Amanda Stewart Raney, CPWA®
First Vice President, Financial Advisor
Phone:
(205) 969-7092(205) 969-7092
The Promontory RM Wealth Management Group at Morgan Stanley
Direct:
(205) 969-7000(205) 969-7000
Our Mission Statement
Our mission is to simplify the complex and anticipate the unexpected needs of our clients through their many personal and professional milestones in life. We want our clients to look forward to life's surprises and changes, not dread how they'll navigate them.
Our Story and Services
Life is full of possibilities. Even life's curve balls can be opportunities when the right preparation and guidance are in place. That’s where we come in.
For all clients, we begin with the end in mind—working with you to uncover your goals and craft a tailored plan to help achieve them. We deploy sound and diverse investment options, risk management, and cash management and lending services to craft the right infrastructure for you and your family.
For our clients with more complex family wealth needs, we facilitate productive dialogue to help families craft a family Mission Statement and processes for transparency, education, and values-based planning. We also incorporate advanced solutions, like our industry-leading Alternative Investments platform, a diverse mix of solutions for clients with concentrated equity positions, and concierge participation in meetings with you and your Estate Attorney and CPA.
For our clients who own a business or are executives, we take a hands-on approach for supporting your competitive edge in your business. From retirement solutions to help you recruit and retain the best employees, to lending solutions to provide liquidity in ways you might not have thought of, and from concentrated stock needs to succession planning and private or public equity to monetize your business, you have our undivided attention as we work together to support your success
For all clients, we begin with the end in mind—working with you to uncover your goals and craft a tailored plan to help achieve them. We deploy sound and diverse investment options, risk management, and cash management and lending services to craft the right infrastructure for you and your family.
For our clients with more complex family wealth needs, we facilitate productive dialogue to help families craft a family Mission Statement and processes for transparency, education, and values-based planning. We also incorporate advanced solutions, like our industry-leading Alternative Investments platform, a diverse mix of solutions for clients with concentrated equity positions, and concierge participation in meetings with you and your Estate Attorney and CPA.
For our clients who own a business or are executives, we take a hands-on approach for supporting your competitive edge in your business. From retirement solutions to help you recruit and retain the best employees, to lending solutions to provide liquidity in ways you might not have thought of, and from concentrated stock needs to succession planning and private or public equity to monetize your business, you have our undivided attention as we work together to support your success
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Solutions Tailored to Your Situation
We take pride in building long-term relationships with a broad range of clients while maintaining an exceptional level of care and professionalism.
We provide the confidence needed to navigate a challenging financial world through personalized service, transparency and a perspective formed by decades of experience.
We provide the confidence needed to navigate a challenging financial world through personalized service, transparency and a perspective formed by decades of experience.
High Net Worth Families
We have experience working with High-Net-Worth Families, providing comprehensive wealth management services - including investment management, tax planning, estate planning and risk management - tailored to the unique needs and goals of your family.
Business Owners
We provide specialized guidance on the financial aspects of running a successful business on both sides of the balance sheet, including tax planning, employee benefits, succession planning and more.
Corporate Executives
Customized advice and solutions to help you manage your unique financial needs, including executive compensation, wealth preservation and retirement planning.
Change of Life Events
In cases of marriage, birth of a child, change in employment, inheritance or retirement, it is important to have a plan in place to be properly equipped for any unexpected financial implications you may encounter in the future.
Women in Transition
Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into an empowering one. As your financial advisors, we can help you navigate the complexities of working in a high-pressure environment and remaining on track to reach your financial goals through investments, outside business opportunities and risk management.
Liquidity Events
We help you optimize your financial outcomes during liquidity events such as the sale of business or real estate, by developing a comprehensive plan that accounts for your tax situation, risk tolerance and long-term financial goals.
Philanthropic Services
We work with individuals, families, and organizations who are passionate about creating meaningful impacts. In addition to advising generous donors, we also work directly with faith based organizations, and charitable organizations focused on housing, education, healthcare, and more. Whether you're seeking to structure your philanthropic legacy, or strengthen your organization's mission, we're here to help you translate purpose into strategy and impact.
Foundations and Associations
Committees and administrators are faced with the complex task of developing appropriate investment policy statements, understanding how to assess performance, and finding superior fund managers. We help you and your investment committee refine strategies, reduce risk and increase returns.
What Sets Us Apart
Our clients choose to work with us because they recognize that we have a genuine interest in their success. Each of the items below are considered pillars of our client service experience. They are non-negotiable. Keeping the client and their experience at the center of everything we do builds meaningful and long-lasting relationships, often spanning multiple generations and introductions to family and friends.
Aligning Your Portfolio Strategy with Your Goals
We apply a disciplined, analytical, data-driven approach to investment selection and performance monitoring. By integrating your financial assets and liabilities with your goals to create a comprehensive view we give you clarity about where you are, where you're going, and how we can help you get there.
Planning for a Clear Picture of Your Wealth
Through deep conversations and thoughtful planning, we build a strategy that reflects your priorities and adapts as your life evolves. Whether you're growing your assets, supporting your family, or giving back to the world, we design strategies aligned with your values and aspirations.
Family Office Resources
As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities. Family Office Resources delivers comprehensive solutions by providing ultra high net worth clients with specialized knowledge, experience, tools and networking events. We work with these professionals to best serve you and your family.
Legacy & Estate Planning Strategies
We engage with our Executive Planning Director and Wealth Planning Center to provide a fully integrated, comprehensive analysis of your balance sheet, estate plan, and investment strategy through a collaborative process. At your request we will coordinate with your legal tax advisors as well.
Fiduciary Advice
While many advisors operate under the "suitability" standard, we serve - at all times - as fiduciaries to our clients. This enhanced level of care requires us to ALWAYS put our clients and their interests first.
Behavioral Counseling
It is essential for us to help our clients understand and manage the impulses of emotional buying and selling that can derail even the soundest of plans.
Concierge-Quality Service
Our client service team gets to know you intimately, allowing them to seamlessly and effectively assist with virtually all aspects of your financial lives.
Focused Attention for Meaningful Relationships
By working closely with a small group of clients, we can take the time to understand what truly matters to you. This allows us to offer advice and strategies tailored to your values, goals and vision – whether you’re a multigenerational family or a mission-driven institution. Our aim is to support your unique journey with care and dedication.
Relentless Pursuit of Excellence
Whether it be through attaining industry designations and certifications, staying abreast of developments impacting the markets or analyzing investment opportunities, we constantly strive to be the most educated, credentialed and well versed resource for our clients.
Transparent
An open and honest discussion and a full understanding of the costs of working with us is essential to evaluating the effectiveness of any product or service that you may consider.
Full Suite of Offerings - Tailored To You
Whether it’s managing today’s needs or planning for the future, we bring clarity, structure, and purpose to every aspect of your financial life.
Trust & Estate Planning Strategies
- Create a Vision of Your Legacy
- Wealth Transfer Strategies
- Inter-generational Needs
- Multi-generational Planning
- Introduction to Trust Specialists
- Coordination with Estate Attorneys
Estate Planning Checklist- Wealth Transfer Strategies
- Inter-generational Needs
- Multi-generational Planning
- Introduction to Trust Specialists
- Coordination with Estate Attorneys
Equity Compensation
- Help clarify the value and impact of equity awards.
- Recommend strategies for exercising stock options effectively.
- Manage risks of concentrated stock positions.
- Plan to diversify holdings, and help reduce risk.
- Facilitate understanding of tax implications with professionals.
- Align equity compensation with financial goals.
More Resources on Equity Compensation- Recommend strategies for exercising stock options effectively.
- Manage risks of concentrated stock positions.
- Plan to diversify holdings, and help reduce risk.
- Facilitate understanding of tax implications with professionals.
- Align equity compensation with financial goals.
Tax Efficient Planning
- Tax-smart investing and withdrawal
- Maximize your giving
- Integrate tax aware solutions.
- Connect with experienced tax professionals.
- Tax-loss harvesting
- Keeping clients informed about tax law changes
Guide to Tax-Efficient Planning- Maximize your giving
- Integrate tax aware solutions.
- Connect with experienced tax professionals.
- Tax-loss harvesting
- Keeping clients informed about tax law changes
Financial Planning
- Net Worth Analysis
- Cash Flow Analysis
- Asset Allocation Analysis
- Saving & Investing Strategies
- Tax Minimization Strategies
- Debt Reduction Strategies
Financial Planning Brochure- Cash Flow Analysis
- Asset Allocation Analysis
- Saving & Investing Strategies
- Tax Minimization Strategies
- Debt Reduction Strategies
Retirement Planning
- Retirement Savings Strategies
- Cash Flow Management & Budgeting
- Opportunistic & Tax-Efficient Withdrawal Strategies
- Required Minimum Distributions ("RMDs")
- Roth Conversion Strategies
- "Back-Door" Roth IRA Viability
Retirement Income Planning Factsheet- Cash Flow Management & Budgeting
- Opportunistic & Tax-Efficient Withdrawal Strategies
- Required Minimum Distributions ("RMDs")
- Roth Conversion Strategies
- "Back-Door" Roth IRA Viability
Philanthropy & Legacy Planning
- Charitable Lead Trusts
- Family Foundations
- Donor-advised Funds
- Charitable Giving & Required Minimum Distributions
- Coordination with Estate & Tax Professionals
- Education for Family Members & Next Generation
Family Philanthropy Toolkit- Family Foundations
- Donor-advised Funds
- Charitable Giving & Required Minimum Distributions
- Coordination with Estate & Tax Professionals
- Education for Family Members & Next Generation
Investment & Portfolio Management
- Asset Allocation Analysis
- Risk Management
- Traditional Investments
- Alternative Investments
- Sustainable Investments
- Behavioral Counseling
Learn More- Risk Management
- Traditional Investments
- Alternative Investments
- Sustainable Investments
- Behavioral Counseling
Insurance Services & Solutions
- Term Life Insurance
- Permanent Life Insurance
- Long-Term Care Insurance
- Disability Insurance
- Corporate Executive Protection Strategies
- Annuities
Insured Solutions- Permanent Life Insurance
- Long-Term Care Insurance
- Disability Insurance
- Corporate Executive Protection Strategies
- Annuities
Cash Management & Lending
- Direct Deposit & Check Writing
- Credit Cards & Online Bill Pay
- Residential & Commercial Financing
- Securities Based Lending Options
- Estimated Tax Payment Assistance
- Home Renovation Financing
- Credit Cards & Online Bill Pay
- Residential & Commercial Financing
- Securities Based Lending Options
- Estimated Tax Payment Assistance
- Home Renovation Financing
Risk Management
- Identifying & Understanding Risk
- Portfolio Standard Deviation Analysis
- Portfolio Stress Testing
- Hedging Strategies & Options
- Interest Rate Risk Management
- Inflation Modeling & Monitoring
- Portfolio Standard Deviation Analysis
- Portfolio Stress Testing
- Hedging Strategies & Options
- Interest Rate Risk Management
- Inflation Modeling & Monitoring
Our Process
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service.
Step 1: Determining Your Financial Objectives
Success means something different to each client. We begin each relationship by using interview techniques to thoroughly review your financial resources and liabilities, understand your short and long-term investment objectives, and assess an acceptable level of risk.
Step 2: Developing Your Investment Plan
We focus on designing portfolios to help potentially enhance returns, potentially lower overall portfolio volatility and position them to take advantage of timely opportunities. We believe many investors fall short of their goals because they spend more time plan-ning a summer vacation than formulating a long-term investment strategy. By developing customized financial roadmaps and using proactive strategies to help keep progress on track, we feel clients end up with a high likelihood of success of achieving their goals.
Step 3: Implementation of Your Plan
Once your plan is approved, we help you implement your plan by recommending world-class investment managers that are most appropriate for your needs, complement each other and work toward the goals we have established. We also coordinate strategies with your other professional advisors to help make sure we are working as a team for your benefit.
Step 4: Ongoing Portfolio Review
Our clients enjoy regular progress reviews when we review investment performance and assess progress in the context of your evolving needs and stage of life. Of course, since goals tend to change as time goes on we often revisit this entire process to make sure we are on track.
Location
3500 Colonnade Parkway
Suite 200
Birmingham, AL 35243
US
Direct:
(205) 969-7000(205) 969-7000
Meet The Promontory RM Wealth Management Group
Phone:
(205) 460-4739(205) 460-4739
Donna Womack
Portfolio Associate
Phone:
(205) 969-7034(205) 969-7034
Carrie Guy, Financial Planning Specialist
Registered Client Service Associate
Phone:
(205) 969-7086(205) 969-7086
About Amanda Stewart Raney
Amanda Stewart Raney is focused on helping clients define their specific goals to build a strategy and action steps to help them achieve those goals. She believes that a great plan is built on an understanding of a client's many milestones, both expected and unexpected. Her goal is to help clients prepare for the unexpected and make the most of their resources and opportunities.
She brings many years of experience not only serving clients but also training, developing, and supervising Financial Advisors as they serve theirs. She is passionate about using her knowledge of the broader organization and its resources to bring the breadth and depth of Morgan Stanley's offerings to her clients.
Amanda serves her community in the Shades Valley Rotary, and as a board member for the Mountain Brook YMCA.
Amanda has been in the industry for 19 years. She spent her first years at Merrill Lynch as a Financial Advisor, and then as a Manager for the Pacific Northwest and Midwest. Amanda joined Morgan Stanley in 2013 as part of the Regional team based in Atlanta. She came home to Alabama in 2015 as Associate Complex Manager for the Alabama and Florida Panhandle offices of Morgan Stanley where she decided to join her late partner, Bobby Aycock, in 2019.
She brings many years of experience not only serving clients but also training, developing, and supervising Financial Advisors as they serve theirs. She is passionate about using her knowledge of the broader organization and its resources to bring the breadth and depth of Morgan Stanley's offerings to her clients.
Amanda serves her community in the Shades Valley Rotary, and as a board member for the Mountain Brook YMCA.
Amanda has been in the industry for 19 years. She spent her first years at Merrill Lynch as a Financial Advisor, and then as a Manager for the Pacific Northwest and Midwest. Amanda joined Morgan Stanley in 2013 as part of the Regional team based in Atlanta. She came home to Alabama in 2015 as Associate Complex Manager for the Alabama and Florida Panhandle offices of Morgan Stanley where she decided to join her late partner, Bobby Aycock, in 2019.
Securities Agent: MS, NJ, NC, MA, GA, AR, AZ, MD, TX, ME, IL, FL, AL, WI, SC, NY, MI, TN, LA, VA, OH, DE, UT, CT, CA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 510845
NMLS#: 510845
About Cherice McCray
Securities Agent: AZ, WA, NC, MS, AL, VA, TN, MA, OH, WI, PA, NY, MD, IN, IL, CO, TX, MO, ME, LA, GA, FL, MI, CA, UT, SC, MN, DE, DC, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1179249
NMLS#: 1179249
Contact Amanda Stewart Raney
Contact Cherice McCray
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Promontory RM Wealth Management Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)