Michael A Petrizzo, CFP®
Managing Director, Private Wealth Management, Financial Advisor, Family Wealth Director, Senior Portfolio Management Director, Private Wealth Advisor
Phone:
(212) 603-6119(212) 603-6119
Morgan Stanley Private Wealth Management
The Petrizzo Skaf Group
Direct:
(212) 603-6160(212) 603-6160
Toll-Free:
(800) 843-0211(800) 843-0211
Our Mission Statement
We help highly accomplished professionals, business owners and executives craft comprehensive wealth management plans to help pursue their visions of successful lives.
Our Story
We are an experienced team of investing, wealth planning and client service professionals who work with a select clientele of highly accomplished people. Combining our talents with the extensive resources of our firm, we deliver the guidance needed to help make well-informed financial decisions, along with the dedicated capabilities needed to put those decisions into action. We strive to help each family or individual create and implement a customized plan in an effort to simplify the administration of their financial life, preserve and grow their hard-earned assets, and to pursue their most important life goals.
The solutions we offer are highly customized and comprehensive in nature–rooted in investment strategy but encompassing virtually anything else that impacts your financial life, including tax, trust and estate planning strategies, lending solutions, philanthropy, family governance and more.
We look forward to learning more about you, your family and your goals for the future. To begin that conversation, please contact us.
The solutions we offer are highly customized and comprehensive in nature–rooted in investment strategy but encompassing virtually anything else that impacts your financial life, including tax, trust and estate planning strategies, lending solutions, philanthropy, family governance and more.
We look forward to learning more about you, your family and your goals for the future. To begin that conversation, please contact us.
Capabilities
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
We serve a national clientele of financially successful families and individuals. Our clients have played prominent leadership roles in major corporations, built successful businesses and established thriving professional practices. The time they devote to their careers, families and communities often leave little time to focus on their personal finances. They rely on us to provide the experienced perspective, sophisticated solutions and targeted resources needed to help pursue their goals.
While our clients tend to share the complex, multigenerational planning issues common among highly affluent families, they also face unique challenges that are specific to the ways in which they created their wealth. These clients include:
While our clients tend to share the complex, multigenerational planning issues common among highly affluent families, they also face unique challenges that are specific to the ways in which they created their wealth. These clients include:
Senior Executives
Who have complex incentive compensation packages and concentrated equity positions in public companies. While most are highly sophisticated in financial matters, their personal, business and civic commitments often leave little time to focus on their personal finances.
Families
We work with multiple generations of our clients' families, helping them create and carry forward their enduring legacies.
Business Owners
Across a broad range of industries at various levels of experience. We work with younger entrepreneurs who are in the startup phase of their enterprises, and seasoned leaders who have built and monetized multiple ventures.
Legal Professionals
Who face unique and complex wealth management challenges that call for sophisticated solutions, customized resources and absolute discretion.
Equity Compensation
Our clients understand that decisions they make around company stock and options are some of the most consequential they'll face in their financial life.
You may be asking yourself
• How well do I understand my equity compensation and the strategies that exist to maximize its value?
• Can I afford to leave my company, and how should I plan for that?
• Should I be making different choices based on my specific situation?
• How do I turn my company equity into something I can enjoy?
• What is the Alternative Minimum Tax?
• Can I afford to leave my company, and how should I plan for that?
• Should I be making different choices based on my specific situation?
• How do I turn my company equity into something I can enjoy?
• What is the Alternative Minimum Tax?
How we can help
The first step is understanding how your stock or option plan works is only the first step. We can work with you to articulate specific goals such as diversification, tax management, charitable gifting, or simply having enough cash to live on while you wait for an exit. Projecting a variety of multi-year scenarios, we can help you make the best decisions you can to maximize this valuable asset.
Why us?
We are a small, experienced team of Morgan Stanley advisors that are trained to handle these complex issues and possess tools and resources to address your needs.
Client Center
Our comprehensive suite of digital tools are designed to help enhance virtually every aspect of your financial life. Our Client Center contains important Modern Wealth Management tools and other resources we have to offer our clients.
Morgan Stanley Online (MSO)
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
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Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More
CashPlus
Enjoy unlimited ATM fee rebates worldwide with the Morgan Stanley Debit Card, along with no foreign transaction fees, no cash advance fees, unlimited check writing, and more.
Learn More
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Learn More
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using E-Sign - all you need is a valid email address and phone number.
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E-Delivery
E-Delivery allows you to securely save, print, send, and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
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E-Authorization
E-Authorizations allows you to approve transactions electronically and securely on Morgan Stanley Online and the Morgan Stanley Mobile App.
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Reserved Living and Giving
Reserved Living & Giving is a complimentary loyalty program available to clients with a minimum of $1M in AUM, that can help them save time and money on travel, gifts, automobiles and more.
Learn MoreLocation
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 603-6160(212) 603-6160
Toll-Free:
(800) 843-0211(800) 843-0211
Meet The Petrizzo Skaf Group
Paul G Skaf, CFP®
Managing Director, Wealth Management, Financial Advisor, Family Wealth Director, Senior Portfolio Management Director
Phone:
(212) 603-6148(212) 603-6148
Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation, Portfolio Manager
Phone:
(212) 296-9294(212) 296-9294
Priscilla S Ayube
Assistant Vice President, Business Development Associate
Phone:
(212) 603-6160(212) 603-6160
Christina Ioannides
Wealth Management Associate
Phone:
(212) 230-3756(212) 230-3756
Tonya Palmer
Senior Client Service Associate
Phone:
(212) 603-6127(212) 603-6127
Christopher Benedict
Registered Client Service Associate
Phone:
(212) 603-6149(212) 603-6149
About Michael A Petrizzo
Mike Petrizzo brings more than three decades of financial services industry experience to the service of his team’s clients. As the senior member of the team, Mike is responsible for crafting highly customized investment portfolios within comprehensive wealth management plans. In recognition of his dedication to the success of his clients, Mike was invited to join Morgan Stanley’s prestigious Private Wealth Management “PWM.” Mike is a CERTIFIED FINANCIAL ADVISORTM (CFP®) and has earned internal designations as a Senior Portfolio Director, Workplace Advisor-Equity Compensation and Family Wealth Director.
Mike began his career at Oppenheimer & Co., where he spent seven years working his way up from trainee to Vice President. He then moved to Morgan Stanley Dean Witter. After three years, he moved to Wachovia Securities (Prudential Securities) for seven years. He returned to Morgan Stanley (Smith Barney) in 2008, earning recognition in the firm’s Master’s Club.
Mike graduated from North Carolina State University with a Bachelor of Arts in English. During summer breaks from college, he worked on the floor of the NYSE. Mike and his family live in Connecticut, where he enjoys playing golf in his free time.
Mike began his career at Oppenheimer & Co., where he spent seven years working his way up from trainee to Vice President. He then moved to Morgan Stanley Dean Witter. After three years, he moved to Wachovia Securities (Prudential Securities) for seven years. He returned to Morgan Stanley (Smith Barney) in 2008, earning recognition in the firm’s Master’s Club.
Mike graduated from North Carolina State University with a Bachelor of Arts in English. During summer breaks from college, he worked on the floor of the NYSE. Mike and his family live in Connecticut, where he enjoys playing golf in his free time.
Securities Agent: NM, DC, TX, NC, CT, VT, UT, PR, DE, AZ, KS, AL, PA, NJ, HI, CA, TN, NY, IL, GA, CO, WI, VA, MN, KY, SC, NV, NE, IN, ID, WV, RI, OR, MT, MI, MD, AR, WA, OH, NH, MO, ME, MA, IA, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1331975
NMLS#: 1331975
About Paul G Skaf
Paul Skaf is a CERTIFIED FINANCIAL PLANNER™ (CFP®) who brings more than 25 years of wealth planning and investment management experience to the service of the team’s clients. As a founding partner of The Petrizzo Skaf Group, Paul focuses primarily on delivering balanced investment strategies within comprehensive wealth management plans. Maintaining relationships for decades, he stresses the need to monitor and adapt plans as his client’s progress through the different financial stages of their lives. Thanks to the trust those clients have placed in him, Paul has been recognized among Forbes Best-in-State Wealth Advisors annually since 2022.
Paul graduated from SUNY Stonybrook with a bachelor’s degree in multidisciplinary studies and has worked to expand his financial education ever since. In addition to his CFP®, he has taken a multitude of rigorous courses in financial planning, professional money management, 401(k) plan management, and retirement and estate planning strategies. The range of this training is particularly useful in his work helping corporate executives manage incentive compensation, including the exercise of stock options, hedging and diversification.
Prior to joining Morgan Stanley in 2003, Paul spent seven years working at Wachovia Securities (formerly Prudential Securities), where he was awarded the title of Managing Director. Earlier in his career, he worked at Morgan Stanley Dean Witter, where he received the National Sales Director Award.
Paul lives with his wife, Jody, and their children, Joseph and Sophia, on the North Shore of Long Island, in Roslyn, New York. In his free time, he enjoys traveling, cooking and golf.
Disclaimer:
2022, 2023. 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022. 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Paul graduated from SUNY Stonybrook with a bachelor’s degree in multidisciplinary studies and has worked to expand his financial education ever since. In addition to his CFP®, he has taken a multitude of rigorous courses in financial planning, professional money management, 401(k) plan management, and retirement and estate planning strategies. The range of this training is particularly useful in his work helping corporate executives manage incentive compensation, including the exercise of stock options, hedging and diversification.
Prior to joining Morgan Stanley in 2003, Paul spent seven years working at Wachovia Securities (formerly Prudential Securities), where he was awarded the title of Managing Director. Earlier in his career, he worked at Morgan Stanley Dean Witter, where he received the National Sales Director Award.
Paul lives with his wife, Jody, and their children, Joseph and Sophia, on the North Shore of Long Island, in Roslyn, New York. In his free time, he enjoys traveling, cooking and golf.
Disclaimer:
2022, 2023. 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022. 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: IN, HI, DC, CO, CA, AL, VA, PA, NE, MT, MD, OR, SC, NH, MO, IA, WI, TX, NV, VT, UT, PR, NM, MA, AR, TN, MN, KY, WA, OH, MI, GA, NJ, NC, IL, ID, DE, CT, AZ, WV, RI, KS, FL, ME, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1339264
NMLS#: 1339264
About Michael D'Onofrio
Michael D’Onofrio brings a high-level of wealth management experience to the service of successful corporate executives and their families. Michael’s primary focus is on delivering individual retirement planning services and tax minimization solutions, including sophisticated strategies to manage equity awards and other incentive compensation. He prides himself on delivering an exceptional level of personalized service, an extensive range of investment solutions and a truly comprehensive approach to wealth planning.
Prior to joining the team in 2020, Michael was a Financial Advisor at Merrill Lynch. He had previously served as a Wealth Management Analyst at Morgan Stanley, and as an intern at UBS while he was a Villanova college student.
Prior to joining the team in 2020, Michael was a Financial Advisor at Merrill Lynch. He had previously served as a Wealth Management Analyst at Morgan Stanley, and as an intern at UBS while he was a Villanova college student.
Securities Agent: MN, DE, UT, SC, OH, NH, MI, FL, CA, AR, WV, WA, MT, HI, DC, CT, TN, IN, VA, NC, MA, IA, NM, IL, GA, AZ, NV, ME, PA, MD, KS, ID, CO, WI, TX, RI, NY, MO, AL, VT, PR, OR, NJ, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 1577648
NMLS#: 1577648
About Priscilla S Ayube
Bringing eight years of financial services experience to the service of the team’s clients, Priscilla Ayube is responsible for an extensive range of administrative, operational and marketing activities. These include, but are not limited to, drafting and administering 10b5-1 plans, opening new accounts, processing account documents, and facilitating client cash management and service requests.
Prior to joining Morgan Stanley, Priscilla spent three years as an Assistant Store Manager for American Eagle Outfitters and Carter’s/OshKosh B’gosh. She was responsible for managing, coaching and otherwise helping associates develop their customer service skills. The organizational and strategic planning skills she acquired through this experience continue to fuel her success as a member of the Petrizzo Skaf team.
Priscilla earned her Bachelor of Business from Adelphi University in Garden City, New York. She is Series 7 and Series 66 registered. She resides in Commack, Long Island, with her husband, Chres, and daughter, Liliana. In her free time, Priscilla enjoys crafting and interior design.
Prior to joining Morgan Stanley, Priscilla spent three years as an Assistant Store Manager for American Eagle Outfitters and Carter’s/OshKosh B’gosh. She was responsible for managing, coaching and otherwise helping associates develop their customer service skills. The organizational and strategic planning skills she acquired through this experience continue to fuel her success as a member of the Petrizzo Skaf team.
Priscilla earned her Bachelor of Business from Adelphi University in Garden City, New York. She is Series 7 and Series 66 registered. She resides in Commack, Long Island, with her husband, Chres, and daughter, Liliana. In her free time, Priscilla enjoys crafting and interior design.
About Christina Ioannides
Drawing on 17 years of experience in asset management, financial analysis and reporting, Christina Ioannides works closely with the team’s Advisors to deliver highly customized wealth management solutions to affluent families and individuals. These efforts often involve effective collaboration across multiple Morgan Stanley business units to address the full spectrum of client needs.
Prior to joining Morgan Stanley in 2017, Christina worked for Bloomberg L.P. for over 10 years. She began her career as a Greek Fundamental Analyst. She went on to hold a series of increasingly responsible roles within the Bloomberg Enterprise Solutions division.
Born and raised in South Africa to Greek-Cypriot parents, Christina migrated to the U.S. in 1991 to pursue her Bachelor of Arts in economics from Rutgers University. Outside of work, she has a passion for the martial arts and has been training Kimura Shukokai Karate International for over 35 years. She is a fifth-degree black belt, a six-time International Karate champion, and a teacher of karate and self-defense classes. Christina lives in West New York, New Jersey, where she enjoys cooking, reading, participating in outside sports and attending Greek cultural events.
Prior to joining Morgan Stanley in 2017, Christina worked for Bloomberg L.P. for over 10 years. She began her career as a Greek Fundamental Analyst. She went on to hold a series of increasingly responsible roles within the Bloomberg Enterprise Solutions division.
Born and raised in South Africa to Greek-Cypriot parents, Christina migrated to the U.S. in 1991 to pursue her Bachelor of Arts in economics from Rutgers University. Outside of work, she has a passion for the martial arts and has been training Kimura Shukokai Karate International for over 35 years. She is a fifth-degree black belt, a six-time International Karate champion, and a teacher of karate and self-defense classes. Christina lives in West New York, New Jersey, where she enjoys cooking, reading, participating in outside sports and attending Greek cultural events.
About Tonya Palmer
Drawing on 26 years of experience at Morgan Stanley, Tonya Palmer makes essential contributions to an outstanding overall service experience for clients of the Petrizzo Skaf Group.
Tonya provides comprehensive administrative, operational, marketing and sales support, including account openings, money transfers and research on client inquires. She has exceptional communication and organizational skills, often working directly with clients to address service requests promptly and professionally. Tonya also serves as a liaison between the branch support department and Financial Advisors to accomplish a variety of tasks.
Tonya graduated from Sarah J. Hale School of Cosmetology with a license in hairstyling. She currently resides in Newark, New Jersey, with two beautiful daughters; and three, very active grandsons, a 10-year-old and 2-year-old twins.
Tonya provides comprehensive administrative, operational, marketing and sales support, including account openings, money transfers and research on client inquires. She has exceptional communication and organizational skills, often working directly with clients to address service requests promptly and professionally. Tonya also serves as a liaison between the branch support department and Financial Advisors to accomplish a variety of tasks.
Tonya graduated from Sarah J. Hale School of Cosmetology with a license in hairstyling. She currently resides in Newark, New Jersey, with two beautiful daughters; and three, very active grandsons, a 10-year-old and 2-year-old twins.
About Christopher Benedict
Chris joined the team as a Client Service Associate in June 2024 after graduating Cum Laude from the University of Richmond, where he studied as a Business Administration major with a concentration in Finance. Chris is primarily responsible for a range of administrative and operational activities relating to the drafting of 10b5-1 plans, updating client accounts, and facilitating client service requests. Prior to joining the team, Chris had internships with KraneShares on their institutional sales desk, and at UBS Private Wealth Management. In his free time, Chris enjoys skiing and playing golf.
Contact Michael A Petrizzo
Contact Paul G Skaf
Contact Michael D'Onofrio
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
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Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
1Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025), 3582895 (6/2024)
