Jonathan Price
Managing Director, Wealth Management, Financial Advisor, Corporate Retirement Director, Senior Portfolio Management Director, Financial Wellness Director
Phone:
(781) 416-2415(781) 416-2415
The Price Group at Morgan Stanley
Direct:
(781) 416-2415(781) 416-2415
Toll-Free:
(800) 767-7462(800) 767-7462
Our Mission Statement
Helping clients succeed with strategic planning, goals-based wealth management, and thoughtful advice for all decisions involving money.
Welcome
Every person has a view of their future. At the Price Group at Morgan Stanley, our goal is to ensure that you have the resources you need to achieve your personal vision. Accordingly, we believe that every financial decision should adhere to a strategy based around your goals. We are a family team that works with successful individuals, families and young professionals, along with a limited number of corporate benefit plans. We build long-term, deep relationships with our clients, so we can fully understand their needs, preferences and evolving circumstances.
Our recommendations are based on our experience and credentials, along with dedicated research and the vast intellectual horsepower of Morgan Stanley. We provide thoughtful advice and solutions for investments, tax planning strategies, cash flow and many other areas of wealth management – every decision involving money. And we pride ourselves on proactive, personal and respectful service.
Our family team has been in the financial services industry for three generations – wealth management is in our DNA, giving us a broad perspective on financial planning and market volatility. Many of our clients are focused on their families as well, and enjoy working with a tightly knit team that values stability, consistency and long-term relationships.
Our recommendations are based on our experience and credentials, along with dedicated research and the vast intellectual horsepower of Morgan Stanley. We provide thoughtful advice and solutions for investments, tax planning strategies, cash flow and many other areas of wealth management – every decision involving money. And we pride ourselves on proactive, personal and respectful service.
Our family team has been in the financial services industry for three generations – wealth management is in our DNA, giving us a broad perspective on financial planning and market volatility. Many of our clients are focused on their families as well, and enjoy working with a tightly knit team that values stability, consistency and long-term relationships.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Helping clients with comprehensive wealth management services
We believe our role is to help our clients make wise choices for every decision involving money. Here are some specific examples:
- Establish financial goals for you, your family and future generations.
- Create a wealth management strategy tailored to your specific goals and needs.
- Provide a plan to generate ongoing retirement income when needed.
- Develop trust and estate planning strategies.
- Recommend asset preservation strategies and effective wealth distribution.
- Offer counsel on planned giving, by establishing and managing grants, endowments and non-profits.
- Evaluate and recommend insurance products such as life insurance, annuities, long-term care, buy/sell agreements.
- Provide access to cash management and lending services.
- Evaluate tax implications to help minimize tax liabilities.
- In addition, we work with a limited number of businesses to provide corporate financial management and employee benefit plans.
EPIC, our four-step wealth management planning process
Comprehensive wealth management is an organic, ongoing process. At the Price Group, we’ve established a process designed around the needs of our clients. We call it “EPIC,” which stands for the four steps in the process – Establish, Plan, Invest, Care:
Establish: collaborate with you to articulate specific goals and timeframes.
Plan: create a comprehensive financial plan, including both sides of your personal balance sheet.
Invest: construct and manage a customized portfolio.
Care: monitor performance, while adjusting to evolving markets and changing needs.
Establish: collaborate with you to articulate specific goals and timeframes.
Plan: create a comprehensive financial plan, including both sides of your personal balance sheet.
Invest: construct and manage a customized portfolio.
Care: monitor performance, while adjusting to evolving markets and changing needs.
We use the EPIC framework, because it helps:
- 1. Establish your household requirements for income, expenses, and cash flow
- 2. Determine long-term goals for retirement
- 3. Identify specific projected expenses, such as tuition, second home, trust and estate
- 4. Manage risk, and protect the capital you have earned
- 5. Recalibrate as needed to avoid the pitfalls of a “set it and forget it” approach
VALUABLE CLIENT RESOURCES
We believe financial education leads to better insights into our investment strategy, economic disciplines, and long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets.
We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. Provided are links to these materials and we hope you'll return often to learn more about the topics that impact your overall wealth.
We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. Provided are links to these materials and we hope you'll return often to learn more about the topics that impact your overall wealth.
Start Fresh Financially in 2025
Heading into 2025, it’s time to take stock of your budget, debt and investments—and check them against your financial goals.
These six steps can get you started
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check out the latest episode
How to Handle Volatility
Market volatility can increase or decrease depending on where we are in the business cycle. When market volatility picks up, having a long-term horizon is an investor’s best strategy.
Click here to read more
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn more from Online Security Center
How to Think About Inflation
The Fed continues to chart its aggressive rate-hike path as inflation remains to be tamed. How should you be thinking about investing around inflation?
Click here to read more
2025 Federal Tax Tables
This helpful resource outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2025 Federal Tax Tables
Morgan Stanley Minute
In this ongoing series of one-minute videos from our firm’s top investment thinkers, you can explore current trends and topics like green bonds, active investment, monetizing small businesses, cybercrime and more.
Access a library of interesting content
Lessons in Leadership
Morgan Stanley frequently invites influential figures in the sports, music, and entertainment industries to give talks regarding their careers and experiences with leadership.
Register for the next presentationLocation
112 Worcester Street
Wellesley, MA 02481
US
Direct:
(781) 416-2415(781) 416-2415
Toll-Free:
(800) 767-7462(800) 767-7462
Meet The Price Group
David Price
Associate Vice President, Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(781) 431-6790(781) 431-6790
Pamela Mahoney
Portfolio Associate
Phone:
(781) 416-2417(781) 416-2417
Tyler Walls
Registered Client Service Associate
Phone:
(781) 431-6735(781) 431-6735
About Jonathan Price
Jonathan leads the Price Group at Morgan Stanley. He has been designing, implementing and managing investment and wealth management strategies for clients for more than 25 years. Because he believes in providing comprehensive wealth management for each client, Jonathan devotes considerable time to fully comprehending all aspects of a client’s financial life, including personal goals, business objectives, retirement vision and succession plans.
Jonathan works with individuals and families, as well as a limited number of trusts and corporate retirement plans. He is a frequent guest on the Money Matters television and radio programs, where he discusses investment strategies and provides insight into current markets.
Jonathan earned a B.S. in Business Administration from Boston University. He later earned a variety of professional designations to supplement his knowledge and skills.
A committed athlete and sports fan, Jonathan enjoys working out, playing golf and supporting all Boston sports teams. He is also involved with youth soccer. In his remaining free time, he prefers to spend time with his wife and children.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Jonathan works with individuals and families, as well as a limited number of trusts and corporate retirement plans. He is a frequent guest on the Money Matters television and radio programs, where he discusses investment strategies and provides insight into current markets.
Jonathan earned a B.S. in Business Administration from Boston University. He later earned a variety of professional designations to supplement his knowledge and skills.
A committed athlete and sports fan, Jonathan enjoys working out, playing golf and supporting all Boston sports teams. He is also involved with youth soccer. In his remaining free time, he prefers to spend time with his wife and children.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Securities Agent: WY, MA, SC, PA, ID, VA, UT, NH, MS, MI, GA, CT, CO, WV, VT, TX, NY, NM, OR, AZ, NV, WA, TN, OH, ME, DE, CA, RI, NJ, NC, DC, FL, WI, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1401678
NMLS#: 1401678
About David Price
Representing the third generation of the Price family in financial services, David works to help clients establish, articulate and achieve their personal and financial goals. He is particularly focused on successful young executives and professionals.
Having grown up with both his grandfather and father in our industry, David thinks of himself an “accountability partner” for his clients. He helps them make intelligent, informed and carefully considered financial decisions.
David earned a B.S. in Management and Corporate Leadership from Bentley University, where he also captained the soccer team and was a board member of the Student Athlete Advisory Council. He also played a year of professional soccer in Spain.
David’s love of soccer continues – he is an active supporter of grassroots soccer and volunteers with local youth soccer clubs. When not on the pitch, he enjoys cooking, exercise and travel.
Having grown up with both his grandfather and father in our industry, David thinks of himself an “accountability partner” for his clients. He helps them make intelligent, informed and carefully considered financial decisions.
David earned a B.S. in Management and Corporate Leadership from Bentley University, where he also captained the soccer team and was a board member of the Student Athlete Advisory Council. He also played a year of professional soccer in Spain.
David’s love of soccer continues – he is an active supporter of grassroots soccer and volunteers with local youth soccer clubs. When not on the pitch, he enjoys cooking, exercise and travel.
Securities Agent: UT, AZ, VT, ME, MA, DE, TN, SC, RI, NY, NM, NH, MI, ID, WY, WA, VA, PA, NJ, MS, GA, CA, NC, KY, CO, WV, OH, NV, TX, OR, WI, CT, MD, FL, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2153569
NMLS#: 2153569
About Pamela Mahoney
Pam supports the team by helping to build and maintain client relationships. Her role is both strategic and transactional – she handles client orders and requests, while also creating reports and identifying solutions that support client needs. In addition, she is our liaison with Morgan Stanley’s alternative investments, private equity, and insurance groups.
Pam is a seasoned professional, with more than 34 years of experience in financial services. She has been with Morgan Stanley since 2008, and joined The Price Group in 2022. She has spent her entire career dedicated to supporting long-term client relationships.
Pam attended Northeastern University, where she studied Biology and Chemistry.
She lives in North Billerica and is a proud mom of her 17-year-old son and their dog. She enjoys cooking and entertaining, music, and spending time with family and friends.
Pam is a seasoned professional, with more than 34 years of experience in financial services. She has been with Morgan Stanley since 2008, and joined The Price Group in 2022. She has spent her entire career dedicated to supporting long-term client relationships.
Pam attended Northeastern University, where she studied Biology and Chemistry.
She lives in North Billerica and is a proud mom of her 17-year-old son and their dog. She enjoys cooking and entertaining, music, and spending time with family and friends.
About Tyler Walls
Tyler Walls is a Registered Client Service Associate for The Price Group. His responsibilities include processing client inquiries, money movement, and transactions. Tyler is also responsible for research on new initiatives and other operational and administrative duties. He enjoys assisting high net worth clients achieve their financial goals. Working in what may be a confusing arena for high net worth individuals, he is passionate about providing value as part of a team.
Tyler attended Towson University in Towson, MD where he studied Information Technology. Prior to joining Morgan Stanley, he started at T. Rowe Price in Baltimore, MD working in operations for 3 years. He then transitioned to their high net worth client services team in 2018 and obtained his Series 7 and 63 licenses while in MD. Tyler started with Morgan Stanley in January of 2022 as a Client Service Associate and obtained his Series 66 license in July of 2022.
Outside of the office, Tyler is a sports fan (Baseball and Football primarily), but is also interested in music, technology, finance, fitness, and traveling. Growing up and playing sports through college, he enjoyed the team camaraderie and competition that sports provided. While seeing other sports stadiums or attending music events, Tyler became interested in traveling as a means of gaining different perspectives and enjoying different cultures.
Tyler currently lives in Brighton, MA with his girlfriend and enjoys staying involved with Boston sports teams and participating in community activities in the Boston area.
Tyler attended Towson University in Towson, MD where he studied Information Technology. Prior to joining Morgan Stanley, he started at T. Rowe Price in Baltimore, MD working in operations for 3 years. He then transitioned to their high net worth client services team in 2018 and obtained his Series 7 and 63 licenses while in MD. Tyler started with Morgan Stanley in January of 2022 as a Client Service Associate and obtained his Series 66 license in July of 2022.
Outside of the office, Tyler is a sports fan (Baseball and Football primarily), but is also interested in music, technology, finance, fitness, and traveling. Growing up and playing sports through college, he enjoyed the team camaraderie and competition that sports provided. While seeing other sports stadiums or attending music events, Tyler became interested in traveling as a means of gaining different perspectives and enjoying different cultures.
Tyler currently lives in Brighton, MA with his girlfriend and enjoys staying involved with Boston sports teams and participating in community activities in the Boston area.
Contact Jonathan Price
Contact David Price
Wealth Management
From Our Team
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
State of the Workplace Study 2023
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Price Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
