Kurtis Van Allen, CAIA
Vice President, Financial Advisor, Chartered Alternative Investment Analyst
Phone:
(314) 889-9830(314) 889-9830
The Peregrine Group at Morgan Stanley
Direct:
(314) 889-4811(314) 889-4811
Toll-Free:
(800) 325-0630(800) 325-0630
Our Mission Statement
Our commitment is simple – we will be more devoted to your family’s financial
success than anyone in the world who doesn’t share your last name.
success than anyone in the world who doesn’t share your last name.
Welcome to the Peregrine Group at Morgan Stanley
The Peregrine Group oversees and coordinates the financial affairs for a select group of families and businesses in the Saint Louis area and throughout the country. Our clients include multigenerational private wealth families, successful business owners and their related companies, as well as corporate executives who value the strategic approach and resources we bring to the relationship.
With a concentration on wealth planning in relation to business succession strategies, asset management and private investments, we are relentless in developing comprehensive plans that focus on client’s needs relative to their long-term goals. We bring a warmth, compassion, and coordination to the relationship that clients find distinctive. Clients’ lifestyle objectives, cash-flow requirements, and wealth preservation goals are the foundation of our work. We begin by asking what matters most to the families we serve, and we never stop asking that question. We strongly believe that “success” has many definitions, and we strive to be a critical resource for families as they pursue engaged and fulfilled lives.
ABOUT OUR NAME
Known as the world’s fastest animal, the Peregrine Falcon is a cunning and agile bird of prey. It’s superior vision and intelligence enables the Peregrine to be focused yet highly adaptable. It is fiercely loyal to those it serves and with the keen ability to be most effective when conditions are at their worst, we could think of no better namesake for our team.
With a concentration on wealth planning in relation to business succession strategies, asset management and private investments, we are relentless in developing comprehensive plans that focus on client’s needs relative to their long-term goals. We bring a warmth, compassion, and coordination to the relationship that clients find distinctive. Clients’ lifestyle objectives, cash-flow requirements, and wealth preservation goals are the foundation of our work. We begin by asking what matters most to the families we serve, and we never stop asking that question. We strongly believe that “success” has many definitions, and we strive to be a critical resource for families as they pursue engaged and fulfilled lives.
ABOUT OUR NAME
Known as the world’s fastest animal, the Peregrine Falcon is a cunning and agile bird of prey. It’s superior vision and intelligence enables the Peregrine to be focused yet highly adaptable. It is fiercely loyal to those it serves and with the keen ability to be most effective when conditions are at their worst, we could think of no better namesake for our team.
Services Include
- Wealth ManagementFootnote1
- Business Succession PlanningFootnote2
- Financial PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- Alternative InvestmentsFootnote5
- Estate Planning StrategiesFootnote6
- Corporate Investment SolutionsFootnote7
- Endowments and FoundationsFootnote8
- Philanthropic ManagementFootnote9
- Executive Financial ServicesFootnote10
- Corporate Retirement PlansFootnote11
- Life InsuranceFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Comprehensive Financial Planning
Whether you're just starting on your financial journey or are looking to secure your financial future, our team is here to help. We understand that every client has unique financial goals and aspirations. That's why we use a suite of tools and take a personalized approach to financial planning to create a holistic strategy that integrates the various aspects of your individual needs.
2025 Tax Tables
This helpful resource outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access The 2025 Federal Tax Tables
Insurance
We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs and determine if your current insurance policies are best suited for you and your goals.
Estate Planning Strategies
Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. We regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.
Manage Debt
We thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
Retirement
Leading up to and through retirement, The Peregrine Group helps you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.
Managing Investments
We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
Advice Matters
Private Investments
The Peregrine Group prides itself on our ability to leverage Morgan Stanley's industry leading Alternative Investment and Private Markets platform. Such strategies, working in concert with a well-developed and holistic plan, provide a level of sophistication and risk-adjusted return our client's value and require.
Explore investments beyond traditional portfolios. With unmatched experience, scale and reach across our vast global network, Morgan Stanley is an industry leader in alternative investments - providing access to exclusive offers, preeminent fund managers and innovative investment opportunities.
- Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
Business Succession
At some point the ownership of every privately held company will change. The challenge business owners ultimately face is ensuring this transition is smooth and purposeful. Whether it's accomplished through a generational transfer, an employee purchase program (ESOP), IPO or outright sale, comprehensive pre-planning is paramount to success. We work closely with business owners and executives to create both a pre-liquidity plan and post-liquidity management strategy that reflect their goals.
- Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.
Location
7733 Forsyth Blvd
Ste 2100
Clayton, MO 63105
US
Direct:
(314) 889-4811(314) 889-4811
Toll-Free:
(800) 325-0630(800) 325-0630
Meet The Peregrine Group
Jason Larch, CFP®, CEPA®
Vice President, Financial Advisor, Senior Portfolio Manager, CERTIFIED FINANCIAL PLANNER®
Phone:
(314) 889-0373(314) 889-0373
Shannon Nichols
Client Service Associate
Phone:
(314) 889-4811(314) 889-4811
About Kurtis Van Allen
Kurtis Van Allen joined Jason Larch to form the Peregrine Group in 2019 to deliver the full suite of Morgan Stanley services to our clients. Kurtis Van Allen has thrived for over 8 years at Morgan Stanley Wealth Management assisting High-Net-Worth families. He has earned the prestigious Chartered Alternative Investment Analyst (CAIA) designation which is instrumental in properly allocating client capital to Alternative Investments. Kurtis is a graduate of Webster University with an M.B.A. with focuses in finance and marketing as well as a Bachelor of Music in Jazz performance. He has extensive studies at the doctoral level in finance and international business concentrating on the European Sovereign Debt Crisis.
In his role with the Peregrine Group, Kurtis contributes to portfolio construction, including allocating to Alternative Investments, as well as analysis and reporting on Alternative offerings such as Private Equity, Private Credit, Hedge Funds, and Private Real Estate. Kurtis’ prior career in sales and marketing in the ultra-luxury automobile segment gave him insight into the Lifestyle needs and wants of affluent clients.
Kurtis was born in Fort Campbell, KY and grew up around the U.S. and in Europe as an “Army brat.” He is married with three kids and lives in St. Louis. Kurtis belongs to multiple car clubs, enjoys playing and writing music on guitar and piano, loves traveling and rounds of golf with the family.
In his role with the Peregrine Group, Kurtis contributes to portfolio construction, including allocating to Alternative Investments, as well as analysis and reporting on Alternative offerings such as Private Equity, Private Credit, Hedge Funds, and Private Real Estate. Kurtis’ prior career in sales and marketing in the ultra-luxury automobile segment gave him insight into the Lifestyle needs and wants of affluent clients.
Kurtis was born in Fort Campbell, KY and grew up around the U.S. and in Europe as an “Army brat.” He is married with three kids and lives in St. Louis. Kurtis belongs to multiple car clubs, enjoys playing and writing music on guitar and piano, loves traveling and rounds of golf with the family.
Securities Agent: UT, VA, AL, AZ, CA, FL, GA, IA, ID, IL, IN, NH, KS, KY, MI, MO, NC, NJ, NV, NY, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1297888
NMLS#: 1297888
About Jason Larch
Jason W. Larch
Financial Advisor
With more than 20 years of industry experience, Jason enjoys helping high-net-worth individuals, families and business owners develop a financial security plan that addresses their specific needs and circumstances. He is committed to delivering exceptional service as he counsels his clients in the areas of financial planning, asset protection and liability management. He also has significant experience in alternative investments, having worked for a leading real estate syndicator prior to becoming a wealth management professional.
A graduate of the University of Missouri – Columbia, Jason earned his Master’s degree in Integrated Marketing Communications at Emerson College. He began his career as an alternative investment wholesaler, where he had the opportunity to work with some of the country’s top wealth managers. This experience inspired Jason to become a Financial Advisor, bringing together all the best practices he learned from the industry’s most respected advisors. He created The Peregrine Group with the expressed goal of emulating these best practices in the development of a truly holistic wealth management experience when working the firms most affluent clients.
Jason’s disciplined process focuses on building personal relationships with clients to understand the specific goals they’ve set for themselves and their families. His approachable style helps clients make well-informed decisions, while maintaining the discipline necessary to navigate the most challenging of markets.
Born in Michigan, Jason moved to Missouri at an early age. He currently resides in Wildwood with his wife, Nicole, and their two children. Jason is an active member of his church and a member of the Saint Louis Triathalon Club. He is heavily involved in endurance racing and has competed in numerous marathons and adventure races, including multiple Ironman events.
Financial Advisor
With more than 20 years of industry experience, Jason enjoys helping high-net-worth individuals, families and business owners develop a financial security plan that addresses their specific needs and circumstances. He is committed to delivering exceptional service as he counsels his clients in the areas of financial planning, asset protection and liability management. He also has significant experience in alternative investments, having worked for a leading real estate syndicator prior to becoming a wealth management professional.
A graduate of the University of Missouri – Columbia, Jason earned his Master’s degree in Integrated Marketing Communications at Emerson College. He began his career as an alternative investment wholesaler, where he had the opportunity to work with some of the country’s top wealth managers. This experience inspired Jason to become a Financial Advisor, bringing together all the best practices he learned from the industry’s most respected advisors. He created The Peregrine Group with the expressed goal of emulating these best practices in the development of a truly holistic wealth management experience when working the firms most affluent clients.
Jason’s disciplined process focuses on building personal relationships with clients to understand the specific goals they’ve set for themselves and their families. His approachable style helps clients make well-informed decisions, while maintaining the discipline necessary to navigate the most challenging of markets.
Born in Michigan, Jason moved to Missouri at an early age. He currently resides in Wildwood with his wife, Nicole, and their two children. Jason is an active member of his church and a member of the Saint Louis Triathalon Club. He is heavily involved in endurance racing and has competed in numerous marathons and adventure races, including multiple Ironman events.
Securities Agent: NH, AL, AZ, CA, FL, GA, IA, ID, IL, KS, MA, MI, MO, NC, NV, NY, TX, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1036498
NMLS#: 1036498
About Shannon Nichols
Shannon was born and raised in Missouri. She joined Morgan Stanley in May 2023 and holds an MBA from Lindenwood University. Her focus as a Client Service Associate is to support with administrative and operational tasks, while providing exceptional service to clients to help them meet their individual financial goals.
Prior to Morgan Stanley, Shannon successfully owned and operated a small business for 11 years. There she was responsible for all financial operations, playing a key role in the acquisition of the business in 2018. Additionally, Shannon was the Director of Operations for the Foster & Adoptive Care Coalition and has spent 17 years as a nonprofit professional, managing budgets, donor engagement, bookkeeping and grant writing.
When Shannon isn't supporting clients, she enjoys spending time with her friends and family, especially her husband and daughter. She loves being outdoors, practicing Pilates, and listening to music. Shannon also proudly sits on the Board of Directors as a Treasurer, at The GracieStrong Foundation, in honor of her niece, Gracie Anne Muehlberger.
Prior to Morgan Stanley, Shannon successfully owned and operated a small business for 11 years. There she was responsible for all financial operations, playing a key role in the acquisition of the business in 2018. Additionally, Shannon was the Director of Operations for the Foster & Adoptive Care Coalition and has spent 17 years as a nonprofit professional, managing budgets, donor engagement, bookkeeping and grant writing.
When Shannon isn't supporting clients, she enjoys spending time with her friends and family, especially her husband and daughter. She loves being outdoors, practicing Pilates, and listening to music. Shannon also proudly sits on the Board of Directors as a Treasurer, at The GracieStrong Foundation, in honor of her niece, Gracie Anne Muehlberger.
Contact Kurtis Van Allen
Contact Jason Larch
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Sarah Ott, CFP®
Financial Planning Director, Vice President
Elizabeth Chand
Family Office Resources Generalist
About Sarah Ott
Sarah Ott, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth
Management offices in the St. Louis area. She is responsible for helping Financial Advisors with their clients'
and prospects' financial planning needs.
Sarah began her career in Financial Services in 2014 and joined Morgan Stanley in 2022. Prior to
her current position, she was a Financial Advisor and Director of Financial Planning Operations at
Thrivent Financial.
Sarah graduated from Saint Louis University with a Bachelor of Science in Business Administration
and holds her Certified Financial Planner® designation. Outside of work, Sarah enjoys traveling with
her family, trying new restaurants, volunteering at her church, and attending concerts and sporting
events.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of
which may create a different type of relationship with different obligations to you. Please visit us at
http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Management offices in the St. Louis area. She is responsible for helping Financial Advisors with their clients'
and prospects' financial planning needs.
Sarah began her career in Financial Services in 2014 and joined Morgan Stanley in 2022. Prior to
her current position, she was a Financial Advisor and Director of Financial Planning Operations at
Thrivent Financial.
Sarah graduated from Saint Louis University with a Bachelor of Science in Business Administration
and holds her Certified Financial Planner® designation. Outside of work, Sarah enjoys traveling with
her family, trying new restaurants, volunteering at her church, and attending concerts and sporting
events.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of
which may create a different type of relationship with different obligations to you. Please visit us at
http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
About Elizabeth Chand
Elizabeth Chand leads the Family Office Resource Generalist team and also covers the Central Region. As a FOR Generalist Elizabeth provides specialized expertise to Financial Advisors and their UHNW clients, educating and advising across a broad spectrum of family wealth management concerns, including family legacy and governance, customized wealth education for the next generation, lifestyle advisory and concierge services, strategic estate and financial planning, and philanthropy management.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Wealth Management
From Our Team
Wealth Management Brochure
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Peregrine Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
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Awards Disclosures
CRC 6491812 (04/2024)
