Our Story and Services

OUR STORY AND SERVICES

At The Prichard Weston Group, we serve ultra-high net worth individuals and families with discretion, integrity and a deep understanding of complex financial strategies.

Our comprehensive wealth management process is designed to help clients pursue their lifestyle, legacy and philanthropic goals.

We begin with a deep discovery process to understand each client’s priorities, family dynamics, financial picture and long-term objectives. From there, we conduct a gap analysis to identify where we believe we can add the most value.

Once it is mutually determined that we are a good fit to work together, we implement a tailored investment strategy designed to help protect and preserve our clients’ wealth.

We then move into advanced planning, helping clients define and prioritize their life and legacy goals. Through this process, we design a plan intended to help them pursue those goals over time.

Our approach includes collaboration with each client’s team of advisors and ongoing, tailored communication. Together, these efforts help clients address five common areas of concern:

Wealth preservation
Mitigating taxes
Taking care of heirs
Helping ensure assets are not unjustly taken
Charitable planning
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Combining the institutional strength of a global wealth management firm with personalized, boutique-level experience

Clients with an excess of $25 Million at Morgan Stanley may access the firms exclusive Family Office Resources which includes an expansive suite of specialized services to address the complex challenges of managing significant wealth including:
• Family Governance
• Wealth Education
• Philanthropy Management
• Estate Planning Strategies
• Trust Services

Additionally, clients with an excess of $10 Million at Morgan Stanley have access to a suite of signature advisory offerings through industry leading third party providers which include:
• Private Health Advisory
• Personal Security Advisory
• Travel and Concierge Services
• Aircraft and Yacht Advisory
• Jewelry and Art Advisory
• Property and Casualty Management
What sets us apart is not just the breadth of services, but how we integrate them. Our team is dedicated to orchestrating every element—working in tandem with our clients legal, tax, and business advisors —to create a unified and bespoke experience.

The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.

Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested in learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.

Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.

At the Prichard Weston Group, we can help you navigate a path forward

Digital Tools

Our comprehensive suite of digital tools are designed to help enhance various aspects of your financial life. Here are a few of the technologies we have to offer our clients.
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    Morgan Stanley Online
    Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
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    Online Security Center
    At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
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    LifeView
    LifeView is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
    Learn More About LifeView
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    Total Wealth View
    Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
    Learn More About Total Wealth View
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    MS Reserved Living and Giving
    Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
    Learn More About MS Reserved Living and Giving
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    Digital Vault
    Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
    Learn More About Digital Vault

Location

100 Middle St
3rd Fl
Portland, ME 04101
US
Direct:
(207) 771-0858(207) 771-0858

Meet The Prichard Weston Group

Photo of Lance Prichard

Lance Prichard, CFP®, CPWA®

Senior Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Senior Investment Management Consultant, Senior Portfolio Management Director, Family Wealth Advisor
Phone:
(207) 771-0838(207) 771-0838
Photo of Tammy L.M. Weston

Tammy L.M. Weston, CFP®, CPWA®

First Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Portfolio Management Director, Financial Planning Specialist
Phone:
(207) 771-0858(207) 771-0858
Photo of Heather Levasseur

Heather Levasseur, RICP®

Portfolio Associate
Phone:
(207) 771-0822(207) 771-0822

About Lance Prichard

About Lance M. Prichard

Lance grew up the youngest of four in Cincinnati, Ohio. His father exemplified many men of his generation, men who worked hard and maintained high ethical standards. Both parents taught Lance these same expectations, from Boy Scout to Eagle Scout, Lance learned and embraced the importance of good merit.
He was the first person in his immediate and extended families to attend college. Working nights to pay his own way, he earned his BA degree in Economics at the University of Cincinnati. Soon after graduation, life brought him to Maine where he began his career in wealth management and started a family. In 2013, Lance expanded his skills and became a CERTIFIED FINANCIAL PLANNER™ practitioner.
From Kidder, Peabody & Co. to Smith Barney to Morgan Stanley, Lance has over four decades of experience and has counseled clients through several market cycles. Lance has worked with hundreds of families and individuals, widows and widowers over the years, helping them to achieve their financial goals.
Lance now resides in Portsmouth with his wife Crystal. When not working, he enjoys playing tennis, bowling, hiking, rock-climbing and traveling stateside and beyond.
Education & Certifications:

Senior Portfolio Management Director Designation
Certified Private Wealth Advisor® Certification 2025
Family Wealth Advisor Designation, 2016
CFP® Certification, 2013
Senior Investment Management Consultant Designation
Financial Planning Specialist Designation, 2004
Series 7, Series 63, Series 65, and Life & Health Insurance License
Bachelor of Arts in Economics, University of Cincinnati, 1982

Associations:

Children's Museum of Maine, Former President of Board of Directors
United States Tennis Association, Member
Portland Museum of Art, Member
Farnsworth Art Museum, Member
Maine Audubon, Member
Boy Scouts of America, Eagle Scout 1973

Experience:

Morgan Stanley, 1994- Present
Kidder Peabody, 1984-1994
Securities Agent: VA, PA, FL, CO, OH, SC, AZ, NM, ME, CT, HI, CA, NY, NH, NC, MI, MA, AL, TX, MO, DE, MD, WA, VT; General Securities Representative; Investment Advisor Representative

About Tammy L.M. Weston

About Tammy L.M. Weston

Tammy grew up in Frenchville, Maine, a small town in Northern Maine bordering Canada, where French is often the first language taught and a strong work ethic is instilled at an early age.

From a young age, Tammy worked during the annual potato harvest and helped in her family’s business. Raised by entrepreneurial parents, she credits her mother and father with shaping her commitment to hard work, kindness and going above and beyond to help others.

Tammy brings more than 30 years of wealth management experience to her work with clients. She has been a CERTIFIED FINANCIAL PLANNER™ professional since 2006, earned a graduate degree in personal financial planning in 2016, and attained the Certified Private Wealth Advisor® designation in 2025.

Having personally experienced divorce and the loss of a loved one, Tammy brings empathy, perspective and strong listening skills to her client relationships. She is known for her thoughtful approach, problem-solving ability and commitment to helping clients navigate important financial decisions with care.

Tammy and her family reside in Scarborough, Maine. Outside of work, she enjoys spending time with family and friends, working out, taking Latin dance lessons, hiking, gardening and skiing.

Education & Certifications
• Portfolio Management Director Designation
• Certified Private Wealth Advisor® Certification, 2025
• Financial Planning Specialist Designation, 2017
• Master of Science in Personal Financial Planning, The College for Financial Planning, 2016
• CFP® Certification, 2006
• Series 7, Series 66, and Life & Health Insurance Licenses
• Bachelor of Science in Marketing Management, Thomas College, 1994

Associations
• Kids First Center, Current President of the Board of Directors
• Maine Estate Planning Council, Member
• Portland Museum of Art, Member

Experience
• Morgan Stanley, 2016–Present
• UBS Financial Services, 2010–2016
• Key Bank, Private Banking, 1994–2010
Securities Agent: NY, NC, NH, OH, VT, NM, CA, AZ, TX, DE, VA, MI, PA, MA, CO, MD, HI, MO, CT, AL, WA, ME, FL, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 1875365

About Heather Levasseur

Heather is responsible for the management and execution of our client service and relationship building strategies. She plays an integral role in the day to day operations of the team and dedicates herself to serving our clients’ needs with the highest level of customer care. Her problem-solving skills, attention to detail and eagerness to help are invaluable to our team.

Heather has nearly 3 decades experience having served in various positions in the financial services field. Prior to starting her career at Smith Barney in New Jersey in 1994, she also proudly served our country in the U.S. Navy.

Originally from Missouri, Heather met her husband, Michael, in the U.S. Navy. She has two children, Brett and Thomas, and she and her husband live in Saco, Maine. Her hobbies include quilting, going for long walks and reading, a passion she inherited from her father.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Photo of Christian Catricala

Christian Catricala

Private Banker
Photo of Chris Smith

Chris Smith

Trust Specialist

About Christian Catricala

Christian Catricala is a Private Banker serving Morgan Stanley Wealth Management offices in Massachusetts, New Hampshire, Maine and Vermont.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Christian began his career in financial services in 2015, and joined Morgan Stanley in 2016 as a Rotational Analyst supporting a variety of divisions in Wealth Management. Prior to being promoted to his current role, he was an Associate Private Banker supporting Wealth Management offices in Boston, Massachusetts.

Christian is a graduate of the Merrimack College, where he received a Bachelor of Science in Accounting and Marketing. He lives in Melrose, Massachusetts with his wife and daughter Isla. Outside of the office, Christian enjoys cooking, traveling, and spending time with his family.
NMLS#: 1773684

About Chris Smith

Chris Smith is an Executive Director and Head of Morgan Stanley’s Trust Services Group. As a 30-year employee of Morgan Stanley, Chris is responsible for maintaining the “Open Architecture” trustee platform, which consists of thirteen third-party trust companies who can serve in a fiduciary, agency or custodial role for ultra-high-net worth client trust accounts. Chris and the Trust Services Group help Advisors, clients, prospects and the professional community understand the corporate trustee services available through Morgan Stanley and how our corporate trustee partners can be used to provide fiduciary solutions for clients. This involves reviewing trust document and statements as well as analyzing family dynamics. Chris then uses this information to recommend one or more of the firm’s third-party corporate trustee partners to possibly serve as trustee, co-trustee or administrative agent for a client trust account.

Prior to joining Morgan Stanley (Dean Witter), Chris worked in the Retirement Plans department of Prudential Securities and prior to that the District Agency department of Prudential Insurance Company. Chris holds a Bachelor of Arts degree in Communication/Journalism and Psychology from St. John Fisher College in Rochester, NY. He lives in Saratoga Springs, NY with his wife Sharon and two boys, Ryan and Michael and has a passion for golf, skiing and horse racing.

About Victor Diune

Victor Diune is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Northeast Region.  In this capacity, Victor provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory.  Victor has over 20 years of experience advising wealthy families, business owners, and their children. 
 
Victor has spent the last 22 years at Bank of America/Merrill Lynch.  Most recently, he was a Director, Wealth Strategist, working with Merrill Private Wealth Advisors and Financial Advisors, along with their UHNW clients advising them on estate and legacy planning, wealth transfer strategies and philanthropic planning.  He was also responsible for developing, consulting and implementing business succession plans as well as providing advice on fiduciary investment management and tax reduction strategies.
 
Victor received a Bachelor of Arts degree in Political Science from University of Illinois in Urbana-Champaign, received his JD/MBA degree from Suffolk University Law School/Sawyer School of Management, and his LLM in Tax from Boston University School of Law.  He holds a Series 7 and 66 securities licenses.  He currently lives in Hopkinton, MA with his wife and their 4 children.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.

Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.

Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.

Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.

Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.

Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Wealth Management
Global Investment Office

Portfolio Insights

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Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
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Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Prichard Weston Group today.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)