Eric Turner Pressman, CRPS®
Senior Vice President, Financial Advisor, Portfolio Management Director, Corporate Retirement Director
Phone:
(973) 467-6316(973) 467-6316
The Pressman Hansen Team at Morgan Stanley
Short Hills:
(973) 467-6316(973) 467-6316
Santa Ana:
(714) 648-3470(714) 648-3470
Our Mission Statement
Our mission is to collaborate with individuals and families to transform financial complexity into clear, disciplined strategies that help them make confident decisions before, during and after life’s pivotal moments. We strive to earn trust through thoughtful planning, rigorous analysis and proactive guidance that adapts as markets and personal circumstances evolve.
Our Story & Services
At the Pressman Hansen Team, we believe the real value of advice is having a steady guide before—not after—life's pivotal financial moments. Together, Eric Pressman and Paul Hansen combine complementary experience, rigorous analysis and a deeply personal service philosophy to help individuals and families transform complexity into clear, actionable strategies they can follow through every market cycle.
Our Approach
• Plan-first, goals-based: Every conversation begins with your priorities—never with products.
• Clarity and confidence: We aim to simplify decisions, test assumptions and manage risk so you can tune out short-term noise and stay anchored to long-term objectives.
• Proactive partnership: We remain accountable and adjust the plan as markets shift and life evolves, seeking to provide consistent guidance through milestones large and small.
Meet the Founders
Eric Pressman draws on nearly two decades of experience, including ten years at Merrill Lynch before co-founding the team in 2015. The 2008 financial crisis shaped his conviction that a plan must work in real life, not just on paper. Eric earned a B.A. in Government and Law from Lafayette College and continually pursues professional education in portfolio construction, retirement income and risk management techniques. Outside the office, he and his wife, Allison, enjoy raising their three daughters—Brooke, Jordana and Harper—and he appreciates the focus and patience that golf instills.
Paul Hansen entered the financial services industry in 1982, joined a Morgan Stanley predecessor firm in 2000 and brings an engineering and mathematics mindset to wealth management. Holding an MBA in International Finance from Rutgers University, he analyzes how global forces influence individual portfolios and translates those insights into practical guidance. Paul has earned the Certified Financial Planner™ (CFP®), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), Chartered Advisor in Philanthropy® (CAP®) and Global Private Financial Consultant (GPFC) designations—credentials that underscore his commitment to comprehensive, continuous learning.
Working Together for You
Whether helping a couple prepare for retirement, guiding a business owner through a liquidity event or supporting a family's multigenerational goals, Eric and Paul collaborate closely to deliver disciplined strategies and steady counsel. Clients appreciate the seasoned perspective that comes from combining Eric's insight into investor behavior with Paul's analytical, process-driven framework.
Our mission is simple: to earn your trust over time by being the first call you make before major financial decisions and the consistent voice of reason when headlines grow loud. We look forward to building enduring relationships founded on transparency, thoughtful advice and service that evolves with your life.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Designations from the Pressman Hansen Team
CAP® (Chartered Advisor in Philanthropy®)
Indicates specialized training in charitable planning and philanthropy, including strategies for giving, legacy planning, and aligning charitable goals with a broader wealth plan.
CFP® (Certified Financial Planner®)
Signifies comprehensive education and experience in personal financial planning, including retirement, investments, taxes, insurance, and estate planning—focused on building and coordinating a holistic plan.
ChFC® (Chartered Financial Consultant®)
Reflects advanced study in financial planning topics such as retirement, investment planning, insurance, tax and estate strategies, and planning for complex client needs.
CLU® (Chartered Life Underwriter®)
Demonstrates deep expertise in life insurance and risk management, including protection planning, wealth transfer strategies, and integrating insurance solutions into an overall financial plan.
CRPS® (Chartered Retirement Plans Specialist®)
Demonstrates specialized education in retirement plan design and strategy, including employer-sponsored plans and how plan features can support participant outcomes. It signals that the advisor has focused training in areas such as plan types, plan administration considerations, fiduciary and regulatory concepts, and retirement plan solutions to help organizations and participants make informed decisions.
Annuities & Insurance
A holistic wealth plan includes more than just seeking returns. It also involves mitigating and managing risks, helping clients when the unexpected occurs. Insurance and annuities are often used to help clients plan for and guard against life's hidden curves, helping protect their assets and their family's well-being.
How to Plan for Hidden Risks
Hidden risks abound. For affluent families, this can mean unwanted financial exposure. A simple risk assessment can go a long way to help close these gaps.
Learn More
Planning to Fund Long-Term Care Expenses
Health care costs are rising — especially for retirees, and some may need long-term care. Learn the moves you can make to help prepare yourself.
Learn More
You’re Ready for Retirement. Is Your Portfolio?
Market volatility and longevity may be two of the biggest risks to your retirement. Learn how annuities can potentially help bolster your retirement income strategy.
Learn More
Insured Solutions: Protection for the Unexpected
A sound wealth plan requires more than just seeking returns. It also involves mitigating and managing risks, helping to protect you when the unexpected occurs.
Learn MorePlanning Your Future
Our team will work with you to understand what your priorities are during these crucial years and implement a customized strategy for you. Whether it is planning for retirement, transitioning into retirement, or already managing your assets in retirement, our team is equipped with the resources and the knowledge to help you accomplish your personal and financial goal.
Making the Most of Your 401(k) Plan
In today's uncertain retirement environment, individuals need to take charge of growing and protecting their retirement nest egg. If your employer offers a 401(k), taking advantage of it may be an important step in securing the retirement you envision.
Learn More
What Kind of Retiree Do You Want to Be?
Everyone has a different idea of their dream retirement. Whatever you envision, it’s essential to plan ahead so that your nest egg will last.
Learn More
Overcoming Your 5 Biggest Retirement Challenges
While saving for a retirement is an important topic, it’s at least as important as what comes next: Your plan of action once you enter retirement.
Learn More
Your Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these tax-smart strategies for your financial plan.
Learn MoreLocation
150 Jfk Parkway 2nd
Fl
Short Hills, NJ 07078
US
Direct:
(973) 467-6316(973) 467-6316
2677 North Main Street 10th
2nd Floor
Santa Ana, CA 92705
US
Direct:
(714) 648-3470(714) 648-3470
Meet The Pressman Hansen Team
Paul Hansen, CAP®, CFP®, ChFC®, CLU®, QPFC
Vice President, Financial Advisor, Financial Planning Specialist
Phone:
(714) 648-3470(714) 648-3470
About Eric Turner Pressman
Eric T. Pressman, CRPS® Senior Vice President – Corporate Retirement Director - Portfolio Management Director| Financial Advisor
Eric has been providing financial guidance to high net worth individuals and businesses for the last 15 years. Eric holds the position of Vice President, Financial Advisor at Morgan Stanley. He began his career at Merrill Lynch in 2005 after graduating from Lafayette College with a B.A. in Government and Law. Eric spent 10 years with Merrill Lynch providing advice and guidance to local business owners and entrepreneurs, eventually founding Pressman & Associates, a group with $75mm under management within Merrill Lynch.
Eric is ranked as a Top Next-Gen Wealth Advisor by Forbes for 2018 and 2019. He holds the Certified Retirement Plans Specialist designation through the College of Financial Planning. Eric holds series 7, 66, 31, Life and Health Insurance Licenses.
On a personal basis, Eric and his wife Allison live in Basking Ridge, NJ with their daughters Brooke, Jordana and Harper. Eric is active in his community and is a member of Raritan Valley Country Club and plays on the Stingrays Men's Ice Hockey Team.
Awards:
Forbes Best in State Next Gen Wealth Advisor 2019
Top Next-Gen Wealth Advisor by Forbes for 2018
Five Star Wealth Manager 2013, 2014, 2015
2018, 2019 Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors) Source: Forbes.com
(Awarded 2018, 2019).
Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued. 2013, 2014, 2015 Five Star Wealth Manager Award Source: fivestarprofessional.com (Awarded 2013, 2014, 2015) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Services Include:
Divorce Financial Analysis
Asset Management
Business Succession Planning
Cash Management
Corporate Bonds
Corporate Retirement Plans
Corporate Trust Services
Defined Contribution Plans
Endowments and Foundations
Estate Planning Strategies
Financial Planning
LGBT Planning Services
Life Insurance
Long Term Care Insurance
Planning for Individuals with Special Needs
Eric has been providing financial guidance to high net worth individuals and businesses for the last 15 years. Eric holds the position of Vice President, Financial Advisor at Morgan Stanley. He began his career at Merrill Lynch in 2005 after graduating from Lafayette College with a B.A. in Government and Law. Eric spent 10 years with Merrill Lynch providing advice and guidance to local business owners and entrepreneurs, eventually founding Pressman & Associates, a group with $75mm under management within Merrill Lynch.
Eric is ranked as a Top Next-Gen Wealth Advisor by Forbes for 2018 and 2019. He holds the Certified Retirement Plans Specialist designation through the College of Financial Planning. Eric holds series 7, 66, 31, Life and Health Insurance Licenses.
On a personal basis, Eric and his wife Allison live in Basking Ridge, NJ with their daughters Brooke, Jordana and Harper. Eric is active in his community and is a member of Raritan Valley Country Club and plays on the Stingrays Men's Ice Hockey Team.
Awards:
Forbes Best in State Next Gen Wealth Advisor 2019
Top Next-Gen Wealth Advisor by Forbes for 2018
Five Star Wealth Manager 2013, 2014, 2015
2018, 2019 Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors) Source: Forbes.com
(Awarded 2018, 2019).
Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued. 2013, 2014, 2015 Five Star Wealth Manager Award Source: fivestarprofessional.com (Awarded 2013, 2014, 2015) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Services Include:
Divorce Financial Analysis
Asset Management
Business Succession Planning
Cash Management
Corporate Bonds
Corporate Retirement Plans
Corporate Trust Services
Defined Contribution Plans
Endowments and Foundations
Estate Planning Strategies
Financial Planning
LGBT Planning Services
Life Insurance
Long Term Care Insurance
Planning for Individuals with Special Needs
Securities Agent: TN, MA, AL, KY, PA, MD, CT, FL, CO, NH, CA, MN, TX, SC, NY, NC, WA, VA, OH, NJ, MO, MI, GA, AZ, DC, NV, KS, IL, DE, WI, ID, HI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 536510
NMLS#: 536510
About Paul Hansen
Paul Hansen is a highly experienced Financial Advisor at Morgan Stanley, with over 40 years in the field. He holds an MBA from Rutgers University and several prestigious certifications, including Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®), Chartered Advisor in Philanthropy (CAP®), Chartered Life Underwriter (CLU®), and Qualified Plan Financial Consultant (QPFC).
Paul's career began at Lutheran Brotherhood, now known as Thrivent Financial, and he has since worked with Shearson Lehman and Fidelity Investments, where he held various sales positions in wealth management, life insurance, and trust companies. At Merrill Lynch Trust Company, he served as a Senior Philanthropic Consultant, helping Financial Advisors design charitable strategies for clients. He joined Smith Barney in 2000, before its merger with Morgan Stanley, and transitioned to a Financial Advisor role in 2004. Additionally, Paul created and co-produced a cable show, "You and Your Money," which aired in New Jersey for 12 years.
He has served as President of the New York City Society of Financial Service Professionals and held various roles with organizations such as the Sigma Pi Educational Foundation, the Gift Planning Council of New Jersey, and the Estate Planning Council of New York City. Paul is a past member of the New Jersey Association of Fundraising Professionals, the New York State Society of CPAs, the American Cancer Society’s National Gift Planning Advisory Council, and the Philanthropy Advisors Group of the Society of Trust and Estate Practitioners.
Paul has his BS, Civil Engineering, from Valparaiso University, and MBA from Rutgers University.
Paul's career began at Lutheran Brotherhood, now known as Thrivent Financial, and he has since worked with Shearson Lehman and Fidelity Investments, where he held various sales positions in wealth management, life insurance, and trust companies. At Merrill Lynch Trust Company, he served as a Senior Philanthropic Consultant, helping Financial Advisors design charitable strategies for clients. He joined Smith Barney in 2000, before its merger with Morgan Stanley, and transitioned to a Financial Advisor role in 2004. Additionally, Paul created and co-produced a cable show, "You and Your Money," which aired in New Jersey for 12 years.
He has served as President of the New York City Society of Financial Service Professionals and held various roles with organizations such as the Sigma Pi Educational Foundation, the Gift Planning Council of New Jersey, and the Estate Planning Council of New York City. Paul is a past member of the New Jersey Association of Fundraising Professionals, the New York State Society of CPAs, the American Cancer Society’s National Gift Planning Advisory Council, and the Philanthropy Advisors Group of the Society of Trust and Estate Practitioners.
Paul has his BS, Civil Engineering, from Valparaiso University, and MBA from Rutgers University.
Securities Agent: TX, CT, PA, NY, NJ, NC, MO, AZ, TN, WA, MI, LA, HI, DE, OH, MA, FL, KS, CA, MN, ID, GA, CO, VA, SC, MD, IL, WI, NV, NH; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1475794
CA Insurance License #: 0D81305
NMLS#: 1475794
CA Insurance License #: 0D81305
Contact Eric Turner Pressman
Contact Paul Hansen
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
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A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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- Traditional Investments
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Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Pressman Hansen Team today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
