and going to the beach. They are active members of Shandon Presbyterian Church.
About Kalli I. Jones
As a Client Service Associate, Kalli is a part of the Operations Team for The Rast McFadden Group. She answers client phone calls, handles time-sensitive requests including trades and transactions, and strives to help ensure a flawless experience for all the families we serve.
Kalli joined The Rast McFadden Group in May of 2025, bringing 4 years of experience in banking and lending from Stock Yards Bank and Trust in Kentucky and Cadence Bank in Texas.
Kalli was born in Washington State and grew up in Wisconsin. She attended Tarleton State University in Texas where she obtained her Bachelor of Science in Animal Business with a minor in Business. Along with her husband and young daughter, she now lives in Columbia with a house full of animals including two dogs, two cats, and a horse. Outside of work, Kalli enjoys photography and spending time with her family and animals.
Kalli joined The Rast McFadden Group in May of 2025, bringing 4 years of experience in banking and lending from Stock Yards Bank and Trust in Kentucky and Cadence Bank in Texas.
Kalli was born in Washington State and grew up in Wisconsin. She attended Tarleton State University in Texas where she obtained her Bachelor of Science in Animal Business with a minor in Business. Along with her husband and young daughter, she now lives in Columbia with a house full of animals including two dogs, two cats, and a horse. Outside of work, Kalli enjoys photography and spending time with her family and animals.
About Giovanni Diddi
As a Registered Client Service Associate, Giovanni is a part of the Operations Team for The Rast McFadden Group. He answers client phone calls, handles time-sensitive requests including trades and transactions, and helps ensure a flawless experience for all the families we serve.
Giovanni joined The Rast McFadden Group as a Client Service Associate in May of 2025, and became fully registered in July of 2025.
Originally from Florence, Italy, Giovanni attended Bocconi University in Milan where he earned his Bachelor of Science in Business. He recently completed a prestigious dual degree program, earning both his Masters in Management from ESCP Business School in London and his Masters in International Business from the University of South Carolina’s Darla Moore School of Business.
Giovanni now calls Columbia home. Recreationally, he enjoys watching and playing basketball, and serves as the Treasurer for his nonprofit association that renovates and paints outdoor basketball courts.
Giovanni joined The Rast McFadden Group as a Client Service Associate in May of 2025, and became fully registered in July of 2025.
Originally from Florence, Italy, Giovanni attended Bocconi University in Milan where he earned his Bachelor of Science in Business. He recently completed a prestigious dual degree program, earning both his Masters in Management from ESCP Business School in London and his Masters in International Business from the University of South Carolina’s Darla Moore School of Business.
Giovanni now calls Columbia home. Recreationally, he enjoys watching and playing basketball, and serves as the Treasurer for his nonprofit association that renovates and paints outdoor basketball courts.
Contact Ben A. Rast
Contact Matthew T.S. McFadden
Contact Emily R. Tarney
Contact John C. Rast
Hear From Our Clients
"As an estate planning attorney, I’ve worked with many excellent financial professionals, but the Rast McFadden Group is the team my wife and I chose for our family. They helped streamline the management of multigenerational wealth spread among multiple legal entities with exceptional care and promptness. Their professionalism, strategic guidance, and personal touch have made them indispensable."
Bob and Susan
Verified ClientMay 4, 2025
"When a significant lawsuit settlement changed our lives, a friend referred us to Ben, Emily, and Matthew. They helped us build a financial plan in-line with our wishes and values. They worked closely with our tax advisors to navigate an unfamiliar and complex landscape. They included our children in our planning, with education and tools for the years ahead. In a world of uncertainties, we rest assured the Rast McFadden Group has our best interests at heart and truly cares for our family."
John and Jane
Verified ClientAugust 12, 2025
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2026 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Judson Overstreet
Planning Associate
Albert Garcia
Client Relationship Associate
About Judson Overstreet
Judson Overstreet is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Judson provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from the University of Georgia and received the Financial Planning Specialist® designation from the College for Financial Planning. Judson is originally from Louisville, Kentucky and currently resides in Roswell, Georgia.
He earned his undergraduate degree from the University of Georgia and received the Financial Planning Specialist® designation from the College for Financial Planning. Judson is originally from Louisville, Kentucky and currently resides in Roswell, Georgia.
About Albert Garcia
Albert Garcia is a Client Relationship Associate at Morgan Stanley providing dedicated support to Financial Advisors and their teams. Operating as an extension of the FA/Team, Albert collaborates with clients to discover how best to engage and enroll in the services available at Morgan Stanley during their onboarding journey, specifically cash management. Albert provides expertise across a wide suite of cash management offerings and is able to help open cash management accounts, assist with credit cards and provide education on the breadth of what Morgan Stanley has to offer in the cash management space.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
From Our Team
The Rast McFadden Group Brochure
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Rast McFadden Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
