Steven Principe, CFP®
Managing Director, Private Wealth Management, Private Wealth Advisor
Phone:
(617) 946-5197(617) 946-5197
Morgan Stanley Private Wealth Management
The Principe Group
Steven Principe, CFP®Kathryn Hay, CFP®, CPWA®Glen Donovan, CFA®, CAIA®Matt Freilino, CFP®Lindsay Williams, AAMS
Direct:
(617) 946-5197(617) 946-5197
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
The Principe Group at Morgan Stanley, serving business leaders and families interested in maintaining a unique lifestyle, accumulating wealth and fulfilling their philanthropic aspirations.
We firmly believe in building strong, enduring relationships through sound, purposeful planning. It ensures your goals are well understood and clearly defined, which leads to prudent decision-making. Our decades of experience have provided the expertise to address the many complexities that often accompany substantial wealth. Moreover, we are unwavering in our dedication to exceed our clients’ expectations every day.
Our highly personalized service model and individualized approach are designed to align with your values and intentions at all times. Our team develops meaningful relationships with your family and trusted advisors to create a comprehensive financial plan, customized investment strategy and access to an extensive suite of private banking services.
Our goal is simple: to keep you focused on what is most important to you.
We firmly believe in building strong, enduring relationships through sound, purposeful planning. It ensures your goals are well understood and clearly defined, which leads to prudent decision-making. Our decades of experience have provided the expertise to address the many complexities that often accompany substantial wealth. Moreover, we are unwavering in our dedication to exceed our clients’ expectations every day.
Our highly personalized service model and individualized approach are designed to align with your values and intentions at all times. Our team develops meaningful relationships with your family and trusted advisors to create a comprehensive financial plan, customized investment strategy and access to an extensive suite of private banking services.
Our goal is simple: to keep you focused on what is most important to you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
PLANNING FOR YOUR FAMILY'S FINANCIAL NEEDS
AAOS Member Advantage Program
The Principe Group at Morgan Stanley is a proud participant of the American Association of Orthopedic Surgeons Member Advantage Program.
Estate Planning Brochure
You have worked long and hard to achieve success and build wealth for you and your family. There have been numerous challenges along the way. You may be at a point now where your greatest challenge is preserving your wealth and building a plan for its transition to those you choose in a way you choose.
Estate Planning Brochure
Charitable Giving
Morgan Stanley Global Impact Funding Trust, Inc. (Morgan Stanley GIFT) is pleased to take this opportunity to provide you with an overview of some of the common methods that individuals use to make charitable gifts, along with some important tips that you should keep in mind.
Charitable Giving Overview
Intangible Asset Management
Intangible assets are becoming increasingly important for individuals and companies to grow and generate profits.
Expectations and the Role of Intangible Assets
Family Governance
Particularly in the case of an ultra high net worth family engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together as a family, it's extremely important to have a sound framework within which to make decisions - in other words, a family governance system.
Family Governance Fact Sheet
Philanthropic Planning
Your set of Philanthropic objectives is as personal as your vision of a better world. Determining your objectives however, can be challenging when there are so many worthy causes and so many unmet needs.
Strategic Philanthropy
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Financial Empowerment Across Generations
Signature Access
A broad range of specialty services are available to enrich and enhance the health, safety, comfort, and interests of affluent families, from private aviation, personal security, art advisory, and household staffing, to private health advisory services and advisory services for single family offices.
The Lifestyle Advisory Offering
Wealth and Estate Planning Video Series
Explore a series of educational videos covering topics such as Foundational Estate Planning Documents, Estate & Gift Taxes, Grantor Retained Annuity Trusts (GRATs), Irrevocable Life Insurance Trusts and more.
Watch Videos
Next Generation Journey
What does it mean to be a member of a wealthy family, and how will that affect your relationships with the important people in your life? What do you want for yourself, and how does that mesh with the expectations others have of you? Here are some steps to take, issues to consider. conversations to have and ways we can help
Next Generation Journey
Tips for Executives During Tax Season and Beyond
The tax year may have ended on December 31, but there are still some tax-favorable opportunities that you may be able to take advantage of before tax-day 2024. Consider these six tips as you prepare your U.S. federal income tax returns and plan for future tax seasons.
Tips for Executives During Tax Season and Beyond
Morgan Stanley CashPlus Brokerage Account
Designed as a modern alternative to banking with the capabilities to help you access, move, and manage cash when you need it while enjoying exclusive benefits.
Click to Learn More
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodaySuccession Team Members
Kevin Rahill - Vice President, Financial Advisor
Morgan Stanley Wealth Management
28 State Street 26th Floor
Boston, MA 02109
TEL: 617-570-9583
kevin.m.rahill@morganstanley.com
Securities Agent: AL, AZ, CA, CO, CT, DE, FL, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TX, TXIA, UT, VA, VT, WA
NMLS # 177046
28 State Street 26th Floor
Boston, MA 02109
TEL: 617-570-9583
kevin.m.rahill@morganstanley.com
Securities Agent: AL, AZ, CA, CO, CT, DE, FL, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TX, TXIA, UT, VA, VT, WA
NMLS # 177046
CFP® – Certified Financial Planner™ (Steven Principe and Kathryn Hay)
The Certified Financial Planner™ designation is awarded to candidates who have demonstrated expertise in the areas of Education, Investment, Tax, Retirement, Estate and Insurance planning. CFP® professionals must accrue several years of experience related to delivering financial planning services to clients and pass a comprehensive exam before calling themselves a CFP® Professional and are held to strict ethical standards to ensure financial planning recommendations are in the best interest of their clients.
CFA - Chartered Financial Analyst (Glen Donovan)
A globally recognized professional designation that measures and certifies the competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management and security analysis. CFA charter holders wield an extensive body of knowledge in investing and global financial markets, placing clients’ interests above their own, dedicating themselves to achieving the best outcomes for investors. Fewer than 1 in 5 candidates successfully complete all three levels of the CFA Program.
CAIA - Chartered Alternative Investment Analyst (Glen Donovan)
The CAIA Association, a global professional body, pioneers a new era in investment management. At the forefront of the shifting of alternative investment asset classes from 'alternative' to mainstream, CAIA embraces diverse expertise and interdisciplinary knowledge essential for responsible capital allocation and client stewardship. A Member-driven organization representing professionals in more than 100 countries, the organization seeks to prepare investors for a dynamic future, disrupting traditions, creating opportunities, and fostering long-term sustainability.
Financial Times – Top 400 Financial Advisors List 2014
Steven Principe named to the Financial Times Top 400 Financial Advisors List in 2014.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2014) Data compiled by Financial Times based on time period from 9/30/12 - 9/30/13.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2014) Data compiled by Financial Times based on time period from 9/30/12 - 9/30/13.
Location
28 State Street 26th
32nd Fl
Boston, MA 02109
US
Direct:
(617) 946-5197(617) 946-5197
Meet The Principe Group
Kathryn Hay, CFP®, CPWA®
Assistant Vice President, Private Wealth Advisor
Phone:
(617) 946-5116(617) 946-5116
Glen Donovan, CFA®, CAIA®
Assistant Vice President, Investment Consultant
Phone:
(617) 748-5823(617) 748-5823
Matt Freilino, CFP®
Portfolio Associate, Financial Planning Specialist
Phone:
(617) 478-6586(617) 478-6586
Lindsay Williams, AAMS
Wealth Management Associate
Phone:
(617) 946-5110(617) 946-5110
About Steven Principe
As a Managing Director at Morgan Stanley Private Wealth Management, Steve brings 25 years of experience advising affluent families and business leaders. Steve leads a seven-member team focused on designing highly customized financial plans, bespoke investment solutions, access to private banking services and family office resources. In addition to leading team strategy, Steve's responsibilities include asset allocation policy, tax-efficient investment strategies, executive compensation, philanthropic planning and leveraging Morgan Stanley’s Private Bank to manage liabilities.
Steve serves on the board of trustees for Horizons for Homeless Children in Boston. He founded the Horizons for Homeless Children Golf Tournament in 2013 and continues to serve as their annual chairman. Steve is a former board member of the Inner City Scholarship Fund (2013-2019) and has been recognized by the Dana Farber Cancer Institute as a "Heavy Hitter" for funds raised through his participation in the Pan Mass Challenge (2017-2023). Steve's interests include traveling with his family, golf, fishing and skiing. He is a proud graduate of the University of New Hampshire with a degree in Economics.
Steve and Adrienne, his wife of 20 years, live in Concord, Massachusetts, with their four children.
Steve serves on the board of trustees for Horizons for Homeless Children in Boston. He founded the Horizons for Homeless Children Golf Tournament in 2013 and continues to serve as their annual chairman. Steve is a former board member of the Inner City Scholarship Fund (2013-2019) and has been recognized by the Dana Farber Cancer Institute as a "Heavy Hitter" for funds raised through his participation in the Pan Mass Challenge (2017-2023). Steve's interests include traveling with his family, golf, fishing and skiing. He is a proud graduate of the University of New Hampshire with a degree in Economics.
Steve and Adrienne, his wife of 20 years, live in Concord, Massachusetts, with their four children.
Securities Agent: NM, CA, NV, AZ, MO, CT, TX, OR, MS, IL, OH, NY, NJ, NH, MA, KS, FL, MI, IN, DE, CO, VT, VA, RI, AL, WA, NC, MN, MD, GA, TN, ME, UT, SC, PA, DC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1182581
NMLS#: 1182581
About Kathryn Hay
Katie Hay is a Private Wealth Advisor with over 20 years of experience at Morgan Stanley. Prior to joining The Principe Group, she held a variety of management, administrative and operational positions within the firm. Katie’s determination and commitment to provide clients with personalized comprehensive financial plans led her to complete her certification as a CERTIFIED FINANCIAL PLANNER™. As a CFP® professional, Katie focuses on developing and implementing highly customized financial and estate planning strategies for the team’s HNW clients. With a tremendous work ethic and client-centric focus, Katie contributes to an outstanding overall client experience.
Katie is a graduate of the University of Delaware. She lives in Hingham, Massachusetts with her four children and enjoys spending time with family and friends.
Katie is a graduate of the University of Delaware. She lives in Hingham, Massachusetts with her four children and enjoys spending time with family and friends.
Securities Agent: RI, IL, CO, MD, IN, GA, WA, TX, MO, MI, TN, MS, MA, DC, NV, KS, MN, NY, NM, NJ, FL, CA, VA, UT, SC, OR, NC, ME, DE, AZ, VT, PA, OH, NH, CT, AL; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 2554947
NMLS#: 2554947
About Glen Donovan
Glen Donovan plays a vital role in creating an outstanding overall service experience for the team’s clients, utilizing his investment background to monitor and propose tactical adjustments to client portfolios as well as performing a broad range of administrative duties. Glen joined the team at Morgan Stanley after spending three years at John Hancock Investment Management. During his career, Glen's passion for the markets led him to take and pass all three levels of the Chartered Financial Analyst® exam as well as the Chartered Alternative Investment Analyst® exam and he is both a CFA® and CAIA® Charterholder.
Glen graduated from Hamilton College, where he majored in neuroscience, minored in economics and played four years of varsity football. In his free time, he enjoys watching sports, especially football, and playing golf and squash. Glen lives in Newton, MA with his wife Zoe, his son Miles and their dog Judge.
NMLS #2806238
Glen graduated from Hamilton College, where he majored in neuroscience, minored in economics and played four years of varsity football. In his free time, he enjoys watching sports, especially football, and playing golf and squash. Glen lives in Newton, MA with his wife Zoe, his son Miles and their dog Judge.
NMLS #2806238
About Matt Freilino
Matt Freilino supports the team in delivering an outstanding overall client service experience. Charged with an extensive range of operational and administrative responsibilities, Matt works directly with clients to open accounts, fulfill cash management requests and handle various other account maintenance activities. He plays a particularly prominent role in the administration of the team’s banking and lending offerings. Matt takes pride in responding promptly and professionally to client requests, helping to ease the day-to-day stress of managing significant wealth.
Matt studied finance and economics at The Ohio State University. After graduating in 2019, he joined Morgan Stanley’s Columbus, Ohio branch as a Cash Management Analyst. He moved to Boston in the summer of 2021 to become a member of The Principe Group.
When not at work, Matt enjoys golfing, watching and playing sports, and spending time with friends and family. He currently lives in Boston’s North End.
NMLS# 2881854
Matt studied finance and economics at The Ohio State University. After graduating in 2019, he joined Morgan Stanley’s Columbus, Ohio branch as a Cash Management Analyst. He moved to Boston in the summer of 2021 to become a member of The Principe Group.
When not at work, Matt enjoys golfing, watching and playing sports, and spending time with friends and family. He currently lives in Boston’s North End.
NMLS# 2881854
About Lindsay Williams
Lindsay Williams is thrilled to join the Principe Group as a Wealth Management Associate. She is committed to delivering exceptional client service with meticulous attention to detail, ensuring that every client experience is seamless and personalized.
On the team, she will manage a number of daily tasks including onboarding, account maintenance, and business development. As a primary point of contact, she looks forward to cultivating meaningful, long-term relationships and serving as a trusted resource for clients and their families.
Born and raised in Massachusetts, Lindsay graduated with Honors from the University of Vermont with a Bachelor of Arts in Economics. She began her professional career in 2022 at Merrill Lynch where she served as a Private Wealth Client Associate. Outside of work, she enjoys baking, crafting, and exploring neighborhoods and restaurants around Boston.
On the team, she will manage a number of daily tasks including onboarding, account maintenance, and business development. As a primary point of contact, she looks forward to cultivating meaningful, long-term relationships and serving as a trusted resource for clients and their families.
Born and raised in Massachusetts, Lindsay graduated with Honors from the University of Vermont with a Bachelor of Arts in Economics. She began her professional career in 2022 at Merrill Lynch where she served as a Private Wealth Client Associate. Outside of work, she enjoys baking, crafting, and exploring neighborhoods and restaurants around Boston.
Contact Steven Principe
Contact Kathryn Hay
Awards and Recognition
Financial Times 400 Top Financial Advisors
Financial Times 400 Top Financial Advisors Source: ft.com (Awarded Mar 2014) Data compiled by Financial Times based on time period from 9/30/12 - 9/30/13.
Wealth Management
Global Investment Office
Portfolio Insights
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
PWM Leadership Insights & Outcomes
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4677197 (7/2025)
