The Peloso-Barnes Group

You deserve a financial team that makes you feel well cared for, informed and secure. Advisors who understand the critical importance of your hopes and fears. Allies who celebrate your life choices and help you plan so that your dreams can come true.

Our top priority is to help you meet this simple definition of financial planning:

Making sure that the right person in your life will have the right cash needed to do the right thing at the right time.

If you are following a unique path, be it what you do, where you live or who you love, you’re likely to encounter complex circumstances.  We understand those challenges.  We are a team of Financial Advisors dedicated to simplifying the financial intricacies of your life. We get you and we’ve got your back.
Services Include
  • LGBT Planning Services
  • Financial Planning1
  • Retirement Planning2
  • 401(k) Rollovers
  • Estate Planning Strategies3
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
As our client, you are smart, talented, and dedicated to forging your own way in the world. You may even have created a new path that wasn't expected, anticipated, desired or understood by the people around you. You may not have planned your path, but have discovered along the way that it's the most authentic choice available to you.

We are intimately familiar with what it’s like to take courageous risks in life. That’s who we are and those are the people we work with. We support you in following your heart because that’s what we do, too. We know it’s aligned to your deepest truth.
    Credentials really do matter. They demonstrate our deep level of knowledge, our advanced training, and our commitment to finding the very best solutions to match your needs.

    As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Julia
    ● Has in-depth knowledge of key financial planning areas such as the financial planning process, tax planning, employee benefits and retirement planning, estate planning and insurance.
    ● Is trained to see the big picture of your investment needs.
    ● Is ethically bound to advocate on behalf of you and to act in your best interests.

    As a Certified Portfolio Manager (CPM®), Julia
    ● Can provide you with a level of portfolio management services historically offered only to institutional investors.
    ● Is among a highly select group of Morgan Stanley Financial Advisors.

    As an Accredited Domestic Partner Advisor℠ (ADPA®), Julia
    ● Can address the unique financial planning needs of lesbian, gay, bisexual, and transgender (LGBT) individuals, as well as heterosexual couples who have chosen not to marry.

    As a Chartered Retirement Planning Counselor℠ (CRPC®), Julia
    ● Is able to apply advanced retirement tools & knowledge to your situation.
    ● Is experienced in designing retirement income streams, navigating health care options in retirement and understanding the emotional component to your retirement.
      We are passionate about educating and enjoy hosting events to share our knowledge. Please check this page for our upcoming events and click on our article page for information on relevant and important issues.
        As a team, we are committed to client relationships built on collaborative problem-solving and education. One tool we employ to help simplify the complexity of financial decision-making is posting articles here on various issues you tell us are important to you. We update this page frequently, so please check back, and let us know if there’s something specific you want to read about but do not see here.
        • A tax article on something other than the SALT deduction cap.
          What You Need to Know About Your Personal Income Tax
        • LGBT people have many of the same dreams held by everyone else. For us, for many reasons, it can be more difficult to make those dreams realities. This article provides a comprehensive checklist for your wealth management plan.
          Wealth Planning for Married LGBT Couples
        • Reducing your debt while building credit does not always have to be complex and challenging. This article will help you understand the relationship between debt and credit and get you on track to building the financial future you desire.
          Finding the Balance Between Credit and Debt
        • Life doesn't always follow a script, which is why these important tips may apply to you.
          Planning for the Unexpected
        • Women face financial issues that men don't, but that doesn't mean we can't plan for them. This article will help you to create a plan to build and manage your wealth now and into the unpredictable future.
          Women and Wealth
        • Unconditional love is an important resource, but ensuring you have the financial assets to bring a child home with you let alone raise one is an equally important part of the parenting equation.
          LGBT Parenthood: Building the Family of Your Dreams
        • Reaching your goals often involves going beyond investment advice to provide a wide array of offerings and services centered on you and customized to help you meet your needs.
          Advice Can Add Value on Many Levels
        • Have you re-evaluated your saving and investing program to take into account the current economic policies and the risks posed by low prices?
          Low Prices – Too Much of a Good Thing?

        Location

        2000 Westchester Ave
        Purchase, NY 10577
        US
        Direct:
        (914) 225-6391(914) 225-6391
        Toll-Free:
        (888) 499-8544(888) 499-8544

        Meet The Peloso-Barnes Group

        About Me

        I have a passion for making a difference in your life. As a First Vice President and an Accredited Domestic Partnership Advisor℠ (ADPA®), I harness my knowledge and experience to help transform your financial dreams into realities.Whether you're starting your career, preparing for children, or counting down the days to retirement, your questions are best answered with a comprehensive financial plan. My team and I will take the time to get to know you – your hopes and dreams as well as the issues that keep you up at night. We’ll examine all the components that may touch your financial well-being and then focus on the pieces that can have the most positive impact on the outcome. I listen deeply and try to never underestimate the effect your emotional needs may have on your behavior. We plan for and secure your financial future by combining my technical knowledge and experience with an expectation that life will throw a few curves along the way. Expanding my technical knowledge through these designations is essential to delivering on your priorities.

        CERTIFIED FINANCIAL PLANNER™
        Certified Portfolio Manager
        Chartered Retirement Planning Counselor℠
        Accredited Domestic Partnership Advisor℠

        I earned both my BS from Iona College and my MBA at NYU while working full-time as a Financial Advisor. I joined Morgan Stanley Wealth Management in 2011 after spending nearly 20 years with Merrill Lynch and 8 years with First Investors Corporation. As a financial planner and portfolio manager, I accepted the higher standards of a fiduciary many years ago. Your financial goals and aspirations are my top priority.

        Service is a value in which I was raised. I have been a board member and past board president of The Loft: LGBT Community Services Center. Currently, I serve as Treasurer of Hope's Door, an organization working to end domestic violence and to empower victims to achieve safety, independence, and healing.

        As a Westchester County, NY native, my wife and I are pleased to own the home in which I grew up. We are avid sports fans and never miss a NY Liberty home game.
        Securities Agent: CT, WA, VA, TX, TN, SC, PA, NY, NJ, NC, MD, MA, IL, GA, FL, DC, CA, AL; General Securities Representative; Investment Advisor Representative
        NMLS#: 578741

        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

        The Simple Six-Step Retirement Checkup

        Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Investing in Artificial Intelligence and Automation

        Investing in Artificial Intelligence and Automation

        AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

        Family

        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
        From Clueless to Clued In: Teaching Teens About Money

        From Clueless to Clued In: Teaching Teens About Money

        As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.

        Mosaic

        Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
        The Tao of Guy

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        Best-selling author Guy Kawasaki shares how to live your best life.

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        Ready to start a conversation? Contact The Peloso-Barnes Group today.
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        Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

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        3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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