Phone:
(425) 436-2654(425) 436-2654
The Radecki Group at Morgan Stanley
Bellevue:
(425) 436-2653(425) 436-2653
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
The Radecki Group draws on over four decades of financial experience to create a truly bespoke experience for every client. But how are they different?
Before starting his career at Morgan Stanley, Rob worked at two tech companies that IPOed while he was there. He is seasoned in guiding clients whose compensation is tied to stock grants. Rob’s experience throughout his previous tech career, where his salary was largely tied to company stock, gives gave him a deep, firsthand understanding of the distinct financial challenges tech employees face.
After realizing how confusing stock compensation could be, The Radecki Group’s mission evolved to educate clients and guide them on their financial journey. Richard’s decades of experience, coupled with Rob’s understanding of stock compensation form a dynamic father son team that truly understands their client’s financial needs and how to best serve them.
Before starting his career at Morgan Stanley, Rob worked at two tech companies that IPOed while he was there. He is seasoned in guiding clients whose compensation is tied to stock grants. Rob’s experience throughout his previous tech career, where his salary was largely tied to company stock, gives gave him a deep, firsthand understanding of the distinct financial challenges tech employees face.
After realizing how confusing stock compensation could be, The Radecki Group’s mission evolved to educate clients and guide them on their financial journey. Richard’s decades of experience, coupled with Rob’s understanding of stock compensation form a dynamic father son team that truly understands their client’s financial needs and how to best serve them.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Main Focuses
We offer many services but these four are what our practice specializes in.
Financial Planning
What Richard and Rob do with clients is prepare their
clients with a financial plan. This is what they give the
majority of their clients. They make a plan specifically for
what the clients need and for their best interest. A main
reason they make a plan is so the clients know what is
being invested, how much is being invested, and so there
is transparency between the financial advisor and the
client.
A few benefits of having a financial plan are to be
financially independent, potentially retiring early, having
an improved financial understanding, and financial
security.
clients with a financial plan. This is what they give the
majority of their clients. They make a plan specifically for
what the clients need and for their best interest. A main
reason they make a plan is so the clients know what is
being invested, how much is being invested, and so there
is transparency between the financial advisor and the
client.
A few benefits of having a financial plan are to be
financially independent, potentially retiring early, having
an improved financial understanding, and financial
security.
Individual Stock Portfolio
Whether starting from scratch of diversifying away from a concentrated position, the logical next step is to create a portfolio that suits your needs. While it has become somewhat common to use funds or indexes, Rob and Richard have found great success in picking individual stocks. Using his decades of experience Richard has found that building a portfolio of individual stocks may outperform an index because it allows us to be more intentional about what we own.
Equity Compensation
Significant portions of many of our client’s income is tied up in Equity Compensation – more commonly known as Stock Options. This structure can be life changing managed properly. Our goal is to help you do just that by leveraging our experience and expertise. Rob has seen many of the common mistakes people make through making them himself in a prior life working in the startup world. From ISOs to RSUs we help clients understand the value of equity compensation and how to get the most out of it by breaking down these complex types of stock so you have a full understanding of what you own and have rights to.
Concentrated Stock
One of the most common side effects of Equity Compensation is the unintentional creation of Concentrated Stock Positions. In simple terms, stock concentration is holding large amounts of equity in one company. This often happens naturally when Equity Compensation is a part of how you are paid. Our job is to help alleviate the risks these positions often create while still helping you realize their inherent benefits. We do this through careful analysis and thoughtful evaluation to guide you to take advantage of diversifying your holdings where appropriate.
Our Main Focuses
We offer many services but these four are what our practice specializes in.
Financial Planning
What Richard and Rob do with clients is prepare their
clients with a financial plan. This is what they give the
majority of their clients. They make a plan specifically for
what the clients need and for their best interest. A main
reason they make a plan is so the clients know what is
being invested, how much is being invested, and so there
is transparency between the financial advisor and the
client.
A few benefits of having a financial plan are to be
financially independent, potentially retiring early, having
an improved financial understanding, and financial
security.
clients with a financial plan. This is what they give the
majority of their clients. They make a plan specifically for
what the clients need and for their best interest. A main
reason they make a plan is so the clients know what is
being invested, how much is being invested, and so there
is transparency between the financial advisor and the
client.
A few benefits of having a financial plan are to be
financially independent, potentially retiring early, having
an improved financial understanding, and financial
security.
Individual Stock Portfolio
Whether starting from scratch of diversifying away from a concentrated position, the logical next step is to create a portfolio that suits your needs. While it has become somewhat common to use funds or indexes, Rob and Richard have found great success in picking individual stocks. Using his decades of experience Richard has found that building a portfolio of individual stocks may outperform an index because it allows us to be more intentional about what we own.
Equity Compensation
Significant portions of many of our client’s income is tied up in Equity Compensation – more commonly known as Stock Options. This structure can be life changing managed properly. Our goal is to help you do just that by leveraging our experience and expertise. Rob has seen many of the common mistakes people make through making them himself in a prior life working in the startup world. From ISOs to RSUs we help clients understand the value of equity compensation and how to get the most out of it by breaking down these complex types of stock so you have a full understanding of what you own and have rights to.
Concentrated Stock
One of the most common side effects of Equity Compensation is the unintentional creation of Concentrated Stock Positions. In simple terms, stock concentration is holding large amounts of equity in one company. This often happens naturally when Equity Compensation is a part of how you are paid. Our job is to help alleviate the risks these positions often create while still helping you realize their inherent benefits. We do this through careful analysis and thoughtful evaluation to guide you to take advantage of diversifying your holdings where appropriate.
During the winter, Richard and Rob are big skiers. Ever since Rob has been a kid, they have been going to Stevens Pass and Whistler most years. A fun family tradition is each year for Christmas, they take a family trip to Leavenworth. That gives the whole family a chance to have some fun in the snow while getting some quality family time.
Richard and Rob know that family is the most important in life. They make sure to take that family based approach with all of their clients investment goals.
Richard and Rob know that family is the most important in life. They make sure to take that family based approach with all of their clients investment goals.
Location
500 108th Ave NE (Bronze Building, We Validate Parking)
Suite 1900, Floor 19
Bellevue, WA 98004
US
Direct:
(425) 436-2653(425) 436-2653
Meet The Radecki Group
Rob Radecki, CFP®, FPS
Financial Advisor
Phone:
(425) 436-2653(425) 436-2653
Sujatha Shenai, FPS
Registered Client Service Associate
Phone:
(425) 453-3457(425) 453-3457
About Richard Radecki, First Vice President
Over the past four decades, Richard has made it his mission to help clients achieve their financial goals. Whether navigating recessions, economic downturn, or even a global pandemic, Richard’s experience has prepared him for any challenge his clients may face. and he provides advice focused on their individual goals. This approach, coupled with his expertise in security selection, portfolio construction and analysis results in an experience tailored to your unique needs.
Richard grew up in Bellevue, attended Bellevue High School, then went on to graduate from Seattle University with a degree in Business Finance. Outside of work, he is an avid skier, runner, and biker. During the summer, Richard spends weekends on Whidbey Island at the family cabin that has been passed down for over 60 years. He has three wonderful children and three amazing grandchildren. He enjoys expanding his business and capabilities with his son, Rob, who joined the team in 2019.
Richard grew up in Bellevue, attended Bellevue High School, then went on to graduate from Seattle University with a degree in Business Finance. Outside of work, he is an avid skier, runner, and biker. During the summer, Richard spends weekends on Whidbey Island at the family cabin that has been passed down for over 60 years. He has three wonderful children and three amazing grandchildren. He enjoys expanding his business and capabilities with his son, Rob, who joined the team in 2019.
Securities Agent: NC, MD, IL, MI, SD, MT, OR, GA, CA, WA, TX, PA, ID, FL, OK, NY, AK, UT, MN, HI, AZ, VA, CO, OH; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274651
NMLS#: 1274651
About Rob Radecki, CFP®, FPS
Prior to joining Morgan Stanley, I worked long hours at a tech startup just like many of my clients. That hard work paid off when two of those companies went public. These incredible experiences were punctuated with periods of uncertainty around compensation, because, like many tech professionals much of my net worth was tied up in company stock. While this compensation structure can be a windfall, it quickly became clear that there was a lack of education surrounding it.
Like you, I had questions about all my options with company stock and could have missed taking full advantage of them. Fortunately, my father has worked at Morgan Stanley for 40+years and was able to give me the advice I needed to make the right decisions. Because of the stark need to bridge that gap between the incredible levels of wealth creation and sound financial decisions, I decided to pursue a career as a Financial Advisor at Morgan Stanley and work together with my father. That way we can bring you thoughtful knowledge and solutions based upon the challenges you face.
Like you, I had questions about all my options with company stock and could have missed taking full advantage of them. Fortunately, my father has worked at Morgan Stanley for 40+years and was able to give me the advice I needed to make the right decisions. Because of the stark need to bridge that gap between the incredible levels of wealth creation and sound financial decisions, I decided to pursue a career as a Financial Advisor at Morgan Stanley and work together with my father. That way we can bring you thoughtful knowledge and solutions based upon the challenges you face.
Securities Agent: NV, PA, FL, IL, GA, AZ, OK, MT, MN, MA, DE, UT, TX, AK, OR, NJ, MD, HI, CT, CO, SD, OH, NC, MI, NY, ID, CA, WA, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1933026
NMLS#: 1933026
Contact Richard Radecki, First Vice President
Contact Rob Radecki, CFP®, FPS
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Radecki Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
